BANK MEGA

Ratio 2013 2014 2015 2016

RENTABILITY
Return on Asset 1.14% 1.16% 1.97% 2.36%
Return On Equity 9.65% 10.05% 15.30% 10.91%
Net Interest margin 5.38% 5.27% 6.04% 7.01%

Operational expense to operational profit 89.76% 91.25% 85.72% 81.81%

LIQUIDITY
Debt to equity ratio 973.86% 855.28% 492.39% 475.02%
Debt to asset ratio 90.69% 89.53% 83.12% 82.16%
Loan to Deposit Ratio 57.41% 65.85% 65.05% 55.35%
ASSETS QUALITY
NPL Gross 2.18% 2.09% 2.81% 3.44%
CAPITAL
Capital adequacy ratio 15.74% 15.23% 22.85% 26.21%
 Bank BCA
2017 2013 2014 2015
GRAPH
RENTABILITY
2.24% Return on Asset 3.80% 3.90% 3.80%
11.66% Return On Equity 28.20% 25.50% 21.90%
5.80% Net Interest margin 6.20% 6.50% 6.70%
Operational expense to
81.82% 61.50% 62.40% 63.20%
operational profit
GRAPH LIQUIDITY
529.90% Debt to equity ratio 701.20% 635.80% 570.40%
84.12% Debt to asset ratio 87.50% 86.40% 85.10%
56.47% Loan to Deposit Ratio 75.40% 76.80% 81.10%
GRAPH ASSETS QUALITY
2.01% NPL Gross 0.40% 0.60% 0.70%
GRAPH CAPITAL
24.11% Capital adequacy ratio 15.70% 16.90% 18.70%
2016 2017
Graph

4.00% 3.90%
20.50% 19.20%
6.80% 6.20%

60.40% 58.60%

Graph
507.50% 479.30%
83.50% 82.70%
77.10% 78.20%
Graph
1.30% 1.50%
Graph
21.90% 23.10%
 Bank Name Market Cpatilization Stock Price Stock Prices (0.20)
Bank Central Asia 562,615,000,000,000.00 23050 10
Bank Danamon Indonesia 66,422,000,000,000.00 7000 8
Bank Mega 31,713,000,000,000.00 4,600 7
Bank CIMB Niaga 22,517,000,000,000.00 905 4
Bank Mayapada Internasional 30,033,000,000,000.00 5,550 7
 Key Succes Factor
NPL (0.10) Branches (0.30) CAR (0.10) Services Quality (0.3) Total Socre
10 9 8 10 9.5
6 7 8 7 7.2
8 6 9 7 7
7 7 6 7 6.3
7 5 6 6 6