A SUMMER INTENSHIP

PROJECT ON

“BEST ONLINE PLATFORM TO INVEST IN MUTUAL

FUND”
IN
NJ INDIA INVEST”

SUBMITTED BY:

ANSHUMAN MOHANTY
Regd. No.:1806284018

Regional college of Management

2018-2020

UNDER THE SUPERVISION OF:

Internal Guide: External Guide:

Dr. TrilochanNayak Mr. Krushna Chandra Kar

Director Corporate AffairsUnit Manager
Astha school of Management NJ India Invest Pvt. Ltd.
PROJECT GUIDE CERTIFICATES
This is to certify that Biswojit parida Regd. no.1806284018 a student in
master of business administration from Astha School of Management
has done her summer training in our organization NJ India Invest Pvt.
Ltd. At Bhubaneswar branch. The training commenced from 17 June
2019 and completed on 31 July 2019.

The Project work is entitled “MUTUAL FUND INVEST MADE EASY

THROUGH NJ E-WEALTH ACCOUNT, A COMPLETE CASE STUDY”

Krushna Chandra Kar

Sr. Unit Manager
NJ India Invest Pvt. Ltd.
STUDENT DECLARATION:
I BISWOJIT PARIDA, A student of Astha School of
Management, Bhubaneswar hereby declare that this
project report entitled “MutuaFUND INVEST MADE EASY
THROUGH NJ E-WELTH ACCOUNT,A COMPLETE CASE STUDY”
in NJ INDIA INVEST Pvt. Ltd. Is a genuine report carried
out by me & it is a confide record of work done under
guidance of Director Corporate Affairs Dr.
TrilochanNayakof ASTHA SCHOOL OF MANAGEMENT,
Bhubaneswar towards the partial fulfillment of the
Master of Business Administration degree.

Place: Bhubaneswar Biswojit parida

Regd:1806284018
CONTENTS

Page No.

Certificate from Company Supervisor (i)

Certificate from the Faculty Supervisor (ii)

Declaration (iv)

Acknowledgements (v)

List of Tables (vi)

List of Figures (vii)

Executive Summary (viii)

Abbreviations used (ix)

Chapter I Introduction 1-30

Chapter II Data Analysis 31-63

Chapter III Observation and Major Findings 64-70

Chapter IV Conclusions and Suggestions 71-75

Appendices 76-81
References 82-90

Bibliography 91-100

Executive Summary
Write one or two paragraphs on the following:

Title

Objectives

Methods and data sources

Major findings

Summary of Conclusions

Suggestions
A brief description of chapters

CHAPTER I

INTRODUCTION

1.1 Profile of the organization

This section deals with the historical profile of the company, organizational
structure and key personnel, a description about company’s divisions, products
and services. It also includes company’s purpose, community support/mission,
progress and development. Mention should be made about the honor or award
(if any) the company has gathered, uniqueness of the company etc.

1.2 Statement of the problem

A problem statement is a clear concise description of the issue(s) that need(s) to
be addressed. All research efforts clusters around the issue(s) raised and the
solution sought for. While raising issues one should emphasize on The 5 'W's -
Who, What, Where, When and Why.

1.3 Need for and importance of the study

In this section, the researcher should spell out why the present study is
important, the gaps in the research literature, the need to apply certain ideas in
a new context, or the significance of the present topic and the ways in which the
study may be significant for the educational community.

1.4 Review of literature*

The objective of literature review is to make a critical assessment of available
studies in a particular field before new research projects are undertaken in the
same field.
 The scholar should give a broad account of the work that has already been
carried out on the topic or related aspects of the topic concerned. It is important
that a scholar should have a more or less clear picture before he/she embarks on
his/her research venture in the relevant area or study. The extent to which the
problem has already been studied, the aspects that remain unexplored so far,
broad findings in the area etc. should be kept in view. your review should be
shaped by your argument and should seek to establish your theoretical
orientation.

(* Review of literature can be a separate chapter)

1.5 Objectives
This section provides a clear description of study objectives. The objectives of a
research project summarize what is to be achieved by the study. These
objectives should be closely related to the research problem. The general
objective of a study states what researchers expect to achieve by the study in
general terms. It is possible (and advisable) to break down a general objective
into smaller, logically connected parts. These are normally referred to as specific
objectives. Specific objectives should systematically address the various research
questions. It is also required that the student should spell out why these
objectives are important and for what purpose.

1.6 Hypothesis
Hypothesis is a tentative solution posed on cursory observation of known or
available information. The question is raised in such a way that an answer of
some kind can be empirically tested. Hypothesis may be accepted or rejected on
the basis of resulting data.

1.7 Methodology
This section is extremely important. A student must be very careful while
describing the methodology section of the study. One has to take several
decisions pertaining to the research problem and objectives. For example, a
student has to decide exactly what type of information need to be collected and
from which source. It is also required to spell out how the data will be collected.
Is it through survey or through observation? Moreover, the student has to
provide justification to each and every method, technique and tool that he/she
has chosen for the study.

1.8 Limitations of the study

The limitations of the study are those characteristics of design or methodology
that impacted or influenced the application or interpretation of the results of
the study. They are the constraints pertaining to area and scope of study, data
 base, time limit, methods and techniques etc. Further, acknowledgement of a
study's limitations is an opportunity to make suggestions for further research.

1.9 Chapterisation
This section depicts how the entire study is organized. It is essential that
chapterisation should be done on more scientific basis and one chapter should
naturally flow from the other so that there is a continuity of thought and
concepts. The title of the chapters should be self explanatory. Similarly,
conclusion/s should not be simply a summary but should bring out the salient
features of the thesis.
Company profile

CHAPTER II

DATA ANALYSIS

This section and the next, deal with the body of the report that analyses the
data/information gathered leading to specific findings. In may consist of a number of chapters.
This is where you present the data that forms the basis of your investigation, shaped by the way
you have thought about it. The chapter(s) should be consistent with objectives and other
components of the study.

The student has to present and discuss the results of his/her inquiry. This section is concerned
with presenting the analysis of the data.

In this part of the report there is a great deal of variation. The presentation should have a
logical organisation that reflects:

 the aims or research question(s) of the project, including any hypotheses that have been
tested
 the research methods and theoretical framework that have been outlined earlier in the
study report

It is not simply describing the data. The scholar needs to make connections, and provide
reasons about the events.

The data should be presented in the form of tables, graphs and diagrams and at the same time
it is required to describe the data in words. The researcher through the analysis should briefly
explain how data have been gathered, whether the results support or negate hypothesises. It is
also required that meaningful comparisons are made and significant results are highlighted.
Finally, the findings are summerised in clear terms.

CHAPTER III

MAJOR FINDINGS
In this chapter discussion of findings is made vividly. It is an opportunity to establish a
connection between the results of the present study, existing theory and research. While the
extent of discussion may vary according to discipline, all disciplines expect some interpretation
of the findings that makes these connections. It is highly essential to establish a link between
the research question and the results. In the process of discussion the reasons stating why and
how the hypothesises taken are accepted or rejected must be explained. It is also necessary to
show that the study results supports or contradicts the findings of the others work in the same
field. Finally draw the implications of the study.

CHAPTER IV

CONCLUSIONS AND SUGGESTIONS

Conclusion(s) is a brief description of research work which usually serves two functions. The
first is to summarise and bring together the main areas covered in the writing, which might be
called "looking back"; and the second is to give a final comment or judgment on this. The final
comment may also include making suggestions for improvement and speculating on future
directions. Avoid introducing new concepts/ideas.

REFERENCES & BIBLIOGRAPHY

In the writing of project report it is essential to acknowledge the source of information and
quotes in sufficient detail for the authenticity of the study. Referencing is important to avoid
plagiarism, to verify quotations and to enable readers to follow up what you have written and
locate the cited author’s work. There are several styles of maintaining references viz. Harvard
Style, APA Style (American Psychological Association), MLA Style (Modern Language Association
Style) Chicago Manual of Style (CMS) etc. However, the “Harvard style” is a generic author-date
style for citing and referencing information used.

Whenever someone uses ideas or words of others, he/she must put in a reference. The only
exception to this rule is when the information is common knowledge or ‘public domain’
information. For example, it is not necessary to include in a reference if it is stated that
Shakespeare wrote plays and sonnets in Elizabethan times.
A reference list contains only the books, articles, and web pages etc that are cited in the text of the
document. A bibliography includes all sources consulted for background or further reading. A
reference list is arranged alphabetically by author. If an item has no author, it is cited by title, and
included in the alphabetical list using the first significant word of the title.

If it is a direct quote from any others work that the information should be placed in inverted
commas. Traditionally, double inverted commas have been used (“) but it is now acceptable,
and preferable to use single inverted commas (‘). It is wise to go for paraphrasing the ideas
instead of repeatedly quoting someone’s work. Paraphrasing means putting others ideas in own
words.

These are different examples of referencing (Harvard Style) and students are advised to follow
the pattern given below while writing their project report.

Book
Elements of the citation
Author(s) of book – family name and initials, Year of publication, Title of book – italicized,
Edition, Publisher, Place of publication.

Reference In-text examples Reference list example

type
Direct quote When organizing our time, Adair, J. (1988) Effective time management: How to save
from a book time and spend it wisely, London: Pan Books
Adair (1988: 51) states that
or journal ‘the centerpiece will tend
to be goals and objectives’.

Without When organizing our time, Adair, J. (1988) Effective time management: How to save
Direct quote Adair (1988) states that the time and spend it wisely, London: Pan Books
from a book centerpiece will tend to be
or journal goals and objectives.

How to list references in a reference list

Book with one author

Adair, J. (1988) Effective time management: How to save time and spend it wisely, London: Pan
Books.

Book with two authors

McCarthy, P. and Hatcher, C. (1996) Speaking persuasively: Making the most of your
presentations, Sydney: Allen and Unwin.

Book with three or more authors

Fisher, R., Ury, W. and Patton, B. (1991) Getting to yes: Negotiating an agreement without
giving in, 2nd edition, London: Century Business.

Book with four authors

Fisher, R. et al. (1991) Getting to yes: Negotiating an agreement without giving in, 2nd edition,
London: Century Business.

Book – second or later edition

Barnes, R. (1995) Successful study for degrees, 2nd edition, London: Routledge.

Book by same author in the same year

Napier, A. (1993a) Fatal storm, Sydney: Allen and Unwin.
Napier, A. (1993b) Survival at sea, Sydney: Allen and Unwin.

Book with an editor

Danaher, P. (ed.) (1998) Beyond the ferris wheel, Rockhampton: CQU Press.

If you have used a chapter in a book written by someone other than the editor
Byrne, J. (1995) ‘Disabilities in tertiary education’, in Rowan, L. and McNamee,
J. (ed.) Voices of a Margin, Rockhampton: CQU Press.

Books with an anonymous or unknown author

The University Encyclopedia (1985) London: Roydon.

Journal Articles
Family name and initials, Year of publication, ‘Title of Article’, Name of Journal, Volume No.,
Issue No, (or Month), Page range

Das, S. (1994) ‘The emergence of the Indian Capital Market’, Economic & Political Weekly, Vol.
6, No.9, pp. 103-107.

Conference Proceedings

Das, S. (1994) ‘The emergence of the Indian Capital Market’, Conference proceedings, National
Conference on Finance Market 2010, JNU, New Delhi, pp. 103-107.

Newspaper articles
Dutta, F. (1999) ‘Tax-free savings push’, Sunday Timesl, 4 April, p. 1.
OR, IF THE AUTHOR IS UNKNOWN

‘Tax-free savings push’, Sunday Times (4 April 1999), p. 3 .

Government publications

Department of Higher Education (DHE), (2001) Skills for life: The national strategy for improving
adult literacy and numeracy skills, Government of Odisha: DHE Publications.
World Wide Web page (www)

Reference type In-text examples Reference list example

Web page with … this agreement Baneree, A 2009, Fairer compensation for air travellers,
author (Banerjee 2009) media release, 29 January, Minister for Infrastructure,
Transport, Regional Development and Local Government,
viewed 30 January 2009,
<http://www.minister.infrastructure.gov.in/releases/2009>.
Web page - no (Consumer Behaviour Consumer Behaviour 2007, Viewed 31 May 2011,
author 2007) <http://www.educational.org.uk/consumerbehaviour.html>.
Web page with no … it has been argued that Bliss, SE n.d., The effect of emotional intelligence on a
date of emotional intelligence is a modern organizational leader’s ability to make effective
publication combination of decisions, viewed 10 February 2008,
competencies (Bliss n.d.) <http://eqi.org/mgtpaper.htm>.