Titty Sriram

Assistant Vice President & Branch Head

Bangalore | 9035087619 | sriramtitty@yahoo.com
SUMMARY
 Results-driven and client-oriented branch head with more than 24 years of experience in implementing creative
business development strategies with a track record of driving sales and boosting company morale
 Admirable experience effectively managing a wide range of banking activities
 Proficient in analyzing and evaluating branch activities, costs, operations and budgets to determine branch
progress towards stated goals and objectives
 Emphasizes process improvement to increase profits and customer satisfaction
 Demonstrated success rapidly building rapport with customers and employees with a unique talent for leading
team sales processes for growth
 Proven customer service/relations skills including the ability to deal effectively, tactfully, and knowledgeably with
customers in handling complaints and queries
 Specialize in working in a fast-paced environment to meet customer needs and ensure efficient banking operations.
 Proven leadership and team-building skills, coupled with the ability to direct strong teams
 Quick learner with strong interpersonal and communication skills with ability to maintain effective professional
relationships
Seeking a challenging position to utilize and enhance the existing leadership/interpersonal skills and to
work in an environment that offers professional growth while being resourceful, innovative and flexible.

CORE SKILLS

 Branch Operations  Portfolio Management  Budgeting

 Financial Expertise  Regulatory Compliance  Sales & Marketing
 Revenue Generation  Client Relations  Risk Management
 Product Profile  Administration  Training & Development

WORK EXPERIENCE
AXIS Bank Limited Chikwankalkunta, Hospet
Assistant Vice President & Branch Head April 2019 onwards
Responsibilities
 Heading a Regal Circle branch and its functions by developing and streamlining branch operations policies and
procedures
 Managing the Branch Office in order to meet the financial services needs of customers in the market area
 Implementing strategies to achieve goals developed for the office as part of the Bank's overall strategic plan
 Ensuring the office's compliance with operating policies and procedures and outside regulatory requirements
 Supervising, mentoring, and developing new staff regarding policies, procedures, products, systems and banking
transactions efficiently
 Analyzing alerts and investigating transactional activity to detect any suspicions of money laundering or suspicious
Activity Reports
 Tracking all deposits and approving client loans and line of credit requests
 Performing periodic internal audits of banking procedures
 Ascertaining confidentiality with all banking transactions
 Overseeing daily operations and addressed any staffing issues
 Maintaining and monitoring branch vault cash, petty cash and performing monthly audits in accordance with
banking regulations
 Responsible for managing work flow to assist staff in balancing priorities, providing backup support if needed and
ensuring all work is accomplished appropriately
 Systematically plan, implement and manage the operating and capital budgets to maximize branch profitability
 Ensuring expansion of customer relationships through branch cross-selling activities
 Administering security and risk management for consistently reducing the uncertainties in the branch
Titty Sriram
Cluster Head – Mysore Jul 2009 – June 2010
 Responsible for driving retail sales of branch CASA portfolio, investment products, salary relationships, operational
activities with a team of sales manager/ operations manager and a team under them
 Accountable for developing, forging and harnessing new relationships, assessment of the client requirement in order
to provide appropriate solutions
 Managed Business Banking Current Account business targets through branches with support of sales team for entire
cluster of South Karnataka
 Efficiently handled 16 current accounts portfolio for generating new business and deepening existing clientele
through a team of branch sales managers, relationship managers and sales executives
 Carried out annual budgets of acquisitions of new current accounts, CDAB and BDE productivity
 Mentored and trained the team in terms of product and sales training
 Customer interactions & steps to enhance the business through penetration of segmented markets
 Evaluated external market characteristics like competition strategies, customer preferences and emerging segments
to provide inputs to senior management, support groups and relationship team
 Actively involved in coordinating various departments for new avenues
Achievements
 Received two International accreditations (Rome & Singapore/ Malaysia) on over achieving and winning the contests
in business parameters of Corporate Forex/ Life Insurance products sales
 Received award from CEO for standing in top 5 positions in Pan India basis in Life Insurance products sales
 Received shields/ certifications for achieving Circle Level accreditations
 Received the best branch award for Dodballapur branch for over achievement in all parameters of budgets in 2015
 Successfully handled the branches at Arsikere, Mysore, Dodballapur and Tiptur for over 9yrs

ICICI Bank Limited Bangalore & Mysore

Area Head June 2008 – Jun 2009
Responsibilities
 Responsible for visiting entire cluster, meeting customers and taking of new initiatives to increase the business
through penetration of segmented markets
 Handled 4 sales managers based across South Karnataka who in turn are handled a team of 15 sales executives in
order to generate new business in new current accounts float
 Provided training and guidance to the sales team regarding the products
 Systematically prepared marketing, promotion, positioning and distribution plan in conjunction with sales team
 Constantly evaluated external market characteristics like competition strategies, customer preferences and
emerging segments to provide inputs to senior management, support groups and relationship team
 Actively participated in people management activities like recruitments, optimum capacity utilization of existing
physical infrastructure etc.
 Accurately planned budgets, with emphasis on profitability, value addition, efficiency, quality, retention, rolling out
various incentive schemes
 Constantly motivated the teams and groomed them in order to help them achieve their goals
Sales Manager Jun 2005 - May 2008
 Responsible for new client acquisitions into roaming current accounts and enhancement of relationship value to
generate cross sell business
 Gathered up float from existing clients and new acquisitions
 Efficiently handled a team of more than 25 executives working for growth of business
 Provided solutions to all class of business establishments regarding their banking requirements
 Trained and guided the team members, groomed the leaders and rolled out various programmes, initiative schemes
for motivating and simplifying the work at local level
 Responsible for developing, forging and harnessing new relationships, assessing the client requirement and
providing appropriate solutions
 Systematically implemented alternate channels sales and product profile

Titty Sriram
Achievements:
 Successfully achieved the Business Banking Current Account business targets for entire cluster of South Karnataka
(Mysore, Hassan, Chikmagalur, Shimoga, Mangalore Udupi, Manipal, Kundapur, Karwar, Madikeri)
JK Industries Limited Bangalore
Senior Sales Officer May 2004 – Jun 2005
Responsibilities
 In charge of retail sales of tyres through effective dealer network in Bangalore
 Achieved monthly, quarterly, half yearly and annual set targets through dealer's sales, promotional activities at
OEM's, service centers, consumer contacts, close monitoring of market conditions, competition and tyre prices
 Provided suggestions on practical solutions for increased growth in the market share
 Promoted the product range through consumer campaigns, dealer meets, free tyre checkup and by actively
participating in OEM's mega camps like go-cart and car racing in Bangalore
 Provided suggestions to the management on innovative schemes, price structure and effective launching of new
products in the market
Achievements
 Received recognition for achieving 150% growth in sales targets
 Improved the dealer coordination and doubled their appointment
 Received cash incentives towards the highest sales and collections in Bangalore region
Birla Sunlife Insurance Co. Limited Bangalore
Agency Manager Nov 2003 – Apr 2004

Bangalore Business Directory Pvt. Ltd. Bangalore

Assistant Manager Dec 2002 – Nov 2003
MCC Software Development Training Pvt. Ltd. Bangalore
Sr. Sales Executive Dec 2000 – Jun 2001

M R F Limited Ananthapur
Depot Supervisor Oct 1994 – Nov 2000
ACADEMICS
Examination Board/University Year
MBA in Marketing Newport University, South Asian Chapter Bangalore 1997
Bachelor of Arts Osmania University 1993
Master's Diploma in Computer Science Datapro Institute of Technology, Calcutta 1992
(MDCS)
PERSONAL DOSSIER
 D.O. B : 24th February 1973
 Nationality : Indian
 Languages Known : English, Hindi, Kannada, Telugu
 Location Preference : Any Where In India
 Address : No.C16, Prakash Citadel Apartments, Muninagappa Layout, Kaval Byrasandra,
Bangalore – 560032