www.elpasobuilders.
com
BuildersOutlook
PUBLISHED BY THE EL PASO ASSOCIATION OF BUILDERS: NATIONAL, STATE AND LOCAL HOME BUILDING INDUSTRY NEWS
Future of Housing
Majority of americans cite growing housing affordability problem as a crisis
NAHB.ORG
Four out of five American households
believe the nation is suffering a housing
affordability crisis and at least 75
percent report this is a problem at the
state and local level as well, according
to a new nationwide survey conducted
by Morning Consult on behalf of the
National Association of Home Builders
(NAHB)
“Housing affordability is near a 10-
year low and this poll confirms the
challenges hard-working families face
to keep housing within reach as rising
costs continue to outpace wage
growth,” said Greg Ugalde, NAHB
chairman and a home builder and
developer from Torrington, Conn.
“Policymakers must roll back inefficient
zoning rules, costly impact fees and
outmoded land development
regulations that are driving up housing
costs, contributing to the mounting lack
of affordable housing and hurting
middle- and low-income households.”
More than 19,800 adults were
429
PERMIT NO.
EL PASO TX
PAID
U.S. POSTAGE
PRSRT STD
surveyed in August to assess the
public’s attitude on whether a lack of
affordable housing is a problem in their
neighborhoods, cities, states and
nationwide. The poll cuts across
partisan, regional, demographic and
socio-economic lines. Among its key
findings:
• 80 percent of all respondents believe
that a lack of affordable housing is a
problem in the U.S.
• 78 percent believe this is an issue in
their state.
• 75 percent cite housing affordability
as a concern in their city and 76
percent say it is an issue in their
county.
A similar poll conducted in late
November reveals that the housing
affordability situation is worsening.
Nationwide, 73 percent of respondents
reported at the end of last year that a
lack of affordable housing is a problem,
68 percent said this is an issue in their
state and 54 percent cited housing
VOL 2019 ISSUE 9
affordability as a concern in their
neighborhood.
Asked about potential solutions to the
housing affordability problem,
respondents in the August poll
expressed modest-to-strong support for
several policy prescriptions put forth by
various candidates for federal elected
office.
For example, 64 percent said they
would support a proposal to expand
government programs to increase the
supply of affordable rental housing.
This was followed closely by 62
percent who said they would support a
proposal to provide grants to families in
areas historically affected by housing
discrimination to assist with a down
payment on a home.
And 57 percent said they would
support a proposal to increase taxes on
the richest Americans to pay for
construction and rehabilitation of more
rental housing that is affordable to
lower-income households.
More than half of the respondents—
52 percent—said they would support a
proposal to reduce regulations, such as
restrictive zoning and permitting
procedures, that increase the costs of
constructing new homes.
The poll is also consistent with the
latest findings from NAHB’s Housing
Trends Report for the second quarter of
2019, which finds that 80 percent of
buyers say they can afford to purchase
fewer than half of the homes available
in their local markets.
When asked which of the two major
political parties is more likely to take
action to reduce the cost of housing in
the United States, respondents gave
the edge to the Democratic Party (36
percent) over the Republican Party (21
percent). Another 24 percent said
neither party, and 18 percent said they
didn’t know or weren’t sure.
This national survey of 19,801 adults was
conducted Aug. 9-24, 2019 by the polling
firm Morning Consult. It has a margin of
error of ± 1 percent.
2 BuildersOutlook 2019Issue9

The El Paso Association of Builders thanks

the 2019 Parade of Homes Builders,
Sponsors, Volunteers and Agents.

Your commitment to our industry is a

vital part of our association.

Congratulations on a job well done!

Developer: Presenting Sponsor:

Hanson Development
Builders:
BIC Homes
Deal 2 Deal Custom Homes
Military Sponsor:
Diamond Homes
ICON Custom Home Builder
Education Employee Sponsor:
JER Custom Homes
Pacifica Homes
Palo Verde Homes Medical Employee Sponsor:

Rosewood Design & Build

First Responders Sponsor:
Winton Homes
 2019Issue9
President’sMessage
The Concepts of Important vs. Urgent and EPAB
Sergio Cuartas
President
El Paso Association of Builders
In the book The Seven Habits of
Highly Effective People, Stephen
Covey explains the difference
between what's important and what is
urgent. If you do not focus on doing
what is important, most of your time
will be spent taking care of urgent
matters. For example, paying your
bills on time is important. However, if
you do not pay your bills on time and
they become past due, paying them
right away becomes not only
important but urgent. Effective
customer service, planning, training,
studying your numbers and your
market are all important but not
urgent tasks. If your customers
become dissatisfied with your service
or product and they start posting on
social media about their
dissatisfaction, it becomes a critically
important and urgent matter to
resolve. The idea is that the more
time you spend doing what is
BuildersOutlook
important, the less time you will have
to focus to urgent matters or putting
out fires.
In our EPAB, we are working on
both what is urgent and what is
important. Our secretary, Sal Masoud,
and the Government Relations
Committee have met with the city of
Socorro to explain to them that there
are 700+ homes and apartment units
expected to be built in their city during
the next 12 months. Their building
permits and inspections department
must be prepared to handle all that
work plus the commercial
development that comes with it in an
efficient manner as a service to the
community and to 6000+ constituents
who are employed by our industry.
That is definitely an urgent and
important matter that needs to be
addressed and resolved. The
Government Relations Committee is
also working on strengthening our
working relationship with other
municipalities and government
institutions. That is a decisively
important matter.
Our vice president Edgar Garcia
with Bella Vista Custom Homes is
addressing the issue of finding a new
method of collecting EPAB builder
membership fees. This is necessary
because new legislation prohibits
municipalities from setting building
permit permits fees on valuation and
the EPAB is no longer provided that
information; therefore, a new method
needs to be found, and that is an
urgent and important matter. Thanks
to all the builders who have
participated in the discussion and
provided information to EPAB.
At the same time, other committees
continue to do important work, helping
the community and increasing
awareness on behalf our association
members. Others work raising funds
for our association through different
events and activities and providing
information and education to our
members. Thank you to all the
committee chairs and to all builder
and associate members for their
support of our efforts.
Ray, our EO, and Margaret continue
to do important and urgent work
managing the day-to-day affairs of our
association such as dealing with city
officials, TAB and NAHB, while
publishing our newsletter, planning
events, collecting our dues and
managing the relationships with
members, the city, among other tasks.
Lastly, our Long-Range Planning
Committee has been meeting to
3
revise our mission (what we do), our
vision (goals) for 2023, and the basic
values (what we stand for) of our local
association to clarify our philosophy,
which strengthens the cohesion
between our members and provides
direction for our association. We will
also be doing a SWOT analysis
(strengths, weaknesses,
opportunities, and threats) as part of
our strategic planning process which
will provide guidance on the following
questions: 1. How do we capitalize on
our strengths to take advantage of our
opportunities? 2. How do we
overcome our weaknesses which
prevent us from taking advantage of
opportunities? 3. How can our
strengths reduce the probability of
threats? 4. What can we do about our
weaknesses to make the threats less
likely? Thank you to all our leaders
who are participating in these
absolutely important tasks.
As always, please do businesses
with a member, help a member,
recruit a new member, participate in
our events and advertise in our
publications. Thank you very much for
everything you do for our association.
4 BuildersOutlook 2019Issue9

Executive’sMessage Autumn at the Association PRINT & INTERNET

Ray Adauto
Executive Vice President
El Paso Association of Builders
There are so many things going
on at the EPAB right now that it is
hard to write a column on just one
thing. Obviously, the big event is
the Parade of Homes, so I’ll start
there. I have come to admire the
work that needs to be done to host
a Parade home, from the get-go to
the finish. It’s not easy and its not
meant to be. Let me be blunt, a
Parade of Homes is not just another
open house event. It is historically
the event that showcases the best
of the best in local home building.
It is traditionally a very select few
who are invited to participate and
even then, it might just be eight to
ten builders out of the membership
who commit to the event. It is also
held on one subdivision, one that
can accommodate eight to ten
individual homes of substance and
quality. With the tight availability of
lots this Parade thing requires long
range planning and guts. Not every
developer is anxious to host a
Parade, some don’t have lots
available or in an instance or two
they do not have any desire to host.
That’s ok, but it also means that it is
hard for the association to stage a
Parade each year. We were
fortunate this year that Hanson
Asset Management had some lots
at Valley Creek Unit 3 and we’re
grateful for the opportunity. We
originally had thirteen builders say
yes, then as the commitment was
realized or business took them
somewhere else, we got down to
nine. Ten houses were built,
unfortunately not all met deadlines,
but in the end all the homes will be
ready and sold. On preview day we
had three with contracts so we
know that the homes are saleable
and desired and within the next few
months the homes will be occupied
and humming. Congratulations to all
our builders, our developer and the
suppliers and subs. Your homes
are masterpieces.
It’s been six weeks or so since
the act of violence came to El Paso
by way of an insane troubled and
vicious attacker who was “hunting
Mexicans” or anyone of darker
PUBLISHING
pigment. The tragedy was a
catalyst for the community and for
many of our friends around the
SOCIAL MEDIA & WEBSITE
country. I want to expressly single CONTENT MANAGEMENT
out our fraternal sister association,
The East Texas Builders E-MAIL NEWSLETTERS
Association. I received a beautiful
card of support and a community COMMUNICATION 
gift inside it. The expression of STRATEGY
support, prayers, thoughts, and
heart felt friendship is so welcomed EDITORIAL SERVICES
and frankly breath taking. All our
TAB Federation reached out to us
at the meetings held at Grapevine,
but this card and its remarks inside
are forever being kept by our
association. Our hearts sunk when
another evil touched Midland
Odessa and we are praying for you
all as well. We must keep laser
focused on the demons that did the
shooting, and to pray that this
senseless violence stops. I don’t
have an answer for that since we
don’t know what’s on somebody’s
mind. We can only hope that if
someone suspects something that it
reported to the proper authorities
BEFORE the actions are taken. And
we pray that there is justice done
for those who sadly have been
ted escobedo
impacted. ted@snappypublishing•com
talk & text: 915•820•2800
Get Creative. Make it Snappy.
www.snappypublishing.com

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915.218.5800 575.526.9238
2019Issue9
NationalOutlook
New Home Sales Post
Solid Gains in August
Sales of newly built, single-family homes
increased 7.1 percent to a seasonally
adjusted annual rate of 713,000 units in
August off a revised upward reading in
July, according to newly released data by
the U.S. Department of Housing and Urban
Development and the U.S. Census Bureau.
On a year-to-date basis, new home sales
for 2019 are 6.4 percent higher than the
same period in 2018.
“With job growth continuing and lower
interest rates in place, builders report rising
confidence levels, and this is reflected in
today’s solid sales report,” said Greg
Ugalde, chairman of the National
Association of Home Builders (NAHB) and
a home builder and developer from
Torrington, Conn.
“We have seen a general rebound in the
housing market since spring, as sales,
starts and permits have all registered
gains,” said Danushka Nanayakkara-
Skillington, NAHB’s AVP for Forecasting
and Analysis. “However, affordability
remains a factor because buyers can’t
benefit from lower interest rates if they
don’t have the money for a downpayment.”
A new home sale occurs when a sales
contract is signed or a deposit is accepted.
The home can be in any stage of
construction: not yet started, under
construction or completed. In addition to
adjusting for seasonal effects, the August
reading of 713,000 units is the number of
homes that would sell if this pace
continued for the next 12 months.
The inventory of new homes for sale was
326,000 in August, representing a 5.5
months' supply. The median sales price
was $328,400. The median price of a new
home sale a year earlier was $321,400.
Regionally, and on a year to date basis,
new home sales are 11.7 percent higher in
the South and 7.8 percent higher in the
BuildersOutlook 5
West. Sales are down 16.5 percent in the
Northeast and 10.5 percent in the Midwest.
Construction Slowing in
Manufacturing Areas
In a possible sign of economic softening TE X S
XA
ASSOCIATION
in the industrial heartland, home OF
construction in the nation’s major BUILDERS
manufacturing areas registered declines on
a year-over-year basis in the second
quarter of 2019, according to the National
Association of Home Builders (NAHB)
Home Building Geography Index (HBGI). 2019-2021
When the manufacturing sector was
exhibiting stronger growth in 2017, the rate
of home construction in counties with
TA B C O N T R A C T S
relatively high shares of local
manufacturing employment outpaced the TE XAS ASSOCIATI
T ON OF BUILDERS
rest of the nation.
“The HBGI data show that the IS HERE TO HEL
LP PROTECT YOU!
manufacturing sector of the economy has
been gradually losing steam since 2017
The 2019-2021 Texas Residential a Construction Contracts reflect the
and there has been a corresponding drop most recent legislative changes affecting the homebuilding indus-
in new home construction in counties tr y in Texas. Overall, more than 50 enhancements have been made
where manufacturing employment is most to the various contracts and ag greements, including arbitration pro-
concentrated,” said NAHB Chief Economist cedures, latent defect claim issues, code compliance matters and
Robert Dietz. “This correlation indicates
that as housing goes, so goes the attorney ’s fees.
economy.”
The second quarterly release of the Here are a few eye-catching upd
dates that will be included in the
HBGI focuses on the housing markets in 2019-2021 contracts package.
the top manufacturing counties, which
New Flood Notice Requiremeents.
represent 10 percent of the nation’s single-
family production output and 6-7 percent of

New Homeowner Maintenance Form.
multifamily construction.
New Job Rules Addendum to the Independent Contractor Form.
Home building in these areas posted a
Updated Express Home Warranty that reflects current build-
decline in the first half of 2019, and second
quarter data reveal that single- and ing practices and updated standards.
multifamily construction decreased by 3.8
percent and 4.1 percent, respectively, on a The 201 7-2019 subscription e x pired August 31 , 2019.
year-over-year basis.
The HBGI is a quarterly measurement of Purchase online at Te x a s B uilder s .org .
building conditions across the country and
uses county-level information about single- Pr ot e c t y o u r se l f a nd y o u r b u si ne ss b y
and multifamily permits to gauge housing purcha sing the new contra cts p a ckage today.
construction growth in various urban and
rural regions.
6 BuildersOutlook
ElPasoOutlook
MemberProfile
Edgar Montiel, Palo Verde Homes
BACKGROUND: I am a Mechanical Engineer with
an MBA, both degrees from UTEP. I am married to
Carissa, who helps me run our business, and we
have three amazing children. I used to work for
Delphi, General Motors, and IBM before starting
my own business. We have been building homes
for over 13 years now.
PALO VERDE NAME: While living in Tucson I fell
in love with the Palo Verde tree. It has this
beautiful bright green trunk and yellow flowers
blossom from it in the summer. It lives over 100
years and we plan to be building for at least that
long. We love the desert so much that we name
most of our floor plans after desert plants.
HOBBIES: Spending time with my family, UTEP
Basketball and Football, playing the guitar,
coaching basketball, and cars.
How did you decide to become a builder?
I love putting things together from the ground up.
2019Issue9
My private sector experience was mostly in
manufacturing. I also have a passion for
architecture, design, and problem solving. So,
where better to be than in construction.
What have you found out was your best asset
for being a builder? BECOME AN EPAB
Definitely our integrity. We do what we say we will
do. MEMBER TODAY:
Is there anyone who you can point out as the
mentor or supporter for your decision?
My wife, Carissa, has been my biggest supporter. • INDUSTRY ADVOCACY
It is not easy to run your own business, those of
you that own them can relate. She has been there
through it all and has been my rock. We couldn’t • MEMBER DISCOUNTS
do what we do without our amazing PVH Team
and the Harris Real Estate Group.
• NETWORKING
What style of home do you personally like?
Our most popular style of home is the Spanish
style though we also build Contemporary, • HEALTH PLANS
Craftsman, Tuscan, and Modern Farmhouse style
homes as well. It would be awesome to someday
build a container home. • RETIREMENT PLANS
Would you recommend being a member of the
EPAB
I would recommend being a member of the El • BUSINESS DEVELOPMENT
Paso Association of Builders. It has allowed me to
foster great relationships with other home builders,
developers, and associates. The NAHB, TAB, and
the EPAB are always advocating for builders and Call 778-5387
this would not be possible without our
membership. today!
2019Issue9
FinancialOutlook
What Will Cause the Next Recession?
Elliot Eisenberg
Economic & Policy
Blog
The Great Recession of 2008 is firmly
in the rearview mirror, we are now
enjoying the longest recovery in US
history, the unemployment rate is near a
50-year low, wage growth is pretty good,
inflation is virtually non-existent, and the
stock market is just a few percentage
points off its all-time high. Yet, talk of
recession is increasingly common. And
it’s not surprising, given the weakening
global economy, the decline in exports,
the soft energy and transportation
sectors, the ailing agricultural markets,
and of course, the overarching US-Sino
trade/currency/tech war. That said, while
the next recession may well not arrive till
2021, it is not entirely clear what will
cause it.
In general, recessions are caused by
one of three things. Often, central banks
raise interest rates too much in an effort
BuildersOutlook
to slow the economy to reduce late cycle
inflationary pressures. In the process,
they either raise rates too much or keep
them too high for too long, driving the
economy into a recession. A second
reason we have recessions is due to
unforeseen shocks to the economy. It
might be a war or a sudden rise in
energy or food prices which reduces
household spending power and can
cause widespread obsolescence of
capital equipment because the higher
price of energy makes the equipment
uneconomical. A third cause, and one
that has recently been the culprit is
financial excesses (think bubbles) that
result from overexuberance on the part
of markets that lead to mispricing of
assets and finally a financial crisis.
The 1973 recession was caused by a
quadrupling of oil prices by OPEC.
Overnight, oil went from $3/bbl to
$12/bbl. Moreover, the supply of oil was
severely restricted, which led to gasoline
rationing and long lines at gas stations.
This caused consumer spending to
plummet and factories to close, crushing
the economy. The recessions of 1979
and 1982 were deliberately engineered
by the Fed and its then chairman, Paul
Volker. The only way to squeeze
inflation, which was north of 13% at the
time, out of the economy was to induce a
recession. In 2001, it was the tech
bubble, and in 2008 the recession was
caused by the housing bubble.
But the 1990 recession was different; it
had no singular cause. On one hand, it
was a result of a commercial real estate
bust partly caused by the S&L crisis,
which in turn led to a severe drop in
construction activity. But there was also
a major rise in energy prices, due to
Iraq’s invasion of Kuwait, which hurt
consumer confidence and spending. In
addition, there was the post-Cold War
drawdown in defense spending which led
to a rise in unemployment. While none
of these events in isolation would have
precipitated a recession, collectively they
did. Fortunately, it was short and shallow,
but the recovery was slow and jobless.
As for what’s to come, I suspect the
next recession will be caused by a
confluence of factors. The trade war is
already hurting GDP growth. Add to that
a global slowdown, a decline in energy
prices, a weakening transportation
sector, feeble manufacturing activity,
Brexit and other European problems,
7
largely impotent monetary policy as rates
are already very low, and if all this leads
to one or two negative monthly job
reports which, in turn, leads to
weakening consumer confidence and
spending, you probably have the
beginnings of a recession. Regrettably,
getting out of the next recession may
take longer than usual because fiscal
policy is already a spent force as we are
already running historically very large
deficits. And that means a much-reduced
willingness on the part of Congress to
cut taxes and boost spending.
The good news, the coming recession
is not likely to be very deep as there are
no obvious bubbles that must be
punctured. And lastly, with a bit of luck,
this recovery can keep on going for
another few years; it is entirely possible.
Elliot Eisenberg, Ph.D. is President of
GraphsandLaughs, LLC and can be reached at
Elliot@graphsandlaughs.net. His daily 70-word
economics and policy blog can be seen at
www.econ70.com.
EventsOutlook
Parade of Homes
Preview Party
The 2019 Parade of Homes
Preview Party, sponsored by Franklin
Building Materials, was held on
September 20. The night was
beautiful, the guests anxious to visit,
and the homes ready to show off. Of
the ten homes in the Parade of
Homes nine homes were ready and
available to be shown. “I think that
this show is one of the better ones
we’ve had in a while,” said Marty
Johnson, a guest from east El Paso.
The night is always a great way to
meet the builders and mix with
friends many haven’t seen since last
year. Delton Deal, committee chair
for the event, was proud of what the
builders had done. “We have had a
lot of work being done to be ready
for the Parade, and tonight it is all
worth it,” Deal told the Outlook. J J
Vasquez from Pacifica Homes
agreed. “We worked hard in some
extreme heat and mosquitos to get
done for the opening. We really
pushed our subs,” he said.
The truth was in the comments
from the visitors, including David
Osborn President of WestStar. “I
keep saying that El Paso has great
builders, and tonight the proof is right
here,” he told us.
The Parade of Homes continues
through Sunday October 6.

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10 BuildersOutlook 2019Issue9

EPABMembers&Services
Builder-DeveloperMembers
BUILDER & DEVELOPERS Cullers Homes Gaddy Construction Metro Homes, Inc. Southwest Land Development
Bain Construction Jason R. Cullers Charles Gaddy Judith Arrunada, Fernando Torres Services
Scott Bain 915-584-5600 915-581-3966 915-538-2497 Doug Schwartz
915-852-8620 D B Innovations LLC Guel Construction Pacifica Homes, Inc 915-592-0290
Althon Investments, LLC Dan Berry Rudy Guel Juan Jose Vasquez Spanish Oaks Custom Homes
Jose Luis Martin (915) 283-7558 915-595-0979 915-857-1855 Juan R. Saenz
(915) 532-3100 Dawco Home Builders Hakes Brothers LLC Padilla Homes 432-238-3090
Bella Vista Custom Homes, Inc. Walter O. Lujan Chris Hakes Misael Navarrete The Heritage Group
Edgar Garcia 915-587-5267 575-373-1120 (915) 833-3839 David Bingham
915-433-4854 Deal 2 Deal Custom Homes Hanson Asset Management, LP Palo Verde Homes 915-598-6606
BIC Homes Delton Deal Russell Hanson Edgar Montiel Trejo Construction Co
Antonio Cervantes 915-217-9233 915-842-0111 915-584-9090 Juan Trejo
915-855-8236 Del Rio Engineering, Inc. Homes by Design Pointe Homes 915-637-5193
Blue Sage Homes, LLC Sal Masoud Leslie Driggers Hoard Carlos Villalobos Tropicana Building Corp.
Jaime Gonzalez 915-833-2400 915-525-4765 915-790-1515 Bobby Bowling IV
915-787-9175 Diamond Homes, LLC Hunt Communities, LLC Porter Homes 915-821-3550
Carefree Homes Valerie Baquera Kathy Parry Albert Porter Tropicana Development
Richard Aguilar 915-449-9044 915-298-0490 915-833-3597 Greg Bowling
915-590-8511 E. Valencia Land Development LLC ICON Custom Builder, LLC. R.C. Baeza & Associates 915-757-1802
Casas De Leon, LLC Eddie Valencia Carlos Garcia Robert C. Baeza Tropicana Homes
Nick Bombach 915-855-0622 915-859-3713 915-857-1818 Randy Bowling
915-584-5050 Eclat Homes & Designs Industrial Realty Group Incorporated R.E. Welch Contractor 915-821-3550
Cisco Homes LLC Veronica Guerra Brent D. Harris Gordon Welch Tropicana Properties
Francisco Arroyos III (915) 630-6729 915-877-4300 915-778-9977 Demetrio Jimenez
915-633-8002 Edward's Homes, Inc. JER Custom Homes, LLC Rassette Homes, Inc. 915-755-9113
Classic American Home Eduardo Fernandez Jorge E. Rodriguez Donald Rassette Uptown Homes Residential, Inc.
Priscilla Hernandez 915-849-8819 915-929-8420 915-585-3330 Francisco Baquera
915-593-7707 EPT Bella Custom Dream Homes Lloyd Hamilton Contruction Rio USA 915-240-4996
Crown Heritage Homes Leti & Javier Navarrete Lloyd Hamilton, III Fredduy Klayel Will Harvey Development
Lydia Mlouhi 915-779-4553 915-588-8558 915-526-2885 Will S. Harvey
915-252-8193 EPT Land Communities Loyalty Homes Rosewood Design and Build 915-584-8242
CS Custom Homes David Bogas Gustavo Loy Brianna Barnes Winton/Flair/Accent Homes
Steve Gonzalez 915-838-8100 915-471-1894 (915) 730-4747 Herschel Stringfield
915-346-1107 Everest Homes M A Builders & Design, LLC Santana Custom Homes 915-584-8629
Cullers & Caldwell Builders Edmundo Dena, Jr. Mustafa Ali Fernando Santana Zia Homes of El Paso, LLC
John Cullers 915-855-8633 915-587-9566 915-694-4256 Preston Brown
915-584-5600 Fortune Custom Homes Maravilla Homes 915-490-9525
Javier Andrade Victor Robles
915-856-7795 915-328-8599

AssociateMembers Appears Alphabetically by Service or Product

3RD PARTY INSPECTIONS BANKS/BANKING SERVICES Ken Donham CONCRETE ACCESSORIES & CUSTOM PADS, LANDSCAPING,
Vision Consultants, Inc. Bank of Texas 505-991-4719 MASONRY-LANDSCAPE CUSTOM AQUARIUM, BUBBLE
Kelly Sorenson Ray Owen Lowes Home Improvement Border Construction Specialties WALLS
915-227-2100 915-313-6720 Johnny Rodriguez Ricardo Yvellez The Dorian Group/Ocean Gallery USA
City Bank Texas 915-755-9155 915-566-1688 Miguel Angel Mercado
ALARM SYSTEMS Bob Kotarski McCoy's Building Supplies 915-778-5111
ADT Security 915-833-0267 Doug Danner CONCRETE WORK-POST TENSION
Veronica Vazquez Citizens Loan Center 915-751-8261 J & H Concrete & Post Tension DISPOSAL HAULING
915‐258‐3870 Jim Easley L & P Building Supply Jorge Herrera ‘ Demcon Disposal Management, LLC
915-275-0715 Denise McConnell 915-581-3103 Ryan Robles
APPLIANCE DISTRIBUTORS First National 1870 575-527-8000 915-577-9477
Builders Source Appliance Gallery Ernesto Avila Foxworth Galbraith Lumber CONSULTING, COACHING AND
Sandra Lucero 915-881-6702 Dan Villarreal TRAINING DOOR SHOP/ MILLWORK
915-775-1000 Vantage Bank 915-779-7777 Senpai Training and Development SUPPLIER
Morrison Supply Josie Cantu Leonardo Corral Trim Team
Sam Shallenberger 915-594-3404 CABINET MANUFACTURING 915-303-0743 915-856-0791
915-778-3086 Western Heritage Bank J. B. Laminates
DOORS
Kathy Carrillo Gina Rodriguez CONSULTING/ENGINEERING Franklin Door and Trim
APPLIANCES 915-782-2400 915-886-5510 LOI Engineers Jesse C. Brown
GE Appliances WestStar Bank Bernardino Olague 915-781-1532 940-210-0450
Christine R. Villanueva David Osborn CABINETS 915-871-1190
806-252-3683 915-747-1640 Cabinet Masters DUMPSTER RENTAL/SPRAY FOAM
Whirlpool Mike Robles CORPORTATE RETIREMENT PLANS INSULATION
Gwen Walker BATHROOM RENOVATIONS 915-256-5012 Bukaty Financial Companies Group 915 Siteworks, LLC
505-220-3915 Rebath of El Paso/Las Cruces Ruth Rivera Miguel Chavez
Lisa Walling 512-796-1205 915-859-3713
ASPHALT PAVING 915-633-8101 CIVIL ENGINEERS CPA
ELECTRICAL CONTRACTORS
Alpha Asphalt Moreno Cardenas Inc. Beasley, Mitchell & Co., LLP Haskins Electric
Gabriel Chavez BRICK Roberto Moreno Brad Beasley Charles B. Haskins, Jr.
915-252-6244 Acme Brick Company 915-532-2091 575-528-6700 915-629-9196
Brent Smith James L. Ellis, CPA, PC IES Residential
ASSOCIATION 915-859-9171 CONCRETE Jim Ellis 915-593-7070 Joshua Garnica
El Paso Mortgage Bankers Association Oropeza Concrete 915-598-8631 915-356-5644
Brenda Aguirre Angel Oropeza SBNG, P.C. Saldivar Electric, Inc.
915 204-3867 BUILDING MATERIALS 915-873-7391 Tyler Smith Martin A. Saldivar
Greater El Paso Assoc. of Realtors BMC Select 915-544-6770 915-778-7085
Jason Sanchez David Quintana CONCRETE & LANDSCAPING Randall Smith, CPA
915-779-3521 915-218-5816 MATERIAL Randall Smith
ENERGY STAR RATER
Greater El Paso Chamber of Commerce Boise Cascade GCC Sun City Materials, LLC 915-225-5200 915-533-8266 Senercon
David Michael Jerome Mike Flores Antonio “Tony “ Chavez Javier Ruiz
915-534-0522 915-525-6037 915-565-4681 CREDIT UNION 915-892-0547.
DWS Building Supply Jobe Materials, LP First Light Federal Credit Union
ATTORNEYS Sabrina Voorhies Charlie Tellez Lorenzo Revelez ENGINEERING
Firth, Johnston, Bunn & Kerr 915-351-7300 915-298-9900 915-225-0581 CEA Engineering Group
Jay Kerr; Victor Firth E.F. Building Materials, Inc Mini Concrete Materials GECU- Greater El Paso Credit Union Jorge L. Azcarate
915-532-7500 Efren Fraire Joe Soto Danny Galindo 915-544-5232.
915-593-1301 915-852-4468 915-774-4733 Conde, Inc.
Conrad Conde
El Paso Building Materials MTI Ready Mix, Inc. TFCU
915-592-0283.
AUTO HOMEOWNER INSURANCE Ken Wade Tony Mullen Yolie Melendez-Estrada TRE & Associates
TAB endorsed State Auto 915-549-1170 915-859-5767 915-843-8328 Linda Troncoso
(Association Insurance Solutions) Franklin Building Materials 915-852-9093.
Russ Sartain, Danner Bethel Cristina Sheldon
512-203-2910 915-855-3859
Simpson Strong-Tie Company, Inc.
2019Issue9 BuildersOutlook 11

EXTERIOR FOIL SHEATHING Joe Bernal Ins. & Financial PORTABLE RESTROOMS TILE & NATURAL STONE Texas Title Company WATER SOFTENERS
Powerfoam Insulation Services, Inc. Sarabias Blue Sanitation Floor & Decor Steve Raney El Paso Water Softeners
Arnie Pedersen Joe M. Bernal Monica Brown Pedro (Peter) Ramirez 915-593-3400 Rebecca Estrada
972-299-5556. 915-542-0900. 915-544-9022. 915-533-3108 915-407-5599 915-307-9183
Porta- Jons Interceramic Tile & Stone TOTAL OFFICE SOLUTION
EXTERIOR PATIO PRODUCTS INSURANCE - RISK Gallery SOURCE
Modern Exteriors MANAGEMENT POST TENSION David Holguin Spectrum Technologies WATER REMOVAL
Hector Macias HUB International Post Tension Steel 915-593-7357 Miled Daou Jimmy Garza Emergency
915-857-5126 Luis Rosas Dennis Moore 915-781-2000. 915-781-2288 Water Removal
915-206-6023 915-474-0180. 915-532-0119 Jimmy Garza
FIREPLACES/INSTALLATION TITLE & ESCROW  TRUSS 915-562-1123
Jack White Building Specialties COMPANIES El Paso Truss
Claudia Lardizabal INSURANCE AND BONDING PUBLICATIONS Del Sol Title Co. Luis Mendiola WINDOW TREATMENTS
915-855-8630 C. D. Lee/Britton Insurance & Homes of El Paso Hector Phillips 915-751-0025 Gotcha Covered
Bonding Riley Stephens 915-838-8000 Franklin Building Materials, Sophie Soudaiha Agraz
FLOORING Anthony Landavazo/Lisa 915-585-1000 Lone Star Title Co. of El Paso Cristina Sheldon, 915-201-4264
Bordertown Carpets Daniels Su Casa Magazine Aaron Rich 915-855-3859 Southwest Décor El Paso
Brian M. Abraham 915-595-3393 Edwin Rosario 915-545-2222 Corporation
915-522-8993 915-355-7190 Prosperous Title UTILITY Chris Matthews
IRON WORK PRODUCTS Liz Olivar Texas Gas Services 915-594-9240
Area Iron & Steel Works, Inc. PUBLISHING SERVICES 915-288-2462 Maria Ortiz
FOAM INSULATION Fred L. Edmonston Jr. Snappy Publishing, LLC Sierra Title Company 915-680-7288 WINDOWS
New Era Foam 915-833-9494 Ted Escobedo Angelique Roman, Marielsa VEHICLE DEALERSHIP Pella Windows
George Tollen 915-820-2800 Pulido Rudolph Chevrolet Jason Bates
915-861-6683 915-544-3322 Mike Ruffin 915-833-3066
LEGAL SERVICES/TITLE READY MIX Stewart Title of El Paso 915-544-4321 Sun West Windows and Glass
FOUNDATION REPAIR & COMPANY MTI Ready Mix, Inc. Cindy Bilbe WASTE DISPOSAL Ernie Hernandez
STABILIZATION David J. Ellis Fee Office for Tony Mullen 915-225-8200 El Paso Disposal 915-383-2201
G & G Enterprises Gen. Sierra Title 915-859-5767 WestStar Title Irma Parsons
Contractor David J. Ellis Rachel Valles 915-772-7495
Juan F. Garcia 915-566-2666. 915-566-0111 REAL ESTATE SERVICES 915-849-5537
915-726-8995 Team Juan Uribe, LLC
LIGHTING Juan Uribe
City Lights 915-479-5151.
GRANITE/QUARTZ Thomas Brown Home Pros Real Estate Group
COUNTERTOPS 915-533-6045. 915-533-6096 Penny Moore.
Stone City Rocks Designer's Mart 915-585-8806
Chris Baca Valerie Edmiston Legacy Real Estate Services
915-246-7614 915-778-9223 Patrick Tuttle
915-231-9994.
LIGHTING & BATH FIXTURES Century 21 The Edge
HOME & AUTO INSURANCE Ferguson Enterprises Inc. Scott Kesner
State Auto/Association Albert Holguin 915-772-0553
Insurance Solution 915-231-5836. 915-231-9357 Harris Real Estate Group
Danner Bethel Lane Harris
512-203-2910 LOW VOLTAGE WIRING 915-443-8423
Prewire of El Paso, Inc. Bella Vista Realty

T R E AT Y O U R S E L F
Steven Drury Grisel Ortega
HOME FURNISHINGS 915-598-4937 915-491-2056
Copenhagen Imports
Flemming Carlsen LUMBER RES. & COMM BUILDING
915-581-8897 915-584-7769 84 Lumber PRODUCTS Make the most of your next trip with a complimentary upgrade when you
Ernie Chavez Massey Johnson
915-584-8447 Josie Ledesma use coupon # UUGA037. Plus, receive up to 25% off base rates with
HOME WARRANTY 915-487-3359 AWD # G572900.
2-10 Home Buyers Warranty MIRROR, SHOWER DOOR,
Leslie Schey STOREFRONT,AUTOMATIC Visit avis.com/nahb or call 1-800-331-1212.
915-242-7699. 303-306-2222 DOORS & CURTAIN WALLS
Centricity Performance Glass & ROOFING
Brent R. Morgan Aluminum MAK Roofing & Construction
800-749-0381X4790 Hector Hernandez Felix Vizarreta
Home of Texas 915-592-5583 915-691-0532 Terms and Conditions: Offer valid for a one time, one car group upgrade on an intermediate (group C) through a full-size four-door (group E) car. Maximum upgrade to premium (group G), excluding intermediate SUV (group F). Offer valid on daily, weekend, weekly

Amanda Eason Imperial Construction and monthly rates only. The upgraded car is subject to vehicle availability at the time of rental and may not be available on some rates at some times. All taxes, fees (including but not limited to Air Conditioning Excise Recovery Fee, Concession Recovery Fee, Vehicle
License Recovery Fee, Energy Recovery Fee, Tire Management Fee, and Frequent Traveler Fee) and surcharges (including but not limited to Customer Facility Charge and Environmental Fee Recovery Charge) are extra. Optional products such as LDW and refueling
are extra. Valid at participating Avis locations in the contiguous U.S., Puerto Rico, U.S. Virgin Islands and Canada. One coupon per rental. A 24-hour advance reservation is required. May not be used in conjunction with any other coupon, promotion or offer. Upgrade will
210-540-7891 MOLDING & LUMBER Alexandro Garcia be applied at vehicle pick-up time. Renter must meet Avis age, driver and credit requirements. Minimum age may vary by location. An additional daily surcharge may apply for renters under 25 years old. Fuel charges are extra. Rental valid through December 31, 2019.
©2018 Avis Rent A Car System, LLC

StrucSure Home Warranty Adams Moulding & Lumber 915-222-3838

Scott Whisenant Tom Swahlen USA General Contractors
210-232-3947 915-584-1440 Javier Olmos

HVAC
A C Refrigeration, LLC
Angel Cabrera
MORTGAGE COMPANIES
Cadence Lending Group
Carolyn De Leon
915-633-3339

ROOFING PRODUCTS
ABC Supply Co., Inc.
HAVE YOU CHECKED
915-820-8503
Startech Heating and Air
Conditioning
Luis Procter
915-779-1633 915-706-2649
New American Funding
Tania Guzman Campaign
757-831-7322.
Larry Eck
915-533-0645
Eagle Roofing Products
Scott Aguilar
YOUR RESTROOMS
915-757-1982
Wolf Air
Arturo Alcantar
Patriot Mortgage
Randy Bowling
915-757-9500
928-220-3899.

SANITATION & FENCE

United Site Services
LATELY?
915-694-8214 Rocky Mountain Mortgage
Company Ramon Armendariz
Justin Hahn 915-330-2318
HVAC DUCTLESS MINI SPLIT 915-593-3111
Mitsubishi Electric Trane HVA Supreme Lending SELF STORAGE
505-228-4264 Lisa Wren Remcon Self Storage
601-549-6768 Will Harvey
HVAC EQUIPMENT Commerce Mortgage 915-833-2399.
Lennox Industries Stephen Sepulveda, Gilbert
Brandon Walker Pedregon SIDING, WINDOWS, PATIO
818-932-5063 915-209-3189 COVERS,CARPORTS
Goodman Mfg. Modern Exteriors
Jorge Guajardo NEWSPAPER Hector Macias
915-219-3896 El Paso Times 915-857-5126
Sal Hernandez, Justin Riley
HVAC SALES/INSTALLATION 915-546-6244. 915-546-6406
Belmont's Air Conditioning, Inc. SOLAR PANELS
Rafael Belmonte PAINT DISTRIBUTOR Border Solar
915-778-7399 Dunn-Edwards Paints Javier Ruiz
Nathan Gordon 915-613-4168
HVAC Supplies 915-855-7535 915-855-8168 Solar Smart Living
Hercules Industries Sherwin Williams Paint Larry Perea With flu season quickly approaching, it’s time to have
John Chaney Cruz Lopez 915-400-2995
915-778-9377 915-532-6921. your restrooms checked by a professional
I T & WEB DESIGN PLUMBING STORMWATER/SAFETY
Cognent, Inc. Q Martins Plumbing ESS Environmental and
Martin Paredes Jose Martinez Safety Solutions
407-809-4417. 915-240-5218. Jose L. Garcia Ramirez
915-775-1171 915-775-1174
INSULATION PLUMBING & IRRIGATION
New Start Insulation SUPPLIES-DISTRIBUTORS
Jose Carreon Baron Supply SURVEYING
915-256-2371 David Trammell ENGINEERING
915-886-3697 Barragan & Associates
INSURANCE Sun City Winnelson Benito Barragan
Bundle Bee Insurance Agency
Victoria Dominguez
Dean Moore
915-532-1600
915-591-5709
CALL TODAY!
915-598-3500
Great American Insurance
El Paso Winnelson
Rene Goldfien
TESTING & ENGINEERING
CQC Testing and 915-307-3463 or 833-437-6776
Group 915-778-4640. Engineering,LLC
Julie Tomlinson W.W. Sales Jaime Rojas
513-412-4921 Eric Hoppes 915-771-7766 Trusted by the El Paso Association of Builders
505-463-8204
12 BuildersOutlook 2019Issue9

TrendOutlook
Most first-time homebuyers feel
overwhelmed and underprepared
47% said they think the homebuying
system is "rigged" for first-time buyers
Although homebuying is a sign of
independence and a big step in many
people's lives, a new report from
Framework shows that homebuyers
wish they were better educated about
the process before embarking on their
real estate journey.
The study found that only 41% of
first-time homebuyers felt they were
well prepared for the homebuying
process, while 55% said they felt they
wished they had an independent
advocate to coach them through the
process of homebuying and
homeownership.
Speaking of preparation, the study
found that 54% of recent first-time
homebuyers and 62% of prospective
first-time homebuyers said they wished
they looked for a house sooner rather
than later.
Meanwhile, almost half of first-time
homebuyers even said that they think
that the homebuying process is
“rigged” against the buyer.
Northwestern Mutual’s 2019
Planning and Progress Study recently
showed that 22% of Americans said
their main source of debt was their
mortgage. Framework found that 57%
of first-time homebuyers worry they
can’t afford homeownership.
Of recent first-time homebuyers,
64% said they came out of the process
knowing more about the financial
burden of homeownership than before
they even began the process. Only
three in 10 of recent first-time
homebuyers said they took a
homebuying or homeownership class
before they bought their home.
In July, a study from Freedom Debt
Relief showed that of the 1,028
people surveyed, 29% said
El Paso Disposal
homeownership makes them feel
anxious and stressed, while 26% said
the cost of owning a home is a
burden and they wished they were
renting instead. In April, The National
Association of Realtors and 772-7495
realtor.com said that first-time
homebuyers can afford only 20% of
housing stock in some of the nation’s
housing markets.
-Housingwire Julia Falcon

INDUSTRY-LEADING
PROVIDER OF
STRUCTURAL WARRANTIES

YOU
BUILD IT,
WE’LL BACK YOU UP.
Together, we build the confidence
that sells homes.

NOW SUPPORTING EL PASO

- OVER 13 YEARS OF EXPERIENCE.

Leslie Schey
Builder Solution Specialist
361.739.7739 | lschey@2-10.com
2019Issue9 BuildersOutlook 13

MembershipOutlook
Upcoming Events
October 3 October 10 October 23 October 24
Associates Mixer Board meeting 11:00 Fall Golf Tournament TAB Contracts Class
4:30‐6:00 General meeting 12:00 Butterfield Trail Golf Course EPAB Office
EPAB Office El Paso Club

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14 BuildersOutlook 2019Issue9

What is Title Insurance

and Do You Need It?
Purchasing a home is a big and exciting
commitment that can lead to many
wonderful new memories for you and your
family. As you go through the process, you
will sign several different documents. It is
important to read through the numerous
documents that you will be signing carefully,
including a closing statement (or “CD”),
promissory note, mortgage instruments,
deeds and various other documents. One of
the documents that will be mentioned is title
insurance, which is issued after closing.
There are two types of title insurance:
owner’s title insurance and lender’s title
insurance. Here is what you need to know
about both before you close on your home.
Owner’s title insurance helps protect you
from liens or defects in the title of the
property. If a previous owner decides to
challenge your ownership of the property,
you will be protected. Owner’s title
insurance is addressed in the terms of your
contract to purchase your home and is
typically paid for by the seller. It is not a
requirement for you to close on the home,
but it is highly recommended to have
owner’s title insurance.
“A title agency determines the existence
of any title issues and sees that they are
addressed before a transaction closes. For
instance, the seller’s mortgage, unpaid
taxes, unknown heirs or survey matters.
Unknown issues can come to light later, so
a policy is necessary in order to defend you
in those cases. Most claims are associated
with survey issues and tax matters,” says
Janette Coon, president of Prosperus Title &
Escrow LLC.
Lender’s title insurance protects the
lender from any claims made against the
property. Lenders will usually require that
the title insurance covers the full amount of
the loan. The borrower is typically required

DESIGN WITH NATURAL GAS IN MIND.

to cover the costs of the lender’s title
insurance. If the home were being
foreclosed, this type of insurance would
defend the lender’s lien position. Lender’s
title insurance is usually included in the Nothing is more attractive to homebuyers than the right mix of comfort and value. You can
disclosed costs and fees prior to closing on provide both when you build homes that have natural gas.
your home.
Title insurance is an upfront cost when
purchasing a home. The cost will vary by
Natural gas furnaces, water heaters and clothes dryers offer greater efficiency and lower
state and is usually set by the price of your operating costs than their electric counterparts, and natural gas kitchens sell themselves.
home. Title insurance is a large cost, but
unlike other insurance, it is a one-time Let us help you plan for natural gas right from the start.
premium. If you do decide to buy owner’s
title insurance, the title agency will research
previous owners, including divorced For more information:
spouses, heirs of the property, unpaid taxes, ElPasoNewBusiness@TXGas.com
encroachments, easement and restriction William Nieves: 915-496-6126
documents, any pending legal cases, fraud,
or other matters that may affect your title. Jorge Sejera: 915-680-7216
When choosing title insurance, you have
the option of choosing your own title Please continue to direct service line and meter set requests to the Texas Gas Service
agency. This decision is made as part of Builder Services atslimgas-metroElPaso@onegas.com
Hotline at slimgas­metroElPaso@onegas.comoror 1­866­206­9587.
1-866-206-9587.
your contract to purchase your home. If you
don’t know where to start, ask your realtor,
attorney or lender for title companies that
they may recommend. Obtaining title
insurance will give you peace of mind in
knowing that your property and home are
covered.

WRITTEN INSURED
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HOME
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800.445.8173 ext. 2149
sales@homeoftexas.com • www.homeoftexas.com
www.elpasobuilders.com VOL 2019 ISSUE 9

BuildersOutlook
PUBLISHED BY THE EL PASO ASSOCIATION OF BUILDERS: NATIONAL, STATE AND LOCAL HOME BUILDING INDUSTRY NEWS
Insurance developed for builders.
Developed for builders with the backing of the strongest insurance
6046 Surety Dr. El Paso, TX 79905 915-778-5387 • www.elpasobuilders.com carriers serving the Texas building industry, our insurance program
offers flexible coverage options and rates that are more competitive
■ EXECUTIVE OFFICERS Johnny Rodriguez, Lowe's than ever. As an authorized member of Builder Agent Network©, we’re
PRESIDENT Randall Smith, Randall Smith, Cpa dedicated to providing builders and contractors with the best-in-class
Sergio Cuartas Justin Hahn, Rocky Mountain Mortgage insurance programs, pricing, underwriting, resources and service.
VICE PRESIDENT Angelique Roman, Sierra Title
Edgar Garcia Ted Escobedo, Snappy Publishing
SECRETARY Patricia Martinez, Stewart Title
Product Portfolio Highlights
Sal Masoud Henry Tinajero, WestStar Bank
EXECUTIVE VICE PRESIDENT t
“A” rated carriers, several available
Ray Adauto ■ TAB STATE DIRECTORS
PAST PRESIDENT
Randy Bowling, Life Director t
(-
PêFSJOH
Doverage for property damage that results from faulty, defective,
Edmundo Dena or poor workmanship in your work.
Sam Shallenberger
Edmundo Dena
■ COMMITTEE CHAIRS: t
(-
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PG
VQ
UP
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Gus Loy
ASSOCIATES CHAIR
Luis Rosas
Don Rassette t
Expanded policy form for commercial projects
Luis Rosas
GOVERNMENT AFFAIRS
Sal Masoud t
Builder’s Risk master policies, monthly reporting, annual and one shots
■ NATIONAL DIRECTORS
GOLF TOURNAMENTS t Workers’ Comp - Two highly cost-effective programs
Bobby Bowling, IV
Sam Shallenberger
Demetrio Jimenez
FINANCE COMMITTEE t
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Kathy Carrillo/Treasurer
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$PNNFrcial Umbrella
Angelique Roman
Honorary Life Members
LAND USE
Rudy Guel
Sal Masoud
EDUCATION
Brad Roe El Paso, Permian Basin and Surrounding Area
Wayne Grinnell
Patrick Tuttle
INDUSTRY PROMOTIONS
Don Henderson HUB International Insurance Services
Anna Gill
Ted Escobedo
Mark Dyer -VJT
3PTBT
■ ADVISORY TO THE BOARD Sam Shallenberger 915-206-6047
Jay Kerr, Firth, Johnston, Bunn & Kerr www.hubinternational.com www.builderagentnetwork.com
Past Presidents
■ BOARD OF DIRECTORS Committed to Serve
Builders: Don Rassette
Jaime Gonzalez, Blue Sage Homes Edmundo Dena
Lee Gillett, Classic American Homes Edgar Montiel
Frank Torres
Lydia Mlouhi, Crown Heritage Homes
Frank Arroyos
Dan Berry, D B Innovations,LLC
Greg Bowling
Delton Deal, Deal-2-Deal
Randy Bowling
Eder Gallardo, Edwards Homes Bobby Bowling IV
Leti Navarrete, EPT Bella Custom Dream Homes Doug Schwartz
Kathy Parry, Hunt Companies John Cullers
Samira Gonzalez, Icon Custom Home Builders Robert Baeza
Laura Loy, Loyalty Homes Mark Dyer
JJ Vasquez Pacifica Homes Kelly Sorenson
Trevor Turner, Rassette Homes Rudy Guel
Fernie Santana, Santana Homes Brad Roe
Jacob Barde, Tropicana Homes Herschel Stringfield
Bob Bowling III
Associates: Carlos Villalobos
Sandra Lucero, Builders Source
John Chaney, Hercules Industries EPAB Mission Statement:
Luis Rosas, HUB International The El Paso Association of Builders is a federated professional
Jorge Herrera, J & H Post Concrete & Tension organization representing the home building industry, committed
Joe Bernal, Joe Bernal Insurance to enhancing the quality of life in our community by providing
Patrick Tuttle, Legacy Real Estate Service affordable homes of excellence and value.
Aaron Rich, Lone Star Title The El Paso Association of Builders is a 501C(6) trade
organization.

El Paso
1345 Geronimo Dr.
(915) 778-3086
Monday - Friday, 7AM - 5PM
www.morrisonsupply.com

PLUMBING | APPLIANCES | HARDWARE | LIGHTING