ASEBA JiMBa

Java Mobile
Banking
Solution

The ASEBA JiMBa solution enables quick and Fully featured mobile banking platform prepared for retail
secure access to financial information and
services from mobile devices with the use banking environment
of leading edge Java Mobile technology
The ASEBA JiMBa mobile banking solution enables quick and secure access to
financial information and services from mobile devices with the use of leading
HIGHLIGHTS edge Mobile Java technology. It can be easily integrated with existing banking
applications and result in a global and highly available network for banking
High Security products and services.
The application uses its built in 2 factor
authentication token for strong
authentication and non-repudiation
of transactions

Intuitive & easy to use

Rich and customizable client application,
user interface, independent of mobile
device specifics - yet simple to use

Prepared for mass production

Supported on 480+ mobile phone types

OTA included
Includes complete Over-The-Air platform
for client application distribution
J2ME fat client
Solution is independent of mobile
operators, no SIM toolkit needed
Easy to integrate & maintain
Service Oriented Architecture integration
to core banking services and modular
system administration
Highly customizable user interface and
menus in accordance with bank branding
and service requirements
Key business benefits
Use of the most pervasive
communication channel – speed,
simplicity and penetration of mobile phones
as a channel offer new opportunities for
expansion of banking services
New revenue opportunities – Thanks to
low costs, banks can make profits on small
transactions/payments
Geographic independence related to
service use – access is immediate and
reduces customer reliance on branch offices or
working hours
Improved competitive position – as a
new and growing channel, mobile banking
establishes competitive differentiation and
market leadership
Improved customer experience – easy to
use while maintaining high security standards,
the user experience is the same as with
credit cards (device + PIN)
Fast, responsive and low cost – very
fast navigation (offline menu processing)
and small data transfer (service information,
transactions, ...) resulting in low cost mobile
internet costs
Mobile operator independent – Client
application doesn’t require any special support
from telecom operators, SIM changes do not
affect the application in any way
Complete statistical usage overview
– thorough statistical data on service
usage, even details such as mobile client time
performance per functionality
Available support – client support system
(FAQ, Mobile phones configuration Cookbook
template, self configuration web site)

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 PRODUCT COMPONENTS
Client application
- Java 2 Mobile Edition fat client
application
- Includes two factor authentication
token
- Rich customizable GUI independent
of mobile device
- Automatic application updates
Proxy
- Internet exposed platform
component
- Client application download frontend
- Intrusion detection & data package
analyzer
Services
- Provisioning system for mobile
devices
- Statistics aggregation and storage
- Complete client application lifecycle
management
- Authentication server connector
Core Integration Services
- Integration services for financial
institution core services
Administration Web
- Role based administration
application
- Provisioning overview
- User history logging system
- System health overview
- Full configuration management
Gladstone USA / Asseco Group
2780 S. Jones Blvd. #3404
Las Vegas Nevada 89146
Tel.: +1-702-577-3846
Fax: +1-314-856-0657
e-mail: info@gladstoneusa.com
www.gladstoneusa.com
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Key technical advantages
Support for different mobile devices High availability of the service – mobile
480+ types, Java enabled phones: Nokia, technology enables access to financial
LG, SonyEricsson, Samsung, BlackBerry, services anywhere, anytime
Microsoft PPC, iPhone... Security – high level of security, including
Integration with Internet banking – periods of upgrades, is based on an encrypted
transfers and all other transactions are done channel while the PIN is not stored or checked
in the same way as in Internet banking on the mobile phone
Automatic upgrades – mandatory upgrades Application assigned to specific user –
are done automatically and with previous each user receives an application dedicated
notifications sent to the user for that user to prevent application misuse
INTERNET DMZ INTRANET
Client Internet JiMBa Proxy Intranet JiMBa Bank’s core
Applications firewall Server firewall Service & system
Core server
Technical details
Mobile phones prerequisites Other options
- J2ME CLDC 1.1 and MIDP 2.0 - Fully scalable and modular architecture –
- ~ 300 KB of free application memory supports load balancing and redundancy
- Internet connection configurations
System prerequisites - For higher security requirements, server
- Operating Systems: Linux, Windows Server, side can be configured to use Hardware
Solaris, AIX Security Modules
- Application Servers: Tomcat, IBM WebSphere
- Database: Oracle, DB2
Server prerequisites
- Typical Pentium IV server platform (1GHz
or more)
- 2 GB RAM or more
Some of the available functionalities
- Bill payment
- Payment order
- Transaction list statement
- Account balance
- Account statement
- Check list statement
- Payment status notification
- Income notification
- Terms change report
- Exchange office and currency calculator
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