2.2.

LOAN SERVICES

 Study loan
Techcombank ’s study loan is aimed financing students ‘s oversea study or their
education in Viet Nam in foreign-owned universities with the best service quality
 Mortgage loan
In mortgage loan, there are 4 services:
 Mortgage loan
Used either by purchasers of real property to raise funds to buy real estate, or
alternatively by existing property owners to raise funds for any purpose, while
putting a lien on the property being mortgaged.
 home renovation loan

A home-renovation loan is a type of loan, often wrapped into a mortgage loan, that
includes the costs of renovating a "fixer-upper."

 Home renovation loan for Vinhomes residents

Lending to build more on the villa bought or repaired apartments, villas of
customers or relatives. Customers can use this loan to cover the debt - payment of
construction costs, repairs, equipment purchases for the apartment / villa that the
customer has buying
 pre-select loan program
 Consumer Loan
An amount of money lent to an individual (usually on a non-secured basis) for
personal, family or household purpose
 Household Business Loan
This service provides customers loan for these purposes: supplementing working
capital or supplementing capital for purchasing fixed assets, capital goods
 Auto Loan
TCB auto loan will support up to 80% of the car value
 One touch
 For travel purposes
 For business purposes
 Securities pledged loan
Advanced loan against incoming securities proceeds
 Valuable paper pledged loan
By pledging your valuable papers, you will be facilitated by TCB for applications
for loans
 Privileged mortgage loan in Phu My Hung area
Phu My Hung area is one of the newest, dynamic and having the speed of
development towards the most modern and civilized directions nowadays
 Understanding the needs of real estate in the above area, Techcombank brings a
preferential loan package,help you easily own your dream home
 Privileged mortgage loan in Trung Hoa Nhan Chinh Area

2.3. INVESTMENT SERVICES

 For personal clients

 Ibond

Ibond is a bond product of leading businesses designed by TCBS specially for

individual customers who need stable long-term capital growth and flexible liquidity solutions

 Ifund

iFund includes Bond Investment Funds (TCBF), Stock Investment Funds (TCEF) and
FlexiCash - Flexible Bond Funds (TCFF) that are professionally managed by a team
of experienced experts . Depending on the target and desired investment, customers
can choose to join these funds with an investment of only VND 1 million.

 TCBF( Techcombank Bond Fund )

 TCEF(Techcombank Equity Fund)
 FlexiCa$h( Techcom Flexicash Fund)

 Iwealth

 For Organizations
 IBond
 IFund
 TCREIT- Real Estate Investment Fund
TCBS distributes Vietnam's only real estate fund managed by Techcom Capital. The real
estate fund listed on the HOSE is expected to make it easier for Vietnamese individuals
and families to invest in real estate. According to the law, TCREIT will invest mainly in
completed real estate and generate stable cash flow from leasing, and will distribute 90%
of annual profit to investors.