Sun MaxiLink Prime

Make a bright choice with Sun MaxiLink Prime, an investment-linked life insurance product that primarily helps address your
need for:

Sun MaxiLink Prime lets you enjoy these benefits:

LIFE INSURANCE COVERAGE
This is equivalent to 200% of the Face Amount plus the Fund Value, or 500% of the annual regular premium plus 125%
of excess premiums (if any), less 125% of partial withdrawals made (if any), whichever is higher.

The addition of supplements or riders may also provide protection for contingencies such as accidents, disability and
hospital confinements due to illnesses.

SUITABLE INVESTMENT OPTIONS

Maximize your money's worth by choosing among the investment fund options that best suit your investment
objectives and risk appetite. Plus, take advantage of Sun Life's professional fund managers' investment experience and
expertise.

FUNDS FOR FUTURE NEEDS

Build funds for your child's education, a comfortable retirement, or an important life milestone. In case of an
emergency, money comes in handy via a partial fund withdrawal.

MANAGEABLE PREMIUM PAYMENTS

Pay for at least 10 years or opt to increase your fund's value through top-ups or excess payments on top of your
regular premium.
Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance
policy contract.

PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS (RIDERS)

FACE AMOUNT 750,000.00 ACCIDENTAL DEATH BENEFIT (ADB) 750,000.00
INITIAL LIFE INSURANCE COVERAGE 1 1,512,790.00
1 Initial
Life Insurance Coverage refers to the death benefit at the end of Month 1 based on
current charges.

DEATH BENEFIT2 LIVING BENEFIT2 FUND ALLOCATION

2The values above are computed based on 8% projected return which is subject to change and is not guaranteed by Sun Life. Projected values are net of
Index
all current charges.

This is for information purposes only and is not a contract of insurance. For more information on the above benefits and additional details, please refer to the product proposal attached herein.
 Variable Life Insurance Proposal
In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member of the Sun Life
Financial group of companies. In this proposal, you and your refer to the policy owner while we, us, our and the Company refer to
Sun Life of Canada (Philippines), Inc.
Proposal Information
On the Life of :      MARIAN JESLYN GARCIA Age Last Birthday :      27 (Female)
Currency :       Philippine Peso
Basic Plan Benefit Amount Regular Premium
Sun MaxiLink Prime - Non-Smoker Ps 750,000.00 Ps 34,102.50
Additional Benefits
Accidental Death Benefit - ADB Ps 750,000.00 Ps 1,027.50
 
 
Class: Standard Total Annual Regular Premium Ps 35,130.00
Annual Excess Premium (to be Billed Regularly) Ps 0.00
Total Annual Premium (to be Billed Regularly) Ps 35,130.00
Excess Premium (One-time) Ps 0.00
Sun MaxiLink Prime is a variable life insurance product until age 88 payable for 10 years*. The living benefit is equal to the fund
value, which is partially or fully withdrawable from the policy's share in the separate account(s). The death benefit is the higher of
the sum of 200% of the face amount and the fund value or the minimum death benefit. The minimum death benefit is equal to
500% of the regular premium plus 125% of each paid excess premium, if any, less 125% of each partial withdrawal, if any. No
other benefits are payable under this product.
The policy is a variable contract. Only the face amount is guaranteed. The rest of the benefits, namely the fund value and the actual
death benefit payable depend on the investment experience of separate account(s) linked to the policy.
The investment risks associated with this product are borne solely by the policy owner.
If you decide the policy is not suitable for your needs, then you may return said documents for cancellation by giving us written
notice. We must receive such notice within 15 days from the date you receive the policy. We will refund the fund value of the units
allocated to your policy inclusive of the initial charges.
Notes:
(i) All payments and benefits shown are in Philippine pesos.
(ii) The illustrations assume that all premiums are paid in full when due and as planned with no premium holiday, you will have no withdrawals on the
policy beyond those illustrated, mode of payment is annual and the current scale of charges remains unchanged.
(iii) The Company reserves the right to adjust the basic and rider premium, and any charges in this plan.
(iv) The above values are illustrations only of the key features of the recommended insurance plans. This illustration may differ from any earlier
proposal illustration.
(v) The values in the succeeding pages are illustration of possible performance of your fund. Since the fund performance may vary, the values of your
units are not guaranteed and will depend on the actual investment performance at that given period. The value of the policy could be less than the
premiums paid.
(vi) Any excess premium you have paid is considered such only if the Annual Regular Premium has been fully paid. The Company may require evidence
of insurability of the Life Insured with respect to payment of any excess premium.
(vii) *Premium payment period of 10 years is not guaranteed. You may still be required to pay additional premium after 10 years if the fund value is
insufficient to pay the charges.

This proposal shall form part of the insurance contract once the policy is issued. A copy of this proposal and the policy contract will be delivered to you.

While we have made every effort to ensure accuracy, errors and omissions may have occurred in the preparation of this proposal.

Should there be any discrepancy between the statement(s) contained in this material and the insurance policy contract, the provisions of the insurance policy
contract will prevail.

Prepared By :      LABUTONG, LORNA E. Date :      15 July 2019

Branch :      BAMBOO    
This is only an illustration.
4.1 / 1.1 085031O150720190839430907529 Page 1 of 6
 MARIAN JESLYN GARCIA 27 (Female)
Sun MaxiLink Prime - Non-Smoker  
Face Amount: Ps 750,000.00 Total Premium to be Billed : Ps 35,130.00

Fund Allocation
100% Index Fund

Investment Fund Description

Balanced Fund
The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of fixed-income and equity
instruments.
Bond Fund
The fund is designed to stay invested only in high-quality fixed income instruments that are classified as below average risk.
Equity Fund
The fund is designed to produce long term capital appreciation through investment in high quality stocks that are diversified across sectors.
Money Market Fund (available only for fund switching/transfers)
The fund is designed to ensure capital protection and provide adequate liquidity while maximizing yields on short-term placements.
MyFuture Fund
The fund is a target date fund that will invest primarily in high-quality stocks and a mix of government and domestic corporate debt in accordance with an
asset allocation strategy that will become increasingly conservative as the maturity of the fund approaches.
Growth PLUS Fund
The fund is designed mainly to generate long-term capital appreciation through investment in high-quality equity and equity-linked securities, diversified
across sectors, which distribute periodic dividends and provide sustainable dividend yields.
Index Fund
The Fund is designed mainly to generate long-term capital appreciation through investment in high-quality equities comprised of constituents of the
Philippine Stock Exchange Index (PSEi).
Captains Fund
The Fund is designed mainly to generate long-term capital appreciation primarily through investment in equity and equity-linked securities diversified across
sectors.
Opportunity Tracker Fund
The Fund is designed to provide optimum returns consisting of current income and capital growth through investment in a mix of fixed-income and equity
instruments.

This is only an illustration.

4.1 / 1.1 085031O150720190839430907529 Page 2 of 6
 MARIAN JESLYN GARCIA 27 (Female)
Sun MaxiLink Prime - Non-Smoker  
Face Amount: Ps 750,000.00 Total Premium to be Billed : Ps 35,130.00

Historical Investment Performance of Investment Funds of Sun Life's Variable Life Insurance Products
Year-on-Year Return
Compounded
3-Year 5-Year 10-Year
Annual Growth
Fund Name 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- 31-Dec- Return Return Return
Rate (for
(Fund Launch Date) 09 10 11 12 13 14 15 16 17 18 (2018 vs (2018 vs (2018 vs
completed
2015) 2013) 2008)
calendar years)
Peso Balanced
27.03% 26.92% 1.95% 23.20% 1.14% 11.81% -3.75% -2.74% 12.70% -9.89% 8.23% -1.22% 6.31% 117.73%
(Dec. 6, 2004)
Peso Bond
6.11% 10.69% 6.90% 6.56% 8.25% 0.16% -0.96% -0.90% 0.71% -5.32% 4.49% -5.50% -6.27% 35.75%
(Sep. 13, 2004)
Peso Equity
47.10% 36.98% 1.34% 30.97% 1.31% 19.73% -5.02% -1.78% 20.94% -9.46% 10.86% 7.54% 22.30% 231.39%
(Sep. 13, 2004)
Peso Money Market
1.49% 1.03% 0.50% 0.66% -0.34% -0.37% 0.10% -0.06% 0.60% 1.56% 0.67% 2.11% 1.83% 5.26%
(Jun. 25, 2007)
MyFuture 2020
34.12% 33.77% 1.84% 31.37% 2.88% 16.74% -4.10% -2.64% 9.01% -3.94% 10.92% 1.94% 14.13% 181.87%
(Jun. 7, 2008)
MyFuture 2025
32.88% 33.56% 2.25% 31.15% 2.97% 18.15% -5.51% -2.42% 14.71% -8.07% 10.91% 2.90% 14.87% 181.53%
(Jun. 7, 2008)
MyFuture 2030
36.04% 34.36% 1.61% 30.93% 2.10% 20.58% -5.05% -2.68% 16.78% -11.79% 11.04% 0.25% 14.76% 184.93%
(Jun. 7, 2008)
MyFuture 2035
36.48% 34.98% 1.71% 30.93% 3.31% 20.55% -4.86% -2.08% 17.67% -12.95% 11.30% 0.31% 15.04% 191.59%
(Jun. 7, 2008)
MyFuture 2040
37.44% 34.21% 1.94% 30.96% 3.14% 20.36% -4.79% -2.04% 20.54% -13.12% 11.56% 2.60% 17.58% 198.61%
(Jun. 7, 2008)
Growth PLUS
N/A N/A N/A N/A N/A N/A -12.09%* -2.81% 21.42% -15.18% 0.03% 0.09% N/A N/A
(Apr. 8, 2015)
Index
N/A N/A N/A N/A N/A N/A N/A 1.71%* 23.64% -13.52% 3.40% N/A N/A N/A
(Jan. 25, 2016)
Captains
N/A N/A N/A N/A N/A N/A N/A -6.56%* 14.24% -14.60% -1.23% N/A N/A N/A
(Apr. 18, 2016)
Opportunity Tracker
N/A N/A N/A N/A N/A N/A N/A N/A -0.46%* -12.14% -12.14% N/A N/A N/A
(Oct. 9, 2017)
* Returns are from Fund inception date and not full year returns.

The values above are actual investment returns of Investment Funds of variable life insurance products, net of fund management charges. Past investment
performance is not necessarily indicative of the future or likely performance of the funds.
The Unit Price of an Investment Fund on a Valuation Date is determined by dividing the net asset value of the Investment Fund on the Valuation Date by the
aggregate number of outstanding Units of the Investment Fund on the Valuation Date. Currently, Valuation is done on a daily basis.
The Unit Prices of the Investment Funds are published weekly on major newspapers. You may also visit our website at www.sunlife.com.ph for the daily Unit
Prices.

Certified true and correct:

Michael Gerard D. Enriquez

Chief Investment Officer

This is only an illustration.

4.1 / 1.1 085031O150720190839430907529 Page 3 of 6
 MARIAN JESLYN GARCIA 27 (Female)
Sun MaxiLink Prime - Non-Smoker  
Face Amount: Ps 750,000.00 Total Premium to be Billed : Ps 35,130.00

Illustration of Rider Premiums

    Rider Premiums
End of Attained Premiums   Total Rider ADB^
Year Age Paid   Premiums
   
1 28 35,130 1,028 1,028
2 29 35,130 1,028 1,028
3 30 35,130 1,028 1,028
4 31 35,130 1,028 1,028
5 32 35,130 1,028 1,028
6 33 35,130 1,028 1,028
7 34 35,130 1,028 1,028
8 35 35,130 1,028 1,028
9 36 35,130 1,028 1,028
10 37 35,130 1,028 1,028
 
   
^ADB premium payment terminates at the earlier of attained age 70 and premium paying period.

This is only an illustration.

4.1 / 1.1 085031O150720190839430907529 Page 4 of 6
 MARIAN JESLYN GARCIA 27 (Female)
Sun MaxiLink Prime - Non-Smoker  
Face Amount: Ps 750,000.00 Total Premium to be Billed : Ps 35,130.00

Illustration of Benefits - Index Fund (100%)

The values illustrated below are not guaranteed. The investment returns used are for illustrative purposes and are not based on past
performance with respect to the fund where your policy is linked. The returns are likely to change during the investment period.
Also, the assumed returns do not represent the upper and lower limits of the actual return that may be realized. Values are
calculated assuming the fund is earning 4%*, 8%* and 10%*. It is assumed that the mode of payment is annual. If mode of
payment is other than annual, values shown may change.

PROJECTED BENEFITS
End Attained Premiums   Fund Value   Death Benefit
of Age Paid Charges**   4% 8% 10%   4% 8% 10%
Year              
 
1 28 35,130 25,210 10,362 10,806 11,029 1,510,362 1,510,806 1,511,029
2 29 35,130 18,409 28,438 30,285 31,223 1,528,438 1,530,285 1,531,223
3 30 35,130 11,609 54,162 58,371 60,547 1,554,162 1,558,371 1,560,547
4 31 35,130 6,514 86,090 93,960 98,098 1,586,090 1,593,960 1,598,098
5 32 35,130 6,534 119,241 132,310 139,299 1,619,241 1,632,310 1,639,299
6 33 35,130 3,143 157,177 177,251 188,172 1,657,177 1,677,251 1,688,172
7 34 35,130 3,164 196,569 225,684 241,801 1,696,569 1,725,684 1,741,801
8 35 35,130 3,184 237,477 277,880 300,651 1,737,477 1,777,880 1,800,651
9 36 35,130 3,204 279,957 334,136 365,233 1,779,957 1,834,136 1,865,233
10 37 35,130 3,224 328,731 400,157 441,910 1,828,731 1,900,157 1,941,910
11 38 2,216 339,276 429,121 482,775 1,839,276 1,929,121 1,982,775
12 39 2,236 350,212 460,329 527,614 1,850,212 1,960,329 2,027,614
13 40 2,256 361,553 493,955 576,814 1,861,553 1,993,955 2,076,814
14 41 2,277 373,316 530,187 630,802 1,873,316 2,030,187 2,130,802
15 42 2,447 392,479 578,635 700,976 1,892,479 2,078,635 2,200,976
16 43 2,649 405,066 621,097 766,709 1,905,066 2,121,097 2,266,709
17 44 2,874 417,914 666,644 838,631 1,917,914 2,166,644 2,338,631
18 45 3,127 431,004 715,487 917,318 1,931,004 2,215,487 2,417,318
19 46 3,414 444,311 767,848 1,003,394 1,944,311 2,267,848 2,503,394
  20 47 3,730 466,296 837,815 1,115,174 1,966,296 2,337,815 2,615,174
28 55 7,506 591,703 1,494,001 2,323,419 2,091,703 2,994,001 3,823,419
33 60 8,198 685,218 2,163,995 3,711,685 2,185,218 3,663,995 5,211,685
38 65 15,241 782,272 3,136,938 5,940,063 2,282,272 4,636,938 7,440,063
*The investment returns used are net of the fund management charge of 2.00% (plus VAT) of the fund value.
** Charges are based on a 4% investment return.
The projected values are net of: (a) premium charges of 65% of annual regular premium on the first policy year and 5% of annual regular
premium from the second to the fifth year, all excess premiums shall be subject to a premium charge of 5%; (b) monthly periodic charge of
40% of the annual regular premium on the second year, 20% on the third year and 5% on the fourth and fifth; (c) monthly insurance charge of
200% of the Face Amount multiplied by the insurance rate determined by the Company, plus additional benefit premiums, if any; and (d) a
fund management charge of 2.00% (plus VAT) of the fund value. The figures shown above are net of all charges. The monthly charges are
deducted from the fund. No premium charge and monthly periodic charge are imposed on any extra premium and additional benefit
premium.

A loyalty bonus on the 10th policy anniversary year and every 5 years thereafter is included in the above illustration. The loyalty bonus is
currently equal to 2% of the average monthly fund balance of the preceding 5 years. It is not guaranteed and will depend on the actual
performance of the fund.

You should only invest in this product if you intend to pay the regular premium for the whole of your chosen payment term. Should you
terminate the policy early, you may suffer a loss as illustrated above.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration.

4.1 / 1.1 085031O150720190839430907529 Page 5 of 6
 MARIAN JESLYN GARCIA 27 (Female)
Sun MaxiLink Prime - Non-Smoker  
Face Amount: Ps 750,000.00 Total Premium to be Billed : Ps 35,130.00

Declaration and Acknowledgement of Variability

I have read and understood the disclosures in this proposal illustration. I likewise signify that my advisor has
explained to me the features and the charges on the policy, the manner in which the variable benefits will reflect
the investment experience of the separate account(s), and the guarantees on minimum death benefit.
Further, I acknowledge that:
I have applied with Sun Life of Canada (Philippines), Inc. for a Variable Life Insurance Policy, and have
reviewed the illustration(s) that shows how a variable life insurance policy performs using company's
assumptions and based on the Insurance Commission's guidelines on interest rates.
I understand that since the fund performance may vary, the values of my units are not guaranteed and will
depend on the actual performance of that given period and that the value of my policy could be less than the
premiums paid. The unit values of my Variable Life Insurance are periodically published.
I understand that all investment risks under the policy are to be borne solely by me, as the policy owner.
By requesting a proposal on Sun Life of Canada (Philippines), Inc.'s products and services and by sharing and
disclosing my personal data, I authorize and consent to the use, processing and exchange of information needed
to prepare the proposal. In the event I do not proceed with my insurance application with Sun Life of Canada
(Philippines), Inc., my personal data is kept for one year in Sun Life of Canada (Philippines), Inc.'s data
processing systems after which, it will be irreversibly anonymized for the sole purpose of data analytics and
proposal counts report.

Applicant's Signature over Printed Name Date

End of Proposal

This is only an illustration.

4.1 / 1.1 085031O150720190839430907529 Page 6 of 6