MISC D

A b c Rate
< 5 YEARS 1.208 1.202 1.190 IDV
5-7 YEARS 1.238 1.232 1.220 Basic OD Premium
> 7 YEARS 1.268 1.262 1.250 OD Discount
Discount Amt
OD after discount

overturning during operational use as a tool of trade at an additional rate of

0.5% of IDV of the vehicle subject to a minimum additional premium of Own Damage Premium
Rs.100/-.
IMT
premium with OT
NCB %
NCB Bonus
TRAILER TP 1307 Net Basic OD
TP 4892 TPPD
TRAILER 510 Unnamed Passanger
8853 Owner Driver
737 Paid Driver
3683 Total Liability Premium
6660 Gross Premium
Service Tax

Final Premium

Page 1
 MISC D

1.202 EX SHOW ROOM 1900000

2454800
29507
75
22130
7377
0
7377

0.5 0.5% FOR OVER TURNING

3069
0 1106.5011
0 1305.671298
10445
6115 64734.4
120
375
50
6660
17105
3079 1560000
0
20184
303
20487.10532

Page 2
 MISC D

Rate 1.202 MISD

IDV 475000 Rate
Basic OD Premium 5710 IDV
OD Discount 70 Basic OD Premium
Discount Amt 3997 OD Discount
OD after discount 1713 Discount Amt
0 OD after discount
Own Damage Premium 1713 Own Damage Premium
IMT 15 IMT
premium with OT 257 Premium with IMT
NCB % 0 Net Basic OD
NCB Bonus 0 TPPD
Net Basic OD 1970 Paid Driver
TPPD 4892 Cleaner, Cond
0 Total Liability Premium
Owner Driver 100 Gross Premium
Paid Driver 100 Service Tax
Total Liability Premium 5092 Final Premium
Gross Premium 7062
Service Tax 1271
0
Final Premium 8334

Page 3
 MISC D

MISD PVT carrier GCV

1.202 Rate 1.220
475000 IDV 475000
5710 Basic OD Premium 5795
70 Total Basic OD 5795
3997 OD Discount 65
1713 Discount Amt 3771
1713 Od after discount 2031
15 IMT/Loading 15.00%
257 IMT premium 2335
1970 Net Basic OD 2335
4892 TPPD 7938
100 Owner Driver 0
100 Paid Driver 100
5092 Cleaner, Cond 100
7062 Gross Premium 10474
1272 Service Tax 1886
8334 Final Premium 12360

Final Premium 14247

Page 4
 PCV CAL

ZONE C

MAXIMUM LICENSED CARRYING CAPACITY

AGE OF VEHICLE Less than 18 Passengers 18 to 36 Passengers

Upto 5 Years 350 + 1.656% on IDV 450 + 1.656% on IDV

5-7 Years 350 + 1.697% on IDV 450 + 1.697% on IDV

> 7 Years 350 + 1.739% on IDV 450 + 1.739% on IDV

ZONE B

MAXIMUM LICENSED CARRYING CAPACITY

AGE OF VEHICLE Less than 18 Passengers 18 to 36 Passengers

Upto 5 Years 350 + 1.672% on IDV 450 + 1.672% on IDV

5-7 Years 350 + 1.714% on IDV 450 + 1.714% on IDV

> 7 Years 350 + 1.756% on IDV 450 + 1.756% on IDV

ZONE A

MAXIMUM LICENSED CARRYING CAPACITY

AGE OF VEHICLE Less than 18 Passengers 18 to 36 Passengers

Upto 5 Years 350 + 1.680% on IDV 450 +1.680% on IDV

5-7 Years 350 + 1.722% on IDV 450 + 1.722% on IDV

> 7 Years 350 + 1.764% on IDV 450 + 1.764% on IDV

Third Party Premium

Third Party Premium 13176 781250

Per Passenger Charges 805 @ Per Passengers 49063

3059.52

tariif rate 1.672

discount to be given 25%

applicable rate 0.000

Page 5
 PCV CAL

system idv 1000

required idv 800

deviation #DIV/0!

system rate 1.1704

rate to be given 1.672

loading #DIV/0!

IDV 800000

Ex Showroom Percent 95

Ex showroom Price #DIV/0!

Ex showroom Price 808788

Dep % 95

IDV 0

Page 6
 PCV CAL

Rate
ACITY IDV
36-60 Passengers > 60 Passengers Basic OD Premium
550 + 1.656% on IDV 680 + 1.656% on IDV Surcharge
550 + 1.697% on IDV 680 + 1.697% on IDV With Surcharge
550 + 1.739% on IDV 680 + 1.739% on IDV OD Discount
OD after discount
IMT
ACITY premium with IMT

36-60 Passengers > 60 Passengers NCB %

550 + 1.672% on IDV 680 + 1.672% on IDV Net Basic OD
550 + 1.714% on IDV 680 + 1.714% on IDV TPPD
550 + 1.756% on IDV 680 + 1.756% on IDV Passenger's Premium
Owner Driver
Paid Driver
ACITY Total Liability Premium
36-60 Passengers > 60 Passengers Gross Premium
550 + 1.680% on IDV 680 + 1.680% on IDV Service Tax
550 +1.722% on IDV 680 + 1.722% on IDV Final Premium
550 +1.764% on IDV 680 + 1.764% on IDV

6000

38986 Tp

46003.48 STR 12 13

906250 17842 18471

50 50

100 100
Tp
0 0

0 0

Page 7
Tp

PCV CAL

0 0

Page 8
 PCV CAL

1.672 No. of Passengers

1,342,350.00 12

22444

350 729000

22794 #VALUE!

75

5699 #VALUE! 2962

15% 100 2593

6553 30 369 668209.8

0 0 2321.4 9044.7

6,553 15 15476

13176 105

9660

375 53615

50 53615 1121494

23261 27447.98 #VALUE!

29814 4186.98

5367

35181 1150000 802500

0.075000623

900 0.153900312

359105

4503

14 67720

19100 67436 3193

50 0 249997

100 30445 0.0750009

0 0.1581179

#VALUE!

Page 9
 PCV CAL

#VALUE!

For Seating capacity 10-18 Bangalore LR South LR

Force PCV Please provide Please provide

Other PCV CAB/BUS Please provide Please provide

Page 10
 PCV CAL

OD Rate 6+1 only two Zone

Bangalore & other merto and State c

Zone A
5year

<1000 CC 3.284

1000 CC-1500 CC 3.448

>1500 CC 3.612

162055.932203 OD Rate 6+1 only two Zone

69966 Small cities other than mentioned ab

Zone B
31019 5year

263040.932203 <1000 CC 3.191

1000 CC-1500 CC 3.351

67037 >1500 CC 3.510

60412 TP 6+1

63777 CC TPPD

191226 <1000 CC 6396

1000 CC-1500 CC 7147

>1500 CC 11144

>1500

862688 862688 CC>1500

64702.1375 70000 932688 6str 18242

132767.952 132767.95195 1100000 5Str 17059

1065455.952 0.1793868904 4Str 15876

84

268747 335933.75

20156.2669 288903.26688

42493.7106 1291820

331396.977

Page 11
PCV CAL

Page 12
 PCV CAL

OD Rate 6+1 only two Zone Upto 1500 CC

Bangalore & other merto and State capital Rate
5<Y<7 Y>7 IDV
3.366 3.448 Basic OD Premium
3.534 3.620 OD Discount
3.703 3.793 Discount Amt
OD Rate 6+1 only two Zone OD after discount
Small cities other than mentioned above Surcharge
5<Y<7 Y>7 Own Damage Premium
3.271 3.351 IMT

3.435 3.519 premium with IMT

3.598 3.686 NCB %

TP 6+1 NCB Bonus
@Passanger Net Basic OD
1230 TPPD
880 Passenger's Premium
1183 Owner Driver
Paid Driver
1000<CC<1500 CC<1000 Total Liability Premium
14618 Gross Premium
13583 Service Tax
12548
Final Premium

1166666.67

189473.684210526

1250000 571428.571428571

Page 13
 PCV CAL

383333.333333333 IDV

1400000

1350000

1300000

Page 14
 PCV CAL

3.284 No. of Passengers

263,411 3

8650

60 1580.466 1296.75

5190 1864.94988 0.004923

3460 1,382.91

1383 2286

4843 571.5

0% 1714.5 6164

4843 171 150

0 68

0 785238 2237

4843 150

5935 8575

2640 382352.941176471

450 433999 2055

50 1253000 150

9075 676470.588235294

13918

2505

2666.84

16424 18392

Page 15
 PCV CAL

Premimu

51422

50356

49290

Page 16
 GCV CALCULATOR

Zonal Rates Up to 5 Yr 5-7 Yr > 7 Yr Rate

ZONE C 1.726 1.770 1.812 IDV

ZONE B 1.743 1.787 1.830 Basic OD Premium

ZONE A 1.751 1.795 1.839 GVW loading

Total Basic OD

TPPD Premium PUBLIC PRIVATE OD Discount

< 7.5 Ton 14390 7938 Discount Amt

7.5 ton to 12 Ton 21511 14330 Od after discount

12 Ton to 20 Ton 31608 9871 IMT/Loading

20 Ton to 40 Ton 34591 14805 IMT premium

> 40 Ton 36120 23317 NCB %

NCB Bonus

PRIVATE Net Basic OD

Zonal Rates Up to 5 Yr 5-7 Yr > 7 Yr TPPD

ZONE C 1.208 1.239 1.268 Owner Driver

ZONE B 1.220 1.251 1.281 Paid Driver

Cleaner, Cond. @ 50
ZONE A 1.226 1.257 1.287 Each

Gross Premium
ZD rate 0.80000 Service Tax

10000 #VALUE!

10000 0 Final Premium

ZD

Premium with ZD

Page 1
 GCV CALCULATOR

1.743 Vehicle GVW

540000 12000 810,957

9412 12000
0 0
9412 640492
10 4320 608467.4
941 5097.6
8471
15.00%
9742 1270.647
25 1499.36346

2435 Premium 22643

7306 Net Premium 19688

14390 TP 14540
0 OD 5098
100 OD TMI exp 2753

21796 1178571.42857143
3923 750000

25721 59

4320.00 5097.6

30818

Page 2
 GCV CALCULATOR

GCV 3W

Rate 1.656 Vehicle GVW 165437

IDV 121500 12000

Basic OD Premium 2012 12000
GVW loading 0 0
Total Basic OD 2012
OD Discount 70

Discount Amt 1408

Od after discount 604

IMT/Loading 0.00%

IMT premium 604

NCB % 25

NCB Bonus 151

Net Basic OD 453
TPPD 5680
Owner Driver 100

Paid Driver 50

Cleaner, Cond. @ 50
Each 0
Gross Premium 6283
Service Tax 942

Final Premium 7225

Page 3
 3W

GCV THREE WHEELERS AND MOTORIZED

PEDALCYCLES - CLASS A.3 - PUBLIC CARRIERS

A Zone B C

Ypto 5 1.664 1.656 1.64

5<Y<7 1.706 1.697 1.681

Y>7 1.747 1.739 1.722

GCV 3W AND MOTORIZED PEDALCYCLES - CLASS A.4 -PRIVATE CARRIERS

A Zone B C

Ypto 5 1.165 1.159 1.148

5<Y<7 1.194 1.188 1.177

Y>7 1.223 1.217 1.205

TP Execpt E cart E cart

Public Carrier 5680 3969

PRIVATE CARRIER 4200 3438

5680

150

5830

874.5

IDV OD Discount

Page 4
 3W

130000 60.00%

130000 40.00%

115

4807

4922

Page 5
 3W

Rate 1.656 Vehicle GVW 177116

IDV - 12000
Basic OD Premium 0 12000
GVW loading 0 0
Total Basic OD 0
OD Discount 33.15

Discount Amt 0
Od after discount 0

IMT/Loading 15.00%

IMT premium 0

NCB % 0
NCB Bonus 0
Net Basic OD 0
TPPD 5680
Owner Driver 100
Paid Driver 50
Cleaner, Cond. @ 50 Each 0
Gross Premium 5830
Service Tax 875

Final Premium 6705

125000

Gross Premium Net Premium OD TP Exp.

Page 6
 3W

5900 5130 700 4430 20.00%

6300 5477 700 4430 20.00%

Page 7
 3W

116601

PCV

NO OF PASSEN EX SHOW ROOM

Rate 1.272 2 187000

IDV 150,000
Basic OD Premium 1908
LPG 5
OD LPG 95
NET OD 2003

OD 60
DISCOUNTED OD 1202

NET BASIC OD 801

NCB 0 7277

NET BASIC OD 801 213

TPPD 2426 7490

PASSENGER PREMIUM 2322

Owner Driver 100

Paid Driver 50
LPG TP 60 5301

TOTAL LIABILITY PREMIUM 4958 1060.2

GROSS PREMIUM 5759 954.18

SERVICE TAX 1037

FINAL PREMIUM 6797 NO. 1, SOUTH STREET, YELLAGUNDA PALYAM,

AUSTIN TOWN

NO OF PASSENGER

Rate 1.272 3

Page 8
 3W

IDV 130,000
Basic OD Premium 1654
LPG 5
OD LPG 83
NET OD 1736.28

OD 62
DISCOUNTED OD 629.4

NET BASIC OD 712.04016

NCB 0

NET BASIC OD 712.04016

TPPD 1733

PASSENGER PREMIUM 2487

Owner Driver 100

Paid Driver 50
LPG TP 60
TOTAL LIABILITY PREMIUM 4430
GROSS PREMIUM 5142.04016
SERVICE TAX 771.306024
FINAL PREMIUM 5913

Page 9
 3W

PCV 3W Auto

A B C 2016 1.272

Upto 5 Year 1.278 1.272 1.260 2016 1.272 0

5<Y<7 1.310 1.304 1.292 2015 1.272 1

Y>7 1.342 1.336 1.323 2014 1.272 2

2013 1.272 3
TP Except E-rikshaw 1161 E rikshaw 753 2012 1.304 4

TPPD 2426 1575 2011 1.304

1161@3 3483 2259 2010 1.336

TP 60 0 2009 1.336

Owner Driver 100 100 2008 1.336

Paid Driver 50 50 2007 1.336

Total 6119 3984 2006 1.336

508

5611

133333.3333

5800

#VALUE!

#VALUE! 7315

6314

YELLAGUNDA PALYAM, 13629

47

Page 10
 3W

17098 17100

6196 6200

6196 6200

6196 6186

35686 35686

Page 11
 pvt car old calc

RATE
TP < 5YRS 5-10 YRS

<1000 CC 2055 3.130 3.190

1000-1500CC 2237 3.283 3.343

>1500 CC 7890 3.440 3.612

14662
3013
17675
20856.5

Page 12
 pvt car old calc

Cat Str Zone

Page 13
 pvt car old calc

EX SHOW ROOM 736560

TARIFF 3.612

IDV 736560

OD 26605

DISCOUNT 71.7

DISCOUNT AMOUNT 19075

OD AFTER DISCOUNT 7529 4117
SURCHARGE 0 3484
DISCOUNT SURCHARGE 0 633
SURCHARGE AFTER DISCOUNT 0 746.94
OWN DAMAGE PREMIUM 7529
IMT 0% 24044
PREMIUM WITH IMT 7529 745
NCB 50% 23299
NCB BONUS 3765
NET BASIC OD 3765 23639
TPPD 6164 745
PASSENGER PREMIUM 0 405
OWNER DRIVER 100 343.2203389831
PAID DRIVER 50 3421
TOTAL LIABILITY PREMIUM 6314
GROSS PREMIUM 10079
FINAL PREMIUM 11590

EX SHOW ROOM 854795

TARIFF 3.440
IDV 631600
OD 21727
DISCOUNT 0
DISCOUNT AMOUNT 0
OD AFTER DISCOUNT 21727
SURCHARGE 0
DISCOUNT SURCHARGE 0
SURCHARGE AFTER DISCOUNT 0
OWN DAMAGE PREMIUM 21727
IMT 0%
PREMIUM WITH IMT 21727
NCB 20%
NCB BONUS 4345
NET BASIC OD 17382
TPPD 6164
PASSENGER PREMIUM 0
OWNER DRIVER 100
PAID DRIVER 50

Page 14
 pvt car old calc
TOTAL LIABILITY PREMIUM 6314
GROSS PREMIUM 23696
FINAL PREMIUM 27250

Page 15
 pvt car old calc

State Loc Dealer Name

KARNATAKA Bangalore ARVIND MOTORS PVT. L
PRERANA MOTORS

Page 16
 pvt car old calc

EX SHOW ROOM -
TARIFF 3.130 Age
of
the
402,769 vehicle
IDV
Not exceeding
OD 12607 5 years
Exceeding 5 years but
not exceeding 10
DISCOUNT 0 years

DISCOUNT AMOUNT 0 Exceeding 10 years

OD AFTER DISCOUNT 12607
ZD 0
FINAL OD 12606.6697
NCB 0%
NCB BONUS 0
NET BASIC OD 12607
TPPD 1129
OWNER DRIVER 100
PAID DRIVER 50
TOTAL LIABILITY PREMIUM 1279
GROSS PREMIUM 13886
FINAL PREMIUM 15602

743058.823529412
51513
41210.4
45369.4
50977.05784

358.05
2387
2745.05

Page 17
 pvt car old calc

1 to 31 Mar
New Renewal
Unit Net Prem Unit Net Prem
273 50.73 46 7.82
431 79.67 75 13.87

Page 18
 pvt car old calc

ZONE B ZONE A
CUBIC CAPACITY
Exceed -ing
Exceed -ing 1000cc 1000cc but not
Not exceed -ing but not exceed -ing Exceeed-ing Not exceed -ing exceed -ing
1000 cc 1500 cc 1500 cc 1000 cc 1500 cc

3.039 % on IDV 3.191 % on IDV 3.343 % on IDV 3.127 % on IDV 3.283 % on IDV

3.191 % on IDV 3.351 % on IDV 3.510 % on IDV 3.283 % on IDV 3.447 % on IDV

3.267 % on IDV 3.430 % on IDV 3.594 % on IDV 3.362 % on IDV 3.529 % on IDV

4500000

Page 19
 pvt car old calc

1 to 28 Feb
Total New Renewal
Unit Net Prem Unit Net Prem Unit
319 58.55 167 31.50 51
506 93.55 247 45.78 13

Page 20
 pvt car old calc

ZONE A

Exceeed-ing 1500 cc

3.440 % on IDV

3.612 % on IDV

3.698 % on IDV

Page 21
 pvt car old calc

1 to 28 Feb
Renewal Total
Net Prem Unit Net Prem
9.34 218 40.84
3.43 260 49.21

Page 22
 Sheet7

Motor Third Party Insurance Premium with effect from 01st April 20

Private Cars
Not exceeding 1000 cc

Exceeding 1000 cc but not exceeding 1500 cc

Exceeding 1500 cc
Two Wheelers
Not exceeding 75 cc

Exceeding 75 cc but not exceeding 150 cc

Exceeding 150 cc but not exceeding 350 cc

Exceeding 350 cc

A1 Goods Carrying Vehicles Public Carriers (other tha

GVW not exceeding 7500 kgs

Exceeding 7500 kgs but not exceeding 12000 kgs

Exceeding 12000 kgs but not exceeding 20000 kgs

Exceeding 20000 kgs but not exceeding 40000 kgs

Exceeding 40000 kgs

A2 Goods Carrying Vehicles Private Carriers (other th

GVW not exceeding 7500 kgs

Exceeding 7500 kgs but not exceeding 12000 kgs

Exceeding 12000 kgs but not exceeding 20000 kgs

Page 23
 Sheet7

Exceeding 20000 kgs but not exceeding 40000 kgs

Exceeding 40000 kgs

A3 Goods Carrying Motorized Three Wheelers and Mo

except e-carts
e-carts

A4 Goods Carrying Motorized Three Wheelers and Mo

except e-carts
e-carts
B Trailers

Agricultural Tractors upto 6 HP

Other vehicles including Miscellaneous & Special Type

(Class-C), (For each trailer, for more please multiply by

D Special Types of Vehicles

i) Pedestrian controlled Agricultural Tractors with Hor

not exceeding 6HP, Hearses and Plane Loaders

ii) Other Misc & Spl types of vehicles

E Motor Trade (Road Transit Risks)

i) Distance not exceeding 2400 kms

Page 24
 Sheet7

ii) Distance exceeding 2400 kms

Motor Trade (Road Risks) (Excluding Motorized Tw

F Certificate)

1st named driver or certificate

For additional drivers/ certificates up to 5 (per driver/ce

For additional Drivers/ Certificates exceeding 5 but not

driver/ certificate)

For additional Drivers/ Certificates exceeding 10 but no

(per driver/ certificate)

F Motor Trade (Road Risks) (Motorized Two Wheeler

1st named driver or certificate

For each additional Driver/ Certificate

Page 25
 Sheet7

C1a

C1b

Page 26
 Sheet7

C2

C3

C2

C4

Page 27
 Sheet7

{*: TP Premium is the total of a basic Amount (A) plus an amount derive
the amount in (B)}

Page 28
 Sheet7

h effect from 01st April 2016

Premium with effect
from 01st April 2016 (Rs.)

2055

exceeding 1500 cc 2237

6164

569

ceeding 150 cc 619

xceeding 350 cc 693

796

Public Carriers (other than 3 wheelers)

gs 14390

exceeding 12000 kgs 15365

ot exceeding 20000 kgs 22577

ot exceeding 40000 kgs 24708

25800

Private Carriers (other than 3 wheelers)

gs 7849

exceeding 12000 kgs 11528

ot exceeding 20000 kgs 9390

Page 29
 Sheet7

ot exceeding 40000 kgs 12821

16655

d Three Wheelers and Motorized Pedal Cycles – Public Carriers

5680
3969

d Three Wheelers and Motorized Pedal Cycles – Private Carriers

4200
3438

HP 510

scellaneous & Special Type of Vehicles

for more please multiply by no. of trailers) 1307

Premium with effect

from 01st April 2016 (Rs.)

ricultural Tractors with Horse Power rating

s and Plane Loaders 897

vehicles 3822

t Risks)

2400 kms 1088

Page 30
 Sheet7

kms 1308

(Excluding Motorized Two Wheelers) – (Named Driver or Trade

te 985

cates up to 5 (per driver/certificate) 476

ficates exceeding 5 but not exceeding 10 (per

307

ficates exceeding 10 but not exceeding 15

266

(Motorized Two Wheelers) – (Named Driver or Trade Certificate)

te 530

Certificate 264

Premium with effect from 01st April

2016 (Rs.)

Page 31
 Sheet7

Premiu
m (per
licensed
passen
Basic TP Premium (A) ger) (B)*

Four wheeled vehicles used for carrying passengers for hire

or reward with carrying capacity not exceeding 6 passengers

Not exceeding 1000 cc 6396 1230

Exceeding 1000 cc but

not exceeding 1500 cc 8408 1035

Exceeding 1500 cc 11144 1183

Three wheeled vehicles used for carrying passengers for hire

or reward with carrying capacity not exceeding 6 passengers

except e-rickshaw 1733 829

e-rickshaw 1125 538

Page 32
 Sheet7

Four or more wheeled

vehicles used for
carrying passengers
with carrying capacity
exceeding 6 passengers
for hire or reward 10294 629

Motorized three wheeled

passenger vehicles
used for carrying
passengers for hire or
reward with carrying
capacity exceeding 6
passengers but not
exceeding 17
passengers 4155 829

Three wheeled
passenger vehicles
used for carrying
passengers for hire or
reward with carrying
capacity exceeding 17
passengers 10294 629

Motorized Two wheelers used for carrying passengers for hire

or reward

Not exceeding 75 cc 702 473

Page 33
 Sheet7

Exceeding 75 cc but not

exceeding 150 cc 702 473

Exceeding 150 cc but not

exceeding 350 cc 702 473

Exceeding 350 cc 1615 473

(A) plus an amount derived by multiplying the Licensed carrying capacity by

Page 34
 TW

Zone A: Ahmedabad, Bangalore, Chen

Z
ZONE
CUBIC CAPACITY Not exceed -ing
150 cc
Not exceeding
5 years 1.676 % on IDV
Exceeding 5 years but not excee1.760 % on IDV
Exceeding 10 years 1.802 % on IDV

Two Wheelers
Not exceeding 75 cc 569
Exceeding 75 cc but not
exceeding 150 cc 619
Exceeding 150 cc but not
exceeding 350 cc 693
Exceeding 350 cc 796

Page 35
 TW

abad, Bangalore, Chennai, Hyderabad , Kolkata, Mumbai, New Delhi and Pune.
Zone B: Rest of India
ZONE B ZONE
Not exceed -ing
Exceed -ing 150c but Exceeed-ing 350 cc 150 cc

1.760 % on IDV 1.844 % on IDV 1.708 % on IDV

1.848 % on IDV 1.936 % on IDV 1.793 % on IDV
1.892 % on IDV 1.982 % on IDV 1.836 % on IDV

Page 36
 TW

i and Pune.

ZONE A

Exceed -ing 150c but Exceeed-ing 350 cc

1.793 % on IDV 1.879 % on IDV

1.883 % on IDV 1.973 % on IDV
1.928 % on IDV 2.020 % on IDV

Page 37
 MIBL calculation
South
GVW =<3500 68
3.5 to 10.5 177
10.5 to 15 199
15 to 20 143
20 to 35 282
>35 229
GCV OTHER 390
Pcv=<6 104
7 TO 18 165
19 TO 36 128
>36 152
PCVOTHER 193
MISD 239
GCV 3w 68
PCV 3w 110

Cateegory Year IDV NCB

SCV 2015 100 20

2013/12 100 20

2011 100 20

LCV 2015 100 20

A2
2013/12 100 20

Page 38
 A2
MIBL calculation

2011 100 20

GCV 37000 gvw 2015 100 20

2013/12 100 20

2011 100 20

A4 GCV 3w 2015 100 20

2013/12 100 20
2011 100 20
PCV 3w 2015 100 20
2013/12 100 20
C1(B)
2011 100 20
PVT car 2015 100 20
2013/12 100 20
2011 100 20
TW 2015 100 20
2013/12 100 20
2011 100 20

ZONE B
Age CUBIC CAPACIT
of
Exceed -ing
the 1000cc but not
vehicle Not exceed -ing exceed -ing
1000 cc 1500 cc
Not exceeding
5 years 3.039 % on IDV 3.191 % on IDV

Exceeding 5 years but

not exceeding 10
years 3.191 % on IDV 3.351 % on IDV

Exceeding 10 years 3.267 % on IDV 3.430 % on IDV

Page 39
 MIBL calculation

Product No. OD Premiu TP PremiumTP ULR % TP ULR

3w GCV 4 2239 17000 68 11560
3w PCV 8 2778 34640 110 38104
SCV 316 208867 2511884 68 1708081.12
LCV 64 342290 508736 177 900462.72
HCV 2 112534 25842 282 72874.44
Maxicab 2 53469 39050 165 64432.5
Buses 5 68452 121539 152 184739.28
MISD 4 8083 31796 239 75992.44
PVT CAR 20 139881 80678 100 80678
TW 12 4269 15308 100 15308
Total 437 942862 3386473 3152232.5
TW and PVT car TP ULR is assumed ULR
Net Premium 4329335 IMT premium
IMT premium 119561 1062423
Gross Premium 5116230.4 4497084.4875

Zone Rate Dis OD TP Net

1.226/1.220/
1.208
A/B/C 70 #VALUE! 7949 #VALUE!
1.257/1.251/
1.239
A/B/C 70 #VALUE! 7949 #VALUE!
1.287/1.281/
1.268
A/B/C 70 #VALUE! 7949 #VALUE!
1.226/1.220/
1.208
A/B/C 0 #VALUE! 7949 #VALUE!
1.257/1.251/
1.239
A/B/C 0 #VALUE! 7949 #VALUE!

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 MIBL calculation
1.287/1.281/
1.268
A/B/C 0 #VALUE! 7949 #VALUE!
1.226/1.220/
1.208
A/B/C 0 #VALUE! 12921
1.257/1.251/
1.239
A/B/C 0 #VALUE! 12921
1.287/1.281/
1.268
A/B/C 70
1.165/1.159/
1.148
A/B/C 50 #VALUE!
A/B/C 1.194/1.188/150 #VALUE!
A/B/C 1.223/1.217/150 #VALUE!
A/B/C 1.278/1.272/1 50 #VALUE!
A/B/C 1.310/1.304/1 50 #VALUE!
1.342/1.336/
A/B/C 1.323 50 #VALUE!
A/B/C 0 2055+150
A/B/C 0 2237+150
A/B/C 0 ` 6164+150
A/B/C 0
A/B/C 0
A/B/C 0

NE B ZONE A
CUBIC CAPACITY
Exceed -ing
1000cc but not
Exceeed-ing Not exceed -ing exceed -ing Exceeed-ing
1500 cc 1000 cc 1500 cc 1500 cc

3.343 % on IDV 3.127 % on IDV 3.283 % on IDV 3.440 % on IDV

3.510 % on IDV 3.283 % on IDV 3.447 % on IDV 3.612 % on IDV

Not exceed -ing

3.594 % on IDV 150 cc 3.529 % on IDV 3.698 % on IDV

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 MIBL calculation

Net save Calulated OD Discount

5440 3w GCV 50 1119.5
-3464 3w PCV 50 1389
803802.88 SCV 75 208867
-391726.72 LCV 20 106965.625
-47032.44 HCV -100 14066.75
-25382.5 Maxicab 20 16709.0625
-63200.28 Buses -100 8556.5
-44196.44 MISD 0 2020.75
0 PVT CAR 0/-20 43712.8125
0 TW 0 1067.25
234240.5 Total 404474.25
ULR Diff 538387.75
With ST 619145.9125

Gross IMT OD TP Net Gross

#VALUE! #VALUE! 7949 #VALUE! #VALUE!

#VALUE!

#VALUE!

#VALUE!

#VALUE!

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 MIBL calculation

#VALUE!

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