JANUARY FEBRUARY MARCH APRIL MAY

1 Cheese Potato Pancake

Apple
3,000.00 2,100.00 3,300.00 3,000.00 3,900.00
Grilled Liempo with Veggies and Java Rice
Beef Stroganoff
2 Oatmeal/ Boild eggs (2)
Banana
3,000.00 2,100.00 3,300.00 3,000.00 3,900.00
Pork Binagoongan
Linguine Carbonara
3 Corned beef with Pandesal
Orange
3,750.00 1,750.00 4,000.00 3,750.00 4,500.00
Chicken Adobo with Rice
Spaghetti with meatballs
4 Champorado with Tuyo
Pears
3,000.00 2,100.00 3,300.00 3,000.00 3,900.00
Bangus, tinapa, laing with brown rice
Puttanesca Fresca
5 Crispy Danggit with Scrambled egg and garlic rice
Watermelon
4,200.00 3,360.00 4,480.00 4,200.00 5,040.00
Grilled Pusit with toyomansi, veggies and brown rice
Lasagna with veggie
6 Longganisa with scrambled egg and rice
Banana
2,500.00 3,000.00 2,750.00 2,500.00 3,250.00
Sweet and Sour meatballs with Veggies and rice
Bacon macaroni and cheese
7 Corned Beef with Pandesal
Apple
3,250.00 3,000.00 3,500.00 3,250.00 4,000.00
Chicken Tinola with veggies and White Rice
Sardines puttanesa Pasta
8 Pancake with Boiled egg
Watermelon
5,000.00 3,000.00 5,250.00 5,000.00 5,750.00
Grilled Liempo with Chopsuey and Rice
Pancit Bihon guisado
9 Oatmeal with Boiled Egg
 Orange
3,750.00 3,000.00 4,000.00 3,750.00 4,500.00
Chicken Pastel with veggies and Brown Rice
Spaghetti with meatballs
10 Tocino with egg and rice
Banana
3,750.00 1,750.00 4,000.00 3,750.00 4,500.00
Chicken afritada with veggies and rice
Tuna Carbonara
11 Pritong Talong, Pulang itlog with rice
Orange
3,750.00 1,750.00 4,000.00 3,750.00 4,500.00
Pork Sinigang w/ vegetables and Brown Rice
2 hard Boild eggs with Vegatable Salad
12 French Toast
Banana
5,400.00 2,100.00 5,700.00 5,400.00 6,300.00
Beef in Oyster Sauce with Broccoli and Bell Peppers
Malunggay with Pesto Pasta
13 Oatmeal with Boiled Egg
Watermelon
3,000.00 2,100.00 3,300.00 3,000.00 3,900.00
Sweet and Sour Tilapia and Kimchi
Spaghetti Bolognese
14 Home-made Chicken Vegetable Meatloaf and Rice
Apple
3,000.00 3,600.00 3,300.00 3,000.00 3,900.00
Misua Patola with Giniling
Creamy Beef and Mushroom Pasta
15 Ready to eat Cereal and Low Fat Milk
Pears
5,000.00 3,000.00 5,250.00 5,000.00 5,750.00
Nilagang Manok with malunggay
Grilled Fish with Tomatoes
16 Ripe Papaya, Fried egg and Rice
Banana
3,900.00 3,600.00 4,200.00 3,900.00 1,800.00
Pinakbet and Rice
Tuna Carbonara
17 Pandesal with Margarine and Milk
Apple
3,900.00 2,100.00 4,200.00 3,900.00 1,800.00
Breaded Fish Fillet
Cheese Pimiento Sandwich / Vegetable Salad
18 Pancake with any Toppings
Orange
3,900.00 2,100.00 4,200.00 3,900.00 1,800.00
Chicken Lomi
Spaghetti with meatballs
19 Tinapa, fresh tomatoes and rice
 Watermelon
3,000.00 2,100.00 3,300.00 3,000.00 3,900.00
Ginataang Sitaw at Kalabasa with Fried Fish
Lasagna with Veggies
20 Egg, tomato with Garlic Rice
Banana
2,700.00 2,100.00 3,000.00 2,700.00 3,600.00
Adobong Kangkong with Tinapa
Bacon macaroni and cheese
TOTAL: 66,750.00 45,510.00 71,730.00 66,750.00 72,690.00
 Health First
Sales Forecast
For The Five Years Period

ANNUAL
JUNE JULY AUGUST SEPTEMBER OCTOBER NOVEMBER DECEMBER
2018

4,800.00 4,200.00 3,600.00 2,100.00 2,400.00 2,700.00 6,900.00 42,000.00

4,800.00 4,200.00 3,600.00 2,100.00 2,400.00 2,700.00 6,900.00 42,000.00

5,250.00 4,750.00 4,250.00 1,750.00 2,000.00 2,250.00 5,750.00 43,750.00

4,800.00 4,200.00 3,600.00 2,100.00 2,400.00 2,700.00 6,900.00 42,000.00

5,880.00 5,320.00 4,760.00 3,360.00 3,640.00 3,920.00 7,840.00 56,000.00

4,000.00 3,500.00 3,000.00 3,000.00 3,250.00 3,500.00 7,000.00 41,250.00

4,750.00 4,250.00 3,750.00 3,000.00 3,250.00 3,500.00 7,000.00 46,500.00

6,500.00 6,000.00 5,500.00 3,000.00 3,250.00 3,500.00 4,500.00 56,250.00

5,250.00 4,750.00 4,250.00 3,000.00 3,250.00 3,500.00 4,500.00 47,500.00

5,250.00 4,750.00 4,250.00 1,750.00 4,500.00 4,750.00 5,750.00 48,750.00

5,250.00 4,750.00 4,250.00 1,750.00 4,500.00 4,750.00 5,750.00 48,750.00

7,200.00 6,600.00 6,000.00 2,100.00 5,400.00 5,700.00 6,900.00 64,800.00

4,800.00 4,200.00 3,600.00 2,100.00 2,400.00 5,400.00 6,900.00 44,700.00

4,800.00 4,200.00 3,600.00 3,600.00 3,900.00 7,200.00 8,400.00 52,500.00

4,000.00 3,500.00 3,000.00 3,000.00 3,250.00 3,500.00 7,000.00 51,250.00

5,400.00 4,800.00 4,200.00 3,600.00 3,900.00 4,200.00 8,400.00 51,900.00

2,700.00 2,100.00 1,500.00 2,100.00 5,400.00 5,700.00 6,900.00 42,300.00

2,700.00 2,100.00 1,500.00 2,100.00 5,400.00 5,400.00 6,900.00 42,000.00

 3,600.00 3,000.00 2,400.00 2,100.00 2,400.00 5,400.00 6,900.00 41,100.00

3,600.00 3,000.00 2,400.00 2,100.00 2,400.00 5,400.00 6,900.00 39,900.00

85,730.00 75,770.00 65,810.00 45,510.00 64,490.00 80,270.00 120,190.00 861,200.00

 FORECAST
2019 2020 2021 2022

48,300.00 55,545.00 63,876.75 73,458.26

48,300.00 55,545.00 63,876.75 73,458.26

50,312.50 57,859.38 66,538.28 76,519.02

48,300.00 55,545.00 63,876.75 73,458.26

64,400.00 74,060.00 85,169.00 97,944.35

47,437.50 54,553.13 62,736.09 72,146.51

53,475.00 61,496.25 70,720.69 81,328.79

64,687.50 74,390.63 85,549.22 98,381.60

54,625.00 62,818.75 72,241.56 83,077.80

56,062.50 64,471.88 74,142.66 85,264.05

56,062.50 64,471.88 74,142.66 85,264.05

74,520.00 85,698.00 98,552.70 113,335.61

51,405.00 59,115.75 67,983.11 78,180.58

60,375.00 69,431.25 79,845.94 91,822.83

58,937.50 67,778.13 77,944.84 89,636.57

59,685.00 68,637.75 78,933.41 90,773.42

48,645.00 55,941.75 64,333.01 73,982.96

48,300.00 55,545.00 63,876.75 73,458.26

 47,265.00 54,354.75 62,507.96 71,884.16

45,885.00 52,767.75 60,682.91 69,785.35

990,380.00 1,138,937.00 1,309,777.55 1,506,244.18

5.2.2 Projected Statement of Finacial Position (5 years)
Table 20: Statement of Finacial Position

Health First
Projected Statements of Financial Position
For Five Years Ended December 31

2018 2019 2020

ASSETS
Current Assets
Cash 411,240.19 564,333.07 745,876.70
Inventories 59,940.00 71,928.00 86,313.60
Prepaid Asset 24,000.00 22,000.00 20,000.00
Total Current Assets 495,180.19 658,261.07 852,190.30

Non-Current Assets
Machines & Equipme 122,665.86 107,944.22 93,222.57
Furniture & Fixtures 66,429.02 51,847.04 37,265.06
Motor Vehicle 78,428.57 66,857.14 55,285.71
Total Non Current Ass 267,523.45 226,648.40 185,773.35

TOTAL ASSETS 762,703.64 884,909.47 1,037,963.65

LIABILITIES AND CAPITAL

Income Tax Payable - - -
Salaries Payable - 14,400.00 15,120.00
Utilities Payable 9,780.00 10,269.00
Total Liabilities - 24,180.00 25,389.00

Owner's Equity
Partners' Capital 762,703.64 860,729.47 1,012,574.65

TOTAL LIABILITIES
762,703.64 884,909.47 1,037,963.65
& AND CAPITAL

- - -

- - -
al Position
ber 31

2021 2022

760,044.75 1,126,235.46
103,576.32 124,291.58
18,000.00 16,000.00
881,621.07 1,266,527.05

76,340.43 61,618.79
22,683.08 8,101.10
43,714.29 32,142.86
142,737.79 101,862.74

1,024,358.87 1,368,389.79

90,704.11 135,822.65
15,876.00 16,669.80
10,782.45 11,321.57
117,362.56 163,814.02

906,996.30 1,204,575.77

1,024,358.87 1,368,389.79

- -

- -
5.2 Projected Financial Statement (5 Years)
5.2.1 Projected Statement of Comprehensive Income
Table 19: Statement of Comprehensive Income

Health First
Projected Statement of Comprehensive Income
For Five Years Ended December 31

December ANNUAL FORECAST

2018 2018 2019 2020
Sales 120,190.00 861,200.00 990,380.00 1,138,937.00
Cost of Sales (47,403.00) (659,711.36) (693,386.80) (727,179.19)
Gross Profit 72,787.00 201,488.64 296,993.20 411,757.81
Operating expenses (17,648.75) (221,285.00) (229,705.00) (238,092.60)
Profit before tax 55,138.25 (19,796.36) 67,288.20 173,665.21
Income tax expenses - -
Net Profit 55,138.25 (19,796.36) 67,288.20 173,665.21

5.7.3 Schedule of Operating Expenses

Table 27: Schedule of operating Expenses

Health First
Schedule of Operating Expenses
For the Year 2018 to 2022

December ANNUAL FORECAST

2018 2018 2019 2020
Salaries and Wages 9,500.00 123,500.00 130,000.00 136,500.00
SSS 770.00 9,240.00 9,720.00 10,200.00
PhilHealth 137.50 1,650.00 1,650.00 1,650.00
HDMF 95.00 1,140.00 1,200.00 1,200.00
Office Supplies 416.67 5,000.00 5,100.00 5,202.00
Gas and Oil Expense 2,000.00 24,000.00 24,480.00 24,969.60
Communication Expens 1,500.00 18,000.00 18,360.00 18,727.20
Transportation Expense 500.00 6,000.00 6,120.00 6,242.40
Printing Expense 166.67 2,000.00 2,040.00 2,080.80
Advertising Expense 250.00 3,000.00 3,060.00 3,121.20
Taxes and Licenses 416.67 5,000.00 5,100.00 5,202.00
Training Expense 375.00 4,500.00 4,590.00 4,681.80
Miscellaneous Expense 125.00 1,500.00 1,530.00 1,560.60
Depreciation 1,396.25 16,755.00 16,755.00 16,755.00
TOTAL: 17,648.75 221,285.00 229,705.00 238,092.60

Health First
Schedule of Cost of Sales
For the Year 2018 to 2022
 December ANNUAL FORECAST
2018 2018 2019 2020
Direct Labor 38,228.00 549,611.36 576,968.80 606,246.24
Overhead:
Water Expense 500.00 6,000.00 6,300.00 6,615.00
Electricity Expense 1,000.00 12,000.00 12,600.00 13,230.00
Supplies 1,665.00 19,980.00 20,979.00 22,027.95
Rental 4,000.00 48,000.00 50,400.00 52,920.00
Depreciation 2,010.00 24,120.00 24,120.00 24,120.00
TOTAL: 47,403.00 659,711.36 693,386.80 727,179.19
ncome
1

FORECAST
2021 2022
1,309,777.55 1,506,244.18
(760,597.15) (797,557.96)
549,180.40 708,686.23
(246,833.35) (255,944.07)
302,347.05 452,742.16
(90,704.11) (135,822.65)
211,642.93 316,919.51

FORECAST
2021 2022
143,325.00 150,491.25
10,680.00 11,160.00
1,650.00 1,650.00
1,200.00 1,200.00
5,306.04 5,412.16 10680 1323 1650
25,468.99 25,978.37 11160 1200 1650
19,101.74 19,483.78
6,367.25 6,494.59
2,122.42 2,164.86
3,183.62 3,247.30
5,306.04 5,412.16
4,775.44 4,870.94
1,591.81 1,623.65
16,755.00 16,755.00
246,833.35 255,944.07
FORECAST
2021 2022
634,923.55 666,906.73

6,945.75 7,293.04
13,891.50 14,586.08 576,968.80
23,129.35 24,285.81 634,923.55
55,566.00 58,344.30
24,120.00 24,120.00
760,597.15 797,557.96
606,246.24
666,906.73
 Health First
Schedule of Salaries
For the Five Years Period

2019
13th Month EMPLOYER'S SHARE
Basic Pay
Pay SSS EC PAGIBIG PHILHEALTH
Manager 10,000.00 10,000.00 810 100.00 137.5
Operating Staff
Cook 8,000.00 8,000.00 650 80.00 137.5
Cook 8,000.00 8,000.00 650 80.00 137.5
Cashier 6,060.00 6,060.00 490 60.60 137.5
Waiter 6,060.00 6,060.00 490 60.60 137.5
Delivery Man 6,060.00 6,060.00 490 60.60 137.5
Delivery Man 6,060.00 6,060.00 490 60.60 137.5
TOTAL: 50,240.00 50,240.00 4,070.00 502.40 962.50

Health First
Schedule of Salaries
For the Five Years Period

2021
13th Month EMPLOYER'S SHARE
Basic Pay
Pay SSS EC PAGIBIG PHILHEALTH
Manager 11,025.00 11,025.00 890 100.00 137.5
Operating Staff
Cook 8,820.00 8,820.00 730 88.20 137.5
Cook 8,820.00 8,820.00 730 88.20 137.5
Cashier 6,681.15 6,681.15 530 66.81 137.5
Waiter 6,681.15 6,681.15 530 66.81 137.5
Delivery Man 6,681.15 6,681.15 530 66.81 137.5
Delivery Man 6,681.15 6,681.15 530 66.81 137.5
TOTAL: 55,389.60 55,389.60 4,470.00 543.65 962.50

Health First
Schedule of Salaries
For the Five Years Period

2021
13th Month EMPLOYER'S SHARE
Basic Pay
Pay SSS EC PAGIBIG PHILHEALTH
Manager 9,500.00 9,500.00 770 95.00 137.5
Operating Staff
Cook 7,600.00 7,600.00 610 76.00 137.5
Cook 7,600.00 7,600.00 610 76.00 137.5
Cashier 5,757.00 5,757.00 490 57.57 137.5
Waiter 5,757.00 5,757.00 490 57.57 137.5
Delivery Man 5,757.00 5,757.00 490 57.57 137.5
Delivery Man 5,757.00 5,757.00 490 57.57 137.5
TOTAL: 47,728.00 47,728.00 3,950.00 477.28 962.50
h First
of Salaries
Years Period

2020
13th Month EMPLOYER'S SHARE
Basic Pay
Pay SSS EC PAGIBIG PHILHEALTH
10,500.00 10,500.00 850 100 137.5

8,400.00 8,400.00 690 84.00 137.5

8,400.00 8,400.00 690 84.00 137.5
6,363.00 6,363.00 530 63.63 137.5
6,363.00 6,363.00 530 63.63 137.5
6,363.00 6,363.00 530 63.63 137.5
6,363.00 6,363.00 530 63.63 137.5
52,752.00 52,752.00 4,350.00 522.52 962.50

h First
of Salaries
Years Period

2022
13th Month EMPLOYER'S SHARE
Basic Pay
Pay SSS EC PAGIBIG PHILHEALTH
11,576.25 11,576.25 930 100 137.5

9,261.00 9,261.00 770 92.61 137.5

9,261.00 9,261.00 770 92.61 137.5
7,015.21 7,015.21 570 70.15 137.5
7,015.21 7,015.21 570 70.15 137.5
7,015.21 7,015.21 570 70.15 137.5
7,015.21 7,015.21 570 70.15 137.5
58,159.08 58,159.08 4,750.00 565.83 962.50
5.2.2 Projected Statement of Cash flow
Table 21: Statement of Cash Flow
Health First
Forecasted Statement of Cash Flows
For Five Years Ended Decemeber 31

2018 2019 2020 2021 2022

Cash flows from operating activies
Collections From Sales 861,200.00 990,380.00 1,138,937.00 1,309,777.55 1,506,244.18
Payment to Salaries (620,464.00) (653,120.00) (685,776.00) (720,064.80) (756,068.04)
Payment To SSS, Philhealth and PAG-IBIG (64,677.36) (66,418.80) (70,020.24) (71,713.75) (75,339.94)
Payment to Taxes and Licensing (33,000.00) (71,100.00) (5,202.00) (22,306.04) (5,412.16)
Payment to Other Operating and Miscellaneous Expenses (264,295.00) (96,648.32) (196,395.12) (90,820.79) (167,410.69)
Cash flows from operations (121,236.36) 103,092.88 181,543.64 404,872.17 502,013.36
Income Taxes Paid (90,704.11) (135,822.65)
Net cash provided by (used in) Operating Activities (121,236.36) 103,092.88 181,543.64 314,168.05 366,190.71
Cash flows from Investing activities
Acquisition of equipment (267,523.45) - - -
Net cash provided by (used in) Investing Activities (267,523.45) 0.00 0.00 0.00 0.00
Cash flows from financing activities
Partner's investment 800,000.00 50,000.00
Partner's withdrawal (300,000.00)
Netcash provided by(used in) Financing Activities 800,000.00 50,000.00 - (300,000.00) -

Net Increase (Decrease) in Cash 411,240.19 153,092.88 181,543.64 14,168.05 366,190.71

Cash at the Beginning of the Period 0.00 411,240.19 564,333.07 745,876.70 760,044.75
Cash at the end of the Period 411,240.19 564,333.07 745,876.70 760,044.75 1,126,235.46
411,240.19 564,333.07 745,876.70 760,044.75 1,126,235.46
5.5.2 Lapsing Schedule
Table 26: Lapsing Schedule
H
Laps
For Fi

Useful Life in
Cost Salvage Value(10%)
Months
Burner With Oven 25,534.00 180.00 2,553.40
Burner With Oven 25,534.00 180.00 2,553.40
Ceiling Fan 1,450.00 120.00 145.00
Ceiling Fan 1,450.00 120.00 145.00
Computer Set 23,000.00 60.00 2,300.00
Exhaust Fan 3,420.00 120.00 342.00
Exhaust Fan 3,420.00 120.00 342.00
Freezer 34,950.00 192.00 3,495.00
Ranges and Ventiliation 3,898.00 12.00 389.80
Ranges and Ventiliation 3,898.00 168.00 389.80
Rice Cooker 949.75 60.00 94.98
Rice Cooker 949.75 60.00 94.98
Sink 8,934.00 168.00 893.40
Total Machine & Equipme 137,387.50 1,560.00 13,738.75

Hanging Cabinet 3,999.00 60.00 399.90

Hanging Cabinet 3,999.00 60.00 399.90
Hanging Cabinet 3,999.00 60.00 399.90
Office Chair 1,899.00 60.00 189.90
Office Table 3,900.00 60.00 390.00
Preparation Table 10,516.00 60.00 1,051.60
Storage cabinet 6,999.00 60.00 699.90
Storage Racks 2,700.00 60.00 270.00
Table and Chairs for 2 3,500.00 60.00 350.00
Table and Chairs for 2 3,500.00 60.00 350.00
Table and Chairs for 4 9,000.00 60.00 900.00
Table and Chairs for 4 9,000.00 60.00 900.00
Table and Chairs for 4 9,000.00 60.00 900.00
Table and Chairs for 4 9,000.00 60.00 900.00
Total Furniture and Fixtur 81,011.00 840.00 8,101.10

Motor Vehicle 45,000.00 84.00 4,500.00

Motor Vehicle 45,000.00 84.00 4,500.00
Total Motor Vehicle 90,000.00 168.00 9,000.00

Grand Total 308,398.50 2,568.00 30,839.85

 Health First
Lapsing Schedule
For Five Years Period

Depreciable 2018 2019 2020

Amount Carrying Amount Carrying Amount Carrying Amount
22,980.60 24,001.96 22,469.92 20,937.88
22,980.60 24,001.96 22,469.92 20,937.88
1,305.00 1,319.50 1,189.00 1,058.50
1,305.00 1,319.50 1,189.00 1,058.50
20,700.00 18,860.00 14,720.00 10,580.00
3,078.00 3,112.20 2,804.40 2,496.60
3,078.00 3,112.20 2,804.40 2,496.60
31,455.00 32,984.06 31,018.13 29,052.19
3,508.20 389.80 - 3,118.40 - 6,626.60
3,508.20 3,647.41 3,396.83 3,146.24
854.78 778.80 607.84 436.89
854.78 778.80 607.84 436.89
8,040.60 8,359.67 7,785.34 7,211.01
123,648.75 122,665.86 107,944.22 93,222.57

3,599.10 3,279.18 2,559.36 1,839.54

3,599.10 3,279.18 2,559.36 1,839.54
3,599.10 3,279.18 2,559.36 1,839.54
1,709.10 1,557.18 1,215.36 873.54
3,510.00 3,198.00 2,496.00 1,794.00
9,464.40 8,623.12 6,730.24 4,837.36
6,299.10 5,739.18 4,479.36 3,219.54
2,430.00 2,214.00 1,728.00 1,242.00
3,150.00 2,870.00 2,240.00 1,610.00
3,150.00 2,870.00 2,240.00 1,610.00
8,100.00 7,380.00 5,760.00 4,140.00
8,100.00 7,380.00 5,760.00 4,140.00
8,100.00 7,380.00 5,760.00 4,140.00
8,100.00 7,380.00 5,760.00 4,140.00
72,909.90 66,429.02 51,847.04 37,265.06
-
40,500.00 39,214.29 33,428.57 27,642.86
40,500.00 39,214.29 33,428.57 27,642.86
81,000.00 78,428.57 66,857.14 55,285.71

277,558.65 267,523.45 226,648.40 185,773.35

 2021 2022
Carrying Amount Carrying Amount
19,405.84 17,873.80
19,405.84 17,873.80
928.00 797.50
928.00 797.50
6,440.00 2,300.00
2,188.80 1,881.00
2,188.80 1,881.00
27,086.25 25,120.31
- 10,134.80 - 13,643.00
2,895.66 2,645.07
265.93 94.98
265.93 94.98
4,476.18 3,901.85
76,340.43 61,618.79

1,119.72 399.90
1,119.72 399.90
1,119.72 399.90
531.72 189.90
1,092.00 390.00
2,944.48 1,051.60
1,959.72 699.90
756.00 270.00
980.00 350.00
980.00 350.00
2,520.00 900.00
2,520.00 900.00
2,520.00 900.00
2,520.00 900.00
22,683.08 8,101.10
- -
21,857.14 16,071.43
21,857.14 16,071.43
43,714.29 32,142.86

142,737.79 101,862.74
5.3 ROI and Payback Periods
Table 23: ROI AND Payback Periods

Health First
Return on Investment and Payback Periods
For the Year Ended 2018-2022

AN
2018 2019
Return on Net Income 55,138.25 67,288.20
Investment Capitalization 66,666.67 800,000.00
83% 8%

Payback Period Initial Investment/ Total Cash Flow

It shows that the invested money is expected to return within 1 year and 95 days

5.4 Financial Ratios

Table 24: Financial Ratios
Health First
Financial Ratios
For the Year Ended 2018-2022

AN
2018 2019
PROFITABILITY ANALYSIS
Return on Sales Profit/Sales 45.88% 6.79%
Return on Assets Profit/Average Total Asset 7.23% 5.58%
Return on Equity Profit/Average Total Equity 7.23% 5.64%
yback Periods
18-2022

ANNUAL
2020 2021 2022
173,665.21 211,642.93 316,919.51
800,000.00 800,000.00 800,000.00
22% 26% 40%

within 1 year and 95 days.

s
18-2022

ANNUAL
2020 2021 2022

15.25% 16.16% 21.04%

12.37% 13.65% 18.55%
12.70% 14.44% 19.11%