Tips I suggest to other aspirants.

>The most questions come from what do say or what are related with you.
so be cautious while answering.
>Use Mr. and Mrs/Ms where ever necessary. My predecessors, made the mistake of not
using them.
>Try to learn some basics about your state and place from which you come, India
political structure i.e. about loksabha and Rajyasabha, President, PM, SC chief justice,
cabinet Ministers, their appointments etc.
>follow current affairs of the past ten days at the least. remember people in news.
>Glance through RBI website, 'FAQ's, Press statements, RBI governor, deputy Governor.
>and of course read about the bank and its latest events.

What is CAR?
Reinsurance?
when is niacl established.?
When is niacl nationalized.?
What is CRR?
Define SLR?
how can we control the liquidity in system with CRR.?
how much % Govt owns in Niacl.?
How much %govt should own to make the company govt owned?
Tell me about recent un summit(copenhagen)?
What is the profit of NIACL?
Income of NIACL?
what is a liability ?
what is insurance liability? (person got confused and confused me),
Public liability?

4. My family background.
5. What considerations should be taken while making a portfolio ?
6. Where does an insurance company invests its funds ?
7. What are treasury bills ?
8. What is Yield ?
9. How is yield related to market price ?
10. What is HTM & AFS ?
11. What is mark to market ?
11. How is it important for insuarnce sector ?
12. What are dated securities ?
18. How will you handle the situation if an experienced and old employee misbehaves
with you in office ?
19. How much makrs i will give myself out of 10 for this interview ?

1-why r u interested in banking sector..??

2-Do u support privatisation of banks? why..??

3-Being in a public sector bank how can u compete with private sector banks...??

4-what steps 2b taken 2 control global warming.?

Questions posted by Akanshita
1.wat is NPA?
2.why do u want to join sbi.
3.Tell something abt yourself?
4.how many time u have cleared sbi exam?
5.who is the current chairman of sbi?
6.what is CRR?
7.what is RR(Repo rate)?
7.why did u choosed sbi for the job while pvt sector bank
is paying heavy salary to his employee?
8.which banned outfit is responsible for recent blast in
different city of india?
9.who is the governor of RBI?
10.u have completed your graduation(if u have)in this year(-
----).what u were doing till now?
11.who is the finance secretary?

Questions posted by Aditya Gupta

# What is RR(Reporate)
# Whats is CRR
# Whats is reverse RR
# Whats is SLR
# Whats r d tools with RBI to control liquidity in market
# Who is d chairperson of RBI
# Which bank recently got submerged in SBI
# Who is the owner of SBI at present n with what % of shares
# What was d name of first bank established in India ?
# When was State Bank of India established in India
# Who is the Chairman of SBI
# Financial crisis in America
# Why joining SBI or Banking Sector
# Questions on Hobby
# Historical or geographical Importance of d place u live

important definitions helpful in bank interview preparation:-

Hi friends,
Here I am posting for you some important banking terminology that will helpful in your
bank interview preparation. I hope it will clear all your doubts regarding different bank
rates.

REPO RATE: - Under repo transaction the borrower places with the lender certain
acceptable securities against funds received and agree to reverse this transaction on a
predetermined future date at agreed interest cost. Repo rate is also called (repurchase
agreement or repurchase option).

REVERSE REPO RATE: - is the interest rate earned by the bank for lending money to
the RBI in exchange of govt. securities or "lender buys securities with agreement to sell
them back at a predetermined rate".

CASH RESERVE RATIO: - specifies the percentage of their total deposits the
commercial bank must keep with central bank or RBI. Higher the CRR lower will be the
capacity of bank to create credit.

SLR: - known as Statutorily Liquidity Ratio. Each bank is required statutorily maintain a
prescribed minimum proportion of its demand and time liabilities in the form of
designated liquid asset.
OR
"Every bank has to maintain a percentage of its demand and time liabilities by way of
cash, gold etc".

BANK RATE: - is the rate of interest which is charged by RBI on its advances to
commercial banks. When reserve bank desires to restrict expansion of credit it raises the
bank rate there by making the credit costlier to commercial bank.

OVERDRAFT:- It is the loan facility on customer current account at a bank permitting

him to overdraw up to a certain agreed limit for a agreed period ,interest is payable only
on the amount of loan taken up.

PRIME LENDING RATE: It is the rate at which commercial banks give loan to its prime
customers.
As HR is undoubtedly the most grueling and significant part of an interview for any post
concerned or applied. So, some of the questions that you may come through are:
• “Tell us something about yourself”
o This is the most common and the first in the list of interview questions for clerk. No
matter what post or position you may be applying for, this is kind of a universal question
that will be asked, just to measure you up.
• This way the interviewer normally wants to have a slight notion of what do you feel
about yourself, about your qualities and how snappish and intellectually aptly can you
identify yourself. So, your reply should be very diminutive and at the same time giving
fine information concerning you. For example: you can say, ‘I am sensible, realistic but
at the same time imaginative, conscientious and can manage people well.’
• So, you are at this point interested about the clerk position we have offered. What
variety of experience do you boast of?
• Accurate RESPONSE: “I’ve just completed school, and I am searching for a full-time
arrangement that will aid me to expand and gather more experience. Honestly, I do not
have much job practice, but I was brought up in a family circle where my father, mother
and other family members taught us a superior work ethic. I can make out that hopefully,
I would be capable to fill this spot, since I am a very rapid apprentice.”
• INCORRECT response: “I can’t be acquainted with what you are saying…– I just
sought after an afternoon employment, so I can snooze in during the sunup hours, and
still comprise a assortment of time to go bashes and celebration or parties in the nights or
evenings. In addition, my mother goes past here each day on her means to her work, so
she may well drop me off.”
• “There might be times when I would require you at this juncture prior to your standard
hours commence. Will I have any dilemma trying to get a hold of you if I want you to
come up to work earlier?”
• CORRECT: “Well, I will be taking several daybreak college classes, however I don’t
have school on Mondays. So, I would be pleased to do that on Mondays, and I’ll strive to
remain efficient with my class agenda once I get my courses in concert.”
• Tell us something about your past experiences.
• The next subject which usually comes up and about interview questions for clerk is
concerning the earlier experiences as this assists the interviewer to acquire an thought
about how your precedent experiences are going to sway the company. Thus, it is very
imperative for you to come to a decision that which ingredient of your individualism and
job familiarity you would like to be in the illumination but make it in no doubt that you
do not end up with tales of your intrepidness and adventures. Here you should center
more on your daily life at work that will focus more on your dilemma solving skills: like
the means by which you demeanor yourself at your job, scrutinize tricky situations and
manage people.
Accounts at banks and/or other financial institutions.
1Deposit account
a:Checking accounts or current account
b: Savings accounts
c:Money market deposit account:
d:Time deposit
2Personal account
3Sweep account
4Transactional account or demand accounts or demand deposit accounts.

->Importance of your birth place,

->Importance of your district,
->College/University which you studied,
->importance of the different places you staying,
->great personalities born in your district etc.
->details regarding your extracurricular activities and your
achievements.
get prepare Positive answers for compulsory questions like
->Tell me about yourself,
->Tel me about your family,
->tell me about your previous job provder,
->your strong/weak points,
->why do you want joined SBI,
->why not using your higher qualifications,
->if you are undergoing graduate they definitely ask
->if we take you what you do your studies
->If you completed degree in more then 2years they will ask
what you doing till now.
->If you working why you want leave present job?

1)Tell me about yourself.

2)from where do you come from?
3)What is so special about AP compared to other states of India?
4)Some say AP is developed. How can they say it, when the power cuts are still present?
How can it be development without providing with full Electricity supply?
5)What is your opinion about free current? do you think Govt must give free current in
this scenario?
6)your are a techno guy, how is this useful in Banking?
7)Now I am going to ask you on General Knowledge. Which are the two states having
the same capital in India?
What is the specialty of January 26th ?
9)What did you studied in +2?
*10) What is do you mean by the terms umbra and penumbra?*
11)Now I shall test you on Current affairs. Who is the Chief Minister of West Bengal?
12)Who is the C.M. of Karnataka?
13)Do you have any computer subjects in your B-Tech?
14)How are computers useful in Banking?
15)What do you meant by CBS?
16)Give me three Strong -> Strong reasons that you shall stay in U.B.I?
17)How do banks take part in our country's Development?

define nation
define developed nations
coment on bric,saarc .asean
gdp
threats to usa
national anthem(general ques)

1. opinion about private engg colleges(as mine was one)

2. they asked the area of preparation n i said basucs of economics and banking so
the questions followed:
3. capital market
4. money market
5. intangible networth
6. call money
7. parallel economy(black money)
8. rtgs
9. neft
2. 1. Why r u leaving ur company?????
2. Did u appear in CAT???? %le ? got admsn in which colg? why banking?
3. 251 X 62 = ? wthn 10 secs.. it was the easiest one given by them amng all the
candidates.....generly 345*365, 457*457 etc.....
4. Historical importance of Plassey, Panipath and kuruksehtra....
5. Regrdng the talk of divestment in banking.... view.....
6. what is the drawback of PSU banks compared to pvt sector banks........
7. Still why people r preferring PSU banks to pvt banks......
8. wud u do sumthng for bettering the services of PSU banks [as i honestly raised
some concern over the service provided by PSU bank emplys]... wht qualities sud
a PO possess?????
9. hw wud u do that......
10. hw many bank-po exams and intrvw u hv appeard?
11. why u dint clear the other exams..... were IOB qus very easy???????
12. Extra curricular activities.... hw u manage..... in IOB also they hv cultural
actvts, wud u take part??????
13. How many friends.... what u do duing ur past times.... etc.