ACKNOWLEDGMENT

Foremost acknowledgment is offered to God the Father whose infinite

goodness is granted upon the thesis writer to pursue this academic task.

The researcher wishes to express her profound gratitude and thanks to the

following people who, in one way or another, helped a lot to the success of

the study.

Dr. Marte M. Emperio, who always encouraged her to pursue her

dreams and for sharing his expertise in the preparation of the study.

Dr. Danilo L. Daniel, the chairman of the panel, who religiously gave

advise on what to do on the study. To the other members of the panel,

“Thank you!”

The researcher expressed her heartfelt thanks to all of you.

Thank You.

DIOLETA B. ABUGAN

x
 DEDICATION

I heartily dedicate this book to my beloved children, grandchildren

and my close friends.

I am so grateful for their moral, spiritual, physical, and financial support in

my schooling. If had not been of their encouragement, I can't finish this

course. In my old age I still flourish by the grace of God.

I give God all the glory and honor for helping me in many ways in quest

for higher education. Surely God is good all the time.

Dioleta

xi