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KALKULATOR BP2BT

1 DATA PENGHASILAN
PENGHASILAN PER BULAN 3,952,000 RUPIAH <<<INPUT 1
PENGHASILAN (PEMBULATAN) 4.00 JUTA RUPIAH
A. INDEKS BANTUAN 27.30% >> INFO A
B. BANTUAN PALING BANYAK 30.40 JUTA RUPIAH >> INFO B
C. SALDO TABUNGAN MINIMUM 2.00 JUTA RUPIAH >> INFO C
2 DATA HARGA PROPERTI
HARGA JUAL / RAB 120.00 JUTA RUPIAH <<<INPUT 2
INDEKS X HARGA PROPERTI 32.76 JUTA RUPIAH >> INFO D
DANA MASYARAKAT MINIMUM 6.00 JUTA RUPIAH >> INFO E
3 JUMLAH BANTUAN
BANTUAN YANG LAYAK DITERIMA 30.40 JUTA RUPIAH = D, JIKA D<B
= B, JIKA D>B
4 UANG MUKA
TOTAL UANG MUKA MINIMUM 36.40 JUTA RUPIAH
5 PEMBIAYAAN/KREDIT
JUMLAH PEMBIAYAAN/KREDIT 83.60 JUTA RUPIAH
SUKU BUNGA 12.00% PER TAHUN
MASA ANGSURAN 180 BULAN
1.00 JUTA RUPIAH
ANGSURAN BULANAN
1,003,340 RUPIAH
RASIO ANGSURAN/PENGHASILAN 25.39%
MORTGAGE - ASSISTANCE MATRIX
Assistance Calculation
Monthly (2)
HH Income (1) Max Assistance as
Assistance
(m Assistance Index
Amount (m (as
IDR) % Prop. % of Annual
IDR) HH
Value)
Income
3.0 32.4 38.8% 90.0%
3.1 32.2 37.4% 87.1%
3.2 32.0 36.1% 83.9%
3.3 31.8 34.9% 80.8%
3.4 31.6 33.7% 77.9%
3.5 31.4 32.5% 75.2%
3.6 31.2 31.4% 72.7%
3.7 31.0 30.3% 70.3%
3.8 30.8 29.3% 68.0%
3.9 30.6 28.3% 65.8%
4.0 30.4 27.3% 63.8%
4.1 30.2 26.4% 61.8%
4.2 30.0 25.5% 59.9%
4.3 29.8 24.6% 58.1%
4.4 29.6 23.8% 56.4%
4.5 29.4 23.0% 54.8%
4.6 29.2 22.2% 53.3%
4.7 29.0 21.5% 51.8%
4.8 28.8 20.8% 50.3%
4.9 28.6 20.1% 49.0%
5.0 28.4 19.4% 47.7%
5.1 28.2 18.8% 46.4%
5.2 28.0 18.2% 45.2%
5.3 27.8 17.6% 44.0%
5.4 27.6 17.0% 42.9%
5.5 27.4 16.4% 41.8%
5.6 27.2 15.9% 40.8%
5.7 27.0 15.4% 39.8%
5.8 26.8 14.9% 38.8%
5.9 26.6 14.4% 37.9%
6.0 26.4 13.9% 36.9%
6.1 26.2 13.5% 36.1%
6.2 26.0 13.1% 35.2%
6.3 25.8 12.7% 34.4%
6.4 25.6 12.3% 33.6%
6.5 25.4 11.9% 32.8%
6.6 25.2 11.5% 32.1%
6.7 25.0 11.1% 31.3%
6.8 24.8 10.8% 30.6%
6.9 24.6 10.5% 30.0%
7.0 24.4 10.1% 29.3%
7.1 24.2 9.8% 28.6%
7.2 24.0 9.5% 28.0%
7.3 23.8 9.2% 27.4%
7.4 23.6 8.9% 26.8%
7.5 23.4 8.7% 26.2%
7.6 23.2 8.4% 25.7%
7.7 23.0 8.1% 25.1%
7.8 22.8 7.9% 24.6%
7.9 22.6 7.7% 24.1%
8.0 22.4 7.4% 23.5%
8.1 22.2 7.2% 23.0%
8.2 22.0 7.0% 22.6%
8.3 21.8 6.8% 22.1%
8.4 21.6 6.6% 21.6%
8.5 21.4 6.4% 21.2%

Assistance is the lower of:


(1) Assistance amount linked to the Monthly Household Income
(2) Assistance amount derived from Assistance Index X Property Va
ousehold Income
Index X Property Value/Cost