The most popular colours are cobalt blue, turquoise, purple, mustard, white, and brown.

Hala pottery
has a high demand both in Europe and in the Middle East.

Courts
There are both ordinary and specialized courts in the German justice system.

Ordinary Courts
Ordinary Courts hear matters relating to civil, criminal, family and marriage laws. (Local
Courts also take care of company registrations and other administrative matters.) These
are the most numerous courts in Germany. There are four tiers of Ordinary Courts.
Local Courts (Amtsgerichte), can have a single professional judge or up to two
professional judges and two lay judges. The next level is the Regional Court
(Landegericht) where up to three professional and two lay judges hear cases. After that
comes the Higher Regional Courts (Oberlandesgerichte) that seat three to five
professional judges. The highest Ordinary Court is the Federal Court of Justice
(Bundesgerichtshof). It has five professional judges that hear cases. Criminal cases can
be assigned to any of the first three Courts. Civil matters are normally assigned to the
first two Courts. Appeals can be made to two higher courts.
Specialized Courts
The special Administrative law courts (Verwaltungsgerichte) have three levels and hear
cases regarding government regulations and actions.
Labor law courts (Arbeitsgerichte) also have three levels and hear cases regarding
employment issues, working conditions and collective bargaining agreements.
Social law courts (Sozialgerichte) have three levels and work with cases involving the
various social benefits. These include unemployment payments, workers compensation
claims and social security payments.
Financial Courts (Finanzgerichte) have two levels and only adjudicate cases involving
tax issues.
Any Constitutional law issues are heard by the Federal Constitutional Court

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Import Requirements & Documentation

The Single Administrative Document

The official model for written declarations to customs is the Single Administrative Document
(SAD). The SAD describes goods and their movement around the world and is essential for trade
outside the EU, or for non-EU goods. Goods brought into the EU customs territory are, from the time
of their entry, subject to customs supervision until customs formalities are completed

Economic Operator Registration and Identification (EORI)

Since July 1, 2009, all companies established outside of the EU are required to have an EORI number
if they wish to lodge a customs declaration or an Entry/Exit Summary declaration.

U.S. - EU Mutual Recognition Arrangement (MRA)

Since 1997, the United States and the EU have had a Customs Mutual Assistance Agreement (CMAA)
on customs cooperation for matters relating to the application of customs laws.

Prohibited & Restricted Imports

The Tarif Intégré de la Communauté (TARIC) is designed to show various rules applying to specific
products being imported into the customs territory of the EU or, in some cases, when exported from
it. To determine if a product is prohibited or subject to restriction, check the TARIC for the following
codes:

CITES Convention on International Trade of Endangered Species

PROHI Import Suspension

RSTR Import Restriction

2
, CRR is the ratio of total deposit that banks need to keep as a reserve with RBI
(Reserve Bank of India) in form of cash instead of keeping amount with them.
This is a powerful tool to control the flow of money in the market. If CRR is
high, bank deposit with RBI increases which leads to decrease in capacity of
the bank to lend and hence, interest rate increase as borrowing becomes
expensive and flow of money in market decrease inflation decreases, this is
how CRR ratio help to reduce inflation. Whereas, when CRR decreases bank
deposit with RBI decreases which leads to increase in capacity of the bank to
lend and hence, interest rate decrease as borrowing become cheap and flow
of money in market increase inflation increases. Through this RBI control flow
of money in the market, CRR also helps RBI to handle inflation.
In short, if RBI wants to increase the flow of money in the market it will reduce
CRR whereas; if RBI wants to decrease the flow of money in the market it will
increase CRR.

Let us understand CRR through example.

If CRR is 5%, the bank has maintained INR 5 from the deposit of INR 100, that
means if the bank has the deposit of INR 200 Million then the bank has to
maintain 10 Million with RBI i.e. 5% of total 200 Million and the bank can use
rest 190 Million for lending.

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SLR is Statutory Liquidity Ratio which is calculated by RBI, this is the ratio of
compulsory ratio of deposit that bank has to maintain in form of cash, gold,
other securities prescribe by RBI. In short, it is kept by the bank in for of liquid
assets. The purpose of maintaining SLR is that bank will have an amount in the
form of liquid assets which can be used to handle a sudden increase in
demand of amount from the depositor. It is used by RBI to limit credit facility
offered by the bank to borrowers which maintain the stability of the bank. SLR
can be said as a percentage of net time and demand liability kept by the bank.
Here, time liability the amount which is payable to the customer after interval
and demand liability means the amount which is payable to the customer
when he is demanding for the same. SLR also protect the bank from bank run
situation and provide confidence to the customer in the banking system.

Let us understand SLR through example.

Let SLR is 20% then bank have to keep INR 20 from the deposit of INR 100,
that means if the bank has a deposit of INR 200 Million then bank have to
keep 40 Million i.e. 20% of total 200 Million and a bank can use rest 160
Million for banking purpose.

liquid assets example provides an outline of the most common liquid assets.
Assets that can be easily liquidated and converted into cash without any
significant fall in its value are called liquid assets.
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