Objective

It has been my earnest desire to have productive work opportunities in an esteemed Institution which can give
me growth and opportunity to learn the Dynamics of its industry. I want to be so committed and involved with
that Institution that I can think for its growth.

Skills Summary
Well energetic
Learning ability
Positive work attitude
Ability to work with team under demanding situations
Strong co-operative skills
Well-structured approach in tackling work assignments

About Allied Bank

Allied Bank Limited was the first bank to be established in Pakistan. It started out in Lahore by the name
Australasia Bank before independence in 1942; was renamed Allied Bank of Pakistan Limited in 1974 and then
Allied Bank Limited in 2005.

In August 2004, because of capital reconstruction, the Bank’s ownership was transferred to a consortium
comprising Ibrahim Leasing Limited and Ibrahim Group. Today, with its existence of over 60 years, the Bank
has built itself a foundation with a strong equity, assets and deposit base. It offers universal banking services,
while placing major emphasis on retail banking. The Bank also has the largest network of over 780 online
branches in Pakistan and offers various technology-based products and services to its diverse clientele.

Vision

To become a dynamic and efficient bank providing integrated solutions in order to be the first choice bank for
the customers.

Mission
1. To provide value added services to our customers
2. To provide high tech innovative solutions to meet customers' requirements
3. To create sustainable value through growth, efficiency and diversity for all stakeholders
4. To provide a challenging work environment and reward dedicated team members according to
their abilities and performance
5. To play a proactive role in contributing towards the society

Core Values
1. Integrity
2. Excellence in Service
3. High Performance
4. Innovation and Growth

Consumer
In line with the Bank’s aim to provide a host of products and services to its customers, substantial ground
work has been done to establish a strong consumer banking business. Furthermore, to achieve this
objective, professionals from across the industry have been recruited into areas of product development,
sales, credit policy, research, consumer analytics, call centers and service quality departments.

The consumer portfolio, comprising the debit card, credit cards, auto loans, personal loans and
mortgages will be established phase by phase. However, we are confident that our strengths, together
with our largest network of online branches, a superior technology platform and a big customer base, will
take the Bank’s profitability to new heights.

Economic conditions worst in last six decades

Pakistan South Asia’s poorest performing economy

By Sajid Chaudhry

ISLAMABAD: Private Sector Development Task Force in its presentation at Planning Commission here
on Thursday expressed concerns over current economic condition of the country – which is at its worst in
the last six decades.

Today, Pakistan is South Asia’s poorest performing economy and it’s GNI growth rate is 1/3 that of India
and ½ that of Bangladesh. It warned that unless the trend is reversed the pool of poverty will be
increasing by 6 or 7 million people a year – from current estimates of 60 million, with most of the
increase taking place in urban areas contributing to social and political instability.

Task Force headed by renowned economist Shahid Javed Burki in its meeting here at Planning
Commission deliberated on the current economic situation, the state of private sector, main findings of
the task force, scope of follow-up work by the government and donors like World Bank, DFID, and
possibly the USAID.

Task force is scheduled to finalise its report of private sector development today (Friday) and its findings
would be presented to the President of Pakistan soon so as to develop mechanism for its implementation.

The task force said that the floods of 2010 – the greatest crisis to hit the crisis prone country ever – have
caused damage worth $9 billion to $10 billion in asset or a loss of close to 1% in GNI increase. However,
history suggests that the economy could rebound quickly if the right public policy framework is put in
place. Central to the needed policy framework is the role of the private sector and its close collaboration
with the government.

Discussing role of private sector, the task force findings suggested that today 90% of the Pakistan’s
economy is controlled by the private sector but the culture of government subsidies started right after
independence – which put a large burden on budget. The private sector is dominated by very small
enterprises, as they remained small primarily because of the regulatory system in place.

According to the main findings of the task force, rationalisation and expansion of the fiscal base with an
aim of increase in tax base from tax-to-GDP ratio from the current 9% to 17% in the next five years. It
suggested development of institutional and analytical framework to guide the process of fiscal
decentralization, removal of anti-export bias in the management, the economy and move towards export-
led growth. It also recommended development of Pakistani firms through rationalizing the regulatory
system, providing them with better access to institutional financing and improving its technical base. It
suggested the government implement a well-financed framework to improve and develop the
infrastructure base of the economy. It also suggested improving educational and skill base of the
economy. It recommended setting up an institutional mechanism for implementing the recommendations
of the Task Force and involvement of task force in overseeing the process of its implementation.

The task force also suggested the scope of follow up work by the government and donor community and
suggested to review the Trade Policy with a view to placing export-led growth. Inventory subsidies
granted to the private sector with a view to their rationalization. Inventory of available physical
infrastructure, determining development priorities and mechanism for financing them. Review the
economic laws on the book with a view to rationalize the.

For improvement in functioning of the government, the task force suggested that civil service reforms be
carried out, launching of the public awareness programme so as to create constituency for reforms
leading to a new social compact for the country.