COMPREHENSIVE

REAL ESTATE SEMINAR

(REAL ESTATE SERVICE ACT OF 2009)

GILBERT G. LOZADA

MARCH 22, 2015

 REPUBLIC ACT NO. 9646
REAL ESTATE SERVICE ACT OF 2009
 ARTICLE I
TITLE, DECLARATION OF POLICY AND
DEFINITION OF TERMS

•  SECTION 3G, Definition of Terms

Real Estate Service Practitioners:

1. Real Estate Consultant
2. Real Estate Appraiser
3. Real Estate Assessor
4. Real Estate Broker
5. Real Estate Salesperson
 ARTICLE III
LICENSURE EXAMINATION AND
REGISTRATION

•  SECTION 12, Licensure Examination

Every applicant seeking to be registered

and licensed as a Real Estate Service
P r a c t i t i o n e r, e x c e p t a R e a l E s t a t e
Salesperson, shall undergo an examination
as provided for in this Act.
 ARTICLE III
LICENSURE EXAMINATION AND
REGISTRATION
•  SECTION 13, Scope of Examination

c) For Real Estate Brokers

-Basic Principles of Ecology
- Urban and Rural Land Use
- Planning
- Development and Zoning
 ARTICLE III
LICENSURE EXAMINATION AND
REGISTRATION
•  SECTION 15, Ratings in the Examination

In order that a candidate may be deemed

to have successfully passed the
examination, he/she must have obtained an
average of at least seventy-five percent
(75%) in all subjects, with no rating below
fifty percent (50%) in any subject.
 ARTICLE III
LICENSURE EXAMINATION AND
REGISTRATION
•  SECTION 16, Release of the Results of
Examination

The results of the licensure examination shall

be released by the board within ten (10)
days from the last day of the examination.
 ARTICLE III
LICENSURE EXAMINATION AND
REGISTRATION

•  SECTION 17, Issuance of the Certificate

of Registration and Professional
Identification Card
 ARTICLE I
TITLE, DECLARATION OF POLICY AND
DEFINITION OF TERMS
•  SECTION 2, Declaration of Policy

The State recognizes the vital role of real estate

service practitioners in the social, political,
economic development and progress of the
country by promoting the real estate market,
stimulating economic activity and enhancing
government income from real property-based
transactions.
REAL ESTATE SERVICE PRACTITIONERS

• Respected professional
• Technically competent
• Law-abiding
• Responsible
• Sincere and candid
• Environment conscious
 PRESUMPTION OF REGULARITY

• Compliant with State regulations

PRINCIPLES OF ECOLOGY
 WHAT IS ECOLOGY?

•  Study of plants, animals, microorganisms,

their relationships with each other and with
the physical environment

•  Web of Life

•  Balance of Nature
 CONNECTION BETWEEN
MAN AND THE ENVIRONMENT
 THE INCREASING TUG-OF-WAR

• Natural Ecosystem

• Agro Ecosystem
DON’T DESTROY NATURE
 EFFECTS OF PEOPLE’S ACTIVITIES ON
THE ENVIRONMENT

•  Greenhouse Effect
•  Ozone Depletion
•  Acid Rain
•  Water Pollution
•  Deforestation
•  Noise Pollution
•  Solid Waste Generation
GREENHOUSE GASES
OZONE DEPLETION
WATER POLLUTION
DEFORESTATION
JAN

15
NOISE POLLUTION
 CONSTITUTIONAL PRECEPT ON THE
ECOLOGY

•  Article 11, Sec. 16

•  “The State shall protect and advance the

right of the people to a balanced and
healthful ecology in accord with the rhythm
and harmony of nature”
TRIAD OF ENVIRONMENTAL LAWS

Clean Air Act of 1999

RA No. 8749
(Comprehensive Air
Control Pollution Policy)

Ecological Solid Waste Management

Act Clean Water Act
RA No. 9003 RA No. 9275
(Ecological Solid Waste Management (Comprehensive Water Quality
Management Act)
Program)
 OTHER LAWS

•  PD No. 953 – requiring the planting of trees

in certain places and penalizing
unauthorized cutting
•  P D N o . 9 5 7 – S u b d i v i s i o n a n d
Condominium Buyers’ Protective Decree
•  PD No. 1151 (Philippine Environmental
Policy)
•  PD. No. 1152 (Philippine Environmental
Code)
 OTHER LAWS

•  PD No. 1216 (On Parks and Open Spaces)

•  Amended Sec. 31 of PD 957
•  Reduction of 30% required open space to a level that will make
subdivision industry viable … at the same time preserve the
environmental and ecological balance through rationale control of
land use and proper design of space and facilities.
•  RA. No. 7279 – Urban Development and Housing Act of
1992
•  Provide for the rational use and development of urban land in
order to bring about reduction in urban dysfunctions,
particularly those that affect public health, safety, and
ecology
•  The comprehensive and continuing urban development and
housing program exempts lands used or set aside for parks,
reserves for flora and fauna, forests and watersheds, and other
areas necessary to maintain ecological balance or
environmental protection, as determined and certified by the
proper government agencies
 REPUBLIC ACT NO. 7160
(LOCAL GOVERNMENT CODE OF 1991)

•  Section 3(i)
•  The local government units shall share with the
national government the responsibility in the
management and maintenance of ecological
balance within their territorial jurisdiction.

•  Section 16 (General Welfare or Betterment

Clause)
•  W ithin their territorial jurisdictions, local
government units shall ensure and support,
among other things … enhance the right of the
people to a balanced ecology …
IMPLEMENTING TOOLS OF
ENVIRONMENTAL LAWS

• “GREEN BENCHES”

• WRIT OF KALIKASAN

• ENVIRONMENTAL POLICE
 “GREEN BENCHES”

•  Legacy of “Oposa vs. Factoran, Jr.”

•  1993 Supreme Court Decision on the legal
standing of minors to sue in an environmental
case

•  Unprecedented SC Ruling
•  “The right to a balanced and healthful ecology …
belongs to a different category of rights altogether for it
concerns nothing less than self-preservation and self-
perpetuation – the advancement of which may even be
said to predate all governments and constitutions

•  Intergenerational Responsibility
 WRIT OF KALIKASAN

•  A legal remedy under Philippine law for persons

whose constitutional right to a “balanced and
healthful ecology” is violated by an unlawful act or
omission of a public official, employee, or private
individual or entity
•  Rules of procedure for environmental cases is a
special civic action to deal with environmental
damage of such magnitude that it threatens life,
health or property of inhabitants in two or more
cities or provinces
•  Environmental Protection Order
 WHY IS KNOWLEDGE ON THE
ECOLOGY IMPORTANT?

•  Basic Ecological Knowledge is a sine qua

non to creating communities that are
compatible with nature’s processes for
sustainable life
 SOME ECOLOGICAL BENCHMARKS
(TO MAKE SELLING OF REAL PROPERTY
ASSETS PERK UP)

•  Faithful Compliance to all Legal Issuances:

a. Acceptable ratio of built form to open space

b. Effective clean air and water monitoring and
enforcement
c. Plenty of greeneries
d. Acceptable waste management system (liquid
and solid) in place
e. Abundant tree parks and greenbelts
f. Not completely impervious built-up surfaces
PLANNING
NO TO “LULU”
NO TO “NIMBY”
”Make no little plans. They have
no magic to stir men's blood …”

― Daniel Burnham
 WHY PLANNING?

•  Interconnectedness
•  Decisions on development in an area will affect the
economy of a community, the demand for social services,
and fiscal health of the community
•  Complexity
•  Planning as a separate profession and a formalized and
distinct function of government
 SPECIFIC PLANNING CONCERNS

•  Shaping the pattern of growth (land use)

•  Location of public facilities (e.g., schools, health
centers, etc.)
•  Preserving or improving what now exists (e.g.,
housing stock)
•  Economic development (how to employ members of
the labor force)
•  Environmental issues (e.g., location of a sanitary
landfill)
CONCEPTS OF PLANNING
“Public” Planning
-  aimed at improving the overall welfare of the
people

Function of government
-  both a technical and political exercise and
based on a combined weight of acceptable
technical soundness and political
considerations
Making a choice from a set of
alternatives

Development or public control

over private property
Multidisciplinary - engages experts or
professionals from various academic
disciplines

Comprehensive - covers the entire

territorial jurisdiction of the planning
area

Time-bound - Short-term. Medium-

term, Long-term
Community-based – anchored on
the interests and needs of key
stakeholders in the community

Participatory planning - an urban

planning paradigm aimed to
harmonize the views of the various
stakeholders; even the marginalized
groups in the planning process
Sustainable Development -
harnessing the natural resources without
compromising the requirements of the
future generations
 GENERAL DEFINITION OF PLANNING

•  Allocation of land resources to obtain

efficiency in the utilization of the built
environment and to preserve the quality of the
natural environment

•  Process of identifying and addressing socio-

economic problems that affect society, and of
providing alternatives or options for decision
makers
LEGAL BASES OF PLANNING
 POWERS OF THE STATE
•  Power of Eminent Domain
•  Government has the right to take property for public
purposes; payment of just compensation, due process of law

•  Power of Taxation
•  Government has the right to impose taxes

•  Police Power
•  Regulate activities of the private parties to protect the
interest of the people – health, safety, public welfare
•  Further established the principle that compensation need not
be paid for any loss of property value that zoning might
impose
 THE PHILIPPINE CONSTITUTION

•  Art. 2 Sec. 5 – Promotion of the general welfare

•  Art. 2 Sec. 16 – Right of people to balanced and
healthful ecology
•  Art. 2 Sec. 9 – Improved quality of life
•  Art. 12 Sec. 6 – Use of property bears social
function
 THE LOCAL GOVERNMENT CODE

•  Sec. 16 – Promotion of the general welfare of the

people
•  Sec. 106 – LGU to prepare local development plan
•  Sec. 17 – Devolution of the delivery of basic
services and facilities
•  Sec. 20 – Land reclassification
•  Sec. 35 – LGUs linkage with people’s organizations
and NGOs
•  Sec. 26 & 27 – Conduct of consultation with
stakeholders
 JMC NO. 1, S. 2007

•  By NEDA – Methodology for preparing the Provincial

Development and Physical Framework Plan (PDPFP)
and Provincial Development Investment Program
(PDIP)

•  By DILG – Methodology for preparing the

Comprehensive Land Use Plan (CLUP),
Comprehensive Development Plan (CDP), and Local
Development Investment Program (LDIP) using the
Rationalized (Local) Planning System or RPS
 HLURB GUIDELINES

•  HLURB Guidebook oh Comprehensive Land Use

Planning (CLUP) 2013
•  CLUP Resource Book Integrating Climate Change
Adaptation and Disaster Risk Reduction &
Management 2013
THE PLANNING PROCESS
 Data Collection and Inventory

Inter- and Intra Area Analysis

Public Consultation No. 1
Goals/Objective Setting

Generation of Alternative
Strategies
Public Consultation No. 2
The Evaluation and Selection of
Planning Preferred Strategy
Process
Detailing and Refinement of
Preferred Strategy

Formulation of Policies and

Implementation Tools
Public Consultation No. 3
Plan Adoption and
Legitimization

Implementation, Monitoring
and Feedback
 GEOGRAPHIC BOUNDARIES
OF PLANNING
•  National – geographic boundaries of the entire Philippine
territory

•  Regional – a planning area that is sub-national and supra-

urban
•  Administrative Region
•  Autonomous Region (i.e., ARMM)
•  Economic region (e.g., Special Economic Zone)
•  Metropolitan Area (e.g., MMDA, Metro Cebu, Metro Naga)
•  Natural resource-based (Bicol River Basin, Laguna Lake,
Pasig River)

•  Local Government Unit – a planning area that is within political

subdivisions of the country
•  Province – geographic boundaries of a province
•  City/Municipality – geographic boundaries of a town or city
•  Barangay – geographic boundaries of a barangay
 CDP PROCESS

ECOLOGICAL SECTORAL
PROFILE DEVELOPMENT ISSUES NGA PROGRAMS
& CONCERNS

DETAILED SECTORAL
STUDIES

SECTORAL DEV’T.
OBJECTIVES AND LGU MANDATES
CLUP POLICIES AND THRUSTS
STRATEGIES

SECTORAL STRATEGIES &

PROGRAMS & PROJS. POLICIES

ZONING & OTHER PROJECT IDEAS OR

LEGISLATIONS PROJECT BRIEFS NEW LOCAL
LEGISLATION

LOCAL DEVELOPMENT
INVESTMENT LEGISLATIVE
PROGRAM AGENDA

PROGRAMS &
PROJECTS
 CLUP – CDP INTERFACE
Elaboration of Specification of
Ends Means

Vision
C L U P
Physical Planning Spatial Strategies
Goals
Element Location Principles
Descriptors (what it takes (what can be • Protection
to close the reasonably
• Production
gap) done in 3 yrs)
• Settlement
Success
Indicators • Infrastructure
Vision- Sectoral
Sectoral
Reality Objectives/
Goals Development
Gap Targets • Policies
Current Reality • Strategies
• Programs
C D P • Projects
• Legislation
• Ecological Profile
• Statistical Compendium
• Thematic Maps
THE HIERARCHY OF
PHILIPPINE PLANS
 HIERARCHY OF PHILIPPINE PLANS

Level Physical Socio-economic National Investment

Framework Plan Development Government Program
Plan Agency (NGA)
Plan
National National Medium-Term National Medium-Term
Framework for Philippine Government Philippine
Physical Development Agency Investment
Planning Plan Plans Program
Region Regional Regional Regional NGA Regional
Physical Development Plans Development
Framework Plan Plan Investment
Program
Provincial/City Provincial/City Provincial/City Provincial/City Provincial/City
Physical Comprehensive NGA Plans Development
Framework Plan Development Investment
Plan Program
Provincial Development and
Physical Framework Plan

Municipal Comprehensive Municipal Municipal NGA Local

Land Use Plan Comprehensive Plans Development
Development Investment
Plan Program
 NATIONAL LEVEL PLANS

•  National Framework for Physical Planning (NPFP)

– A long-term (2001-2030) physical framework plan
that spells out land use policy guidelines on
settlements development, production and protection
land uses, and infrastructure development;
–  Anchored on the principles of sustainable
development and growth with social equity
•  Medium-Term Philippine Development Plan (MTPDP)
– Development blue print that is co-terminus with the
6-year term of office of the president
– Provides the overall strategy to spur economic
growth and development
•  Medium-Term Philippine Investment Program (MTPIP)
– Addresses the investment requirements of the
MTPDP
 LOCAL GOVERNMENT LEVEL PLANS

• Comprehensive Land Use Plan

• Comprehensive Development Plan
• Local Development Investment Program
• Annual Investment Plan
 LAND USE PLAN

•  Contains the principles and policies governing the use of land

•  Should be CCA-DRRM compliant

•  Four broad land use policy areas

•  Protection – NIPAS, Non-NIPAS, protected agricultural

lands, environmentally constrained areas

•  Production – agricultural production, industrial,

commercial, tourism

•  Settlements – predominantly residential area (located in the

urban, rural and Indigenous Peoples areas)

•  Infrastructure – transportation, social and economic

infrastructure, administrative support
THE 4 CLUP
POLICY AREAS
 LAND USE PLAN

•  Physical Framework Plan

•  Alternative spatial strategies and preferred spatial
strategy based on evaluation criteria (e.g., hierarchy of
centers, population projection, potential sources of
economic growth, huge infrastructure projects)

•  Land Use Plan (Municipal Level)

•  Detailed land use plan identifying areas for general
land uses, and urban land uses such as residential,
commercial, industrial, and institutional (which are
lumped as built-up areas in the provincial and regional
plans)

•  Comprehensive, that is, covering the entire geographic

boundaries of a municipality
 TOOLS FOR
PLAN IMPLEMENTATION
 SOME PLAN
IMPLEMENTATION TOOLS
•  Zoning
•  Taxation
•  Power of eminent domain
•  Co-management of natural resources
•  Public investment
•  Private investment incentives
TOTAL CATCHMENT CONCEPT
 ZONING DEFINED

• Zoning is the division of a community

into zones or districts (e.g. commercial,
residential, industrial, institutional, etc.)
according to present and potential
uses of land
 ZONING  OBJECTIVE  

•  Maximize,   regulate   and   direct   the   use   and  

development   of   the   land   in   accordance   with   the  
Comprehensive   Land   Use   Plan   (CLUP)   of   the  
community.    
 ZONING  STATUTE  

• Locally   enacted   ordinance   which   embodies,  

among   others,   regulaBons   affecBng   uses  
allowed  or  disallowed  in  each  zone  or  district,  
condiBons   for   allowing   them,   and   deviaBons  
legally   allowed   from   the   requirements   of   the  
ordinance.  
 ZONING  CONCERN  

• Primarily  with  the  use  of  the  land    

• Control   of   density   of   populaBon   through  
imposiBon   of   building   heights,   bulk,   open  
space  and  density  provisions  in  a  given  area  
 ZONING  BENEFITS  

•  Maximum/opBmum   use   of   land   based   on   suitability/

capability,   e.g.   use   of   prime   agricultural   land   for  
agricultural  purposes.  
•  PromoBon   of   public   health   and   safety   through  
compaBble   arrangement   of   various   land   uses,   e.g.  
residenBal   area   should   maintain   considerable  
distance  from  industries.  
•  PreservaBon   of   desirable   character   and   real   estate  
values  of  the  district  or  zones.  
•  PromoBon  of  the  raBonal  and  orderly  growth  of  the  
community.  
 ZONING  LEGAL  BASIS  

• Power   to   zone   is   derived   from   the   police  

power   of   the   state   which   vests   in   the  
legislaBve   body   the   power   to   make,   ordain  
and   establish   reasonable   laws,   statutes   and  
ordinances   which   promote   the   general  
welfare.  
 
• Art   III,   Sec.   6,   1987   ConsBtuBon,   “The   use   of  
property  bears  a  social  funcBon  and  all  economic  
agents   shall   contribute   to   the   common   good,  
individuals   and   private   groups,   including  
corporaBons,   cooperaBves   and   similar   collecBve  
organizaBons,   shall   have   the   right   to   own,  
establish   and   operate   economic   enterprises  
subject   to   the   duty   of   the   state   to   promote  
distribuBve   jusBce   and   to   intervene   when   the  
common  good  demands.”  
  
•  Art.   XIII,   Sec.   1,   1987   ConsBtuBon,   The   Congress   shall  
give  highest  priority  to  the  enactment  of  measures  that  
protect  and  enhance  the  right  of  all  the  people  to  human    
dignity,   reduce   social   and   economic   inequaliBes….   To  
this   end,   the   state   shall   regulate   the   acquisiBon,  
ownership,   use   and   disposiBon   of   property   and   its  
increments.”  
   Sec.   20,   R.A.   7160,   Local   Government   Code   of   1991,   on   the  
reclassificaBon  of  lands”  
   
   A.  City  or  municipality  may,  through  an  ordinance  passed  by  
the  Sanggunian  aXer  conducBng  public  hearings  for  the  purpose,  
authorize  the  reclassificaBon  of  agricultural  lands  and  provide  for  
the   manner   of   their   uBlizaBon   or   disposiBon   in   the   following  
cases;  
1.  when  the  land  ceases  to  be  economically  feasible  and  
sound   for   agricultural   purposes   as   determined   by   the  
Department  of  Agriculture  or,  
2.  where   the   land   shall   have   substanBally   greater  
economic   value   for   residenBal,   commercial   or  
industrial   purposes,   as   determined   by   Sanggunian  
concerned:  
 
  provided,  that  such  reclassificaBon  shall  be  limited  to  
the  following  percentage  of  the  total  agricultural  
land  are  at  the  Bme  of  the  passage  of  the  ordinance:  
 
1)  For  highly  urbanized  and  independent  component  ciBes,  
15%;  
2)  For  component  ciBes  and  first  to  third  class  
municipaliBes,  10%;  and    
3)  For  fourth  to  sixth  class  municipaliBes,  5%:  provided,  
further,  that  agricultural  lands    
   lands   distributed   to   agrarian   reform  
beneficiaries  pursuant  to  R.A.  No.  6657  (CARP  
Law),   shall   not   be   affected   by   the   said  
reclassificaBon   and   the   conversion   of   such  
lands   into   other   purposes   shall   be   governed  
by  Sec.  65  of  the  said  law.    
 ZONE CLASSIFICATIONS

1.  General Residential Zone (GRZ)

2.  Socialized Housing Zone (SHZ)
3.  Low Density Residential Zone (R1)
4.  Medium Density Residential Zone (R2)
5.  High Density Residential Zone (R3)
6.  General Commercial Zone (GCZ)
7.  Low Density Commercial Zone (C1)
8.  Medium Density Commercial Zone (C2)
9.  High Density Commercial Zone (C3)
10. Light Industrial Zone (I1)
 ZONE CLASSIFICATIONS

11. Medium Industrial Zone (I2)

12. Heavy Industrial Zone (I3)
13. General Institutional Zone (GIZ)
14. Special Institutional Zone (SIZ)
15. Agricultural Zone (AGZ)
16. Agro-industrial Zone (AIZ)
17. Forest Zone (FZ)
18. Parks and Other Recreation Zone (PRZ)
19. Water Zone (WZ)
20. Tourist Zone (TZ)
 TECHNICAL IMPLICATIONS OF NEW
ZONING UNDER RA 7160

•  Zoning should be comprehensive in scope

•  Zoning should embrace both land and water use
•  Zoning should cover the four policy areas of
settlements, infrastructure, production and protection
areas

•  Should include hazard maps and risk assessment maps

(integrate CCA-DRRM)
 SPOT ZONING

•  Nowhere in planning and zoning legislation is the

term “spot zone” defined or used
•  A colloquial term to describe an action where a
relatively small parcel of land is rezoned and
granted some special preferential benefit
•  Piece meal, customized
•  To constitute spot zoning, two requisites co-exist
mainly
•  Change of the zone applicable to a small area; and
•  Change which is out of harmony or at odds with the
Comprehensive Land Use Plan and existing Zoning
restrictions for the good of the community
 SPOT ZONING

•  Approving a rezoning request will create a spot zone

•  Spot zoning is troublesome as a disgruntled adjoining
property owner will object to the neighboring property
being occupied and used in a certain way
•  A spot zone cannot be created if local authorities
consider the facts of the property, the proposed land
use, and relies on an up-to-date adopted
Comprehensive Land Use Plan as the guide for the
application of zoning regulation for the specific property
•  Following good planning practices will prevent
appearance of spot zoning
 REAL PROPERTY TAXATION AND
LAND USE REGULATORY TOOL

•  The basic real property tax as a tax on privilege

to own (not use) land
•  Special levies on land as revenue raising and
regulatory measure
-  Special Education Fund
-  Idle lands tax
-  Special benefit assessment
CO-MANAGEMENT OF TERRITORIAL
DOMAINS

Sec. 3 (i), RA 7160

Local government units shall share with the
national government the responsibility in the
management and maintenance of ecological
balance within their territorial jurisdiction,
subject to the provisions of this Code and
national policies.
CO-MANAGEMENT OF NATURAL
RESOURCES
JOINT MEMORANDUM CIRCULAR (DILG-
DENR) NOS. 1998-01 AND 2003-01

• Mechanics and structure for co-management of

forest resources
 PUBLIC INVESTMENT

•  Local Development Investment Program (LDIP)

•  List of Programs, Projects and Activities (PPAs) that could be
funded by the municipal government and other sources of funds
(national government, foreign donors, loans, etc.) for six (6) years
•  Annual Investment Plan (AIP)
•  List of PPAs to be funded by the municipal government per year
and the budgetary requirement
•  Executive and Legislative Agenda (ELA)
•  List of PPAs to be funded by the municipal government per year
•  Policies to be implemented by the municipal government
consistent with the CDP
PRIVATE INVESTMENT INCENTIVES

• Fiscal Policies
• Joint Venture Schemes
• Bonds Floatation
• Public – Private Partnership Schemes
(BOT Scheme and its variants)
 REAL ESTATE DEVELOPMENT PROCESS
LAND - Vicinity Map; Location Plan; Topo Map; Tax Clearances; Zoning
Classification; Zonal Value; Market Value

- Market Survey; Technical; Physical; Financial Feasibility; CLUP;

FEASIBILITY STUDY
Highest & Best Use Study; Social Impact

- Conceptual Plan; Master Plan; Housing Design; Land Use Plan;

PLANS ECC; DAR Conversion; Dev’t. Permit; License to Sell; Detailed
Engineering Plans (Electrical, Mechanical, Civil Works, Structural, Sanitary)

CONSTRUCTION - Bill of Materials; Plans/Specifications; Construction Cost;

Contractor Turnkey; By Administration; Timetable

- Developmental Loans; End-user/Buyers’ Loan; Bridge Financing;

FINANCING In-House Financing; PagIBIG Loan, Bank Loan, Materials Ex-deal;
REIT; Joint Venture

MARKETING - Brochures; Open House; Website; Brokers; Newspaper; Leaflets

- Homeowners’ Assoc; Condo Corporation; Property/Building

PROPERTY MNGT. Administrator; Security; Water System; Garbage; Utility
Maintenance; Building Maintenance
 LAND OWNER

REAL ESTATE Individual * Corporation * Cooperative * Corporative *

Family Heirs * Banks (Acquired Assets) * Government

LINKAGES FINANCIER
Bank * Investor * PagIBIG * Provident Fund *
Corporation * OFWs * Insurance Companies * Individuals

CONTRACTORS
Electrical * Mechanical * Sanitary * Building *
DEVELOPER Landscape * Supplier * Labor * Civil Works

PROFESSIONALS
LAND Env. Planner * Broker * Appraiser * Civil Engr. *
GOVERNMENT
OWNER Geodetic Engr. * Structural Engr. * Sanitary Engr. *
Master Plumber * Electrical Engr. * Lawyer *
Mechanical Engr. * Value Engr. * Architect *
Landscape Architect * Interior Designer * Marketer

REAL BUYER (MARKET)

ESTATE OFW * Socialized Housing * High-Medium-Low Cost
CONSULTANTS Housing * Timeshare * Community Mortgage
FINANCIERS BUYER Program * Corporate Housing * Cooperative
Housing * Retirement Villages * Medical Tourism *
Single Professional & Student Condo Sleepers

GOVERNMENT
REAL LGU * DAR * DENR * DA * NIA * NWRB * HLURB *
CONTRACTOR LRA * HDMF * HUDCC * NHA * NHMFC * PRA *
ESTATE
OWWA * NHMFC * HGC * SSS * GSIS
PROFESSIONALS
DEVELOPERS
CREBA * OSHDP * SHDA * NREA * CDP * PCIEE
LAND ~
WHAT EVERY LANDOWNER SHOULD KNOW:

• From an Environmental Planner

•  Right-of-way
•  Accessibility
•  Developments in adjoining properties
•  Frontage
•  Height Restriction
•  Zoning Classification
•  History of Flooding
•  Traffic Condition
•  Soil Type/ Foundation
•  Subdivision & Condominium Plans
LAND ~
WHAT EVERY LANDOWNER SHOULD KNOW:

• From a Real Estate Appraiser

•  Zonal Valuation
•  Market Value
•  Assessed Value
•  Appraised Value
•  Acquisition Cost
•  Real Estate Taxes
IMPACT OF EP IN PROPERTY DEVELOPMENT
AND REAL ESTATE TRANSACTIONS
•  Planning directly affects professionals involved in
the world of property development as nearly all
types of new property development require
planning permission before they can go ahead

•  Private developers shall support the need for

planning because it is seen as providing a
framework within which the market can operate

•  Planning enables people in the private sector a look

into the future to see what is going to be the next
property development ‘opportunity’ coming
over the horizon, such as demand for retirement
housing