aB mrivat- und cirmenkundenbank Ad

s SMMLM43 ciliale
Mr. eamburgJAdolphsplatz
aary Mohammad oeiner Adolphsplatz T
tohnung C 41 2M4RT eamburg
eeidelberger iandstr. 24S
Beratungsteam
S42VT aarmstadt Telephone EM4MF 3TM1J44V3
24Jhour Customer pervice EMSVF V1MJ1MMMM

gune 2U, 2M1V

bnclosures to account statement - IMmloTAkT IkcloMATIlk
Account holderW aary Mohammad oeiner

mage IBAk BIC EStIcTF

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Amendment of iist of mrices and pervices of aeutsche _ank Ad and a_ mrivatJ und
cirmenkundenbank Ad Eexcluding the subsidiaries "mostbank J eine kiederlassung der a_
mrivatJ und cirmenkundenbank Ad" and "api _ank J eine kiederlassung der a_ mrivatJ und
cirmenkundenbank Ad"F

Adjustment of prices for foreign currency transactions and fees for processing of
transfer submitted without a form

aear CustomerI

As part of a rearrangement of our foreign exchange businessI we will adjust the prices
to current market conditions as from kovember NstI OMN9 and the fees for processing of
transfer submitted without a form as from aecember 9thI OMN9K

Adjustment of prices for foreign currency transactions as of kovember NstI OMN9W

fn futureI we will choose a pricing model that is more in line with the market regarding
the availabilityI convertibility and the settlement cost of the different currenciesK

qhe adjusted premium and discount rates will change the price level of some currencies
in your favour and other currencies in our favourK pome currencies will remain
virtually unaffectedK

qhe relevant a_ settlement rate will be displayed on the following websiteW

httpWLLwwwKdbJmarketsKcomL#fx_ratesLdb_abrechnungskurseK

Against this backgroundI in the section a coreign currency transactionsI prices and
charges for the purchase and sale of foreign currencies Eprivate and business
customersFI we are replacing sub section NKO b of the consolidated iist of mrices and
pervicesI which is valid for your business relationship with usI the relevant
markupLmarkdown on reference exchange rate in respect of each currency pair listed in
the table as followsW
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NKO bF jarkups and markdowns on the reference exchange rate

qhe amount of the markup andLor markdown on the key reference exchange rate depends
on the respective foreign currency and is shown in the following tableK
 mage IBAk BIC EStIcTF
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jarkups and markdowns Eshown in units of the respective currencyF to determine price
for the purchase and sale of currenciesK

Currency pair Country of currency jarkupLjarkdown jarkupLjarkdown

EoldF EnewF
broLAba rnited Arab bmirates MIMSRM Aba MIMURM Aba
broLAra Australia MIMNNR Ara MIMMTR Ara
broL_dk _ulgaria MIMP9M _dk MIMQMM _dk
broL_ea _ahrain MIMMUM _ea MIMM9M _ea
broLCAa Canada MIMMRS CAa MIMMTM CAa
broLCec pwitzerland MIMMNU Cec MIMMRM Cec
broLCke EGF China MINOQM Cke MINOMM Cke
broLCwh Czech oepublic MIPURM Cwh MIQMMM Cwh
broLahh aenmark MIMOMM ahh MIMPRM ahh
broLd_m dreat _ritain MIMMNU d_m MIMMQM d_m
broLeha eong hong MINOUM eha MINPMM eha
broLeoh Croatia MINRMM eoh MINRMM eoh
broLerc eungary QIR9SM erc RIMMMM erc
broLfip fsrael MIMUUO fip MIMURM fip
broLfko fndia NIQMMM fko NISMMM fko
broLgla gordan MIMNRR gla MIMNSM gla
broLgmv gapan MIOMMM gmv MIRRMM gmv
broLhbp henya OIOOMM hbp OIRMMM hbp
broLhta huwait MIMMSS hta MIMMTM hta
broLiho pri ianka OI9MMM iho QIMMMM iho
broLjAa jorocco MIONQM jAa MIORMM jAa
broLjro jauritius MITUMM jro MIUMMM jro
broLjuk jexico MIOPSQ juk MIPMMM juk
broLklh korway MIMOQM klh MIMQQM klh
broLkwa kew wealand MIMOR9 kwa MIMMUM kwa
broLljo lman MIMMUR ljo MIMM9M ljo
broLmho makistan OIOPMM mho PIORMM mho
broLmik moland MIMRMM mik MIMSRM mik
broLnAo natar MIMUMM nAo MIMURM nAo
broLolk oomania MIMUUM olk MINMMM olk
broLopa perbia OIQMMM opa OIRMMM opa
broLor_ oussia MI9TRM or_ NINMMM or_
broLpAo paudi Arabia MIMUOM pAo MIMURM pAo
broLpbh pweden MIMPMM pbh MIMQUM pbh
broLpda pingapore MIMN9Q pda MIMOPM pda
broLqe_ qhailand MITOMM qe_ MITRMM qe_
broLqka qunisia MIMQPM qka MIMTMM qka
broLqov qurkey MIMPRM qov MINMMM qov
broLrpa rpA MIMMO9 rpa MIMMRM rpa
broLwAo pouth Africa MINUMM wAo MIOQMM wAo

EGF oenminbiI heldI traded and used for payment in the meopleDs oepublic of China
E"mainland China"F constitute onshore renminbi Efpl code CkvFK lutside of mainland
ChinaI this constitutes "offshore renminbi J eong hong trading" ECkeFK eoweverI as "Cke"
is not registered as a code with the fnternational lrganization for ptandardization
EfplFI it is not used in payment services ENF nor for account informationK oenminbi that
customers holdI trade or use for payment at aeutsche _ank in dermany constitute offshore
oenminbi ECkeF although the fpl code Ckv must be used in customersD payment ordersI
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transaction statements and account informationK

ENF qhe term may include the relevant payment account services "bank transfer"I
"standing order" and "direct debit"K

fmportant legal informationW

vou can object to the above changes until lctober PNstI OMN9K ltherwiseI your consent
 mage IBAk BIC EStIcTF
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shall be deemed to have been givenK te are obliged to inform you that you are allowed
to cancel your affected contracts up to the aforementioned date without notice and free
of charge should you not agree to any of the changesK ff you object or wish to cancel
your contractsI we ask you to do this J preferably in writing J towards aeutsche _ankI
hundenserviceI MQMOQ ieipzigK

GGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGGG

Adjustment of fees for processing of transfer submitted without a form as

of aecember 9thI OMN9W
te will change the fees for processing of transfer submitted without a form ENF in the
section _ number OKR other fees from QIJ to UIJ broI which you can submit to us verbally
at the branchI by letter or via the telephone customer serviceK

lld kew
QIJJ bro UIJJ bro

ENF Credit transfers are considered to be submitted without a form if they are not
communicated using a standard transfer form EeKgK verbally at a aeutsche _ank branchI
by telephoneI letterI faxFK

ff you have any questions about this price adjustmentI please contact your individual
account manager or our customer service under EMS9F 9NMJNMMU9K

fmportant legal informationW

vou can object to the above changes until aecember UthI OMN9K ltherwiseI your consent
shall be deemed to have been givenK te are obliged to inform you that you are allowed
to cancel your affected contracts up to the aforementioned date without notice and free
of charge should you not agree to any of the changesK ff you object or wish to cancel
your contractsI we ask you to do this J preferably in writing J towards aeutsche _ankI
hundenserviceI MQMOQ ieipzigK
MMMMMMMM2M L MSRMMVMM L 2M1VMS3M