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VR MOTO ( IVA INC) 50,000,000

PERIODO DE GRACIA 6 MESES

SALDO FINANCIAR 54,467,880

PLAZO 24 MESES

EA 8.53%
T,I CORRIENTE
18.67% EA
1.44% EM
VR CUOTA FIJA 2,699,309
TI MORA 29.06 EA 0.937%
CUOTA SALDO INICIAL ABONO CAPITAL INTERESES
1 54,467,880 1,916,773 782,536
2 52,551,107 1,944,311 754,998
3 50,606,796 1,972,245 727,064
4 48,634,551 2,000,580 698,729
5 46,633,972 2,029,322 669,987
6 44,604,649 2,058,477 640,832
7 42,546,172 2,088,051 611,258
8 40,458,121 2,118,050 581,259
9 38,340,071 2,148,480 550,829
10 36,191,591 2,179,347 519,962
11 34,012,244 2,210,658 488,651
12 31,801,586 2,242,418 456,891
13 29,559,168 2,274,634 424,674
14 27,284,534 2,307,314 391,995
15 24,977,220 2,340,463 358,846
16 22,636,757 2,374,088 325,221
17 20,262,669 2,408,197 291,112
18 17,854,472 2,442,795 256,514
19 15,411,677 2,477,890 221,418
20 12,933,787 2,513,490 185,819
21 10,420,297 2,549,601 149,708
22 7,870,696 2,586,231 113,078
23 5,284,465 2,623,387 75,921
24 2,661,077 2,661,077 38,231
25 0 0 0
26 0 0 0
27 0 0 0
28 0 0 0
29 0 0 0
30 0 0 0
31 0 0 0
32 0 0 0
33 0 0 0
34 0 0 0
35 0 0 0
36 0 0 0
TOTALES 54,467,880 10,315,530
SALDO FINAL INT MORA
52,551,107
50,606,796
48,634,551
46,633,972
44,604,649
42,546,172
40,458,121
38,340,071
36,191,591
34,012,244
31,801,586
29,559,168
27,284,534
24,977,220
22,636,757
20,262,669
17,854,472
15,411,677
12,933,787
10,420,297
7,870,696
5,284,465
2,661,077
0
0
0
0
0
0
0
0
0
0
0
0
0
64,783,410
VR AUTOMOVIL ( IVA INC) $18,890,000

CUOTA I $5,667,000 30%

SALDO FINANCIAR $13,223,000 $8,544,284

PLAZO 72 MESES
DTF TA
4.46% EA 7.34%
T,I CORRIENTE
11.80% EA
0.93% EM
VR CUOTA FIJA $163,536
TI MORA 29.06% EA 0.070%
CUOTA SALDO INICIAL ABONO CAPITAL INTERESES
1 13,223,000 40,054 123,482
2 13,182,946 40,428 123,108
3 13,142,518 40,805 122,731
4 13,101,713 41,186 122,350
5 13,060,526 41,571 121,965
6 13,018,955 41,959 121,577
7 12,426,996 47,487 116,049
8 12,379,509 47,931 115,605
9 12,331,578 48,378 115,158
10 12,283,200 48,830 114,706
11 12,234,370 49,286 114,250
12 12,185,084 49,746 113,790
13 11,585,337 55,347 108,189
14 11,529,990 55,864 107,672
15 11,474,126 56,386 107,151
16 11,417,741 56,912 106,624
17 11,360,828 57,444 106,093
18 11,303,385 57,980 105,556
19 10,695,405 63,658 99,878
20 10,631,747 64,252 99,284
21 10,567,495 64,852 98,684
22 10,502,643 65,458 98,078
23 10,437,185 66,069 97,467
24 10,371,116 66,686 96,850
25 9,754,430 72,445 91,091
26 9,681,985 73,121 90,415
27 9,608,864 73,804 89,732
28 9,535,060 74,493 89,043
29 9,460,566 75,189 88,347
30 9,385,377 75,891 87,645
31 8,759,486 81,736 81,800
32 8,677,750 82,499 81,037
33 8,595,250 83,270 80,266
34 8,511,980 84,047 79,489
35 8,427,933 84,832 78,704
36 8,343,101 85,625 77,912
37 7,707,476 91,560 71,976
38 7,615,916 92,415 71,121
39 7,523,501 93,278 70,258
40 7,430,222 94,149 69,387
41 7,336,073 95,029 68,508
42 7,241,044 95,916 67,620
43 6,595,128 101,948 61,588
44 6,493,180 102,900 60,636
45 6,390,280 103,861 59,675
46 6,286,420 104,831 58,705
47 6,181,589 105,810 57,726
48 6,075,779 106,798 56,738
49 5,418,981 112,931 50,605
50 5,306,050 113,986 49,550
51 5,192,064 115,050 48,486
52 5,077,014 116,125 47,411
53 4,960,889 117,209 46,327
54 4,843,680 118,304 45,232
55 4,175,376 124,545 38,992
56 4,050,832 125,708 37,828
57 3,925,124 126,882 36,655
58 3,798,243 128,066 35,470
59 3,670,176 129,262 34,274
60 3,540,914 130,469 33,067
61 2,860,444 136,824 26,712
62 2,723,620 138,102 25,434
63 2,585,519 139,391 24,145
64 2,446,127 140,693 22,843
65 2,305,434 142,007 21,529
66 2,163,427 143,333 20,203
67 1,470,094 149,808 13,728
68 1,320,286 151,207 12,329
69 1,169,080 152,619 10,917
70 1,016,461 154,044 9,492
71 862,417 155,482 8,054
72 706,934 156,934 6,602
TOTAL 6,623,000 5,151,601
CUOTA VF VP
6 550,000 520,166
12 550,000 491,950
18 550,000 465,265
24 550,000 440,027
30 550,000 416,158
36 550,000 393,584
42 550,000 372,234
48 550,000 352,043
54 550,000 332,947
60 550,000 314,886
66 550,000 297,806
72 550,000 281,651
TOTALES 6,600,000 4,678,716

ABONO EXTRAS SALDO FINAL INT MORA


13,182,946
13,142,518
13,101,713
13,060,526
13,018,955
550,000 12,426,996
12,379,509 1,143
12,331,578
12,283,200
12,234,370
12,185,084
550,000 11,585,337
11,529,990
11,474,126
11,417,741
11,360,828
11,303,385
550,000 10,695,405
10,631,747
10,567,495
10,502,643
10,437,185
10,371,116
550,000 9,754,430
9,681,985
9,608,864
9,535,060
9,460,566
9,385,377
550,000 8,759,486
8,677,750
8,595,250
8,511,980
8,427,933
8,343,101
550,000 7,707,476
7,615,916
7,523,501
7,430,222
7,336,073
7,241,044
550,000 6,595,128
6,493,180
6,390,280
6,286,420
6,181,589
6,075,779
550,000 5,418,981
5,306,050
5,192,064
5,077,014
4,960,889
4,843,680
550,000 4,175,376
4,050,832
3,925,124
3,798,243
3,670,176
3,540,914
550,000 2,860,444
2,723,620
2,585,519
2,446,127
2,305,434
2,163,427
550,000 1,470,094
1,320,286
1,169,080
1,016,461
862,417
706,934
550,000 0
6,600,000 18,374,601
VR MOTO ( IVA INC) $10,440,000

CUOTA I $1,044,000 10%

SALDO FINANCIAR $9,396,000

PLAZO 36 MESES
DTF TA
4.46% EA 8.53%
T,I CORRIENTE
12.99% EA
1.02% EM
VR CUOTA FIJA $313,318
TI MORA 29.06% EA 0.070%
CUOTA SALDO INICIAL ABONO CAPITAL INTERESES
1 9,396,000 217,203 96,115
2 9,178,797 219,425 93,894
3 8,959,372 221,669 91,649
4 8,737,703 223,937 89,381
5 8,513,765 226,228 87,091
6 8,287,538 228,542 84,776
7 8,058,996 230,880 82,439
8 7,828,116 233,242 80,077
9 7,594,874 235,627 77,691
10 7,359,247 238,038 75,281
11 7,121,209 240,473 72,846
12 6,880,736 242,933 70,386
13 6,637,804 245,418 67,901
14 6,392,386 247,928 65,390
15 6,144,458 250,464 62,854
16 5,893,993 253,026 60,292
17 5,640,967 255,615 57,704
18 5,385,352 258,230 55,089
19 5,127,123 260,871 52,447
20 4,866,251 263,540 49,779
21 4,602,712 266,235 47,083
22 4,336,476 268,959 44,360
23 4,067,517 271,710 41,608
24 3,795,807 274,490 38,829
25 3,521,318 277,297 36,021
26 3,244,020 280,134 33,184
27 2,963,886 283,000 30,319
28 2,680,886 285,895 27,424
29 2,394,992 288,819 24,499
30 2,106,173 291,774 21,545
31 1,814,399 294,758 18,560
32 1,519,641 297,773 15,545
33 1,221,867 300,819 12,499
34 921,048 303,897 9,422
35 617,151 307,005 6,313
36 310,146 310,146 3,173
TOTALES 9,396,000 1,883,464

$11,279,464
$0
SALDO FINAL INT MORA
9,178,797
8,959,372
8,737,703
8,513,765
8,287,538
8,058,996
7,828,116 2,191
7,594,874
7,359,247
7,121,209
6,880,736
6,637,804
6,392,386
6,144,458
5,893,993
5,640,967
5,385,352
5,127,123
4,866,251
4,602,712
4,336,476
4,067,517
3,795,807
3,521,318
3,244,020
2,963,886
2,680,886
2,394,992
2,106,173
1,814,399
1,519,641
1,221,867
921,048
617,151
310,146
0
11,279,464
1. VENTA FV DEBITO CREDITO
413502 9,000,000
240805 1,440,000
130505 10,440,000
613502 4,500,000
143502 4,500,000
0.40% 236575 36,000
135595 36,000
2. C. INICIAL RC DEBITO CREDITO

110505 1,044,000
130505 1,044,000

3. PAGO CUOTA RC DEBITO CREDITO


110505 313,318
421005 96,115
130505 217,203

4. PAGO CUOTA No. 7 110505 $315,509


415020 82,439
130505 230,880
421005 2,191

5. CUOTA 6 110505 $713,536


415020 121,577
130505 $591,959