AGRICULTURE ADVANCES SCHEMES SEP 2010

1. The limit of loan to farmers without collateral security for all agricultural purposes except under
the Scheme for Agri-Clinics and Agri-Business Centres is:
a. Rs.50,000. b. Rs.100,000. c. Rs.75,000. d. No Limit e. None of these.

2. The limit of loan to farmers without collateral security for all agricultural purposes under the
Scheme for Agri-Clinics and Agri-Business Centres is:
a. Rs.4.00 lacs. b. Rs.5.00 lacs. c. Rs.3.50 lacs. d. No such Limit e. None of these.

3. There is Reduction in the value of collateral security of amount of loan for other farmers
a. from 150% to 100% b. from 100% to 75%. c. from 200% to 150% d. from 100% to 50%
e. None of these.

4. There is Reduction in the value of collateral security of amount of loan for small farmers and, or
marginal farmers
a. From 150% to 100% b. from 100% to 75%. c. From 200% to 150% d. from 100% to 50%
e. None of these.

5. In KRISHAK SAATHI SCHEME (KSS) the Purpose of the scheme is to provide finance to
the farmers to redeem their outstanding dues to moneylenders, the maximum amt financed can be:
a. Rs.1.00 Lacs b. Rs.2.00 Lacs. c. Rs.0.50 Lacs d. Rs.0.75 Lacs e. None of these.

6. In KRISHAK SAATHI SCHEME (KSS), all farmers including small & marginal farmers,
tenant farmers, oral lessees, sharecroppers, agriculture labourers, etc., who are indebted to non-
institutional money sources the margin in the scheme is:
a. Rs.10000 b. Rs.15000. c. Rs.5000 d. Nil e. None of these.

7. In KRISHAK SAATHI SCHEME (KSS) the Repayment of loan shall be in 5-7 years, with
half-yearly/yearly installments, including a maximum moratorium period of?
a. 12 Months. b. 06 Months. c. 18 Months. d. Nil e. None of these.

8. In KRISHAK SAATHI SCHEME (KSS), the security will be insisted upon from the
borrowers to the extent of:
a. 100% of loan amt. b. 150% of loan amt. c. 50% of loan amt. d. Nil. e. None of these.

9. As per the extent guidelines for disposal of loan applications under Agriculture sector advances,
the application of loan amount of Upto Rs.25, 000/- should be disposed off within a maximum
period of
a. Within 2 weeks. b. Within 4 weeks. c. Within 3 weeks c. no such time limit e. None of these

10. As per the extent guidelines for disposal of loan applications under Agriculture sector advances,
the application of loan amount of above Rs.25000/- to Rs.5.00 lacs should be disposed off within a
maximum period of
a. Within 6 weeks. b. Within 3 weeks. c. Within 5 weeks c. no such time limit e. None of these

11. As per the extent guidelines for disposal of loan applications under Agriculture sector advances,
the application of loan amount of above Rs.5.00 lacs within vested powers of the branch manager
should be disposed off within a maximum period of
a. Within 6 weeks. b. Within 4 weeks. c. Within 5 weeks c. no such time limit e. None of these
12. As per the extent guidelines for disposal of loan applications under Agriculture sector advances,
the application of loan amount of above Rs.5.00 lacs but beyond the vested powers of the branch
manager should be disposed off within a maximum period of
a. Within 4-5 weeks. b. Within 6-7 weeks. c. Within 7-8 weeks c. no such time limit e. None of
these

13. The stipulated margin norms in case of priority sector loan application for production and/ or
investment credit for an amount upto Rs.1,00,000/- would be (Both for short term & medium
term)?
a. 10% b. 5%. c. 20% d. Nil e. None of these.

14. The stipulated margin norms in case of priority sector loan application for production and/ or
investment credit for an amount above Rs.1,00,000/- to Rs.2.00 lacs would be?
a. 10% b. 5%. c. 20% d. Nil e. None of these.

15. The stipulated margin norms in case of priority sector loan application for production and/ or
investment credit for an amount above Rs.2.00 lacs to Rs.5.00 lacs would be?

a. 10% b. 5%. c. 20% d. Nil e. None of these.

16. The stipulated margin norms in case of priority sector loan application for production and/
or investment credit for an amount above Rs.5.00 lacs would be?
a. 10% b. 5%. c. 20% d. 25% e. None of these.

17. The stipulated margin norms in case of priority sector loan application Under KCC &
Kisan Sampurna Yojana for an amount of upto Rs.2.00 lacs would be?
a. 10% b. 5%. c. 20% d. Nil e. None of these.

18. The stipulated margin norms in case of priority sector loan application Under KCC &
Kisan Sampurna Yojana for an amount above Rs.2.00 lacs and upto Rs.5.00 lacs would be?
a. 10% b. 5%. c. 20% d. 25% e. None of these.

19. The stipulated margin norms in case of priority sector loan application Under KCC &
Kisan Sampurna Yojana for an amount above Rs.5.00 lacs and upto Rs.10.00 lacs would
be?
a. 10% b. 5%. c. 20% d. 25% e. None of these.

20. The stipulated margin norms in case of priority sector loan applications Under the Scheme
of Agri-Clinics/Agri-Business Centres for amount upto Rs.5.00 lacs would be?
a. 10% b. Nil c. 20% d. 25% e. None of these.

21. The stipulated margin norms in case of priority sector loan applications Under the Scheme
of Agri-Clinics /Agri-Business Centres for an amount above Rs.5.00 lacs would be?
a. 10% b. 5%. c. 20% d. 25% e. None of these.

22. The No Dues Certificate or Affidavit is not to be obtained for loans up to?
(a) Rs.0.50 lacs, (b) Rs.1.00 lacs, (c) Rs. 0.25 lacs, (d) Rs. 0.75 lacs, (e) none of these,

23. What is the % National Goal for Weaker Sector Lending of Adjusted Net Bank Credit?
(a) 40% of ANBC (b) 10% of ANBC (c) 18% of ANBC (d) 4.5% of ANBC (e) none of these,
24. What is the % allowable for indirect finance under Agricultural Advances of ANBC?
(a) 40% of ANBC (b) 10% of ANBC (c) 18% of ANBC (d) 4.5% of ANBC (e) none of these,

25. Under Small Enterprises Sector the Small Enterprise (Business Category) includes the units,
where the investment in equipment does not exceed?
(a) Rs.100.00 lacs, (b) Rs.200.00 lacs, (c) Rs.500.00 lacs, (d) Rs.250.00 lacs, (e) none of
these

26. Under Small Enterprises Sector, the Small Enterprise (manufacturing Category) includes
units, where the investment in plant and machinery does not exceed?
(a) Rs.100.00 lacs, (b) Rs.200.00 lacs, (c) Rs.500.00 lacs, (d) Rs.25.00 lacs, (e) none of
these

27. The Affidavit in lieu of No Dues Certificate is allowed for loans beyond amount of?
(a) Rs.0.50 lacs, (b) Rs.1.00 lacs, (c) Rs. 0.25 lacs, (d) Rs. 0.75 lacs, (e) none of these,

28. What is the Maximum repayment period of loan in case of Power Tiller?
(a) 9 years, (b) 7 years, (c) 5 years, (d) 3 years, (e) none of these,

29. For a loan of Rs.500000/-, what should be the value of land on which charge is to be
created in case of small farmers/marginal farmers?
(a) Rs.5.00 lacs, (b) Rs.3.75 lacs, (c) Rs.7.50 lacs, (d) Rs.10.00 lacs, (e) none of these,

31. Indicate the Margin % for KCC/ KISSAN SAMPURNA YOJNA credit of Rs.6 lac in agriculture
is
(a) 10.00%, (b) 5.00%, (c) 25.00%, (d) 20.00%, (e) none of these,

32. In case of Production Credit/Investment Credit, Charge on Agrl. Land is not required up to
in case of other farmers
(a) Rs.0.50 lacs, (b) Rs.1.00 lacs, (c) Rs.0.75 lacs, (d) Rs.2.00 lacs, (e) none of these,

33. For a loan of Rs.200000/-, what should be the value of land on which charge is to be
created in case of other farmers?
(a) Rs.1.50 lacs, (b) Rs.2.00 lacs, (c) Rs.1.00 lacs, (d) Rs.2.50 lacs, (e) none of these,

34. Under Small Enterprises Sector the Micro Enterprise (Business Category) includes the units,
where the investment in equipment does not exceed?
(a) Rs.10.00 lacs, (b) Rs.20.00 lacs, (c) Rs.50.00 lacs, (d) Rs.25.00 lacs, (e) none of these

35. Under Small Enterprises Sector, the Micro Enterprise (manufacturing Category) includes
units, where the investment in plant and machinery does not exceed?
(a) Rs.100.00 lacs, (b) Rs.25.00 lacs, (c) Rs.50.00 lacs, (d) Rs.10.00 lacs, (e) none of these

36. State the validity of Krishi Card is for how many years?
(a) Five years, (b) Three years, (c) Twelve years, (d) Two years, (e) none of these,

37. Maximum amount of loan under KCC Scheme is

(a) Rs.10.00 lacs, (b) Rs.5.00 lacs, (c) 20.00 lacs (d) Rs.7.50 lacs, (e) none of these,

38. What is the minimum requirement of perennially irrigated land for financing tractor,
(a) 2.5 acres, (b) 5.0 acres, (c) 3.5 acres, (d) 3.0 acres, (e) none of these,

39. What is the repayment period for tractor loan in case of second hand tractor?
(a) 7-9 years, (b) 7 years, (c) 5 years, (d) 3 years, (e) none of these,

40. For a loan of Rs.500000/-, what should be the value of land on which charge is to be
created in case of other than small farmers/marginal farmers?
(a) Rs.5.00 lacs, (b) Rs.3.75 lacs, (c) Rs.7.50 lacs, (d) Rs.10.00 lacs, (e) none of these,

41. Indicate the Margin for Investment credit of Rs.4 lac in agriculture is
(a) 10.00%, (b) 5.00%, (c) 15.00%, (d) 20.00%, (e) none of these,

42. In case of Production Credit/Investment Credit, Charge on Agrl. Land is not required up to.
(a) Rs.0.50 lacs, (b) Rs.1.00 lacs, (c) Rs.0.75 lacs, (d) Rs.2.00 lacs, (e) none of these,

43. For a loan of Rs.200000/-, what should be the value of land on which charge is to be
created in case of small farmers/marginal farmers?
(a) Rs.1.50 lacs, (b) Rs.2.00 lacs, (c) Rs.1.00 lacs, (d) Rs.2.50 lacs, (e) none of these,

44. Amount of Collateral Security required for loan of Rs.5 lac for Agri-business center is,
(a) Rs.5.00 lacs, (b) Rs.3.75 lacs, (c) Rs.7.50 lacs, (d) Nil, (e) none of these,

45. Requirement of Min. land holding for financing two-wheeler to farmer for transport of agri-
inputs /produce.
(a) 2.5 acres, (b) 1.0 acres, (c) 2.0 acres, (d) 3.0 acres, (e) none of these,

46. What is the % National Goal for Priority Sector Lending of Adjusted Net Bank Credit?
(a) 40% of ANBC (b) 50% of ANBC (c) 18% of ANBC (d) 4.5% of ANBC (e) none of these,

47. What is the National Goal for Agricultural Advances of ANBC?

(a) 40% of ANBC (b) 10% of ANBC (c) 18% of ANBC (d) 4.5% of ANBC (e) none of these,

48. Under Small Enterprises Sector the Micro Enterprise (Business Category) includes the units,
where the investment in equipment does not exceed?
(a) Rs.10.00 lacs, (b) Rs.2.00 lacs, (c) Rs.5.00 lacs, (d) Rs.25.00 lacs, (e) none of these

49. Under Small Enterprises Sector, the Micro Enterprise (manufacturing Category) includes
units, where the investment in plant and machinery does not exceed?
(a) Rs.10.00 lacs, (b) Rs.200.00 lacs, (c) Rs.5.00 lacs, (d) Rs.25.00 lacs, (e) none of these

50. The tractor borrowers who have opted for Farmers’ Welfare Fund Scheme are required
to get their tractor and matching implements insured against “Liability” (third party) under the
Insurance Act to get insurance coverage, the fees for one year is?
(a) Rs.800/-, (b) Rs.200/-, (c) Rs.300/-, (d) Rs.500/-, (e) none of these
51. Up to what extent the Education loans provided to the individuals is classified under PS for
study in India?
(a) Rs.10.00 lacs, (b) Rs.20.00 lacs, (c) Rs.15.00 lacs, (d) Rs.5.00 lacs, (e) none of these

52. Up to what extent the Housing loans provided to the individuals are classified under PS?
(a) Rs.50.00 lacs, (b) Rs.20.00 lacs, (c) Rs.15.00 lacs, (d) Rs.10.00 lacs, (e) none of these

53. The overdrafts granted against NO FRILL accounts in rural and semi urban area may be
classified as Indirect finance to Agriculture, PS advances up to an amount of
(a) Rs.20000, (b) Rs.2000, (c) Rs.15000, (d) Rs.25000, (e) none of these

54. What is the minimum requirement of perennially irrigated land for financing of second hand
tractor?
(a) 2.5 acres, (b) 5.0 acres, (c) 3.5 acres, (d) 3.0 acres, (e) none of these,

55. The small and micro (service) enterprises shall include which of the following activities
(a) Small road and water transport operators (b) small business (c) professional and self
employed persons
(d) All of these (e) None of these.

56. What is the penal interest to be paid by the large units for delayed payments to the units
under SME sector?
(a) Three times Bank rate (b) @ BPLR (c) @ decided by the parties
(d) No such intt. Rate (e) None of these.

57. Up to what extent the loans for repairs to the damaged house can be provided to the
individuals to be classified under Priority Sector in rural & semi urban area?
(a) Rs.1.00 lac, (b) Rs.2.00 lacs, (c) Rs.10.00 lacs, (d) Rs.20.00 lacs, (e) none of these

58. Up to what extent the loans for repairs to the damaged house can be provided to the
individuals to be classified under Priority Sector in urban and Metro area?
(a) Rs.1.00 lac, (b) Rs.2.00 lacs, (c) Rs.10.00 lacs, (d) Rs.20.00 lacs, (e) none of these.

59. As per the definition of small and marginal farmers the land holding by the farmers under
the category should not exceed?
(a) 2.5 acres, (b) 5.0 acres, (c) 3.5 acres, (d) 4.0 acres, (e) none of these,

60. As per the definition of Weaker Sector the individual credit limit to the Artisans, Village and
Cottage Industries should not exceed an amount of Rs.?
a) Rs.1.00 lac, (b) Rs.2.00 lacs, (c) Rs.0.50 lacs, (d) Rs.0.25 lacs, (e) none of these

61. Up to what extent the Education loans provided to the individuals is classified under PS for
studying Abroad?
(a) Rs.10.00 lacs, (b) Rs.20.00 lacs, (c) Rs.15.00 lacs, (d) Rs.5.00 lacs, (e) none of these.

62. Up to what extent the loans granted to the Private Retail Traders is classified under PS
Advances?
(a) Rs.10.00 lacs, (b) Rs.15.00 lacs, (c) Rs.20.00 lacs, (d) Rs.5.00 lacs, (e) none of these.
63. What is the % of the loans provided to the individuals under Micro Enterprises within Small
Enterprises Sector of the total advances to small enterprises sector?
(a) 40%, (b) 60%, (c) 50%, (d) no such budget is required, (e) none of these.

64. What is the target for domestic banks under Export Credit to be classified under PS
Advances?
(a) 40%, (b) 32%, (c) 10%, (d) no such budget is required, (e) none of these.
st
65. The Rule Based Lending Model (RBLM) has been introduced w.e.f 1 July 2005 in
agricultural advances too. The aggregate score for sanction of credit proposal in case of other
farmers is?
(a) 50 (b) 55 (c) 60 (d) no such score is required, (e) none of these.
st
66. The Rule Based Lending Model (RBLM) has been introduced w.e.f 1 July 2005 in
agricultural advances too. The aggregate score for sanction of credit proposal in case of small
and marginal farmers is?
(a) 50 (b) 55 (c) 60 (d) no such score is required, (e) none of these.

67. Incumbent Incharge of branches will have the discretion to finance over or less than the
approved unit cost on merits in specific cases up to what percent?
(a) 5% (b) 10% (c) 15% (d) NO discretion of the BM (e) None of these

68. If a farmer approached for finance of Kissan Credit Card (S-43) upto an extant of Rs.
50000/- which card will be given to the farmer?
(a) Vikas Card (b) Bhagyawan Card (c) Sarvottam Card (d) Swarn Card (e) None of these

69. If a farmer approached for finance of Kissan Credit Card (S-43) for an amount above Rs.
50000/- and upto Rs. 3.00 Lacs, which card will be given to the farmer?
(a) Vikas Card (b) Bhagyawan Card (c) Sarvottam Card (d) Swarn Card (e) None of these

70. If a farmer approached for finance of Kissan Credit Card (S-43) for an amount above Rs.
3.00 Lacs and upto Rs. 5.00 Lacs, which card will be given to the farmer?
(a) Vikas Card (b) Bhagyawan Card (c) Sarvottam Card (d) Swarn Card (e) None of these
71. If a farmer approached for finance of Kissan Credit Card (S-43) for an amount above Rs.
5.00 Lacs and upto Rs.10.00 Lacs, which card will be given to the farmer?
(a) Vikas Card (b) Bhagyawan Card (c) Sarvottam Card (d) Swarn Card (e) None of these

72. If a farmer is given a Sarvottam Card financed under Kissan Credit Card Scheme
please mention the colour of the same?
(a) Blue (b) Red (c) Green (d) Brown (e) None of these.

73. If a farmer is given a Bhagyawan Card financed under Kissan Credit Card (S-43)
Scheme please mention the colour of the same?
(a) Blue (b) Red (c) Green (d) Brown (e) None of these.

74. If a farmer is given a Vikas Card financed under Kissan Credit Card (S-43) Scheme
please mention the colour of the same?
(a) Blue (b) Red (c) Green (d) Brown (e) None of these.

75. If a farmer is given a Swarn Card financed under Kissan Credit Card (S-43) Scheme
please mention the colour of the same?
(a) Blue (b) Red (c) Green (d) Brown (e) None of these.

76. For the credit balance in the Kissan Credit Card (S-43) account of a farmer he may be
allowed the interest on it @?
(a) 5% (b) 7% (c) 3.5% (d) NO interest to be paid (e) None of these

77. The Payments against cash credit limit (for crop production, consumption needs & working
capital for allied activities) beyond Rs.3 lakh can be had only from?
(a) Card issuing branch. (b) Any branch in the city (c) Identified branches only (d) All of
these (e) None of these.

78. The Payments against cash credit limit of cards issued to the illiterate farmers can be had
only from?
(a) Card issuing branch. (b) Any branch in the city (c) Identified branches only (d) All of
these (e) None of these.

79. Service charges for issue of the cards as well as replacement of the card will be Rs.…….
irrespective of the size of the limit.
(a) 100 (b) 25 (c) 50 (d) no such charges are required, (e) none of these.

80. What are the processing/service charges/ledger folio charges in respect of borrowers who
have been issued Kisan Credit Card against the security of FDR, NSCs, KVPs or other such liquid
securities?
(a) 225/- per lac (b) 200/- per lac (c) 250 per lac (d) no such charges are required, (e)
none of these.

81. No commission charges will be levied for cash withdrawal from branches other than the
card-issuing branch, However, out of pocket expenses @ Rs ……. per transaction will be
recovered from the borrower farmer’s account by the card issuing branch.
(a) 100 (b) 25 (c) 50 (d) no such charges are required, (e) none of these.

82. All the KCC holders are to be covered under Personal Accident Insurance Scheme (PAIS)
and the annual premium of Rs.15/- per KCC holder payable to the concerned Insurance
Company, what is the contribution from the bank?
(a) 5 (b) 10 (c) 15 (d) no such contribution from bank (e) none of these.

83. The Maximum GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Poultry
broiler (for working capital facility) respectively is?
(a) 6months/18 months (b) 3months/12months (c) 3months/24 months (d)
12months/18months (e) None of these
84. The Maximum GESTATION PERIOD & REPAYMENT PERIOD OF LOAN in case of Poultry
Layer birds (for working capital facility) is respectively?
(a) 6months/18 months (b) 8 months/12months (c) 3months/24 months (d)
12months/18months (e) None of these
85. The Maximum GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Poultry
Layer birds (for investment facility) respectively is?
(a) 6months/6-7 years (b) 8months/5-6 years (c) 6months/5-6 years (d) 12months/6-7
years (e) None of these
86. The Maximum GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Poultry
Broilers (for investment facility) respectively is?
(a) 6months/6-7 years (b) 8months/5-6 years (c) 6months/5-6 years (d) 3months/6-7 years (e) None of
these
87. The Maximum GESTATION PERIOD is linked with Lactation Period but REPAYMENT PERIOD
OF LOAN in case of Cross bred cows is?
(a) 4 years (b) 5 years (c) 6 years (d) 7 years (e) None of these

88. The Maximum GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of
Crossbred calf rearing loan facility respectively is?
(a) 30months/ 6 years (b) 24months/5 years (c) 18months/ 5years (d) 30months/5 years
(e) None of these

89. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Dairy Vikas Card
scheme is respectively?
(a) 6months/5 years (b) 8months/6 years (c) 12months/6 years (d) 12months/5 years (e)
None of these

90. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of fisheries Pond Fish
Culture respectively is?
(a) 6months/6-8 years (b) 8months/5-8 years (c) 12months/5-8years (d) 12months/7-8
years (e) None of these

91. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of fisheries Brackish
water/prawn culture respectively is?
(a) 12months/5-10years (b) 8months/5-10years (c) 6months/6-8 years (d) 12months/5-8
years (e) None of these
92. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Sheep/goatry
respectively is?
(a) 6months/5 years (b) 8months/6 years (c) 12months/5-6 years (d) 12months/5 years (e)
None of these

93. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Piggery
respectively is?
(a) 12months/4-5 years (b) 12months/3-4 years (c) 12months/6-7 years (d) 12months/5-6
years (e) None of these

94. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Apiculture
respectively is?
(a) 12months/4 years (b) 12months/3 years (c) 12months/6 years (d) 12months/5 years (e) None of these
95. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Animal driven
Carts (Bullocks only) respectively is?
(a) 6 months/4 years (b) 6 months/3 years (c) 6 months/6 years (d) 6 months/5 years (e)
None of these

96. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Animal driven
Carts (Bullocks & carts) respectively is?
(a) 6 months/5-7years (b) 6 months/3-4 years (c) 6 months/6-7 years (d) 6 months/7-8
years (e) None of these

97. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Animal driven
Carts respectively is?
(a) 6 months/3-4 years (b) 6 months/4-5 years (c) 6 months/6-8 years (d) 6 months/5-7
years (e) None of these

98. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Animal driven
Carts (He buffaloes & carts (Jhota Buggies)) respectively is?
(a) 6 months/7-8 years (b) 6 months/3-4 years (c) 6 months/5-6 years (d) 6 months/4-5
years (e) None of these

99. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Animal driven
Carts (camel only) respectively is?
(a) 6 months/4 years (b) 6 months/3 years (c) 6 months/6 years (d) 6 months/5 years (e)
None of these

100. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Animal driven
Carts (Camel & carts) respectively is?
(a) 6 months/4-5 years (b) 6 months/3-5 years (c) 6 months/6-7 years (d) 6 months/5-7
years (e) None of these.

101. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Marine fisheries
(Non-mechanized boats/vessel) respectively is?
(a) 4months/4-5 years (b) 4months/3-5 years (c) 4months/6-7 years (d) 4months/5-7 years
(e) None of these.

102. The GESTATION PERIOD AND REPAYMENT PERIOD OF LOAN in case of Marine fisheries
(Non-mechanized boats/vessel) respectively is?
(a) 4months/7-8 years (b) 4months/5-6 years (c) 4months/6-7 years (d) 4months/8-12
years (e) None of these.