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BDO Credit Cards


Find your perfect match from a wide range of BDO Credit Card products
designed for individuals with different needs. Enjoy the most number special
deals and promos when you shop anywhere. Earn higher rewards points and
enjoy rebates from your favorite stores nationwide. Check out more credit card
offers from other banks here.


BDO ShopMore Mastercard
o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3-36 monthly installment.
o FREE SM Advantage Card
o Pay for school expenses or reimburse your cash purchases (at least PHP5,000.00) at an affordable
installment plans
o 5% rebate for a minimum spend of PHP5,000.00 at SM 3-day sale
o Earn 1 Advantage point for every PHP200.00 spending plus 0.5 point on top of regular points
earned in your SM Advantage card.
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Get additional 10% discount if you shop on the first 2 hours of the 1st day of SM Sale when you
present your SM Advantage Card
o Income Requirement: PHP180,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.50 %

Apply now

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Card Details

BDO Standard Mastercard


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3,6,9,12,18,24 or 36 monthly installment.
o Pay for school expenses or reimburse your cash purchases (at least PHP5,000.00) at an affordable
installment plans
o Earn 1 credit card point for every PHP50.00 charged to your BDO credit card.
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Income Requirement: PHP180,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.50 %

Apply now

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Card Details

BDO Gold Mastercard


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3-36 monthly installment.
o FREE Travel Accident Insurance of up to PHP5 Million when you charge your travel fare to your
card.
o Earn 1 credit card point for every PHP50.00 spend.
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Income Requirement: PHP420,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.25 %

Apply now

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Card Details

BDO Diners Club International


o FREE Travel Accident and Inconvenience Insurance coverage of up to PHP5 Million when you
charge your fare to your Diners Club Credit Card
o Get MIASCOR Lounges access to over 500 airport lounges around the world.
o Every PHP20.00 charged to your Diners Club Credit Card is equivalent to 1 rewards point
o With exclusive privileges in over 70 different countries
o Dual currency billing
o Income Requirement: PHP260,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.50 %

Apply now

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Card Details

BDO Diners Club Premier


o FREE Travel Accident and Inconvenience Insurance coverage of up to PHP10 Million when you
charge your fare to your Diners Club Credit Card
o Every PHP20.00 charged to your Diners Club Credit Card is equivalent to 1 rewards point
o With exclusive privileges in over 70 different countries
o With lowest balance transfer rate
o Income Requirement: PHP850,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.25 %

Apply now

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Card Details

BDO LausAutoGroup Mastercard


o With an installment program for a maximum of 36 months term with a minimum single or
accumulated purchase amounting to PHP3,000.00
o Earn 10 points for every PHP200.00 spend on fuel purchases
o PHP200.00 spend = 10 points which can be exchange for products and services from participating
Laus Group of Companies
o With 10% discount on all LausAutoGroup dealership parts and services
o Income Requirement: PHP180,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.25 %

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Card Details

BDO American Express® Cashback Credit Card


o 5% cashback for the first 3 months of your card issuance
o Cashback on your purchases, 1% on local and 2% on overseas, without minimum spending.
o Withdraw at any BDO branches or ATM overseas of up to 30% of your credit limit.
o Income Requirement: PHP420,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.50 %

Apply now

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Card Details

BDO American Express® Platinum Credit Card


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3-36 monthly installment.
o FREE access to over 900 VIP lounges in over 75 countries
o Earn membership reward point for every spending of PHP45.00 = 1 point
o 24/7 Concierge service
o Reward points can be converted into airmile
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Global travel assistance for Medical and Legal Emergencies
o Income Requirement: PHP1,800,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.00 %

Apply now

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Card Details

BDO Cathay Pacific American Express® Credit Card


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3-36 monthly installment.
o FREE Travel Accident Insurance of up to PHP10 Million when you charge your travel fare to
your card
o FREE Travel Inconvenience Protection with coverage of up to PHP60,000.00.
o Earn membership reward point for every spending of PHP42.00 = 1 point
o Reward points can be converted into airmile
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o FREE Accident Medical Expense with coverage of up to PHP50,000.00 per family if travel fare
charged to your credit card
o Income Requirement: PHP480,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.50 %

Apply now

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Card Details

BDO Cathay Pacific American Express® Elite Credit Card


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3-36 monthly installment.
o FREE Travel Accident Insurance of up to PHP15 Million.
o Earn instant 3,000 Miles on your first anniversary
o FREE Travel Inconvenience Protection with coverage of up to PHP80,000.00
o FREE Accident Medical Expense with coverage of up to PHP80,000.00 per family if travel fare
charged to your credit card
o Earn Membership reward point for every spending of PHP38.00 = 1 point
o Reward points can be converted into airmile
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Income Requirement: PHP1,200,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.25 %
Apply now

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Card Details

BDO JCB Lucky Cat


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3,6,9,12,18,24 or 36 monthly installment.
o Earn credit card point for every spending of PHP50.00 = 1 point
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Income Requirement: PHP180,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.50 %

Apply now

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Card Details

BDO JCB Gold


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000. Choose
from 3,6,9,12,18,24 or 36 monthly installment.
o FREE Travel Accident of up to PHP5 Million when you charge your travel fare to your card
o FREE Travel Inconvenience Insurance of up to PHP1,250.00 for every 8-hours flight or baggage
delay and up to PHP30,000.00 for lost or damaged baggage
o FREE Accident Medical Expense with coverage of up to PHP5,000.00 per family if travel fare
charged to your credit card
o Earn credit card point for every spending of PHP50.00 = 1 point
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Income Requirement: PHP420,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.25 %
Apply now

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Card Details

BDO UnionPay Gold


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3,6,9,12,18,24 or 36 monthly installment.
o FREE Travel Accident Insurance of up to PHP5 Million when you charge your travel fare to your
card
o FREE Travel Inconvenience Protection with coverage of up to PHP1,250.00 for every 8-hour
flight and up to PHP30,000.00 for lost baggage
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Income Requirement: PHP420,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.25 %

Apply now

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Card Details

BDO Visa Classic


o 0% interest on installment for a minimum single or accumulated purchase of P3,000. Choose
from 3-36 monthly installment.
o Earn credit card point for every spending of PHP50.00 = 1 point
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Income Requirement: PHP180,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.50 %

Apply now
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Card Details

BDO Visa Gold


o 0% interest on installment for a minimum single or accumulated purchase of P3,000. Choose
from 3-36 monthly installment.
o FREE Travel Accident Insurance of up to PHP5 Million when you charge your travel fare to your
card.
o Earn credit card point for every spending of PHP50.00 = 1 point, earn 2 points on spending on
Dining and Entertainment
o Balance Transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Income Requirement: PHP420,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.25 %

Apply now

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Card Details

BDO Visa Platinum


o 0% interest on installment for a minimum single or accumulated purchase of P3,000. Choose
from 3-36 monthly installment.
o FREE Travel Accident Insurance of up to PHP20 Million when you charge your travel fare to
your card
o Get instant treats, on top of your points by spending anywhere with your BDO Visa Platinum
o FREE access to over 600 VIP lounges in over 75 countries
o 24/7 Concierge Service
o Balance Transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Income Requirement: PHP420,000.00 Gross Annual Income
o Monthly Effective Interest Rate 2.75 %
Apply now

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Card Details

BDO Blue from American Express®


o 0% interest on installment for a minimum single or accumulated purchase of P3,000. Choose
from 3-36 monthly installment.
o Earn credit card point for every spending of PHP40.00 = 1 point, convert 1 point=1Mile
o Balance Transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Income Requirement: PHP180,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.50 %

Apply now

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Card Details

BDO American Express® Credit Card


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3,6,9,12,18,24 or 36 monthly installment.
o Earn credit card point for every spending of PHP50.00 = 1 point
o Reward points can be converted into airmile
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Global Travel assistance for Medical and Legal Emergencies
o Income Requirement: PHP480,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.50 %

Apply now

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Card Details

BDO American Express® Gold Credit Card


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3,6,9,12,18,24 or 36 monthly installment.
o FREE Travel Accident Insurance of up to PHP10 Million when you charge your travel fare to
your card
o Earn Membership reward point for every spending of PHP45.00 = 1 point
o Purchases are insured within 30 days from loss, damaged or theft of up to PHP50,000.00
o Reward points can be converted into airmile
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Global Travel assistance for Medical and Legal Emergencies
o Income Requirement: PHP850,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.25 %

Apply now

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Card Details

BDO Titanium Mastercard


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3-36 monthly installment.
o FREE Travel Accident Insurance of up to PHP20 Million when you charge your travel fare to
your card
o FREE access to over 900 VIP lounges in over 75 countries
o Earn 1 credit card point for every PHP40.00 spending for local transactions
o 24/7 Concierge Service
o Balance transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Income Requirement: PHP420,000.00 Gross Annual Income
o Monthly Effective Interest Rate 2.75 %
Apply now

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Card Details

BDO Platinum Mastercard


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3-36 monthly installment.
o FREE Travel Accident Insurance of up to PHP20 Million when you charge your travel fare to
your card
o FREE access to over 900 VIP lounges in over 75 countries
o Earn 1 credit card point for every PHP40.00 spending for local transactions
o 24/7 Concierge Service
o Balance transfer for as low as 0.60% per month, for a flexible term of 3-24 months
o Income Requirement: PHP420,000.00 Gross Annual Income
o Monthly Effective Interest Rate 2.50 %

Apply now

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Card Details

BDO Forever21 Mastercard


o 0% interest on installment for a minimum single or accumulated purchase of PHP3,000.00.
Choose from 3-36 monthly installment.
o 10% year round rebate when you shop at Forever 21 for a minimum spend of PHP3,000.00, 21%
rebate every 21st of the month
o Earn 21x credit card points when you shop at Forever21 SM 3-day sale for a minimum spend of
PHP2,000.00
o Balance Transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Avail of 21% discount when you shop on your birthday month for a minimum spend of
PHP2,000.00
o Income Requirement: PHP180,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.25 %

Apply now

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Card Details

BDO Bench Mastercard


o 0% installment on minimum purchase of P3,000 with a maximum term of up to 36 months
o Pay for school expenses or reimburse your cash purchases (at least 5,000) at an affordable
installment plans
o Secured online shopping by getting your virtual card for FREE
o For Bench partners earn 2x credit card points for every P200 spending, and 1 point for Non-
Bench partners global brands
o Balance Transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Enjoy up to 20% discount when you shop on your birthday at any participating Bench Partners
Global Brand for a minimum spend of PHP1,500.00
o Income Requirement: PHP180,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.25 %

Apply now

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Card Details

BDO Installment Card


o 0% interest on installment for a minimum single or accumulated purchase of P3,000. Choose
from 3-36 monthly installment.
o Get up to 100% of your credit limit for a maximum of 36 months term
o Balance Transfer for as low as 0.60% monthly add on rate for a flexible term of 3-24 months
o Income Requirement: PHP120,000.00 Gross Annual Income
o Monthly Effective Interest Rate 3.00 %

Apply now

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Card Details

FAQs
1. What are the general requirements when applying for a BDO
credit card?
For applicants with one or more existing credit cards, you must submit a photocopy of the
following:

o Latest W2 or BIR Form 2316 signed by employer's authorized representative (for employed) or
photocopy of latest ITR (for self-employed)
o Photocopy of last two (2) months' credit card statement of account
o If TransUnion Bureau subscriber/member, indicate first six and last four digits of credit card,
credit card type and issuer and expiry date
o Any valid, photo-bearing ID issued by an official authority shall be acceptable such as the
following:
Passport
Driver's License
Professional Regulations Commission (PRC) ID
Social Security System (SSS) Card with photo and scanned signature printed on the card
Voter's ID
Government Service Insurance System (GSIS) e-card
Philhealth card
Senior Citizen Card
OFW ID, Seaman's book
Company ID (Sec Registered or under BSP supervision)

Note: Should applicant not be able to submit any of the ID's above, any other valid ID issued
by the Philippine Government and its instrumentalities containing the applicant's photo and
signature may be submitted.
For first-time credit card applicants, submit the following requirements:
For Employed (required):

o Photocopy of latest BIR Form 2316 signed by employer's authorized representative


o Original copy of Certificate of Employment and Income (COEI) indicating status, length of
service, and compensation breakdown
o Photocopy of latest full month payslip

For Self-Employed (required):

o Photocopy of Registration of Business Name


For Single Proprietorship--issued by DTI
For Partnership/Corporation--issued by SEC
o Photocopy of latest ITR and W4 with BIT/Bank Stamp
o Audited Financial Statements for the last two years; OR
o Bank Statements for the last three months
2. How can I check the status of my BDO credit card application?
To check your BDO credit card application status, you may visit the bank's website directly.
You will then be asked to input your TIN and SSS number.
If still in process, it will be labeled as "pending." If the application is unsuccessful, it will be
labeled as "declined." For approved credit card applications, the card will be delivered to the
address you stated in the application form.

3. How soon will I know if I'm approved for a BDO credit card?
Typically, it takes seven (7) banking days upon complete submission of documents to find
out whether your credit card application has been approved. All application are subject to
evaluation and final approval of BDO.

4. How will I receive my approved credit card from BDO?


Once approved, your BDO credit card will be delivered to your home address within seven
banking days from the date of the approval.

5. How can I pay my BDO credit card and how much is the
minimum monthly payment?
You can settle your credit card dues via online payment or at any BDO branch. Minimum
payment is at 3% of your Outstanding Balance (less installment amortization, if any). You
must pay it in full, and this includes the total amount of dues and excess of the overall credit
limit.
BDO Credit Cards - Promos 2017

Past Promos
BDO Credit Card Promo: P300 off at Lazada
Shop at Lazada with a minimum purchase of P1,000 using your BDO card and get P300 off your bill.
Just enter promo code BDO300 upon check out, valid from June 22 until October 31, 2016.

Eligible Cards
BDO ShopMore Mastercard BDO Standard Mastercard BDO Gold Mastercard BDO Titanium Mastercard BDO Platinum
Mastercard BDO Blue from American Express© BDO American Express© Credit Card BDO American Express© Gold Credit
Card BDO American Express© Platinum Credit Card BDO Cathay Pacific American Express© Elite Credit Card BDO Cathay
Pacific American Express© Credit Card BDO Forever21 Mastercard BDO Bench Mastercard BDO Installment Card BDO
Visa Classic BDO Visa Gold BDO Visa Platinum
Compare all cards in the market
See all BDO cards

Get Free Gift Certificate from Bench, Toy Kingdom and SM


Appliance Store
Shop anywhere using your BDO Credit Card and get FREE P100 Bench, Toy Kingdom or SM
Appliance Gift Certificate for a minimum spend of P3,000 anywhere!

Terms and Conditions:


 The promo is open to all principal and supplementary BDO Credit cardholders (except JCB 4-
Gives, The American Express Cashback Credit Card and BDO Installment Card).
 Get FREE P100 Gift Certificate from Bench, Toy Kingdom or SM Appliance Gift Certificate,
with a minimum single-receipt purchase of P3,000 from September 15, 2016 to November 15,
2016.
 To redeem, simply present your active BDO Credit Car to the participating redemption stores
(Bench, Toy Kingdom or SM Appliance). Only one redemption per qualified charge slip is
allowed.
 Perks are not convertible to cash and may only availed at participating redemption outlets stated,
nor are not for resale.
 The offer cannot be used in conjunction with other ongoing promotional offers, and offers of
BDO and all ongoing promotions and loyalty programs of Bench, Toy Kingdom, and SM
Appliance Store.

*You may also pre-register your transactions via bit.ly/regBDOGCT216 to get your Promo Code.
Present your Promo Code together with your BDO Credit Card and valid charge slip at partner stores
to redeem your treat.

Eligible Cards
BDO ShopMore Mastercard BDO Standard Mastercard BDO Gold Mastercard BDO Titanium Mastercard BDO Platinum
Mastercard BDO UnionPay Gold BDO Blue from American Express© BDO American Express© Gold Credit Card BDO
American Express© Platinum Credit Card BDO Cathay Pacific American Express© Elite Credit Card BDO JCB Lucky
Cat BDO JCB Gold BDO Forever21 Mastercard BDO Bench Mastercard BDO Installment Card BDO Visa Classic BDO Visa
Gold BDO Visa Platinum
Compare all cards in the market
See all BDO cards

Exclusive Sale on Selected Levi's Jeans


Promo Mechanics:

 The promo is open to all Principal and Supplementary BDO Credit Cardholders.
 Offer is good until October 31, 2016.
 The promo is available at Original Levi's outlets and Levi's at SM store.
 Only one card per single receipt transaction is allowed. Splitting transaction to avail of the promo
is strictly prohibited.
 Offer is valid for straight transactions only.
 This promotion cannot be availed in conjunction with any ongoing promotions and other
discounts of BDO and partner merchant.
 This offer is not convertible to cash and may only availed at participating Levi's outlets stated
herein.

Eligible Cards
BDO ShopMore Mastercard BDO Standard Mastercard BDO Gold Mastercard BDO Titanium Mastercard BDO Platinum
Mastercard BDO JCB Lucky Cat BDO JCB Gold BDO UnionPay Gold BDO Blue from American Express© BDO American
Express© Credit Card BDO American Express© Gold Credit Card BDO American Express© Platinum Credit Card BDO
Cathay Pacific American Express© Credit Card BDO Cathay Pacific American Express© Elite Credit Card BDO Forever21
Mastercard BDO Bench Mastercard BDO Installment Card BDO Visa Classic BDO Visa Gold BDO Visa Platinum
Compare all cards in the market
See all BDO cards

Enjoy Cash Rebate With Your BDO JCB Credit Card


Get up to 5% rebate for purchases made in Singapore and Japan when you shop using your BDO
JCB Credit Card.

Promo Mechanics:

 This promo is open to BDO JCB Credit Cardholders both Prinicipal and Supplementary
cardholders. Transactions made by Supplementary Cardholder under the Principal Card also
qualify for rebates. Accumulated rebates will be credited to the primary account.
 The cardholder must spend at least to P10,000 to qualify for this promo.
 Promo valid until December 31, 2016.
 Get a rebate of 3% for BDO JCB Lucky Cat and 5% for BDO JCB Gold card.
 The cash rebate will be computed on a montly basis and it will appear to the cardholders account
within 15 days from the last date of each month.
 Cardholders will receive an SMS with details of the cash rebate earned.
 This offer is not convertible or non transferable to cash and cannot be used in conjunction with
any ongoing promotions and other discounts of BDO.

Eligible Cards
BDO JCB Lucky Cat BDO JCB Gold
Compare all cards in the market
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Complimentary Gift Voucher from Jewelmer


Get a complimentary gift voucher from Jewelmer worth P5,000 and a buffet voucher using your
BDO Titanium and Platinum Credit Cards.

Promo Mechanics:

 This Promo is open to all BDO Titanium and Platinum Credit Cardholder.
 Promo period is from November 15, 2015 to November 30, 2016.
 Qualified cardholder will receive a complimentary gift voucher worth P5,000 via mail which can
be redeemed at Jewelmer.
 The BDO cardholder is also entitled for a buffet voucher for two (2) at the Escolta - The
Peninsula Manila if he/she uses the Jewelmer gift voucher within the promo period.
 To avail of this offer, the cardholder should surrender the original gift voucher at partner
merchants. The excess bill amount will be charged to your BDO credit card.
 No minimum purchase amount is required. Only one (1) Jewelmer gift voucher can be used for a
specific transaction. Multiple gift vouchers for a single transaction is strictly prohibited.
 The Jewelmer gift voucher cannot be used for specific collections such as Lautitia Rings (Ostrea,
Effloro), Pelagia, Vitta, Advocacy bracelets and Leather Collection.
 The value on the gift card is not revolving and hence cannot be reloaded. You must surrendered
the card at the store after it has been fully utilized.
 This offer is not convertible to cash and once the gift card has been fully used during the
purchase, BDO cardholder will get the voucher for two (2) at the Escolta - The Peninsula Manila.

Eligible Cards
BDO Titanium Mastercard BDO Platinum Mastercard
Compare all cards in the market
See all BDO cards

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