UNIT-4

FINANCIAL COMPARISON
OF HDFC life insurance and icici life insurence
CONTENTS:

5.1 Balance sheet analysis

5.11 Revenue
5.12 Profitability
5.13 Profits/earnings ratio
5.14 Debt/equity ratio
5.15 Working capital ratio
5.16 Earnings per share
5.17 Market capitalization
5.18 Share price face value
5.19 Shareholding pattern

5.2 lead auditors of company

5.3 listings status &script codes -BSE & NSC , Global listings on international stock markets.
5.1 Balance sheet analysis:

HDFC LIFE INSURANCE:

ICICI LIFE INSURANCE:
5.11 REVENUE:
In accounting, revenue is the income that a business has from its normal business activities, usually
from the sale of goods and services to customers. Revenue is also referred to as sales or turnover.
REVENUE COMPARISION OF HDFC AND ICICI

HDFC ICICI

1282.46 cr 1828.76 cr

Sale turn over or revenue of HDFC and ICICI has no much difference .there difference is 546 cr they
both have good revenues according to my research. Out coming revenue of the companies are profitable.

5.12PROFITABILITY:
Profitability is the ability of a business to earn a profit. A profit is what is left of the revenue a
business generates after it pays all expenses directly related to the generation of the revenue, such as
producing a product, and other expenses related to the conduct of the business activities.

Profitability ratios of ICICI:

PROFITABILITY RATIOS OF HDFC:

5.13 PROFITS/EARNING RATIO:

The Price Earnings Ratio (P/E Ratio) is the relationship between a company's
stock price and earnings per share (EPS). ... Earnings are important when valuing a company's
stock because investors want to know how profitable a company is and how profitable it will be
in the future.

HDFC ICICI
1.81 0.88

Earning ratio of the HDFC is more then ICICI. As this is useful for the share holder to know the profit
and for the future scope of the shareholders.

5.14 DEBIT/EQUITY RATIO:

The debt-to-equity ratio (D/E) is a financial ratio indicating the relative proportion
of shareholders' equity and debt used to finance a company's assets. Closely related to
leveraging, the ratio is also known as risk, gearing or leverage.

HDFC ICICI
5.15 WORKING CAPITAL RATIO:
The working capital ratio (current assets/current liabilities), or current ratio, indicates whether
a company has enough short-term assets to cover its short-term debt. A good working capital
ratio is considered anything between 1.2 and 2.0.

HDFC ICICI

0.24 0.02

Working capital ratio or current ratio of both companies are having good ratio as the ratio is between 1.2
and 2.0.

5.16 EARNING PER SHARE:

Earnings per share (EPS) is the portion of a company's profit allocated to each outstanding share of
common stock. Earnings per share serves as an indicator of a company's profitability. EPS is calculated
as: EPS = (Net Income - Dividends on Preferred Stock) / Average Outstanding Shares.

HDFC ICICI

5.51 11.28

Earning per share is nothing but profitability. ICICI has more profitability then HDFC in FY18 it was
earning more profits .
5.17 MARKET CAPITALIZATION:
Market capitalization is just a fancy name for a straightforward concept: it is the market value of a
company's outstanding shares. This figure is found by taking the stock price and multiplying it by the
total number of shares outstanding.

HDFC ICICI

3095 895

HDFC has more market capitalization then ICICI. The outstanding shares of the HDFC is more. Not only
outstanding shares but also the stocks are also high for HDFC(3095) while ICICI are less compared to
ICICI(895).

5.18 SHARE PRICE FACE VALUE:

Market Value is the current price of the stock quoted on exchange. Book Value is the net worth of the
company per share. In other words, it is the amount that the share holder will get for each share after
selling out all assets and paying liabilities. Face Value is the nominal value of stock at the time of
issuing

HDFC ICICI

10.00 10.00

Both the companies have same face value.

5.19 SHAREHOLDING PATTERN:
he Shareholding Pattern page of BSE Ltd. presents the Promoter's holding, FII's holding,
DII's Holding, and Share holding by general public etc.

HDFC :

ICICI:
5.2 LEGAL AUDITORS :
HDFC:

ICICI:
5.3 LISTING STATUS :
HDFC:
BSE:

The bse rank of hdfc was 369.85

NSE:

The nse rank of 368.00

ICICI:
BSE:

The bse rank of icici is 334.20

NSE:

The nse rank of icici is 336.35

GLOBAL LISTING ON INTERNATIONAL STOCK MARKETS: