Promo Mechanics – Abenson Swipe It!

Shop Now Pay Later Promo

1. The promo is open to all EastWest credit cardholders (“Cardholders”) in good credit standing*.

2. Promo period is from June 7 to July 31, 2019.

3. Cardholders may avail of the promo at 0% interest for 3, 6, and 12-month installment using their EastWest credit card at any Abenson,
Electroworld, Homeplus and SB Furniture (Abenson Group) stores nationwide within the promo period and shall be billed after three
(3) months. Promo offers cannot be exchanged for cash or gift certificates and are not valid in conjunction with other promotions,
offers, discounts/privileges and giveaways.

4. The minimum single-receipt purchase amount for installment is Php3,000 (single or multiple item purchases), unless otherwise stated
by the partner merchants.

5. The 0% interest on installment offer shall apply provided Cardholders pay their Total Statement Balance in full.**

6. 0% interest on installment transactions are subject to EastWest’s credit authorization criteria upon purchase of goods.

7. Terms and Conditions for Merchant Installment indicated in the Terms and Conditions Governing the Issuance and Use of EastWest
Credit Cards shall apply.

8. By joining this promo, the Cardholder confirms that he/she has read, understood, and agreed to the mechanics of the promo, including,
but not limited to, these terms and conditions.

9. For any inquiry on the promo or concern on the card account, Cardholders may contact EastWest’s 24-Hour Customer Service Hotline
at (632) 888-1700 or send an email at cards@eastwestbanker.com.

10. In case of disputes related to the promo, the decision of EastWest and Abenson Group shall be conclusive with the approval of DTI.
All questions or disputes regarding the Cardholder’s eligibility for the promo shall be resolved by EastWest.

* Cardholders in good credit standing are those whose accounts are not delinquent, not under investigation due to suspected fraudulent activities, those whose
EastWest credit cards are not reported lost or stolen, and those who have not, otherwise, violated any of the Terms and Conditions Governing the Issuance and
Use of EastWest Credit Cards.

** Each fixed monthly installment forms part of the Total Statement Balance. Should the Cardholder opt to pay only the minimum payment due, this would include
only a percentage of the monthly installment. In which case, an interest charge will be imposed in addition to the applicable interest due on the monthly installment.

Per DTI-FTEB Permit No. 6340, Series of 2019.

For inquiries and feedback, you may call EastWest’s 24-Hour Customer Service at (632) 888-1700 or e-mail cards@eastwestbanker.com.

EastWest is supervised by Bangko Sentral ng Pilipinas with telephone number (632) 708-7087.