A Project Report

On
“Cost Analysis: A Comparative Study on Public Sector banks and Private Sector Banks”

Submitted To:
Department of Business Administration
Leading University, Sylhet

Supervised By:
Ms. Tahmina Khanom
Senior Lecturer
Department of Business Administration
Leading University, Sylhet

Submitted By:
Md. Jahangir Hussain
ID: 1711017111
M.B.A Program
Major in Accounting & Information Systems
Department of Business Administration
Leading University, Sylhet.

Date of Submission: 28th April 2018

 Letter of Transmittal

28th April, 2018

Ms. Tahmina Khanom
Senior Lecturer
Department of Business Administration
Leading University, Sylhet

Subject: Submission of Project Report

Dear Sir,
With due to respect, I would like to inform you I am submitting my project report. The report is
based on the studied of “Cost Analysis: A Comparative Study on Public Sector banks and
Sector Private Banks”. I would like to thank you for the excellent support you have provided
me with during the preparation of this report.
I hereby submit the complete project report for your kind evaluation with all the information
analysis and finding of my study. I would like cordially appreciate any kind of criticism and
valuable advice on this report, as it will be helpful for me to enrich my knowledge and
experience.
I, therefore, hope that you would be kind enough to receive this report and bless me.
Thank you very much for your time and keen cooperation.

Sincerely Yours

..........................................
Md. Jahangir Hussain
ID No. 1711017111
Major in Accounting & Information Systems
Department of Business Administration (MBA)
Leading University, Sylhe
 Letter of Acceptance

I am pleased to declare that Md. Jahangir Hussain, ID No.1711017111 a student of

M.B.AProgramDepartment of Business Administration of Leading University, Sylhet has
successfully completed his project report on Cost Analysis: A Comparative Study on Public Sector
banks and Private Sector Banks.

During the project report Ms. Tahmina Khanom has taken and carried out my instructions to
prepare the report. He has collected the necessary information and undergone through the
qualitative and quantitative studies. I have guided and supervised him throughout the entire
process of preparing the report. However, after a painstaking series of collection, modification,
revision, and edition, now I am fairly convinced to approve him submission to the department for
final evaluation and grading.

I hope that this report will contribute in his career and wish success in his life.

.......................................
Ms. Tahmina Khanam
Senior Lecturer
Department of Business Administration
Leading University, Sylhet
 Acknowledgement

Success is only possible where there is an engaged heart. In preparing this report, it was evident
that the engaged heart of mine alone was not enough. I needed the support of significant others.
It is therefore, difficult not to devote a page of this text acknowledging the assistance we
received from number of people.

First of all, I would like to express my deep gratitude to the almighty Allah for fruitfully
preparing this Project report.

And then it is important to give credit to my supervisor Ms. Tahmina Khanom, Senior Lecturer
of Department of Business Administration Leading University, Sylhet. For His guidance,
constant supervision, constructive suggestions and moral support it is possible to prepare this
report.

I would like to convey my appreciation and thanks for those who have guided me generously
with the right knowledge for this report. Shower of thanks to those entire respondents who
responded each and every time in collecting necessary data.

………………………….....
Md. Jahangir Hussain
ID No. 1711017111
Major in Accounting & Information Systems
Department of Business Administration (MBA)
Leading University, Sylhe
 Executive Summary

Cost is measurement in monetary terms of the amount of resources used for the
purpose of production of goods or rendering services. To get the results we make
efforts. Efforts constitute cost of getting the results. It can be expressed in terms of
money; it means the amount of expenses incurred on or attributable to some
specific thing or activity. The purpose of the study is to know the Cost of private
and public banks, and to gain in-depth knowledge about cost of the organization.

In this report I tried to analyze the Total Operating Expenses, Salary and
Allowances, Legal expenses, Postage, Stamp, Telecommunication etc. Stationery,
Printing, Advertisements etc of some public and private bank

The first part of the report I discuss about the background of the study, the research
methodology of the report, scope of the project and the objective of the project.

The second part of the report I have analyze the topic as a hole about the cost
analysis, Definition of Costs, Elements of cost, Overhead, Benefit Cost Analysis
(BCA).

The Third part of the report discuss about the major part of data analysis of the
report.

The Fourth part of the repot I give some suggestion about the findings of the report
and I conclude the report with the conclusion part.
Serial No CONTENTS Page No

Letter of Transmittal I
Letter of Acceptance II
Acknowledgement III
Executive Summary IV
CHAPTER-1 INTRODUCTION
Introduction
1.2 Origin of the Report
1.3 Scope of the study
1.4
Objective of the study
1.5 Methodology of the Report
1.6
Limitation of the study:

CHAPTER02 Banking Industry in Bangladesh

2.1 Definition of Bank
2.2 Definition of Banker
2.3 Definition of Banking
2.4 Law of Banking
2.5
Vision and Mission of Janata Bank
2.6
Corporate Vision & mission of bank Asia
2.7 Banking in Bangladeshi Perspective
2.8 Management of the Bank
2.9 Features of a Bank:
2.10 Functions of a Bank
2.11 History of Banking industry in Bangladesh
2.12 Banks of Bangladesh at a glance
2.13 Non-Banking Financial Institution
2.14 Banking Industry in Bangladesh

CHAPTER-03 Theoretical Framework

2.1 Definition of Costs

2.2 Elements of cost

2.3 Overhead
2.4 Benefit Cost Analysis (BCA)

CHAPTER- 04 Data Presentation & Analysis

3.1 Total Operating Expenses

3.1.1 Salary and Allowances:

3. 1.2 Rent, taxes, insurance, electricity etc:

3.1.3 Legal expenses
3.1.4 Postage, Stamp, Telecommunication etc:
3.1.5 Stationery, Printing, Advertisements etc:
3.1.6 Managing Director's / Chief Executive Salary
and Fees:
3.1.7 Auditors' fees:
3.1.8 Depreciation and Repairs of Bank's assets:
3.1.9 Charges on loan losses:
3.1.10 Other Expenses:

CHAPTER- 05 Concluding Remarks

4.1 Findings
4.2
Recommendation
4.3
Conclusions
Bibliography