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Online Examination:
Section - I Instructions:
- While attempting subjective examination Text formatting facility will be disabled such as use of bullets,
making the text bold, underlining the text etc. Only normal character on the key board will be available.
- Special characters available on the keyboard will be allowed.
- Students can not attempt more than 2 questions out of given 3.
- A blank (space typed) or any entry in the space provided will be considered as question is answered.
- Hand written answers are not allowed. Subjective test can be answered by using key board.
- No brail support shall be provided, but writer assistance shall be allowed. The student has to intimate it to
SCDL well in advance by completing applicable formalities.
- Answers for both the questions should not exceed more than 110 words. The maximum word limit per
answer is 55 words (for Subjective part).
Page 1 of 7
SCDL
ICICI was formed in 1955 at the initiative of the World Bank, the Government of India and
representatives of the Indian industry. The principal objective was to create a developmental financial
institution for providing medium-term and long-term project financing to Indian businesses. Until the late
1980s, ICICI primarily focused its activities on project finance and providing long-term funds to a variety
of industrial projects. With a thrust on marketing the products and attracting the client with top class
service, it has become a household name in the life of any Indian today.
PFC's mission is to excel as a pivotal developmental financial institution, in the power sector committed to
the integrated development of power and associated sectors, by channeling the resources and providing
financial, technological and managerial services for ensuring the development of economic, reliable and
efficient systems and institutions.
Non-bank finance companies include a variety of financial institutions, which raise funds from the public
directly or indirectly to lend them to the ultimate borrowers. The development banks fall in this category.
They specialise in making term loans. There are three other NBFI, viz. LIC, GIC and UTI. Out of these
three, only UTI is a pure NBFI. There are provident funds and post offices, which mobilise savings in a
big way. A large number of these institutions are public sector undertakings.
Section 1 is complete.
Section - II Instructions:
Page 2 of 7
SCDL
Total Questions : 27
Total Marks : 60
3) All the official directors of Reserve Bank of India are not full-time directors.
(1)
1] True
2] False
Page 3 of 7
SCDL
9) On securitisation, the mortgage debt or the receivables pertaining to the MBS transaction will be
(2)
1] legally transferred to the NHB/ SPV Trust
2] legally assigned to the NHB/ SPV Trust
3] legally transferred to the primary lending agency
4] legally assigned to the primary lending agency
10) Irrespective of whether a bank finds its name in the schedule to the RBI Act its 'scheduled status' can be
found out from
(2)
1] its banking licence
2] the number of branches it has
3] its all India presence
4] its total banking business
11) The balances in the savings bank account earn interest whereas the balances in current account
(2)
1] do not earn interest
2] do not earn high interest
3] are charged interest
4] are charged commission
12) Operating income for a bank is the income earned from :BLANK operations.
(1)
1] lending
2] inter-bank
3] investment
4] inter-branch
13) Reserve Bank of India, the central banking authority in the country, is also referred to as the :BLANK
Bank.
(1)
1] Apex
2] Government
3] Monitoring
4] Statutory
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SCDL
(2)
1] organised markets and unorganised markets
2] regulated markets and unregulated markets
3] domestic markets and foreign markets
4] national markets and international markets
15) For DFIs, they can issue privately placed bonds at any time to any investor with the only restriction being
(2)
1] the ceiling defined by the shareholders of DFI
2] the ceiling defined by the bankers of DFI
3] the ceiling defined by the ministry of finance
4] the ceiling defined by the Companies Act
16) The main traded instruments in the money market are completely secured instruments.
(1)
1] True
2] False
18) Nidhis are not commercial institutions and are broadly run on co-operative principles.
(1)
1] True
2] False
21) Land Development Banks suffer from the defects of the co-operative movement namely
(4)
Page 5 of 7
SCDL
22) Agricultural Finance Corporation Limited's area of specialisation includes forestry consisting of
(4)
1] Commercial and Social Forestry, Agro Forestry
2] Forest Management and Wasteland Development
3] Conservation and Supervision of Forests
4] Deforestation for Agricultural Purposes
23) Regional Rural Banks are not eligible for obtaining NABARD refinance for loans given by them to
farmers for seasonal agricultural operations.
(1)
1] True
2] False
25) Eligibility criteria for HFC's for being eligible for NHB's Guarantee include
(4)
1] The HFC should provide long-term finance to home loan seekers
2] The HFC should have been in business for minimum 5 years
3] The HFC should have obtained 4 star rating form rating agencies
4] The HFC's should not have any non-performing advances
27) Buffer Stock Financing Facility of IMF makes available resources to finance contributions to the
approved buffer stock scheme.
(1)
1] True
2] False
Page 6 of 7
SCDL
Section 2 is complete.
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