Name: Hilda Melanie Landeta Segovia

Course: Writing and Reading I

Topic 1: A descriptive paragraph

Write a paragraph describing an experience with fraud, it could be
your experience or that of someone you know.

Also, Include information about:

1. what happened?
2. what made it a fraud?
3. what were the consequences?
4. how did you or the other person feel after this experience? why?

My mother’s worst experience in her store

My mother's worst experience with a fake check scam. First, It

occurs in Mother's day that is day special for everybody, therefore; they want
to buy an amazing and beautiful present for their mother. That day my
mother left to work just like days, then she opened their clothes store which
is Policentro so after few minutes, a crowd began to try on several clothes
and buying. Consequently, my mother was excited and cheerful due to the
fact that It increased sales, but suddenly anything happened suspiciously. A
customer gets close to her in the place where she cashes money and then he
paid with a check. It had a value of $1000 since the man had bought several
expensive dresses yet then she said," I do not receive checks”then she said
“only cash and credits cards and I am so sorry so I cannot accept it", then he
replied, " I am a frequent customer, only for this time". At that moment my
mother was so occupied helping people and she hadn't no one who could
help her because her employee was sick, as a result; she accepted and relied
on him. Finally; when she was to the bank, the teller told her that her check
was fake and there were not funds so she felt very surprised and terrified
because she was deceived. Even though she reported the fraud to the police,
they never found him and It caused her to lose her money. My mother must
ask references to the bank before she receives a fake checks from an
unknown people.
 Topic 2: An opinion paragraph
Write an opinion paragraph about the following topic:

“How can you protect yourself against identity theft or Internet fraud?
What can you do? What can banks and other organizations do?”

Write a paragraph explaining your ideas.

Advices about Identity Theft

Most people must learn some advice to protect themselves against

identity theft. From my point of view, fraud about identity theft has been
increasing around the world because of computer technology. Today,
hackers have the ability to access millions of people’s personal information
such as their names, Social Security numbers, credit card numbers, and
passwords. For instance; If You Are a Victim of internet fraud or you
realized it, you should follow bits of advice: Place a fraud alert on your credit
card which reports the problem immediately to your bank, credit providers.
Make sure to contact them directly using their official website, email address
or phone number. You should also report some organisations will give you
advice on what to do next such as to the Federal Trade Commission (FTC).
In addition; You must Keep an eye on your transactions and credit score
since it’s important to regularly review your bank transactions and
investigate anything you don’t recognize. Finally; you don't throw important
documents in the trash due to the fact that it could be a tool for fraudsters.
To sump up you should be very careful with your personal information
because If you don't have care with it, you could have in the future problems
with the police and even it affects you emotionally.
 Topic 3: Types of fraud
Write a paragraph defining different types of fraud. Also include some
new examples of how technology has increased the dangers of fraud in
our world today.

Types of fraud and its effect in Technology

Fraud has become an important topic in today’s environment. The
digital revolution has transformed the corporate landscape and accelerated
the process of globalization. However, technology also presents new
opportunities for criminals. Personal information is collected in abundance
by a range of organizations and the value of such data is rising. In the
wrong hands, this data can be used to defraud individuals and companies;
therefore; digital security systems are constantly under threat from hackers.
One clear example is website misdirection; as a result, it occurs when
hackers mimic reputable companies such as Amazon, eBay, Paypal,
redirecting consumers to another website where they enter their credit card
information. The criminal then use this information to make personal
purchases. Another type of computer fraud is known as "Identity theft"
which one of the most commonly perpetrated types of fraud in this age; in
other words, someone else is pretending to use your name, your address
and your social security number. Scammers are evolving along with
technology at an alarming rate. In addition; your personal information
through your computer or other software can be one of the most costly
scams and even It will cause problems with your finances. Nonetheless; not
only there are fraud cybernetic but also Social Fraud such as Charities
Fraud which has happened for many years, criminals have taken advantage
due to the fact that people generously give money to help to other and
criminals ask people to make donations to various causes that do not
actually exist. In conclusion, It isn’t possible to provide 100% protection
for your personal information when it comes to fraud or cyber attacks. So
the best approach is to take care of your actions that you do and also to
follow necessary steps to prevent it.
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