Re: Verified Statement of Account Demanded, Qualified Written Statement, Notice of Breach, Notice of

Default and Opportunity to Cure, Validation of Debt Request/Demand. FREEDOM OF INFORMATION

ACT REQUEST

To Whom It May Concern and that of management staff of Capital One Bank NA:

As stated, payment has already been tendered in reference to this alleged debt, you claim that the item was not
United States Currency, please note that Money Orders, Cashier’s Checks, Checks, Bills of Exchange, Letters of
Credit, Bills of Credit, Negotiable Instruments, all equate to U.S. Currency under law. Please provide a copy of the
returned/cancelled item so we can get the issue resolved. We accept your offer for value under the following
conditions:

FULL DISCLOSURE NOT GIVEN

It has come to my attention that you have been acting as an administrator/trustee over this account that belongs to
this Moorish American Heir/Heiress to the Estate, and is the lawful owner of this account. Because you failed to
disclose all the terms of this agreement you are in breach of contract.

EXCHANGE EQUAL TO VALUE AND NO EQUAL VALUE GIVEN

After reviewing the file and our records it was discovered that there has never been a fair and equal consideration
of value in this matter. You are commanded to supply and indicate what the value was on behalf of your client
and/or yourself. As the law requires that equal value and/or equal consideration be given my records do not
indicate that you have fulfilled your obligations in reference to this matter, and that constitutes a further breach of
the contractual agreement.

NONRESPONSE IS BREACH OF CONTRACT

We thank you for your documented proof of breach, as well as your documentation of your acquiescence as a
result of your non-response. The law requires that one be made aware that a matter is pending before they are
deprived of any right to property, you are now commanded to supply your EIN number ( Corporate Entity), and
your process service information.

CEASE AND DESIST COMMAND/ORDER

You are hereby commanded to cease and desist with any and all collection activities which would include
telephone calls, emails, electronic communication and the like. Due to your breach of the contractual agreement
this matter is now in dispute and until this disputed matter has been resolved, you may not continue any collection
activities or be in violation of the rights of the administrator and the law.

STATEMENT OF ACCOUNT

ENITITY received an endorsed coupon/“payoff statement”/bill for the amount balance owed; my records indicate
that the balance is zero owed to ENTITY. There is the issue of all previous coupons that are owed me that ENTITY
has claimed as ABANDONED PROPERTY due to fraud my past ignorance of this matter. As the Lawful Heir and
Beneficiary of the estate which funds this account, I nunc pro tunc claim all credit/coupons that should of been
credited to this account and demand the lawful setoff for discharge of all current and future charges.
YOU ARE PRESUMED TO BE HOLDING SOMETHING OF VALUE

ENTITY is holding something of value, i.e. access to funds and/or credit. ENTITY is to release any and all
consideration, value, credit, access etc. to the heir forthwith, henceforth and without delay, no later than 10 days
from receipt of this correspondence/presentment.

It appears that ENTITY is acting as a creditor, when ENTITY has never been the creditor in this matter, and reference
to this account, in relation to this account. ENTITY is demanded to provide proof of creditor status, and that a
creditor debtor relationship exists whereby ENTITY is the creditor and the Heir aka Principal is the debtor. Such
agreement must be an agreement that is signed and noted by two signatures affixed thereto, whereby the Heir
agreed to stand in as Debtor and ENTITY agreed to stand in as Creditor.

CHANGE TERMS OF AGREEMENT DUE TO BREACH

The Payment Acceptance Arrangement is amended to accept the endorsed vouchers, coupons, portion, stubs, etc.
… to be credited to this account upon receipt without delay ( within 12 hours of receipt of presentment) and the
trustees/fiduciaries are at no time permitted and/or allowed to change the terms of the agreement. The credits are
to be applied to the above account

When someone passes away, the stocks and other assets he owned become the property of his heirs.

The following is issued pursuant to NY UCC § 9-210. Alleged debtor JOHN DOE has made demand upon BANK for a
VERIFIED STATEMENT OF ACCOUNT, including the source and nature of the consideration provided by BANK.

This is a GOOD FAITH STATEMENT OF ACCOUNT issued by JOHN DOE regarding Account Number XXXXXXXXXXX

with BANK. The balance on Account Number XXXXXXXXXXX , in the name of JOHN DOE, is : $0.00

PLEASE TAKE NOTICE:

Failure to rebut JOHN DOE’s accounting with a correcting VERIFIED STATEMENT OF ACCOUNT from BANK within 14
days shall be BANK admission / tacit procuration to the truth and correctness of the JOHN DOE GOOD FAITH
STATEMENT OF ACCOUNT and is lawfully and legally binding on BANK and all successors and assigns as ultimate
fact; and that this GOOD FAITH STATEMENT OF ACCOUNT may be employed in any private and/or public record
regarding BANK Account Number XXXXXXXXXXX; and that BANK further agrees that it may not argue, controvert, or
protest the finality of JOHN DOE’s GOOD FAITH STATEMENT OFACCOUNT to which BANK has agreed; and that BANK
irrevocable agreement shall be fully binding in any court in the UNITED STATES without future protest or objection
by BANK or by any other representative or agent that represents BANK concern; and that BANK further agrees to
JOHN DOE closing of the account on the public side of the ledger, via a, parte motion to dismiss or an ex parte
application in the appropriate court for a public summary or declaratory judgment.