1

EXECUTIVE SUMMARY

Pak-Kuwait investment company (Pvt) limited majorreason is toproduce the information about Pak-
Kuwait investment companies. Information must be related to organization investment procedure,
technique, tools, and thorough this factor company retain his competitiveness.
This company has mutual agreement between Kuwait and Pakistan government it is used the
international business technique which is call joint venture 50:50 partnership. It is known some selective
company in Pakistan. In Pakistan now, Pak-Kuwait investment company prime chose of the customers
and primary choice of the choice numerous of financial companies for development purpose. Pak-
Kuwait investment company involve numerous of project and finance other all over national sector.it
prime aim is to development the Pakistan infrastructure and it also encourage the project manager to
facilitate through investment at certain term and condition. Company shows their presence in all
financial occasion. As well, Islamic financial company also consider that option because the Islamic
finance demand in market. Pak-Kuwait investment company want to build up durable relationship
Pakistan government.

After Analysis the Pak-Kuwait company very effective knowledge we gathered and through this project
we put are theoretical knowledge in practical manner by illustrating the capability, success ratio,
reputation, and opportunity which company account. In project describe the company strength,
advance pattern, and trickle the situation which is unwanted. Pak-Kuwait budgeting position, strongly
development sector, challengers, economical sustainability. Similarly, expansion indifferent economic
factors like CPEC and as well Pakistan government lookingto privatize their assets Its correspondingly
Pak-Kuwait company priority.

INTRODUCTION

Pak-Kuwait investment company consider most errand company it is record developing company in last
decades, Pak-Kuwait company performing company to development the financial sector in Pakistan. It
provides huge fuel in financial intuitions.
 2

After, scrutinizing this company it aids to find out deficiency and company associated qualities, and the
threat which could cause future damage, attention highlightingcharacteristics and make wall defense
and capitalize Scrutiny of his critical apparatus for pattern to associating, introducing.
As a business mind set to apply certain hypothetical ideas making some analysis through SWOT it is
opportunity to physical market. SWOT Conventionality is practical factor addressed. Likewise, company
alternative pans, progression in business,assessment, asset mange of the company. It is primary factor
to the enterprise plan. Examination of the factor deficiency, competitive strength, market lacks, internal
and external factor company account when financial expert is easy to expect these factor assertions.
Examination all the factor it enhances knowledge related to the company and understanding function.

Company has wide range business line all the factor, structure, planning, associating, investment plans,
back ground, market growth, financial position, project investments all these traits consider in this
project extensively. It is also including ratio analysis, financial position of the company. Weakness
strength, market development factors. Company year it touches boom as well discuss in the report.

ABOUT PAK-KUWAIT INVESTMENTCOMPANY

It is joint venture between two independent government these governments are stack holder of Pak-
Kuwait Investment Company (PVT) limited. Pakistan government own 50 per cent of share of share of
Pak-Kuwait investment company and respectively exact same per cent of share owned by Kuwait
government since 1979 march. Pak-Kuwait investment company wellbeing company in the market its
primary consideration is to development in the financial sectors. Commercial bank is financial intuition
company fiancé these banks. Likewise, other organization Pak-Kuwait investment company major
reason to investment into financial sector of Pakistan for expected rate of return on investment such
company are Al-Karam textile Engro, Fauji Fertilizer Bin Qasim Limited, Feroz Textiles, Al-Rihm textile
etc. The major concrete of company is two government specialization efforts.
 3

VISION:

Pakistan advancement encouraging mechanical of brilliant budgetary sector

MISSION:

• Industrial development in the Pakistan and infrastructure enhancement

• company code of conduct follows on priorities basis.

• Governess stranding of dealing higher to the par

• optimize returns and offer values for all our stakeholders

• Pursue our corporate values

Mutual PROJECTS:

PKIC has numerous of investment project on going some are mention below

 Islamic Meezan Bank

Meezan bank Pakistan first and most growing bank in Pakistan and Meezan bank more than 30 per cent
market share

 ak-Kuwait Takaful Company Limited:

its proved Islamic insurance in the market in 2003

 Al-Meezan Investment Management Limited:

“ An Islamic Investment Asset Management Company, managing different open and close end Funds,
namely:

Al- Meezan Mutual Fund; Meezan Balanced Fund ;

Meezan Islamic Fund; Asset Allocation Fund ;

KSE Meezan Index Fund; Meezan Asset Allocation Fund ;

Balanced Fund ; Meezan Financial Planning Fund (MFPF);

 4

MFPF-Aggressive Allocation Plan ; Meezan Islamic Income Fund Type B Units ;

MFPF-Moderate Allocation Plan ; Meezan Islamic Income Fund Type C Units

MFPF-Conservative Allocation Plan ; Meezan Sovereign Fund ;

Meezan Capital Preservation Plan-I ; Meezan Cash Fund ;

Meezan Capital Preservation Plan-II ; Meezan Gold Fund ;

Meezan Asset Allocation Plan-I ; Meezan Tahaffuz Pension Fund ;

Meezan Asset Allocation Plan-II ; MTPF-Equity sub Fund ;

Meezan Asset Allocation Plan-III ; MTPF-Debt sub Fund ;

Meezan Capital Preservation Fund-II ; MTPF-Money Market sub Fund ;

 National Clearing Company of Pakistan Limited:

Clearing settlement system, a company used to make their nation clearing

STRUCTURE:

The association of the PKIC legal authorities state bank of Pakistan and also it registration pxs(Pakistan
stock exchanged. Pak-Kuwait it is joint venture they vote respectively for three directors of the board.
This board dealing all the matter either legal, wanted, unwanted occur and creating environment of the
company. And also., structure of company their certain authorities is whose Audit things risk magnet
committee, Audit committee, board of company, each function of the company lined with MD Managing
director
 5

Mr. Abdullah Abdulwahab Al-Ramadhan Chairman

Mr. Mohammad Reyad Al-Mutawa Director

Mr. Saleem Zamindar Director

Mr. Naveed Alauddin Director

Mr. Bader Fawaz Al-Qattan Director

Mr. Mansur Khan Managing Director

Pak-Kuwait has apleasantly viable authoritative structure. Administration all level in the company and
board of director successful collaboration within company. In the company three selective board of
director signed joint venture agreement among PKIC.

In that affection is an Executive Committee, which is reliable to take picks on financing and
controllingproblems. More separate, there are Audit Committee, Board of director and Risk
Committee.” But Head of Internal Audit and Head of Risk Management”.

GEOGRAPHICAL LOCATION:

The structure is for the furthermostportionwell-known in Karachi Trade of Shahra-e-Faisal in Pakistan .

The public takes in a solemarketingrepresentative workplace in Lahore, corporate back group . Pak-
Kuwait investment company select these different location Khyber Pk, Punjab, and Sindh, exchanges the
terms, formulates the tenders. All the business fragments of the Company work in Pakistan alone.

Practical HEADS:

Four primaryPractical Heads of the organization:

• Corporate Finance
 6

Company facilities number of client of in different sector Pakistan

• Treasury

It achieves assets by operating and knocking resources into unsolidified resources like now government
settlement.

• Capital Market

It retain market share and different items seeking fluctuation in the market and through capital gain

Monetary POSITION:

Since thirty-seven-year company retain their corporate position in the market.Because dynamic
investment strategy in the workplace, pas it major development in the market recent year, 2016 PKIC
has gain garter market share since last collective year.

In 2017, company loss more than 43 per cent of to market Capitalization. Departmental make leathered
for the Managing Director (MD). There is representation of The different year market profit. Shows in
 7

Figure:1

Profitability Ratio
1000.00%

800.00%

600.00%

400.00%

200.00%

0.00%
2013 2014 2015 2016 2017

Profit Margin % Gross Profit margin % Operation profit margin %

ROA % ROE %

Figure :1

PROFESSIONAL ETHICS:

PKIC tries to sustainmoral and professional environment. The personnelare well development and well
effective concentration. PKIC follow up fundamental of internal control extensively and using strategy
to control internal issue addressed pattern .
 8

SWOT ANALYSIS OF PKIC

INTERNAL ASSEMENT

STRENGTH:
Strengths is basically described the positive characteristics, tangible and intangible, which are internal
factor of your organization. They are very much in your mastery.To Organizational it is possible to
addressed thing which occur in the enterprise.

PBIC biggest strength is chairman, board of directors and well experienced staff. In PBIC higher authority
is collectively of numerous of skill full members one of them well recognizes name Mr. Tariq Mahmood
Pasha is presently serving as Chairman of Federal Board of Revenue (FBR) in Pakistan. Policies
formulated by the management and approved by the Board of Directors provide crystal clear and easily-
determined guidelines for different offices so that they can execute their operations based on the best
industry practices.

Presenter Profile: PBIC has a entirely owned subsidiary Awwal Modaraba Management Limited and is
now putting up a leasing company for the SME segment.PBIC has divested 70% interest in its wholly
owned subsidiary, Primus Investment Management Limited (PIML)

Portfolio:Product portfolio includes Corporate banking, SME and ASIG (Advisory and Strategic
Investment Group). Advance in portfolio increased 14.2 b.

Assets:Asset excellence indicators continued stable over the year. Coverage ratio increased 50 percent
in the end of 2016 and 53.1 one percentage in 2017

1. Highest credit quality

2. Being only slightly risk-free government debt
3. Protection factor are strong
4. Alternative source of fund
5. Portfolios corporate banking sector
6. Occupy large market
7. Strongly investment merger& join venture
 9

8. Cash flow control highly superlative

9. Build trend to investment in market
10. Liquidity factor of company sound

WEAKNESS:
Weaknesses are usually internal factor of an organization. Despite having the considerable strengths
that the Pak Brunei Investment Company possesses, it has shortcomings too which need to be
addressed for better functioning of the society.

The main business activity of PBIC is corporate banking, investment banking, leasing finance services and
at its core, these are cyclical industry. It is mostly sensitive to the business cycle, such that revenues are
generally higher during periods of economic prosperity and expansion and lower in periods of economic
downturn and recession.

Another weakness is PBIC absence of marketing and advertising strategies as compared to its
competitor investment companies, such as Pak-Libya, Pak-Kuwait, SBP Banking service corporation

1. Financial planning is not going properly and efficiently.

2. Capacity to payoff obligation is doubtful
3. Protection factor could be fluctuating timely
4. Highly depends upon economical condition
5. Marketing & Advertising factor
6. Limited Success outside the core business
7. Financial sector ghost information
8. Policy to secure bad debt
9. Limited sector for business
10. Capture small market share
 10

.EXTERNAL FACTORS:

These factors include the opportunities and threats for the Company:

 OPPORTUNITIES:
PKIC is moving upward slowly so because of this PKIC will grasp more opportunities to grow in
future such as the following

CPEC will not only gives the opportunity for Chinese economy but it will give value addition to
Pakistani economy and as well as PKIC investment company. The SBP has sets its interest rate at
7 % for economic growth. Because of this the investment company will have a great
opportunity to grow its profit.

PKIC also focuses over Islamic financing one of the major financing option is Mezan Islamic
finance through which Islamic finance will also be increases.

 THREATS:
The Pakistan economic condition is superior threat for company need to focus them because of
its financial health depend upon the economic condition and they need to develop their financial
system in way if the economic condition of Pakistan goes to not good they face minimum loss.