HIMAYANGAN NATIONAL HIGH SCHOOL

Himayangan, Liloan, Southern Leyte

DAILY LESSON PLAN

Date: September 3-4, 2019 CHRYSOLITE (TTH) 7:30 -9:30 am

GENERAL
Day: Tuesday & Thursday DOLOMITE (TTH) 9:45 - 11:45 am
MATHEMATICS SARDONYX (MW) 1:00 - 3:00 pm
Quarter: 2ND Quarter
I. OBJECTIVES:
A. Content Standard: key concepts of simple and compound interests, and simple and general
annuities.
B. Performance Standard: investigate, analyze and solve problems involving simple and compound
interests and simple and general annuities using appropriate business and financial instruments.

C. Learning Competencies/Objectives: compute interest, maturity value, and present value in simple
interest environment, and solve problems involving simple interest. (M11GM-IIa-b-1
and b-2
II. CONTENT: Basic Business Mathematics
III. LEARNING RESOURCES:
A. Reference/s: TG pages 166 – 172, CG pages 3 of 5.
B. Other learning resources:
IV. PROCEDURES:
A. Reviewing previous lesson or presenting new lesson: Pose the following situation to the
students: Ella and Thelma each invest P10,000 for two years, but under different schemes.
Ella's earns 2% of P10,000 the first year, which is P200, then another P200 the second year.
Thelma earns 2% of P10,000 the first year, which is P200, same as Ella's. But during the
second year, she earns 2% of the P10,000 and 2% of the P200 also.
Ask the students the amount in Ella's and Thelma's respective accounts after two years.
[P10,400 and P10,404]. Ask them why there is a difference [Ella just earns 2% of P10,000 but
Thelma earns 2% of both the P10,000 and the previous interest].
Although the amounts may be quite close, note that the situation only includes two years,
with only a 2% interest rate. Mention that the next lesson will formalize the concepts in the
given situation.
B. Establishing a purpose for the lesson:
MATURITY (FUTURE) VALUE
F= P + IS
Where F= Maturity (Future) Value
P= principal
IS = simple interest

MATURITY (FUTURE) VALUE

F= P( 1 + rt)
Where F= Maturity (Future) Value
P= principal
r= rate
t= time
C. Presenting examples/instances of the new lesson:
1. Find the maturity value and the compound interest if P10,000 is compounded annually
at an interest rate of 2% in 5 years.
2. Find the maturity value and interest if P50,000 is invested at 5% compounded annually
for 8 years.
 D. Developing Mastery: Suppose your father deposited in your bank account P10,000 at an annual
interest rate of 0.5% compounded yearly when you graduate from kindergarten and did not get
the amount until you finish Grade 12. How much will you have in your bank account after 12
years?

E. Making Generalizations and Abstraction about the lesson: How to compute interest, maturity
value, and present value in simple interest environment, and solve problems involving simple
interest.
F. Finding practical application : How much money should a student place in a time deposit in a
bank that pays 1.1% compounded annually so that he will have P200,000 after 6 years?
G. Evaluating Learning:
1. At what simple interest rate per annum will P 20,000 accumulate to P 25,000 in 3
years?
2. How much money should you deposit in a bank so that it will accumulate to P100,000
at 1 % simple annual interest for 10 years?
3. How long will an amount of P 50,000 gain a simple interest of P10,000 at 4% per
annum?
H. Additional Activities for Application or remediation:
V. REMARKS:

VI. REFLECTION:
A. No. of learners who earned 80% in the evaluation ____________
B. No. of learners who require additional activities for remediation who scored below 80% ___________
C. Did the remedial lesson work? No. of learners who have caught up with the lesson ____________
D. No. of learners who continue to require remediation_______________
E. Which of my Teaching Strategies worked well? Why did these work?
F. What difficulties did I encounter which my principal or supervisor can help me solve?
G. What innovation or localized materials did I use/discover which I wish to share with other teachers?

School Head’s Signature: ___________________ Date: ____________