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Strengths
Changing from mere savings & loan facilitator role: Top priorities of
banks now days include regulatory compliance, improving asset quality,
enhancing customer centricity, focusing on digital convergence, and tackling
competition from non-banks. Banks are therefore making business
and technology investments to change their business models.
Weaknesses
1. Lack Of coordination: The global banking industry faces short-term
uncertainty due to the debt crises that challenge several major economies.
Industry assets stand at $143 trillion (2013)&the EU is the largest regional
market, with over 57% of the global market. Volatility in different
market/Currencies has created problems for the banks in order to work
properly across the borders.
2. Vulnerable to risk: Since this sector deals with finances, it is the most risky
sector which can change the fate of any business/Industry.
Opportunities
1. Expansion: Penetrating to the rural markets & bringing the rural masses
under the purview of organized banking will be the objective of the Banks in
decades to come.
Threats
1. Recession: It is one of the major threats to the financial system of the nation.
Traumatic shock of Economic crises & collapse of the several businesses
can affect the banks and vice-versa.
2. Stability of the system: Failure of some weak banks has often threatened
the stability of the system.