Udyog,Ashram Road,Raxaul

Computation of Bank Finance for Working Capital Rs. in thousand

Process Note 1. : 31.03.07
Current Assets 963955.50
Less: Creditors 50000.00
Working Capital 913955.50
Less: Margin or Liquid Surplus (Higher)
Margin (25%) 228488.88 236988.88
Liquid Surplus 313955.50 313955.50 347955.50
"A" 600000.00 "A"
Process Note 2. :
Current Assets 963955.50
Less: Margin or Liquid Surplus (Higher)
Margin (25%) 240988.88 255738.88
Liquid Surplus 313955.50 313955.50 347955.50
650000.00
Less: Creditors 50000.00
"B" 600000.00 "B"
Process Note 3. :
Gross Sales 4000000.00
Working Capital (25% of sales) 1000000.00
Less: Margin or Liquid Surplus (Higher)
Margin (20%) 200000.00 225000.00
Liquid Surplus 313955.50 313955.50 347955.50
"C" 686044.50 "C"
Least of the above "A","B","C" 600000.00
Less: To be met by future profit 0.00
Net Bank Finance 600000.00

CA/CL 19.28
TOL/TNW 2.73
20 % of Actual Sales 781637.20

Margin Margin Amt Bank Finance

Stock 925000.00 25 % 231250.00 693750.00
Book Debts 25000.00 40 % 10000.00 15000.00
Expenditure 3980828.38 100 % 3980828.38 0.00
Total 4930828.38 4222078.38 708750.00

Net Worth capital 376546.63

Sundry Creditors 50000.00
Bank Finance 4504281.75
Total 4930828.38
31.03.08
1022955.50
75000.00
947955.50

347955.50
600000.00

1022955.50

347955.50
675000.00
75000.00
600000.00

4500000.00
1125000.00

347955.50
777044.50
600000.00
0.00
600000.00

13.64
2.70
 M/s Sant Copy Udyog,Ashram Road,Raxaul

Stock days 100.02 82.28 80.60 54.11 42.28 38.11

NP 3.85 3.55 3.42 2.50 2.66 2.79
GP 12.79 12.29 9.81 8.68 8.17 8.20
M/s Sant Copy Udyog,Ashram Road,Raxaul
Propritor: Shri Sanjay Prasad
Trading and profit & loss account

31.3.11 31.3.12 31.3.13 31.3.14 31.3.15 31.3.16 31.3.16

Particulars Actual Actual Actual Actual Estimated Projected Particulars Projected
To Op. Stock 650799.00 897300.00 913400.00 1133566.00 1867000.00 2000000.00 By Sales 25000000.00
To Purchases 3520960.00 4068160.00 5353574.00 13327367.00 17400000.00 21800000.00 By Closing R.M. 2250000.00
To Direct Exp. 349300.00 393895.00 444399.25 943625.00 1100000.00 1400000.00
To Gross profit 531241.00 623145.00 606494.75 1287400.20 1633000.00 2050000.00
5052300.00 5982500.00 7317868.00 16691958.20 22000000.00 27250000.00 27250000.00
To Salary 90000.00 126000.00 120000.00 320000.00 360000.00 500000.00 By Gross Profit 2050000.00
To Travelling Exp. 53352.00 64148.30 52343.00 132688.18 150000.00 200000.00
To Bank Charges 0.00 0.00 0.00 107564.00 150000.00 150000.00
To office Exp. 72516.00 84345.00 74665.00 106734.00 125000.00 140000.00
To Audit Fees 5600.00 7600.00 8500.00 10000.00 10000.00 10000.00
To Telephone 36727.00 38053.00 34959.00 82343.00 121000.00 130000.00
To Electric 66134.00 78776.00 63442.00 114524.00 130000.00 150000.00
To Stationery 14657.00 18934.00 20996.29 25635.00 40000.00 60000.00
To Depreciation 32405.00 25333.28 20283.90 16647.82 14150.00 12027.00
To Net Profit 159850.00 179955.42 211305.56 371264.20 532850.00 697973.00
TOTAL RS. 531241.00 623145.00 606494.75 1287400.20 1633000.00 2050000.00 TOTAL RS. 2050000.00
Balance Sheet
31.3.11 31.3.12 31.3.13 31.3.14 31.3.15 31.3.16 31.3.16
LIABILITIES Actual Actual Actual Actual Estimated Projected ASSTES Projected
Capital A/c Fixed Assets
Opening Balance 1080000.00 1179850.00 1299805.42 1411110.98 1582375.18 1715225.18 Plabnt & machinery
Add: Net Profit 159850.00 179955.42 211305.56 371264.20 532850.00 697973.00 Opening Balance 80180.00
Less: Drawings 60000.00 60000.00 100000.00 200000.00 400000.00 500000.00 Less: Dep. 12027.00
1179850.00 1299805.42 1411110.98 1582375.18 1715225.18 1913198.18 68153.00
Secured Loans Current Assets
PNB Raxaul 0.00 0.00 0.00 986055.00 980000.00 980000.00 Closing Stock 2250000.00
Sundry Creditors 75000.00 95000.00 115000.00 4265.00 5000.00 25000.00 Sundry Debtors 600000.00
Other current Liabilities 5600.00 7600.00 8500.00 10000.00 10000.00 10000.00 Cash Balances 10045.18
TOTAL RS. 1260450.00 1402405.42 1534610.98 2582695.18 2710225.18 2928198.18 TOTAL RS. 2928198.18
0.00 0.00 0.00 0.00

M/s Sant Copy Udyog,Ashram Road,Raxaul

Computation of Bank Finance for Working Capital
Process Note 1. : 31.03.15 31.03.16
Current Assets 2630045.18 2860045.18
Less: Creditors 15000.00 35000.00
Working Capital 2615045.18 2825045.18
Less: Margin or Liquid Surplus (Higher)
Margin (25%) 653761.30 706261.30
Liquid Surplus 1635045.18 1635045.18 1845045.18 1845045.18
"A" 980000.00 "A" 980000.00
Process Note 2. :
Current Assets 2630045.18 2860045.18
Less: Margin or Liquid Surplus (Higher)
Margin (25%) 657511.30 715011.30
Liquid Surplus 1635045.18 1635045.18 1845045.18 1845045.18
995000.00 1015000.00
Less: Creditors 15000.00 35000.00
"B" 980000.00 "B" 980000.00
Process Note 3. :
Gross Sales 20000000.00 25000000.00
Working Capital (25% of sales) 5000000.00 6250000.00
Less: Margin or Liquid Surplus (Higher)
Margin (20%) 1000000.00 1250000.00
Liquid Surplus 1635045.18 1635045.18 1845045.18 1845045.18
"C" 3364954.82 "C" 4404954.82
Least of the above "A","B","C" 980000.00 980000.00
Less: To be met by future profit 0.00 0.00
Net Bank Finance 980000.00 980000.00

M/s Sant Copy Udyog,Ashram Road,Raxaul

Propritor: Shri Sanjay Prasad
Trading and profit & loss account

31.3.05 31.3.06
Particulars Actual Actual Particulars
To Op. Stock 64920.00 68142.00 By Cost of Mfg
To Purchases 3362154.00 4185640.00 By Closing R.M.
To Labour Charges 48000.00 60000.00
To Electric Exp. 15218.00 17324.00
To Dep on Machinery 31694.00 23770.50
3521986.00 4354876.50
To Opening F.G. 246350.00 250174.00 By Sales
To Cost of Mfg. 3453844.00 4119029.50 By Closing F. G.
To Gross profit 192567.00 198844.50
3892761.00 4568048.00
To Salary 48000.00 48000.00 By Gross Profit
To Bank Charges 12548.00 24587.00
To Travelling Exp. 32541.00 28265.00
To office Exp. 14766.00 11548.00
To Telephone 18648.00 17658.00
To Electric 8241.00 7584.00
To Stationery 6415.00 4794.00
To Depreciation 1264.00 1264.00
To Net Profit 50144.00 55144.50
TOTAL RS. 192567.00 198844.50 TOTAL RS.
Balance Sheet
31.3.05 31.3.06
LIABILITIES Actual Actual ASSTES
Capital A/c Fixed Assets
Opening Balance 393164.00 383308.00 Furniture
Add: Net Profit 50144.00 55144.50 Opening Balance
Less: Drawings 60000.00 50000.00 Less: Dep. @10%
383308.00 388452.50
Secured Loan Machinery
S.B.I.,Raxaul 0.00 619760.40 Opening Balance
Sundry Creditors 89172.00 21560.00 Less: Dep. @25%

Current Assets
Closing Stock
Sundry Debtors
Cash Balances
TOTAL RS. 472480.00 1029772.90 TOTAL RS.

M/s Sant Copy Udyog,Ashram Road,Raxaul

Propritor: Shri Sanjay Prasad
Trading and profit & loss account

31.3.07 31.3.08
Particulars Estimated Projected Particulars
To Op. Stock 235847.00 250000.00 By Cost of Mfg
To Purchases 3710000.00 4190000.00 By Closing R.M.
To Labour Charges 72000.00 84000.00
To Electric Exp. 25000.00 30000.00
To Dep on Machinery 17828.38 13371.03
4060675.38 4567371.03
To Opening F.G. 659862.00 675000.00 By Sales
To Cost of Mfg. 3810675.38 4292371.03 By Closing F. G.
To Gross profit 204462.63 232628.97
4675000.00 5200000.00
To Salary 48000.00 48000.00 By Gross Profit
To Bank Interest 30000.00 32500.00
To Travelling Exp. 30000.00 31000.00
To office Exp. 15000.00 15500.00
To Telephone 20000.00 21000.00
To Electric 8000.00 8500.00
To Stationery 5000.00 5500.00
To Depreciation 1000.00 1000.00
To Net Profit 47462.63 69628.97
TOTAL RS. 204462.63 232628.97 TOTAL RS.
Balance Sheet
31.3.07 31.3.08
LIABILITIES Estimated Projected ASSTES
Capital A/c Fixed Assets
Opening Balance #REF! #REF! Furniture
Add: Net Profit 47462.63 69628.97 Opening Balance
Less: Drawings 50000.00 50000.00 Less: Dep. @10%
#REF! #REF!
Secured Loan Machinery
S.B.I.,Raxaul 600000.00 600000.00 Opening Balance
Sundry Creditors 50000.00 75000.00 Less: Dep. @25%

Current Assets
Closing Stock
Sundry Debtors
Cash Balances
TOTAL RS. #REF! #REF! TOTAL RS.

M/s Sant Copy Udyog,Ashram Road,Raxaul

Computation of Bank Finance for Working Capital
Process Note 1. : 31.03.07
Current Assets #REF!
Less: Creditors 50000.00
Working Capital #REF!
Less: Margin or Liquid Surplus (Higher)
Margin (25%) #REF!
Liquid Surplus #REF! #REF!
"A" #REF!
Process Note 2. :
Current Assets #REF!
Less: Margin or Liquid Surplus (Higher)
Margin (25%) #REF!
Liquid Surplus #REF! #REF!
#REF!
Less: Creditors 50000.00
"B" #REF!
Process Note 3. :
Gross Sales 4000000.00
Working Capital (25% of sales) 1000000.00
Less: Margin or Liquid Surplus (Higher)
Margin (20%) 200000.00
Liquid Surplus #REF! #REF!
"C" #REF!
Least of the above "A","B","C" #REF!
Less: To be met by future profit 0.00
Net Bank Finance #REF!

CA/CL #REF!
TOL/TNW #REF!
20 % of Actual Sales 781637.20

Margin Margin Amt

Stock 925000.00 25 % 231250.00
Book Debts 25000.00 40 % 10000.00
Expenditure 3980828.38 100 % 3980828.38
Total 4930828.38 4222078.38

Net Worth capital #REF!

Sundry Creditors 50000.00
Bank Finance #REF!
Total 4930828.38