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(GOVT. APPROVED INDUSTRIAL & ENGINEERING CONSULTANCY)
PROJECT HIGHLIGHTS
Sr.
PRATICULARS DESCRIPTION
No.
The ministry of micro, small and medium scale enterprise has announced the prime
minister’s employment generation programme (PMEGP) with effect from 15th August
2008 with Khadi & V.I. Commission being the nodal agency for implementation of the
scheme. The scheme is implemented through KVIC & KVIB’s and District Industries
Centers of the state with an objective to develop entrepreneurship and self employment
opportunities across the state.
Any individual above 18th years of age and having qualification of middle pass is eligible
for the scheme.
Banks have to finance capital expenditure in the form of term loan and working capital
in the form of cash credit, Project can also be financed by the bank in the form of
composite loan constituting of capital expenditure and working capital.
The financing branch of the bank after receipt of margin money (subsidy) from this
nodal agency will place the said amount under TDR in the Name of beneficiary in the
financing branch itself for a period of 3 Years. During this period no interest will be paid
on the TDR & no interest will be charged on the corresponding amount of TDR.
In light of the above, the entrepreneur has requested for preparation of a DPR
and the same has been prepared in accordance with the parameters of the
scheme as per norms of KVIB ANANTNAG .
The promoter has arranged Land & Building for housing the fixed assets and for
office purpose at said location on RENTAL BASIS with an annual rent of Rs. 6000/-
as reported by the promoter.
The unit shall avail all infrastructural facilities like water supply/power and
road connectivity as these things are available in the area.
The location of the unit falls within a rural area so the unit shall be eligible for
35% of Margin Money Subsidy on the total project cost.
The promoter has selected the project after analyzing the demand for the
activity due to increasing construction work .
The unit shall be operating for 300 working days in a year with 8 working hours a
day on single shift basis.
The unit shall be a proprietary concern with location at SOMBRUNA NOWGAM SHANGUS
ANANTNAG. The promoter has a good financial footing at home and can arrange the margin
money as and when required. The entrepreneur has a good aptitude and caliber to handle the unit
and can manage the records of the unit personally.
The bio-data of the entrepreneur is given below:-
5. NATIONALITY INDIAN
INTRODUCTION
Due to changing scenario in construction works both in public and private sector,
the traditional methods have become obsolete due to use of construction of cement
concrete structures and also due to use of steel in place of wood/ timber for shuttering
purposes.
In J&K almost all structures are constructed with use of cement/ steel and other
allied materials.
Hence the concept of shuttering for roofing the structures by cement concrete
slabs is in vogue everywhere and in every structure, as the constructions become
stronger and disaster proof. It also saves time for completing the construction.
Hence agencies /contractors have taken up the jobs and the activity of shuttering
/ laying of cement concrete slabs has been brought under PMEGP sector as a service
unit which provides employment to educated unemployed youth in addition to other
uneducated skilled workers and labourers .
There is a great demand at all urban and rural areas and the unit shall remain
viable in the location proposed and its sub urbancy .
The unit falls under service sector as a micro industry.
In the second group the various activities will be obtaining necessary know how from the
consultants or collaboration in the form of drawings and specifications. Preparation of tender
documents. Selection of venders for procurement of machinery and their proposed civil
structures and installation of requisite plant and machinery and their peripheral besides misc.
fixed assets. Start up and training a personnel etc. the total work involved in the construction of
the proposed civil structure and commissions of the project will be rationally divided into
logical components and further into a moderate number of contracts. Plant layout drawings,
design of various parts of the proposed building and design or specifications of various items of
the equipment and machinery will be prepared by competent/reputed consultants for the
project.
Predecessor
(S)
site identification.
project.
5. E Ordering and obtaining the machine and other Misc. fixed assets. 1 Month C
1-2-3-5-7-8 ABDFH 11
Critical path is 1-2-3-5-7-8 i.e. ABDFH. Activities on this path are critical activities
and the delay in one of these activities will cause a delay in the whole project. The
critical path is the bottle neck path in the project network.
The promoter himself decided to entrust preparation of this DPR to” ELITE
CONSULTING SERVICES (REGD.), a consultancy recognized by the Industries and Commerce
Department of the J&K State. Most of the data used in this DPR is based on various
assumptions and empirical formulations besides interaction with consultants
associated with the subject and other Agencies connected with installation,
erection/contractors/ suppliers, who are handling such project on turnkey basis
in the country as well as state.
DETAILS OF LOAN
Amount
S. No. Particulars
in lacs. INR
1 Term Loan 3.80
2 Working capital loan 0.95
TOTAL 4.75
Note: The margin money subsidy amounting to 35% of the total
project cost is to be deducted from the term loan and the W/c loan as
per RBI guidelines and PMEGP norms. Hence interest will be charged
on the amount after deducting the margin money subsidy from it.
Therefore, MARGIN MONEY SUBSIDY@ 35% from Nodal Agency =
Rs. 1.75 lacs INR
Note: Term loan to be provided from bank, after deducting the promoter’s contribution of
5%, is 3.80 lacs. After further deducting the margin money subsidy of 1.40 lacs at 35% of
the total fixed cost (4.00), as per RBI guidelines and PMEGP Norms, an amount of 2.40 lacs
remains to be repaid by the promoter as long term loan in total excluding working capital
loan.
MACHINE/EQUIPMENTS
The list of equipments is tabulated below along with the numbers and their individual
prices. The details of the requirement are as under:-
TOTAL 1.00
A. PRELIMINRY EXPENSES:
B. PREOPERATIVE EXPENSES:
Sr. No. Particulars Amount
in lacs INR
1 Travelling boarding/ lodging 0.05
2 Printing / stationery 0.03
4 Contingencies 0.04
TOTAL 0.12
TOTAL 4.00
Total 4.24
Diesel for genset 700 litr. @Rs.62/- per litr. = 0.434 lacs
Oils/lubricants = 0.106 lacs
Cost of Water from PHE = 0.02 lacs
Total cost of utilities per annum = 0.56 lacs INR
Note: The unit does not require raw material as the same
has to be provided by the parties/constructors.
3 Utilities 0.56
TOTAL 4.80
Quantity
Amount
Sr. No. Particulars Per annum Rate
In lacs. INR
in nos.
TOTAL 7.40
D. Breakeven analysis
Fixed Cost
1. Dep. On Machinery and equipment @ 10% Rs. 10000.00
2. Dep. On Misc. Fixed assets @ 10% Rs. 27900.00
3. Int. on Bank Loan @12% Rs. 28800.00
4. Rent Rs. 0.00
5. 40% of salaries Rs. 169600.00
6. 40% of other Exp. Rs. 22400.00
Total Fixed Cost Rs. 258700.00