TABLE 24

INCURRED CLAIMS RATIO-MOTOR INSURANCE

NET EARNED PREMIUM (` CLAIMS INCURRED (NET) (` INCURRED CLAIMS RATIO (Per
PARTICULARS Lakh) Lakh) cent)
2009-10 2008-09 2007-08 2006-07 2009-10 2008-09 2007-08 2006-07 2009-10 2008-09 2007-08 2006-07
PUBLIC
NEW INDIA 217301 202240 194078 198559 194409 205064 209996 180653 89.47 101.40 108.20 90.98

ORIENTAL 140706 132452 137012 132846 126844 141045 136423 130377 90.15 106.49 99.57 98.14

NATIONAL 196753 185183 167841 153428 170140 198563 170449 133293 86.47 107.23 101.55 86.88

UNITED 148316 124757 106080 94441 126182 92854 116943 90049 85.08 74.43 110.24 95.35

SUB-TOTAL 703075 644631 605011 579274 617574 637527 633811 534372 87.84 98.90 104.76 92.25

PRIVATE
ROYAL SUNDARAM 53713 42723 29749 20673 42544 33260 22856 15280 79.21 77.85 76.83 73.91

BAJAJ ALLIANZ 125527 129582 92566 49254 97630 93515 61817 33010 77.78 72.17 66.78 67.02

TATA AIG 27442 28172 24809 22888 21407 19659 15305 13695 78.01 69.78 61.96 59.83

RELIANCE 105072 99023 71660 14918 83414 71889 53013 9149 79.39 72.6 73.98 61.33

IFFCO TOKIO 61245 52382 37945 34613 45428 40296 28976 22395 74.17 76.93 76.36 64.70

ICICI LOMBARD 111243 97462 87333 55105 102816 81946 66505 33463 92.42 84.08 76.15 60.73

CHOLAMANDALAM 32489 25128 14073 5195 21535 17045 9353 3883 66.28 67.83 66.46 74.75

HDFC ERGO 20205 12819 12017 11830 17408 10429 8491 6995 86.16 81.35 70.66 59.13

FUTURE GENERALI 13527 3613 2 - 11522 3158 - - 85.18 87.39 - -

UNIVERSAL SOMPO 2790 33 - - 2244 138 - - 80.42 415.14 - -

SHRIRAM 13428 1839 - - 9497 1191 - - 70.73 64.76 - -

BHARTI AXA 6131 (170) - - 5175 223 - - 84.41 (131.00) - -

RAJEHA QBE (57) - - - 14 - - - (24.98) - - -

SUB-TOTAL 572756 492776 370154 214476 460633 372749 266316 137870 80.42 75.64 71.95 64.28

GRAND TOTAL 1275831 1137407 975165 793750 1078207 1010276 900127 672242 84.51 88.82 92.31 68.20
Note: Figure in bracket indicates negative values.
 Cont'd...TABLE 24
INCURRED CLAIMS RATIO-HEALTH INSURANCE

NET EARNED PREMIUM CLAIMS INCURRED (NET) INCURRED CLAIMS RATIO

PARTICULARS
(` Lakh) (` Lakh) (Per cent)

2009-10 2008-09 2007-08 2006-07 2009-10 2008-09 2007-08 2006-07 2009-10 2008-09 2007-08 2006-07
PUBLIC
NEW INDIA 126900 116900 82012 30612 143468 125559 73801 65146 113.06 107.41 89.88 212.81

ORIENTAL 80769 54577 40605 32371 104119 74746 50256 42895 128.91 136.96 123.77 132.51

NATIONAL 88927 67999 46806 35756 96511 75664 55238 47010 108.53 111.27 118.01 131.47

UNITED 97202 70011 48146 32981 127884 84901 65170 52787 131.56 121.27 135.36 160.05

SUB-TOTAL 393798 309487 217569 131720 471982 360870 244465 207838 119.85 116.60 112.36 157.79

PRIVATE
ROYAL SUNDARAM 10429 9799 8305 5487 5099 4269 3719 2578 48.89 43.57 44.78 46.99

BAJAJ ALLIANZ 25854 23121 17808 10639 17931 18039 15171 8367 69.36 78.02 85.19 78.64

TATA AIG 6531 8792 3708 2974 3859 4107 2778 1835 59.1 46.71 74.93 61.69

RELIANCE 22176 27692 13617 3017 25687 25406 15269 3410 115.83 91.74 112.14 113.01

IFFCO TOKIO 12350 11055 7223 4656 13499 13512 8750 7119 109.3 122.23 121.14 152.89

ICICI LOMBARD 75166 68475 40662 30593 67693 58939 40170 36313 90.06 86.07 98.79 118.7

CHOLAMANDALAM 6196 5518 2967 884 7277 6014 2761 703 117.45 108.99 93.03 79.51

HDFC ERGO 16401 3635 1692 500 19362 3654 2411 436 118.05 100.5 142.46 87.1

FUTURE GENERALI 3879 1735 25 - 4033 2448 - - 103.99 141.12 - -

UNIVERSAL SOMPO 1056 44 - - 1445 24 - - 136.86 53.56 - -

SHRIRAM - - - - 0 - - - - - - -

BHARTI AXA 1504 18 - - 1536 17 - - 102.1 94 - -

RAHEJA QBE - - - - - - - - - - - -

SUB-TOTAL 181542 159884 96007 58751 167422 136429 91029 60761 92.22 85.33 94.81 103.42

GRAND TOTAL 575340 313576 313576 190470 639404 497299 335494 268599 111.135 158.5896 106.99 141.02
Note: Figure in bracket indicates negative values.
 Cont'd... TABLE 24
INCURRED CLAIMS RATIO-FIRE INSURANCE

PARTICULARS NET EARNED PREMIUM (` Lakh)

2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
PUBLIC
NEW INDIA 106758 96292 97031 94184 83076 83100 76669 82170 75884

ORIENTAL 36473 31493 32442 34153 33134 34392 32989 32839 39222

NATIONAL 35335 29442 29117 33836 35332 36122 34396 35206 36760

UNITED 41045 40861 43456 41867 38947 43395 41702 42532 48028

SUB-TOTAL 219612 198088 202046 204040 190489 197009 185756 192747 199894
PRIVATE
ROYAL SUNDARAM 1293 1495 2144 2920 2792 2393 1713 1306 333

BAJAJ ALLIANZ 11847 11588 12256 9382 9116 6892 3888 1786 344

TATA AIG 2011 2064 1662 1489 1095 804 1025 643 49

RELIANCE 4074 4151 3845 2394 955 1843 1338 675 76

IFFCO TOKIO 4684 6049 6364 5481 5240 3428 3178 1686 207

ICICI LOMBARD 8993 10104 10865 6982 3567 4272 3802 1633 130

CHOLAMANDALAM 1597 2032 3266 3180 2317 1576 737 45 -

HDFC ERGO 332 88 161 157 144 208 10 - -

FUTURE GENERALI 301 89 (148) - - - - - -

UNIVERSAL SOMPO 1263 (267) (43) - - - - - -

SHRIRAM 75 (40) - - - - - - -

BHARTI AXA 234 (37) - - - - - - -

RAHEJA QBE (74) - - - - - - - -

SUB-TOTAL 36629 37316 40372 31985 25226 21416 15691 7774 1139
GRAND TOTAL 256241 235404 242418 236025 215715 218425 201447 200521 201033
Note: Figure in bracket indicates negative values
 Cont'd...TABLE
Cont'd... TABLE
24 24
INCURRED
INCURRED
CLAIMS RATIO-FIRE
CLAIMS RATIO-FIRE
INSURANCE
INSURANCE

PARTICULARS CLAIMS INCURRED (NET) (` Lakh)

2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
PUBLIC
NEW INDIA 106878 60668 60160 56006 60151 32702 26134 46737 37183

ORIENTAL 31128 36245 31038 15939 23090 15885 10616 12552 19258

NATIONAL 20288 23761 24447 20645 24658 14411 9009 13326 19236

UNITED 19807 29593 30400 31486 18079 15246 11082 20029 17578

SUB-TOTAL 178101 150268 146045 124076 125978 78244 56841 92644 93255
PRIVATE
ROYAL SUNDARAM 494 763 929 542 929 971 404 287 63

BAJAJ ALLIANZ 6877 7263 4976 5009 5769 2546 606 276 103

TATA AIG 1022 1166 657 635 797 321 271 122 23

RELIANCE 3172 2889 2674 1786 1299 785 672 544 29

IFFCO TOKIO 4383 4414 4226 2592 1195 1245 1183 293 36

ICICI LOMBARD 6581 9698 5794 2474 1701 1445 936 151 12

CHOLAMANDALAM 1215 1609 1172 894 1357 756 183 - -

HDFC ERGO 522 19 34 118 252 52 10 - -

FUTURE GENERALI 549 172 3 - - - - - -

UNIVERSAL SOMPO 879 39 - - - - - - -

SHRIRAM 63 4 - - - - - - -

BHARTI AXA 906 10 - - - - - - -

RAHEJA QBE 1 - - - - - - - -

SUB-TOTAL 26663 28033 20465 14050 13299 8121 4265 1673 266
GRAND TOTAL 204764 178301 166510 138126 139277 86365 61106 94317 93521
Note: Figure in bracket indicates negative values
 Cont'd...
Cont'd...
TABLETABLE
24 24
INCURRED
INCURRED
CLAIMSCLAIMS
RATIO-FIRE
RATIO-FIRE
INSURANCE
INSURANCE

PARTICULARS INCURRED CLAIMS RATIO (Per cent)

2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
PUBLIC
NEW INDIA 100.11 63.00 62.00 59.46 72.40 39.35 34.09 56.90 49

ORIENTAL 85.35 115.09 95.67 46.67 69.69 46.19 32.18 38.22 49.1

NATIONAL 57.42 80.71 83.96 61.01 69.79 39.90 26.19 37.80 52.3

UNITED 48.26 72.42 69.96 75.21 46.42 35.13 26.57 47.10 36.6

SUB-TOTAL 81.10 75.86 72.28 60.81 66.13 39.72 30.60 48.07 46.65
PRIVATE
ROYAL SUNDARAM 38.18 51.05 43.35 18.54 33.26 40.56 23.61 22.00 19

BAJAJ ALLIANZ 58.05 62.68 40.60 53.39 63.29 36.95 15.58 15.00 30

TATA AIG 50.83 56.49 39.50 42.62 72.81 39.89 26.45 19.00 47

RELIANCE 77.86 69.60 69.54 74.62 136.05 42.58 50.22 81.00 38

IFFCO TOKIO 93.57 72.97 66.40 47.29 22.80 36.30 37.23 17.00 17

ICICI LOMBARD 73.18 95.98 53.33 35.43 47.70 33.81 24.61 9.00 9

CHOLAMANDALAM 76.05 79.17 35.88 28.10 58.54 47.99 24.79 0.00 -

HDFC ERGO 157.05 21.29 20.80 74.85 175.47 24.98 104.99 0.00 -

FUTURE GENERALI 182.34 193.00 (2.00) - - - - - -

UNIVERSAL SOMPO 69.6 (15.00) - - - - - - -

SHRIRAM 84.3 (9.00) - - - - - - -

BHARTI AXA 387.66 (26.00) - - - - - - -

RAHEJA QBE (1.49) - - - - - - - -

SUB-TOTAL 72.79 74.97 50.69 43.92 52.72 37.91 27.18 22.00 23.35
GRAND TOTAL 79.91 75.74 68.69 58.52 64.57 39.54 30.33 47.04 46.52
Note: Figure in bracket indicates negative values
 Cont'd… TABLE 24
INCURRED CLAIMS RATIO-MARINE INSURANCE

PARTICULARS NET EARNED PREMIUM (` Lakh)

2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
PUBLIC

NEW INDIA 23766 23177 18857 16438 16438 16860 17297 20043 21099

ORIENTAL 18937 18500 16939 15944 15910 12035 12004 12408 13911

NATIONAL 13022 12403 29117 10235 10314 12318 11535 14488 13281

UNITED 21170 18623 43456 10531 10367 11126 11467 13587 12661

SUB-TOTAL 76895 72703 108369 53148 53029 52339 52303 60526 60952
PRIVATE

ROYAL SUNDARAM 1045 754 453 823 1247 955 722 661 123

BAJAJ ALLIANZ 5643 5476 3897 2674 2359 2136 1081 341 61

TATA AIG 6169 5563 4426 3099 2582 2093 1668 1318 417

RELIANCE 1800 1511 1094 621 394 460 202 159 27

IFFCO TOKIO 3969 4460 4207 3035 2645 1585 1414 852 153

ICICI LOMBARD 3228 2728 1830 1224 796 1663 1056 347 0.3

CHOLAMANDALAM 1216 1145 981 709 629 459 302 9 -

HDFC Ergo 301 192 142 96 75 29 1 - -

FUTURE GENERALI 251 107 (15) - - - - - -

UNIVERSAL SOMPO 13 (22) - - - - - - -

SHRIRAM 2 (5) - - - - - - -

BHARTI AXA 145 (28) - - - - - - -

RAHEJA QBE (5) - - - - - - - -

SUB-TOTAL 23777 21881 17015 12281 10727 9380 6446 3687 781
GRAND TOTAL 100672 94584 125384 65429 63756 61719 58749 64213 61733
Note: Figure in bracket indicates negative values
 Cont'd…
Cont'd…TABLE
TABLE 2424
INCURRED
INCURRED
CLAIMS
CLAIMS
RATIO-MARINE
RATIO-MARINE
INSURANCE
INSURANCE

PARTICULARS CLAIMS INCURRED (NET) (` Lakh)

2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
PUBLIC

NEW INDIA 19075 27711 15824 6230 11525 9850 8194 11690 13133

ORIENTAL 12379 17226 11007 15584 8531 7959 6749 8431 7428

NATIONAL 4752 13460 10006 10085 8560 7244 9145 10563 7809

UNITED 21852 15071 12397 10886 7268 7822 7170 9970 8166

SUB-TOTAL 58058 73468 49234 42785 35884 32875 31258 40654 36536
PRIVATE

ROYAL SUNDARAM 682 638 367 619 1041 545 440 403 49

BAJAJ ALLIANZ 4577 5098 3166 3727 2480 1890 922 146 17

TATA AIG 4724 5320 3612 2552 2156 1301 1194 1101 122

RELIANCE 1781 1849 1288 581 766 250 133 140 44

IFFCO TOKIO 4085 4448 4301 4222 2452 1797 1175 451 36

ICICI LOMBARD 2668 5502 3220 1156 2019 2107 1275 190 0.1

CHOLAMANDALAM 993 788 978 892 602 340 138 - -

HDFC Ergo 465 108 132 75 37 8 1 - -

FUTURE GENERALI 301 132 4 - - - - - -

UNIVERSAL SOMPO 88 5 - - - - - - -

SHRIRAM 1 - - - - - - -

BHARTI AXA 178 3 - - - - - - -

RAHEJA QBE 1 - - - - - - - -
SUB-TOTAL 20543 23890 17068 13824 11554 8238 5278 2431 268
GRAND TOTAL 78601 97358 66302 56609 47438 41113 36536 43085 36804
Note: Figure in bracket indicates negative values
 Cont'd…
Cont'd...
TABLETABLE
24 24
INCURRED
INCURRED
CLAIMSCLAIMS
RATIO-MARINE
RATIO-MARINE
INSURANCE
INSURANCE

PARTICULARS INCURRED CLAIMS RATIO (Per cent)

2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
PUBLIC

NEW INDIA 80.26 119.56 83.91 37.90 70.11 58.42 47.34 58.32 62.50

ORIENTAL 65.37 93.11 64.98 97.75 53.62 66.13 56.23 67.95 53.40

NATIONAL 36.49 108.52 92.50 98.53 83.00 58.81 79.28 72.91 58.80

UNITED 103.22 80.93 95.83 103.36 70.10 70.31 62.53 73.38 64.50

SUB-TOTAL 75.50 101.05 82.68 80.50 67.67 62.81 59.77 67.17 59.94
PRIVATE

ROYAL SUNDARAM 65.28 84.69 80.95 75.14 83.49 57.05 61.00 61.00 40.00

BAJAJ ALLIANZ 81.11 93.1 81.25 139.37 105.15 88.48 85.28 43.00 28.00

TATA AIG 76.57 95.63 81.60 82.35 83.51 62.17 71.60 84.00 29.00

RELIANCE 98.95 122.4 117.76 93.63 194.67 54.42 65.97 88.00 163.00

IFFCO TOKIO 102.93 99.75 102.24 139.13 92.70 113.36 83.07 53.00 24.00

ICICI LOMBARD 82.64 201.69 175.93 94.46 253.54 126.69 120.67 55.00 33.00

CHOLAMANDALAM 81.65 68.83 99.73 125.78 95.67 73.95 45.86 0.00 -

HDFC Ergo 154.59 56.47 93.35 78.44 49.54 28.17 73.04 - -

FUTURE GENERALI 119.88 123 (25.00) - - - - - -

UNIVERSAL SOMPO 673.85 (24.00) - - - - - - -

SHRIRAM 78.95 - - - - - - - -

BHARTI AXA 122.52 (10.00) - - - - - - -

RAHEJA QBE (10.32) - - - - - - - -

SUB-TOTAL 86.40 109.02 100.32 112.57 107.71 87.82 81.89 65.93 34.31
GRAND TOTAL 78.08 102.93 52.88 86.52 74.41 66.61 62.19 67.10 59.62
Note: Figure in bracket indicates negative values
 Cont'd... TABLE 24
INCURRED CLAIMS RATIO-MISCELLANEOUS
PARTICULARS NET EARNED PREMIUM(` Lakh)
2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04
PUBLIC
NEW INDIA 96361 86320 481143 113719 334752 289551 269529

ORIENTAL 82197 69659 287623 53763 201002 175375 158311

NATIONAL 47542 47206 301853 43501 222653 234777 204934

UNITED 76086 65658 270209 57504 173270 162745 161968

SUB-TOTAL 302186 268843 1340828 268487 931677 862448 794742

PRIVATE

ROYAL SUNDARAM 5006 5035 3933 3454 25649 16814 13196

BAJAJ ALLIANZ 19549 19360 15017 11904 58394 38901 23672

TATA AIG 16820 14156 10779 7714 29999 23081 16171

RELIANCE 6803 6509 5788 3476 4206 3893 1915

IFFCO TOKIO 9974 9347 8228 6975 39945 18462 8742

ICICI LOMBARD 20651 18597 16028 12761 69024 26153 8123

CHOLAMANDALAM 4730 4714 3599 2760 6909 6912 3795

HDFC ERGO 2766 1213 993 1445 14147 13189 8856

FUTURE GENERALI 790 137 8 - - - -

UNIVERSAL SOMPO 2402 124 - - - - -

SHRIRAM 100 (79) - - - - -

BHARTI AXA 351 (60) - - - - -

RAHEJA QBE (195) - - - - - -

SUB-TOTAL 89749 79053 64373 50489 248273 147405 84470

GRAND TOTAL 391935 347896 1405201 318976 1179950 1009853 879212

Note: Figure in bracket indicates negative values
 Cont'd...
Cont'd... TABLE
TABLE 24
24
INCURRED
INCURRED
CLAIMSCLAIMS
RATIO-MISCELLANEOUS
RATIO-MISCELLANEOUS
PARTICULARS CLAIMS INCURRED (NET) (` Lakh)
2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04
PUBLIC
NEW INDIA 49415 48184 417748 56327 291525 247946 237030

ORIENTAL 51548 36457 260222 31091 174854 166994 141399

NATIONAL 32846 27919 283884 28390 249815 204696 192836

UNITED 37200 29086 250628 28998 178930 176785 165965

SUB-TOTAL 171008 141646 1212482 144806 895124 796421 737230

PRIVATE

ROYAL SUNDARAM 2089 2305 1944 1355 14196 9855 8116

BAJAJ ALLIANZ 11641 12076 9439 5451 32750 18197 13533

TATA AIG 8626 5314 2344 1994 13061 10928 6993

RELIANCE 4514 5332 2824 2392 1379 2801 1569

IFFCO TOKIO 5872 6832 4221 3531 20761 8881 4928

ICICI LOMBARD 10504 12368 7143 7979 35205 11925 4795

CHOLAMANDALAM 3414 2123 1302 705 4935 4376 1768

HDFC ERGO 1830 280 409 379 7684 7853 3092

FUTURE GENERALI 511 144 50 - - - -

UNIVERSAL SOMPO 1094 35 - - - - -

SHRIRAM 38 5 - - - - -

BHARTI AXA 826 36 - - - - -

RAHEJA QBE 30 - - - - -

SUB-TOTAL 50989 46809 29676 23786 129971 74816 44794

GRAND TOTAL 221997 188455 1242158 168592 1025095 871237 782024

Note: Figure in bracket indicates negative values
 Cont'd...
Cont'd...TABLE
TABLE2424
INCURRED
INCURRED
CLAIMSCLAIMS
RATIO-MISCELLANEOUS
RATIO-MISCELLANEOUS
PARTICULARS INCURRED CLAIMS RATIO (Per cent)
2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04
PUBLIC
NEW INDIA 51.28 55.82 65.01 49.53 87.09 85.63 87.94

ORIENTAL 62.71 52.34 51.96 57.83 86.99 95.22 89.32

NATIONAL 69.09 59.14 50.23 65.26 112.20 87.19 94.10

UNITED 48.89 44.30 43.16 50.43 103.27 108.63 102.47

SUB-TOTAL 56.59 52.69 54.13 53.93 96.08 92.34 92.76

PRIVATE

ROYAL SUNDARAM 41.72 45.77 49.44 39.23 55.35 58.61 61.50

BAJAJ ALLIANZ 59.55 62.38 62.86 45.79 56.08 46.78 57.17

TATA AIG 51.28 37.54 21.74 25.85 43.54 47.35 43.24

RELIANCE 66.37 81.92 48.79 68.82 32.78 71.95 81.93

IFFCO TOKIO 58.87 73.09 51.30 50.62 51.97 48.10 56.37

ICICI LOMBARD 50.87 66.51 44.57 62.52 51.00 45.60 59.03

CHOLAMANDALAM 72.18 45.03 36.16 25.56 71.42 63.31 46.59

HDFC ERGO 66.15 23.08 41.25 26.26 54.32 59.54 34.91

FUTURE GENERALI 64.63 105.26 650.71 - - - -

UNIVERSAL SOMPO 45.52 27.98 - - - - -

SHRIRAM 37.62 (7.00) - - - - -

BHARTI AXA 235.29 (60.00) - - - - -

RAHEJA QBE (15.13) - - - - - -

SUB-TOTAL 56.81 59.11 46.10 47.11 52.35 50.76 53.03

GRAND TOTAL 56.64 54.17 88.40 52.85 86.88 86.27 88.95

Note: Figure in bracket indicates negative values
 Cont'd... TABLE 24
INCURRED CLAIMS RATIO-TOTAL

PARTICULARS NET EARNED PREMIUM (` Lakh)

2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
PUBLIC
NEW INDIA 571086 524930 481143 453511 434265 389510 363495 351642 306823

ORIENTAL 359083 306680 287623 269077 250046 221802 203303 189842 181850

NATIONAL 381579 342236 301853 276757 268299 283217 250865 213088 181312

UNITED 383819 319910 270209 237324 222585 217266 215136 209241 204507

SUB-TOTAL 1695567 1493756 1340828 1236669 1175195 1111795 1032799 963813 874492

PRIVATE

ROYAL SUNDARAM 71486 59806 44583 33358 29689 20162 15631 10917 3674

BAJAJ ALLIANZ 188420 189127 141544 83853 69869 47929 28641 18067 8406

TATA AIG 58973 58748 45385 38165 33676 25977 18864 12668 3607

RELIANCE 139925 138886 96003 24426 5554 6196 3455 1927 235

IFFCO TOKIO 92222 83293 63967 54760 47831 23476 13334 7003 1312

ICICI LOMBARD 219282 197365 156718 106665 73387 32089 12982 4452 1096

CHOLAMANDALAM 46229 38536 24886 12728 9855 8947 4833 448 -

HDFC Ergo 40006 17947 15005 14029 14366 13425 8867 652 -

FUTURE GENERALI 18748 5682 (129) - - - - - -

UNIVERSAL SOMPO 7524 (87) (43) - - - - - -

SHRIRAM 13605 1715 - - - - - - -

BHARTI AXA 8364 (278) - - - - - - -

RAHEJA QBE (331) 0 - - - - - - -

SUB-TOTAL 904453 790741 587919 367984 284227 178201 106607 56134 18330

GRAND TOTAL 2600020 2284497 1928747 1604653 1459422 1289996 1139406 1019947 892822
Note: Figure in bracket indicates negative values
 Cont'd...
Cont'd...
TABLE
TABLE
24 24
INCURRED
INCURRED
CLAIMS CLAIMS
RATIO-TOTAL
RATIO-TOTAL

PARTICULARS CLAIMS INCURRED (NET) (` Lakh)

2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
PUBLIC
NEW INDIA 513245 467187 417748 364361 363201 290498 271358 269950 255418

ORIENTAL 326018 305719 260222 235886 206474 190838 158765 146654 182766

NATIONAL 324536 339367 283884 239422 283033 226351 210990 161966 172493

UNITED 332924 251505 250628 214206 204277 199853 184217 190544 178047

SUB-TOTAL 1496723 1363779 1212481 1053875 1056985 907540 825330 769114 788724

PRIVATE

ROYAL SUNDARAM 50907 41235 29815 20374 16166 11370 8961 5860 1163

BAJAJ ALLIANZ 138657 135992 94570 55563 40999 22633 15061 10667 1273

TATA AIG 39637 35567 24771 20711 16015 12549 8458 6006 1020

RELIANCE 118569 107366 75068 17318 3444 3836 2374 1917 160

IFFCO TOKIO 73267 69502 50474 39859 24407 11923 7285 2850 427

ICICI LOMBARD 190263 168454 122832 81384 38925 15476 7005 1776 178

CHOLAMANDALAM 34434 27578 15565 7077 6893 5472 2089 62 -

HDFC Ergo 39586 14489 11477 8003 7973 7913 3103 87 -

FUTURE GENERALI 16915 6054 58 - - - - - -

UNIVERSAL SOMPO 5749 241 - - - - - - -

SHRIRAM 9599 1200 - - - - - - -

BHARTI AXA 8619 289 - - - - - - -

RAHEJA QBE 45 0 - - - - - - -

SUB-TOTAL 726249 607967 424631 250289 154822 91172 54336 29225 4221

GRAND TOTAL 2222972 1971746 1637036 1304164 1211807 998712 879666 798339 792945
Note: Figure in bracket indicates negative values
 Cont'd... TABLE
Cont'd...
24 TABLE 24
INCURRED
INCURRED
CLAIMS
CLAIMS
RATIO-TOTAL
RATIO-TOTAL

PARTICULARS INCURRED CLAIMS RATIO (Per cent)

2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
PUBLIC
NEW INDIA 89.87 89.00 86.82 80.34 83.64 74.58 74.65 76.77 83.25

ORIENTAL 90.79 99.69 90.47 87.66 82.57 86.04 78.09 77.25 100.50

NATIONAL 85.05 99.16 94.05 86.51 105.49 79.92 84.10 76.01 95.14

UNITED 86.74 78.62 92.75 90.26 91.77 91.99 85.63 91.06 87.06

SUB-TOTAL 88.27 91.30 90.43 85.22 89.94 81.63 79.91 79.80 90.19

PRIVATE

ROYAL SUNDARAM 71.21 68.95 66.88 61.08 54.45 56.39 57.33 53.68 31.65

BAJAJ ALLIANZ 73.59 71.90 66.81 66.26 58.68 47.22 52.59 59.04 15.14

TATA AIG 67.21 60.54 54.41 54.27 47.56 48.31 44.84 47.41 28.28

RELIANCE 84.74 77.30 78.19 70.90 62.01 61.91 68.71 99.48 68.09

IFFCO TOKIO 79.45 83.44 78.91 72.79 51.03 50.79 54.63 40.70 32.55

ICICI LOMBARD 86.77 85.35 78.38 76.30 53.04 48.23 53.96 39.89 16.24

CHOLAMANDALAM 74.49 71.56 62.55 55.60 69.94 61.16 43.22 13.84 -

HDFC Ergo 98.95 80.73 76.49 57.05 55.50 58.94 34.99 13.34 -

FUTURE GENERALI 90.23 105.65 (44.84) - - - - - -

UNIVERSAL SOMPO 76.41 (277) (0.25) - - - - - -

SHRIRAM 70.56 69.97 - - - - - - -

BHARTI AXA 103.05 (103.97) 72.23 - - - - - -

RAHEJA QBE

SUB-TOTAL (13.71) 76.84 72.23 68.02 54.47 51.16 50.97 52.06 23.03

GRAND TOTAL 85.49 86.31 84.88 81.27 83.03 77.42 77.20 78.27 88.81
Note: Figure in bracket indicates negative values