What did you do during this lesson?

Used vocabulary about banks and banking

Learned how and why we use modals

You have no more money in your wallet. What should you do?

Withdraw money from an ATM X

Which sentence does not make sense?

She went to the bank to print some money. X

When you want to borrow money from the bank, you need to take out...

a check.

a loan. X

cash borrow

compound interest

savings account

maintenance fee

credit card

Ability

With my bank, I'm able to do all my banking online.

I can withdraw money from the ATM nearby.

Necessity

I have to deposit a check tomorrow.

You ought to deposit more money into your savings account.

Advice

You must pay a fee in order to get a debit card.

You should try to find a bank with the lowest fees.

2

In this lesson, you...

listened to people talk about banking. X

read an article about banking.

spoke about banking in your country. X

wrote a description about banking.

read a bank's Web page. X

watched a video about banking.

The reading strategy you learned about in this lesson was...

understanding vocabulary in context.

identifying the main idea across texts.X

making predictions.

identifying important details.

What does this sentence express? "You can check your balance, pay bills, and more, by texting on any cell
phone or calling on any touch-tone phone."

Ability X

Necessity

Advice

What do we know about Seaview National Bank's debit cards?

You can earn travel awards.

They have an annual fee.

They can be used as ATM cards. X

You get billed each month.

What do we know about Seaview National Bank?

Where it is located

What its credit card fees are

Whether or not it offers direct deposits X

Its opening hours

You can't learn...

how much it costs to do a wire transfer.

how much you have to pay if you have an overdraft.

if Seaview National Bank offers accounts for students.

You can learn...

what kind of interest you can get on a savings account.

if you can use a Seaview National Bank debit card to withdraw money.

if you can do banking transactions over the phone.

In this lesson, you...

talked about mobile banking. X

took part in a conversation.

read an article on banking.

watched a video. X

wrote a description.

Why does Max need to get money right away?

He has to buy a plane ticket.

He's flying to Boston and needs cash. X

He owes Thea money for the meal.

He has to pay his bills.

How does Max feel when Thea says, "Oh, bad luck."

Happy

Sad

Annoyed X
Scared

According to Thea, what are benefits of mobile banking?

You can get help 24 hours a day. X

You can deposit checks electronically.

You can always visit the bank close to your house.

You can get a loan without leaving your home.

You can take out money without a bank card. X

Why doesn't Thea pay the bill?

She lost her debit card.

She wants Max to pay.

She forgot her wallet at home. ZX

She doesn't have enough cash.

To: Harry B.

From: Max D.

Subject: Online Banking

Hi Harry,

Thea convinced me to try mobile banking and I have to say it was a great decision. Yesterday, the ATM
swallowed my card and I was left without any cash before my flight to Boston. Thea suggested I download
my bank's mobile app, which I did. The app allows me to make cardless withdrawals. And no extra fees ! I
was able to withdraw money without my card. It was great. You should give it a try. I really recommend it!

Max
4

In this lesson, you...

took part in a conversation.

watched a video. X

read an article.

talked about banks. X

wrote a description. X

What topics were mentioned in the dialogues in this lesson?

Saving accounts for children X

High interest savings accounts X

Checking accounts for students X

Repayment plans

Low interest loans

Good afternoon. How can I help you?

I'm interested in opening a savings account.

We have several options. What exactly are you looking for?

I'm looking for the account option with the highest interest rate.

5The account with the highest interest rate is our Rewards Plus savings account.

6 Is there a minimum opening deposit?

7 Yes, the opening deposit must be £30 or more.

Customer: Hi. I'd like to open a savings account. What are your options?

Bank clerk: Well, Bolt Bank has two kinds of savings accounts: Freedom and Advanced.

Customer: Do either of them earn interest ?

Bank clerk: Well, the Advanced accounts do.

Customer: Is there a minimum opening deposit?

Bank clerk: Yes, the opening deposit must be £30 or more.

Customer: OK, well, based on what you've told me, I think I'll go with the Advanced savings account

Bank clerk: Great! Let's start setting up the account.

"We have several saving account options. What are you looking for?"

Is there a minimum balance I need to keep in the account?

Are there any other benefits to this type of account?

I'm looking for the account option with the highest interest rate. X

"Yes, there's a monthly fee of £5."

Well, the savings account is for my son.

Do you have any accounts without a maintenance fee?X

In this lesson, you...

wrote an e-mail to a bank. X

spoke about your banking experiences.

read e-mails between a bank and a customer. X

read an ad for a bank. X

had a conversation with a bank clerk.

I would like to inquire about your checking account options.

Can you please clarify something for me about online banking?

To measures your safety, our credit cards use advanced chip technology.

To keep your information ensure , please create a new password.

What other secure do you take to keep customers' accounts safe?

When Customer Service writes, "you can relax," what are they telling Ms. Blake?

She shouldn't get so upset.

She should wait patiently.

She can earn points for a free vacation.

She doesn't need to worry. X

Ms. Blake was satisfied with the e-mail response she received from the bank.

VERDADERO

Which words or phrases have to do with keeping your bank account safe?

Privacy protection X

Minimum balance

Maintenance fee

Security X

Encrypt

What does the bank tell Ms. Blake to do if she has more questions?

Call customer service X

Send another e-mail X

Contact the chat line

Go to her branch

In this lesson, you...

watched a video about making deposits.

read an article about security systems.

summarized a lecture. X

took part in a conversation about opening an account.

watched a slide show about banking trends. X

What do the three trends discussed in the slide show have in common?

They all have extra maintenance fees.

They all only work with smartphones.

They all require you to use social media.

They all involve technology. X

What is true about p2p money transfers?

You must scan your fingerprint first.

They let you make mobile payments at stores.

You need a special reader to complete a transfer.

They let you send money to friends. X

In order to deposit a check using a mobile app, what is the first thing you must do?

Send a message to your bank.

Send a picture of the check to your bank.

Take a picture of the check.

Sign in to your account X

According to the slide show, customers are using their bank's social media site to...

protect themselves from hackers.

deposit checks.

post questions and complaints. X

transfer money to friends.

The speaker is speaking about three banking trends. She says that more and more people today are joining
social media sites. She also talks about a system that scans your physical traits, called biometrics. The speaker
ends the lecture by telling listeners to watch how these trends are shaping the future of banking .

UNIDAD 10

This unit is mostly about...

laptops.

photography.

gadgets. X

science.

Which of the following is NOT a gadget?

A car X

A smartphone

A tablet

A laptop

I think you should go to the gadget show. You'll love it. At the show, you'll see different kinds of digital
devices . You will be able to see new apps for smartphones. You'll also be able to buy tablets or laptops
there if you want. You'll even get to try out some of the gadgets

We use going to to talk about...

activities we like.

travel times.

everyday habits.

future plans. X

Which sentence talks about future plans?

I don't understand how this gadget works.

Next week I'll be giving an interview on TV.

Fred is studying to be a computer programmer.

Sue is going to buy a laptop when she starts college. X

The computer show will be a lot of fun.

In which sentence is the speaker making a prediction?

Next week in class we'll be discussing how to program apps for tablets. X

I'm going to get to the gadget show early tomorrow morning.

The International Gadget Show will be the biggest gadget show of the year. X

Sam is going to buy his mom a new smartwatch for her birthday.

In the next few years, computers will be more powerful than they are today. X

In this lesson, you ...

watched a video X

wrote a recommendation.

participated in a conversation.

talked about apps. x

read a magazine article.X

We use linking words to...

connect ideas in a sentence together. x

show how we feel about something.

express our ideas clearly.

understand the writer's purpose.

Which of these linking words from the text shows contrast?

also

Then

but x

and

Which of the following is NOT a reason why businesses have app versions of their Web sites?

Web sites don't always look right when you view them on phones.

It's hard to type in a web address on a smartphone.

Apps load more quickly on phones than Web sites do.

Apps give readers a lot more information than Web sites. x

Apps are programmed especially for handheld devices, like smartphones and tablets. The apps load quickly
on the screen. To open an app and use it, all you have to do is click on the app icon . It’s quite easy! You
don’t even need to type in a web address

A friend is coming to town and you want to find activities to do with her. -Culture Questing

You want to find some new fun ringtones for your phone.- Customize

You have taken some great photos and hope companies will be interested in buying some.- Buy My Pic

You want to book a trip to Italy, and want to know when airfares are lowest.- U Wing It

In this lesson, you...

watched a video about a hackathon. x

interviewed someone about a hackathon.

wrote a review about a hackathon. x

read an article about hackathons.

What can another title for this video be?

Why College Students Love to Code

New and Exciting Jobs for Programmers

Top Three Students at Stanleyville College

Interview with Digi-tech 24-hour Student Hackathon Winners X

What does Clothes Matcher do?

Shows you where the best clothing sales are

Tells you what clothing to wear for taking selfies

Advertises online clothing stores

Helps people who are color-blind choose what to wear X

Which adjectives best describe the students?

Excited but hungry

Relaxed and sleepy

Tired but happy. X

Bored and nervous

The project went smoothly. F

The people on the team are programmers. V

The team is made up of college students. V

To use the app, you take a picture of the clothing in your closet. F

The team won an award. V

The team does not want to turn their app into a commercial product. F

The students built an app to help people with color blindness . At the last minute, the team found some tricky
tackle they needed to fix. They also had problems writing some lines of code . Kenny thought his team
wouldn't finish on time , but in the end it all worked out. Maria said it was hard work, but she enjoyed the
start-up . Everyone seemed excited to challenge such a big project.

In this lesson, you...

wrote about your favorite electronics store.

took part in a conversation about choosing an electronic device. X

read an article about the pros and cons of camera phones.

discussed whether you prefer laptops to tablets. X

Javier needs the laptop or tablet to...

use for work.

write papers. X

watch movies.

check e-mail.

The salesclerk tells Javier that a laptop is heavier than a tablet - V

According to the salesclerk, what is better about a laptop than a tablet?

A laptop is easier to carry.

A laptop has more processing power. X

A laptop is better for college.

A laptop has a longer battery life.

Why does the salesclerk think the hybrid laptop is the perfect solution?

It's less expensive than a laptop.

It's easy to carry and has good processing power. X

It has more memory than a laptop.

It's easier to fix than a laptop or a tablet.

hat will Javier probably do next?

Get advice from a friend

Buy a hybrid laptop X

Ask to talk to a different salesclerk

Call the salesclerk on the phone

In this lesson, you...

persuaded a friend. X

read a blog post. X

read a poster. X

watched a video.

took part in a conversation.

What is true about the sentence, "The show will include demos, speakers, entertainment, food, and lots more!"

It talks about an event that will happen in the future. X

It talks about an action that will happen very soon.

It talks about an action that happened in the past.

It talks about a continuous action that will happen.

The purpose of the poster is to...

review the lectures at the Expo.

teach readers about smart objects.

advertise wearable technology.

inform readers about the Expo. X

Why did Enzo Rossi write his blog post?

To discuss the wearables he bought at the expo

To summarize his experience at the Tech-Trend Gadget Expo X

To let his friends know how much fun the Tech-Trend Gadget Expo was

To tell what he thought about all the lectures at the expo

What can we assume from last year's gadget expo, based on Enzo's Rossi's blog post?

Its focus was on 3-D printing.

People couldn't buy gadgets.

It didn't include lectures.

There wasn't an Interactive Zone. X

----

Based on the blog post, what do we know about Enzo Rossi?

He wanted to buy a picture-taking drone at the flash sale.

He has been to the Tech-Trend Gadget Expo before. X

He thought there were many different gadgets at the Tech-Trend Gadget Expo.

He attended all the lectures and demos at the expo. X

He thinks using smart devices will become a way of life. X

He enjoyed trying out the new gadgets at the expo. X

In this lesson, you...

took part in a conversation.

listened to a discussion.

wrote a paragraph. X

read a summary.

watched a video. X

The purpose of this podcast is to...

explain a new concept in technology. X

persuade you to buy smart devices.

discuss the drawbacks of the Internet.

advertise new devices for the home.

According to the podcast, what will all these smart objects need in order to work?

Water source

Refrigeration

Internet connection X

Heating system

Jules thinks the car industry will be affected the most by IoT.

NO SE SABE

What is Jules going to talk about next?

The disadvantages of IoT X

The future of the Internet

The advantages of smart devices

The technology behind smartphones

The Internet of Things is the idea of making all devices "smart" by system them to the Internet. These smart
devices will have special information and electronics. They will be sensors connected to the Internet.
Everything from your flowerpot to your car will be able to send and receive information. For example, your
refrigerator will be able to connecting the items you need and order more of them when you run out. The
Internet of Things is exciting, however it will have some drawbacks .