QNB Tariff of Charges.

Deposit Account Service Fee

Savings Plus Account:

Minimum monthly average balance
QR5,000 Free

Current Account:
Subject to prevailing terms and
conditions on balance criteria Free

Call Account:
Minimum monthly average balance
QR10,000* Free

Fixed Deposit Account:

Minimum opening balance QR20,000*

Breaking of fixed deposit prior to maturity

• L
 ess than 1 month:

N
 o interest +
QR75 charge

• O
 ver 1 month:
Interest will
be paid at the
applicable rate of
the revised deposit
term +
QR75 charge
* Or equivalent in other currencies

Cheque Book Issuance

Issuance of standard cheque book Free

QR20 from selected

Issuance of cheque book on same day
branches

Cheque book uncollected after 60 days QR25

Statement copy (Accounts and Credit

Cards) Statement sent regularly to Free
customers

Certified statement other than regular QR10 per statement

Account statement for 1 - 5 years QR10 per statement

Account statement for more than 5 years QR20 per statement

Deposits/Withdrawals

QR10 for amounts

Withdrawal at counter
less than QR1,000
Deposits/Withdrawals in all
Free
foreign currencies
Cash Foreign Currency Exchange on the
Free
counter (For QNB & non-QNB customer)

Account closure - Current & Savings:

. Account older than one year Free
. Account less than one year old QR50

Dormant Account
QR10 per balance
less than QR500 or
Dormant account
equivalent in other
currencies

Debit Cards

QNB debit card annual fee Free

Debit card replacement QR50
*Debit Card not collected:
Within 60 days for New/Replacement card QR40 per card
Within 120 days for Renewal card

eCash card issuance QR20

Foreign Exchange Mark-up Fees:
For GCC currencies 1.25%
For USD currencies 1.75%
For EUR & GBP 2.5%
For other currencies 3%

ATM Cash Withdrawal

QNB Qatar network & NAPS Free

QR15
International network
per transaction
Personal Loans

Management fee Free

Early settlement fee Free

Top up fee Free

Loan rescheduling fee Free

Postponement of an installment fee Free

Vehicle Loan
Management fee Free

Early settlement Free

Loan reschedule Free

Postponement of loan installment Free

Vehicle Lease
Management fee Free

Early settlement Free

Loan reschedule Free

Postponement of loan installment Free

Mortgage Loan
Management fee

- Salaried customers Free

- Other income customers 1%

Early settlement

- Salaried customers Free

- Other income customers 1%

Loan reschedule Free

Postponement of loan installment Free

Cheques
Collection of QR Cheques:

Regular clearing - End of day Free

a. Special Clearing QR50
b. Executive Clearing QR20
c. High QR10
d. Medium QR5

Post-dated cheques QR10 per cheque

A copy of paid cheques:

Copy of paid cheque (less than one year) QR10 per cheque

Copy of paid cheque (over one year) QR20 per cheque

Issuance of a demand draft QR15

Returned Cheques

Due to Insufficient Funds:

For the first time QR100
For the second time QR150
For the third time and more QR300
Other legally acceptable reasons Free

Collection of Foreign Currency Cheques into Account

QR30 per cheque

If proceeds are paid in QR + correspondent’s
charges

0.125% of cheque
value, min. QR30 per
If proceeds are paid to customer’s foreign
cheque max. QR250
currency account
+ correspondent’s
charges

QR300 per cheque

Returned cheques + correspondent’s
charges
Stop Payment on Lost Cheques

Per cheque QR25

Per cheque book QR45
Per demand draft QR45

Standing Orders

Setting up and amending an automated Free

Standing Order
Transfers to other banks in Qatar QR10 + remittance
charges (excluding
charities)
Balance/Sweep Orders QR50 per month
Standing Orders between QNB accounts Free

Money Transfers
Inward:

If credited to beneficiary’s QNB account Free

If credited to beneficiary’s bank in Qatar
QR25 or equivalent +
1% exchange (max.
US$250) + SWIFT
charges (QR35 or
equivalent)
 Outward:
Demand Drafts/Pay Orders QR15
Cancellation Of Demand Draft QR45
• Retired Qatari QR22.50
International Transfers to USA,
QR15
Europe, Far East, Africa and Asia
International Transfers to
QR15
GCC and Middle East
Local Transfer in QR to local
QR10
banks in Qatar

Remittance Payments in Foreign Currency Notes

(Exchange Compensation Fees)
Cash deposits/withdrawals in foreign
currency to/from an account with
Free
the same currency (for all customer
segments)
Safe Deposit Lockers*
Annual rental fees for QNB customers From QR100
to QR250
*Rental cost is subject to selected locker size

Fee Schedule - Credit Cards

Credit Card Type:
Annual Fee Free
Annual Fee for QNB First Mastercard
QR3600 per year
World credit card for non-QNB First
Replacement Fee QR125
Late Payment Fee 0.25% per month
Over Credit Limit Fee QR100
Retail Interest Rate 1% per month
Cash Advance Fee 4% min. QR10
Cash Advance Interest Rate* 1% per month
Personal Accident Insurance Free
2.99% of transaction
Cash@Speed “Handling Fee”
amount
Smart Installment Plan “Handling Fee”
0.99% of transaction
- 3-Month Plan
amount
1.99% of transaction
- 6-Month Plan
amount
2.99% of transaction
- 9-Month Plan
amount
2.99% of transaction
- 12-Month Plan
amount
Purchase Protection Free
QNB Mobile SMS Free
QNB eStatement Free
QNB Mobile Enquiry Free
* Grace Period is not applicable for Cash Advance transactions and interest
will be calculated from Transaction Date until the balance is repaid in full.
Foreign Exchange Mark-up Fees:
For GCC currencies 1.25%
For USD currencies 1.75%
For EUR & GBP 2.5%
For other currencies 3%
Fee Schedule - Prepaid Cards
Issuance Fee QR30 per card
Replacement Fee QR30 per card
Point of Sale Purchases Free
Internet Purchases Free
Cash Withdrawal Fee (Domestic ATM) Free
Cash Withdrawal Fee (International ATM) QR15 per transaction

eBanking Services

Internet Banking and Phone Banking:

Registration Free
Enquiries on account balance
Free
and transactions
Enquiries on credit card accounts Free
Ordering cheque book Free
Ordering account statement (full or mini) Free
Funds transfer between QNB accounts Free
International transfers QR15 per transfer
(Correspondent and/or beneficiary bank charges, if any, will be deducted from
the remittance amount. Beneficiary receives remittance less all such charges).
Utility bills and credit card payments Free
Add/Modify service to direct debit Free
General information Free
Interest rate information Free
Domestic Transfers QR6 per transfer

SMS/QNB Alerts

Push and Pull Free*

*Excluding telecom provider charge for pull services

Miscellaneous

Audit confirmation letter QR25

Balance certificate/no liability

letters/other letters issued at the
QR25 per item
request of the customer/interest
certificate

For more information about QNB’s products and services,

please call 4440 7777 or visit your nearest QNB branch,
or visit qnb.com