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[ FINO WORKING
PAPER 1310]
Disclaimer: The views expressed in the paper are purely author’s personal and Financial Information
Network and Operations Ltd or FINO Fintech Foundation do not necessarily subscribe to the same.
FINO DRIVEN HEALTH are positively correlated. In a country
like India where 86 per cent of the total
MICROINSURANCE IN
labour force exists in unorganised sector
UNORGANISED SECTOR: and contributes to around 50 per cent to
1
Jatinder Handoo is part of the business strategy
2
team at FINO based out at corporate office Navi Bali Vishal,2009
Mumbai.Due acknowledgement to Ms. Bela Arora – http://ibnlive.in.com/blogs/vishalbali/2516/53669/h
Management trainee @FINO for the research work ealthcare-sector-needs-urgent-reforms.html
carried out for the study.
(The chart 1.1 is a comparison of BPL 3.3 MODUS OPERHANDI:: THE FINO STYLE
STY
families covered in various states wher
where
There are multiple factors attributed to
more than six districts are covered
FINO’s
NO’s high performance which has
under RSBY scheme started in 2008. In
now become the hall mark of FINO
Haryana, FINO has worked whereas
handled projects. Not specifically in
other
ther implementation partners have
Haryana but at other locations as
provided services in rest of the states)
well.The pre-enrollment process is more
As depicted in the chart 1.1 F^3 which
or less similar and involves RSBY
was the implementation partner in
awareness creation, call for enrollments
Haryana has brought the services to
by munadi (intimation) manager and
more than 65% of beneficaries with a
finally beneficiary enrollments. During
D