Health Insurance Comparison Premium Projection Mar Apr 2019

Sno Type Insurance company ICR 2013-14 ICR 2014-15 ICR 2015-16 ICR 2016-17 ICR 2017-18
1 National Insurance 104.29% 110.02% 110.40% 126.98% 115.54%

2 PUBLIC
New India 96.85% 98.78% 114.64% 102.94% 103.18%
3 Oriental 115.23% 117.02% 114.48% 118.23% 113.87%
4 United India 114.26% 118.98% 122.25% 138.51% 110.95%
5 Aditya Birla - - - 110.68% 89.05%
STANDALONE
6 Apollo Munich 65.59% 63.03% 64.61% 54.99% 62.50%

7 Cigna TTK 59.68% 64.32% 78.66% 48.14% 46.32%
8 Max Bupa 59.07% 55.16% 59.53% 51.96% 50.26%
9 Religare 79.92% 61.13% 57.25% 50.52% 51.99%
10 Star Health 67.21% 63.96% 53.81% 60.51% 61.77%
11 Bajaj Allianz 86.60% 73.59% 74.94% 78.50% 77.61%
12 Bharti Axa 86.32% 97.48% 85.42% 76.88% 98.50%
13 Cholamandalam 61.71% 52.43% 44.56% 40.07% 39.82%
14 Future Generalli 84.85% 79.94% 81.54% 78.93% 87.50%
15 HDFC Ergo 92.91% 56.48% 51.00% 50.76% 52.55%
16 ICICI Lombard 93.02% 87.38% 82.09% 90.22% 68.27%
17 IFFCO Tokio 87.17% 92.41% 104.25% 104.30% 90.58%
18 Kotak Mahindra - - 34.29% 51.42% 48.53%
PRIVATE
19 L&T 90.64% 51.94% 46.52% 41.47% -

20 Liberty General 88.29% 102.56% 106.02% 74.36% 74.75%
21 Magma HDI - 92.42% 193.60% 180.98% 34.91%
22 Raheja QBE 96.45% 117.14% 94.74% 122.22% 15.38%
23 Reliance 97.78% 107.49% 95.87% 98.49% 106.56%
24 Royal Sundaram 57.09% 52.89% 58.57% 62.09% 61.35%
25 SBI 48.63% 80.37% 54.41% 53.43% 52.85%
26 Shriram 90.00% 71.03% 64.38% 38.57% 50.66%
27 TATA AIG 86.28% 69.94% 64.85% 57.20% 60.53%
28 Universal Sompo 108.94% 102.22% 85.07% 85.07% 103.76%
S.No Type Insurance company ICR 2013-14 ICR 2014-15 ICR 2015-16 ICR 2016-17 ICR 2017-18
STANDALONE
1 Apollo Munich 65.59% 63.03% 64.61% 54.99% 62.50%

2 Max Bupa 59.07% 55.16% 59.53% 51.96% 50.26%
3 Religare 79.92% 61.13% 57.25% 50.52% 51.99%
4 Star Health 67.21% 63.96% 53.81% 60.51% 61.77%
5 Bajaj Allianz 86.60% 73.59% 74.94% 78.50% 77.61%
6 Bharti Axa 86.32% 97.48% 85.42% 76.88% 98.50%
7 Future Generalli 84.85% 79.94% 81.54% 78.93% 87.50%
PRIVATE
8 HDFC Ergo 92.91% 56.48% 51.00% 50.76% 52.55%

9 ICICI Lombard 93.02% 87.38% 82.09% 90.22% 68.27%
10 Liberty General 88.29% 102.56% 106.02% 74.36% 74.75%
11 Royal Sundaram 57.09% 52.89% 58.57% 62.09% 61.35%
12 TATA AIG 86.28% 69.94% 64.85% 57.20% 60.53%
Avg ICR
113.45%
103.28%
115.77%
120.99%
99.87%
62.14%
59.42%
55.20%
60.16%
61.45%
78.25%
88.92%
47.72%
82.55%
60.74%
84.20%
95.74%
57.64%
89.20%
125.48%
89.19%
101.24%
58.40%
57.94%
62.93%
67.76%
97.01%
Avg ICR
62.14%
55.20%
60.16%
61.45%
78.25%
88.92%
82.55%
60.74%
84.20%
89.20%
58.40%
67.76%
Insurers Apollo Munich Max Bupa Religare Star Health Bajaj Allianz Bharti Axa Future Generalli HDFC Ergo Icici Lombard Liberty General Royal Sundaram Tata AIG
Floater Policy Name Easy Health Standard Optima Restore Health Companion Go Active Care 4 Elite Comprehensive Family Health Optima Health Guard - Gold Plan Smart Super Health Health Total - Vital Plan Health Suraksha Gold iHealth Budget Health E-Connect Health Basic Lifeline Supreme Medicare
Room rent capping No No No No No No No No No cap upto SI Not mentioned No No No No No No
Highest Room eligibility Not mentioned Not mentioned Except Suite or above room Except Suite or above room Single private room Single standard AC room Single standard AC room Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned 10% if exceeded room rent cap
Yes increase in premium if existing Yes increase in premium if existing Yes increase in premium if existing Yes increase in premium if existing Yes increase in premium if existing Yes increase in premium if existing Yes increase in premium if existing Yes increase in premium if existing Yes increase in premium if existing Yes increase in premium if existing Yes increase in premium if existing Yes Yes increase in premium if existing Yes increase in premium if existing Diabetes, hypertension, heart Yes increase in premium if existing
illness during test at inception or illness during test at inception or illness during test at inception or illness during test at inception or illness during test at inception or illness during test at inception or illness during test at inception or illness during test at inception or illness during test at inception or illness during test at inception & cap illness during test at inception or illness during test at inception or illness during test at inception or conditions illness during test at inception or
renewal renewal renewal renewal renewal renewal renewal renewal renewal in existing diseases even after renewal renewal renewal renewal
Disease specific loading (capping) Cateract (cap) Rs.40,000/eye & upto waiting periods
Rs.50,000/policy period
1. Room rent 1. Room rent 1. Room rent 1. Room rent 1. Room rent 1. Room rent 1. Room rent 1. Room rent 1. Room rent Not available 1. Room rent Not available 1. Room rent 1. Room rent 1. Room rent Not available
2. Nursing charges 2. Nursing charges 2. Nursing charges 2. Nursing charges 2. Nursing charges 2. Nursing charges 2. Nursing charges 2. Nursing charges 2. Nursing charges 2. Nursing charges 2. Nursing expenses 2. Nursing expenses 2. Nursing charges
3. Medical practitioner fees 3. Medical practitioner fees 3. Medical Practitioner/Dr fees 3. Medical Practitioner/Dr fees 3. Medical Practitioner/Dr fees 3. Medical Practitioner/Dr fees 3. Medical Practitioner/Dr fees 3. Medical Practitioner/Dr fees 3. Medical practitioner fees 3. Medical practitioner fees 3. Medical practitioner/Dr fees 3. Medical practitioner/Dr fees 3. Medical practitioner/Dr fees
4. Investigation & Diagnostic 4. Investigation & Diagnostic 4. Investigation & Diagnostic 4. Investigation & Diagnostic 4. Investigation & Diagnostic 4. Investigation & Diagnostic 4. Investigation & Diagnostic 4. Investigation & Diagnostic 4. Investigation & Diagnostic 4. Investigation & Diagnostic 4. Investigation services such as 4. Investigation services such as 4. Investigation & Diagnostic
procedures procedures procedures procedures procedures procedures procedures procedures procedures procedures labaratory, x-ray, diagnostic tests labaratory, x-ray, diagnostic tests procedures charges
5. Physiotherapy 5. Physiotherapy 5. Physiotherapy 5. Physiotherapy 5. Physiotherapy 5. Physiotherapy 5. Physiotherapy 5. Physiotherapy 5. Physiotherapy 5. Physiotherapy 5. Physical therapy 5. Physical therapy 5. Physical therapy
6. Medicine, drugs, consumables 6. Medicine, drugs, consumables 6. Medicine, drugs, consumables 6. Medicine, drugs, consumables 6. Medicine, drugs, consumables 6. Medicine, drugs, consumables 6. Medicine, drugs, consumables 6. Medicine, drugs, consumables 6. Medicines, drugs, consumables 6. Medicines, drugs, consumables 6. Medicine, drugs, consumables 6. Medicine, drugs, consumables 6. Medicine, drugs, consumables
7. Intravenous fluids, blood 7. Intravenous fluids, blood 7. Intravenous fluids, blood 7. Intravenous fluids, blood 7. Intravenous fluids, blood 7. Intravenous fluids, blood 7. Intravenous fluids, blood 7. Intravenous fluids, blood 7. Intravenous fluids, blood 7. Intravenous fluids, blood 7. Intravenous fluids, blood 7. Intravenous fluids, blood 7. Intravenous fluids, blood
transfusion, injection administrative transfusion, injection administrative transfusion, injection administration transfusion, injection administration transfusion, injection administration transfusion, injection administration transfusion, injection administration transfusion, injection administration transfusion, injection administration transfusion, injection administration transfusion, injection administration transfusion, injection administration transfusion, injection administration
charges charges charges charges charges charges charges charges charges charges charges charges charges
8. Operation theatre 8. Operation theatre 8. Operation theatre charges 8. Operation theatre charges 8. Operation theatre charges 8. Operation theatre charges 8. Operation theatre charges 8. Operation theatre charges 8. Operation theatre charges 8. Operation theatre charges 8. Operation theatre charges 8. Operation theatre charges 8. Operation theatre charges
9. Prosthetic devices if implanted 9. Prosthetic devices if implanted 9. Prosthetics devices if implanted 9. Prosthetics devices if implanted 9. Prosthetics devices if implanted 9. Prosthetics devices if implanted 9. Prosthetics devices if implanted 9. Prosthetics devices if implanted 9. Prosthetics devices if implanted 9. Prosthetics devices if implanted 9. Prosthetics devices if implanted 9. Prosthetics devices if implanted 9. Prosthetics devices if implanted
10. Intensive care unit charges 10. Intensive care unit charges 10. Intensive care unit charges 10. Intensive care unit charges 10. Intensive care unit charges 10. Intensive care unit charges 10. Intensive care unit charges 10. Intensive care unit charges 10. Intensive care unit charges 10. Intensive care unit charges 10. Intensive care unit bed charges 10. Intensive care unit bed charges 10. Intensive care unit charges
11. Boarding expenses 11. Boarding expenses
11. Boarding expenses 11. Boarding expenses 11. Boarding expenses 11. Boarding expenses 11. Boarding expenses 11. Boarding expenses 11. Boarding expenses 11. Boarding expenses 11. Boarding expenses 11. Boarding expenses 12. Dressing, ordinary splints & 12. Dressing, ordinary splints & 11. Boarding expenses
12. Dressing, ordinary splints & 12. Dressing, ordinary splints & 12. Dressing, ordinary splints & 12. Dressing, ordinary splints & 12. Dressing, ordinary splints & 12. Dressing, ordinary splints & 12. Dressing, ordinary splints & 12. Dressing, ordinary splints & 12. Dressing, ordinary splints & 12. Dressing, ordinary splints & plaster casts plaster casts 12. Dressing, ordinary splints &
plaster casts plaster casts plaster casts plaster casts plaster casts plaster casts plaster casts plaster casts plaster casts plaster casts 13. Surgical fees 13. Surgical fees plaster casts
In Patient treatment expenses 13. Surgical appliances 13. Surgical appliances 13. Surgical fees 13. Surgical fees 13. Surgical fees 13. Surgical appliances 13. Surgical appliances 13. Surgical appliances 13. Surgical appliances 13. Surgical appliances 14. Anasthetist 14. Anasthetist 13. Surgical appliances
14. Anasthetist 14. Anasthetist 14. Anasthetist 14. Anasthetist 14. Anasthetist 14. Anasthetist 14. Anasthetist 14. Anasthetist 14. Anasthetist 14. Anasthetist 15. Anasthesia, blood, oxygen & 15. Anasthesia, blood, oxygen & 14. Anasthetist
15. Anasthesia, blood, oxygen & 15. Anasthesia, blood, oxygen & 15. Anasthesia, blood, oxygen & 15. Anasthesia, blood, oxygen & 15. Anasthesia, blood, oxygen & 15. Anasthesia, blood, oxygen & 15. Anasthesia, blood, oxygen & 15. Anasthesia, blood, oxygen & 15. Anasthesia, Blood, oxygen & 15. Anasthesia, blood, oxygen & their their administration their administration 15. Anasthesia, blood, oxygen
their administration their administration their administration their administration their administration their administration their administration their administration their administration administration 16. Surgeon, consultants, specialist 16. Surgeon, consultants, specialist & their administration
16. Surgeon, Consultants, Specialist 16. Surgeon, Consultants, Specialist 16. Surgeon, Consultants, specialist 16. Surgeon, Consultants, specialist 16. Surgeon, Consultants, specialist 16. Surgeon, Consultants, specialist 16. Surgeon, Consultants, specialist 16. Surgeon, Consultants, specialist 16. Surgeon, Consultants, specialist 16. Surgeon, consultants, specialist fees fees 16. Surgeon, consultants, specialist
fees fees fees fees fees fees fees fees fees fees fees
Not mentioned Not mentioned No No 20% for above 60 years of age 10% for above 60 years of age 20% for above 60 years of age No Not clear 20% - (60-64), 25% - (65-69), No. Once opted cannot be withdrawn No No No Not mentioned No
CoPay 30% - (70-74), 40% - (above 75) on subsequent renewals
10% upto 100% of SI for every claim 50% upto 100% of SI for every claim 20% upto 100% of SI for every claim 20% upto 100% of SI for every claim 10% upto 50% of SI for every claim 50% upto 100% of SI for every claim 25% of expiring SI in second year & 10% upto 100% of SI for every claim No 50% upto 100% of SI for every claim 5% upto 50% of SI for every claim 10% upto 100% of SI for every claim 10% upto 100% of SI for every claim 10% upto 100% of SI for every claim 20% upto 100% of SI for every claim 50% upto 100% of SI for every claim
free year free year free year free year free year free year 10% of expiring SI for subsequent free year free year free year free year free year free year free year free year
No Claim Bonus (NCB) claim free years upto 100%
10% reduction in subsequent Year 50% reduction in subsequent Year No No 10% reduction in subsequent Year 50% reduction in subsequent Year 10% reduction in subsequent Year. 10% reduction in subsequent Year Not available 50% reduction in subsequent Year 5% reduction in subsequent Year 10% reduction in subsequent Year No No No 50% reduction in subsequent Year
NCB decrements on claims Reduction at same rate as accrued
Pre Hospitalization 60 days 60 days 30 days 90 days 30 days 30 days 60 days 60 days 60 days 60 days 60 days 30 days 30 days 60 days 60 days 60 days
Post Hospitalization 90 days 180 days 60 days 180 days 60 days 60 days 90 days 90 days 90 days 90 days 90 days 60 days 60 days 90 days 90 days 90 days
Policy waiting period for 1st Year 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days
Waiting period for existing diseases 36 months 36 months 48 months 36 months 48 months 48 months 48 months 36 months 48 months 24 months 48 months 48 months 48 months 48 months 36 months 36 months
Waiting period for specific illness for 1st Year 24 months 24 months 24 months 24 months 24 months 24 months 24 months 24 months 24 months 24 months 24 months 24 months 24 months 24 months 24 months 24 months
Lifelong renewal Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes
Grace Period during policy renewal 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days 30 days
No:of network hospitals in Chennai 238 238 203 203 507 490 490 224 113 246 323 153 367 367 563 313
Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned Claim submission with in 15 days of Claim submission with in 15 days of Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned
Non network hospital coverage in SI end of the end of the
post hospitalization period post hospitalization period
No:of Permanent Exclusions 4 Non Medical, 26 Medical 4 Non Medical, 27 Medical 31 31 36 37 28 21 37 33 29 30 35 35 38 14 Non Medical, 24 Medical
Not mentioned but 144 covered Not mentioned but 144 covered 536 536 541 405 405 130 Unknown Unknown 144 150 405 405 200 540
No:of day care procedures
Day care procedures non exhaustive Not mentioned Not mentioned Not mentioned Not mentioned Yes Not mentioned Not mentioned Yes Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned Yes Not mentioned
Not covered 100% of basic SI in same year for 100% of basic SI in same year for 100% of basic SI in same year for 100% of basic SI in same year for 100% of basic SI in same year for 100% of basic SI restoration for 3 100% of basic SI in same year for Not covered 100% of basic SI in same year for Rider 100% of basic SI in same year for 100% of basic SI in same year for Not covered 100% of basic SI in same year for 100% of basic SI in same year for
unrelated illness if complete or unrelated illness if complete or unrelated illness if complete or unrelated illness upon run out unrelated illness upon exhaustion of times in same year for unrelated unrelated illness upon exhaustion of unrelated illness if any basic SI & unrelated illness if basic SI & unrelated illness if any basic SI & unrelated illness if basic SI & unrelated illness upon
partial basic SI & accrued bonus is partial basic SI & accrued bonus is partial basic SI & accrued bonus is of/exhaustion of Basic Sum Insured any Basic Sum Insured or accrued illness upon exhaustion of any Basic any Basic Sum Insured or accrued cumulative bonus is completely accrued bonus is insufficient as a cumulative bonus is completely accrued bonus is insufficient as a exhaustion of the Sum Insured and
utilized utilized utilized Cumulative Bonus Sum Insured or accrued Cumulative Bonus exhausted result of previous claims in exhausted result of previous claims in accrued Cumulative Bonus
Cumulative Bonus that Policy Year that Policy Year
In addition to that, recharge benefit
of additional Rs.1,50,000 can be
Restore/Reload/Recharge/Refill benefit availed per policy period which can
be utilized for same illness
Super Top-Up Facility Available Available Available Available Available Available Available Available Available Not available Available Available Available Available Available Not Available
Super Top-Up Facility max SI ₹ 1,000,000 ₹ 1,000,000 ₹ 500,000 ₹ 500,000 ₹ 3,000,000 ₹ 2,500,000 ₹ 2,500,000 ₹ 5,000,000 ₹ 2,500,000 Not available ₹ 2,000,000 ₹ 5,000,000 ₹ 10,000,000 ₹ 10,000,000 2,000,000 Not Available
1% SI per policy & only after 4 Upto a maximum of Rs.2,500 Available for Urine routine analysis, Available for Urine routine analysis, Available for Urine routine analysis, 1% of the avg SI for every 3 Free health checkup for every 1% of the avg SI for every 3 1% of the avg SI for every 4 Not covered 1% of the avg SI max upto Rs. 5,000 Covered Urine routine analysis, CBC with ESR, Urine routine analysis, CBC with ESR, Urine routine analysis, CBC with ESR, 1% of previous year policy sum
continuous claim free years per policy, only once at CBC with ESR, S cholestrol, Sr. HDL, CBC with ESR, S cholestrol, Sr. HDL, CBC with ESR, Blood group, Fasting continuous claim free years upto continuous claim free year upto continuous claim free years upto continuous claim free years for every 4 continuous claim free lipid profile, utine urine analysis, lipid profile, utine urine analysis, HbA1C, Lipid profile, Kidney function insured subject to a maximum of Rs.
the end of a block of every Sr. LDL, HbA1C once per year Sr. LDL, HbA1C once per year blood sugar, Lipid profile(Cholestrol, Rs.5,000 Rs.1,500 Rs.5,000 years Blood group, fasting blood sugar, Blood group, fasting blood sugar, test, ECG, complete physical 10,000/- per policy in the event of
continuous 2 Policy Years LDL, HDL, TGL, VLDL), Kidney medical examination report for medical examination report for examination by physician once per every two continuous claim free
Free health checkup function test(3), ECG once per year every 2 continuous claim free years every 2 continuous claim free years year policy years
Year of establishment 2007 2007 2008 2008 2012 2006 2006 2001 2008 2007 2002 2001 2013 2013 2000 2001
Covers the cost of treatment of Covers the cost of treatment of Medical Expenses for an organ Medical Expenses for an organ upto Rs.1L. Organ donor's screening, Not covered upto 10% of SI or Rs.1L whichever is Medical Expenses for an organ Medical Expenses for an organ Medical Expenses for an organ Medical Expenses for an organ Rider Organ donor’s screening charges & Organ donor’s screening charges & Medical Expenses for an organ Covers the cost of treatment of
Medical and surgical Expenses of Medical and surgical Expenses of donor’s In-patient treatment for the donor’s In-patient treatment for the pre & post hospitalization not less. Organ donor's screening, pre & donor’s In-patient treatment for the donor’s In-patient treatment for the donor’s In-patient treatment for the donor’s In-patient treatment for the the medical the medical donor’s In-patient treatment for the Medical and surgical Expenses of
the organ donor for harvesting the the organ donor for harvesting the harvesting of the organ donated is harvesting of the organ donated is payable post hospitalization not payable harvesting of the organ donated is harvesting of the organ donated is harvesting of the organ donated is harvesting of the organ donated is expenses for an organ donor’s expenses for an organ donor’s harvesting of the organ donated is the organ donor for harvesting the
organ where an Insured Person is organ where an Insured Person is also covered provided the organ is also covered provided the organ is also covered provided the organ is also covered provided the organ is also covered provided the organ is also covered provided the organ is treatment for the treatment for the also covered provided the organ is organ where an Insured Person is
the recipient. Organ donor's the recipient. Organ donor's for the use of the Insured Person. for the use of the Insured Person. for the use of the Insured Person. for the use of the Insured Person. for the use of the Insured Person. for the use of the Insured Person. harvesting of the organ (Included harvesting of the organ (Included for the use of the Insured Person. the recipient
screening, pre & post screening, pre & post hospitalization Organ donor's screening, pre & post Organ donor's screening, pre & post Organ donor's screening, pre & post Organ donor's screening, pre & post Organ donor's screening, pre & post Organ donor's screening, pre & post within the Basic SI) upto 1L. Donor's within the Basic SI) upto SI. Donor's Organ donor's screening, pre & post
Organ Donor coverage hospitalization not payable not payable hospitalization not payable hospitalization not payable hospitalization not payable hospitalization not payable hospitalization not payable hospitalization not payable pre & post hospitalization or other pre & post hospitalization or other hospitalization not payable
medical treatment not payable medical treatment not payable
Not covered One opinion per policy year Not covered One opinion per Insured Person per Once per major illness/injury per Covered Covered Not covered Unknown Twice in a policy year Rider Rider Once in a policy year Once in a policy year Available once for 11 specified Available once for 9 specified critical
Specified policy year critical illness once during policy illness once during policy period
2nd Opinion Illness / Planned Surgery / Surgical period
Procedure
Ambulance charges ₹ 2,000.00 ₹ 2,000.00 ₹ 3,000.00 ₹ 3,000.00 ₹ 2,000.00 ₹ 2,000.00 ₹ 1,500.00 ₹ 20,000.00 ₹ 3,000.00 ₹ 1,500.00 Unknown ₹ 1,500.00 ₹ 1,500.00 ₹ 1,500.00 ₹ 5,000.00 ₹ 3,000.00
Covered upto SI only if treatment Covered upto SI only if treatment Covered upto SI only if treatment Covered upto SI only if treatment Covered upto 10% SI only if Covered for 1st 3 days only if Covered for 1st 3 days only if Not covered Covered for 1st 3 days only if Covered upto 10% SI only if Covered upto SI only if treatment Not covered Covered upto 10% SI only if Covered upto 10% SI only if Covered upto SI only if treatment Covered upto 10% SI only if
period extends beyond 3 days. Pre period extends beyond 3 days. Pre period extends beyond 3 days. Pre & period extends beyond 3 days. Pre & treatment period extends beyond 3 treatment period extends beyond treatment period extends beyond treatment period extends beyond treatment period extends beyond 3 extends beyond 3 days. treatment period extends beyond 3 treatment period extends beyond 3 extends beyond 3 days. treatment period extends beyond 3
hospitalization expenses are hospitalization expenses are payable post hospitalization expenses may post hospitalization expenses may days with exclusions. Pre & post that with exclusions. Pre & post that with exclusions. Pre & post that with exclusions. Pre & post days with exclusions. Pre & post Prehospitalization expenses are days. Pre & Post hospitalization are days. Pre & Post hospitalization are Prehospitalization expenses are days. Pre & Post hospitalization are
payable not be payable as it's not specified not be payable as it's not specified hospitalization not payable hospitalization not payable hospitalization not payable hospitalization not payable hospitalization not payable payable. Post hospitalization not payable. Also has 11 exclusions not payable. Also has 11 exclusions payable. Post hospitalization not payable. Also has 11 exclusions
Domiciliary (Home) under those category & explicitly under those category & explicitly expenses not payable expenses not payable
Not covered Not covered And vaccination for animal bite is 6 times per year. Rs.600 limit per Not covered Dental/opthalmic covered on OPD Not covered Not covered Not covered Not covered Not covered Not covered Not covered Not covered Not covered Not covered
covered as OPD upto Rs.5,000 consultation basis after continous 3Y policy
Out Patient Department (OPD) renewal for Rs.300 per consultation
upto Rs.1,200
Not covered Not covered Not covered Not covered Not covered Covered after continuous 3Y policy Not covered Not covered Not covered Not covered 50% of dental treatment after 3 Not covered Not covered Not covered Not covered Not covered
Dental upto Rs.5,000 consecutive policy renewal. Rider
Rider Rider Not covered Not covered Not covered Not covered Not covered Not covered 11 critical illness covered upto basic Not covered Not covered Rider Not covered Not covered 11 critical illness covered upto basic Not covered
Critical illness coverage SI SI
Ayurveda, Unani, Sidha, Not covered Ayurveda, Unani, Sidha, Ayurveda, Unani, Sidha, Ayurveda, Unani, Sidha, Not covered Ayurveda, Unani, Sidha, Not covered Not covered Ayurveda, Unani, Sidha, Ayurveda, Unani, Sidha, Homeopathy Ayurveda, Unani, Sidha, Ayurveda, Unani, Sidha, Ayurveda, Unani, Sidha, Govt hospital upto Rs.50,000 and Ayurveda, Unani, Sidha,
Homeopathy (Govt recognized) Homeopathy upto basic SI (Govt Homeopathy upto basic SI (Govt Homeopathy (Govt recognized) upto Homeopathy (Govt recognized) upto Homeopathy upto basic SI (Govt upto basic SI (Govt recognized) Homeopathy upto basic SI (Govt Homeopathy upto basic SI (Govt Homeopathy upto basic SI (Govt other hospitals covered upto Homeopathy upto basic SI (Govt
upto Rs.20,000.00 recognized) recognized) Rs.20,000.00 Rs.15,000.00 recognized) recognized) recognized) recognized) Rs.30,000.00 for recognized)
Alternative/Ayush Treatment Ayurveda, Unani, Sidha,
Homeopathy
Shared accomodation in network Shared accomodation in network Shared accomodation in network Shared accomodation in network Rider Rs. 500/day upto 7 days for max of Not covered Rs. 500/day upto 10 days for max of Rider Rider Rider Rider Daily cash Rs.500/day of Daily cash Rs.500/day of Rider Shared accomodation in network
hospitals for more than continous hospitals for more than continous hospitals for more than continous 48 hospitals for more than continous 48 120 days in entire policy period only 120 days in entire policy period only hospitalization max up to 10th hospitalization max up to 10th hospitals for more than continous
48 hrs time spent in ICU. 48 hrs time spent in ICU. Rs.800/day hrs time spent in ICU. Rs.2,000/day hrs time spent in ICU. Rs.2,000/day if exceeds 24 hrs if exceeds 24 hrs day of continuous hospitalization. A day of continuous hospitalization. A 24 hrs. 0.25% of SI upto Rs. 2,000
Daily Cash Rs.500/day Max Rs.3,000 Max Rs.4,800 upto 30 days upto 30 days deductible of first 48 hours of deductible of first 48 hours of per day
hospitalization is applicable hospitalization is applicable
Cost sharing option optable at 20% 20% co-pay if treatment taken in Premium applicable as zone1a for 20% co-payment if treatment Unknown Not mentioned Not mentioned Not mentioned Not mentioned Not mentioned 15% discount in premium if not
Zone based co-payment co-pay mumbai, delhi ncr, kolkata, gujarat chennai availed in zone A resided in Chennai, Bangalore etc
state if zone2 is selected
2A Floater Premium 1Y for 5L SI ₹ 9,383.00 ₹ 11,159.00 ₹ 8,666.00 ₹ 13,063.00 ₹ 10,387.00 ₹ 12,295.00 ₹ 10,608.20 ₹ 9,532.00 ₹ 11,506.59 ₹ 9,514.00 ₹ 8,827.00 ₹ 9,788.00 ₹ 9,094.26 ₹ 10,024.10 ₹ 8,186.00 ₹ 12,695.00
2A Floater Premium 2Y for 5L SI Rs. 17,359 (7.5% discount) Rs. 23,906 (7.5% discount) Rs. 16,395 (5.41% discount) ₹ 26,126.00 Rs. 19,215 (7.5% discount) Not available Not available Rs. 18,302 (4% discount) ₹ 21,862.53 ₹ 17,601.00 ₹ 15,889.00 ₹ 17,618.00 Rs. 16,824.38 (7.5% discount) Rs. 18,544.59 (7.5% discount) Rs.15,300 (7.5% discount) Rs.24,120(5% discount)
2A Floater Premium 3Y for 5L SI Not available Not available Not available Not available Rs. 28,044 (10% discount) Not available Not available Rs. 26,308 (8% discount) ₹ 31,067.80 ₹ 25,687.00 ₹ 23,038.00 Not available Not available Not available Rs.22,053 (12.5% discount) Rs.34,276(10% discount)
₹ 8,645.00 ₹ 8,645.00 Not available Not available ₹ 4,045.00 ₹ 3,068.00 ₹ 3,068.00 ₹ 2,923.00 Not available Not available ₹ 1,650.00 ₹ 4,197.00 ₹ 1,896.31 Rs.6,744 Not Available
2A Super Top Up Premium 2Y for 10L SI with 5L Topup with aggregate but Useless
deductible per year
Stay active by 10000 steps every 3 Stay active by 10000 steps every 3 Enter at or before the age of 35 Enter at or before the age of 35 Lumpsum payment of 1% of SI to 5% discount in premium on renewal Voluntary deductible discount
months to avail upto 8% discount months to avail upto 8% discount on years (as on last birthday) and years (as on last birthday) and max of Rs.5,000 if treatment taken upto 25% 20% if deductible is 50K
on premium renewal after premium renewal after achieving receive a 10% discount receive a 10% discount in preferred network hospital and
achieving avg no:of steps by staying avg no:of steps by staying fit at in the First Policy Year Base in the First Policy Year Base Rs.800/day if shared accomodation
fit at regular time intervals regular time intervals Premium and all subsequent Premium and all subsequent is availed.
Special Discount Renewal Base Premium Renewal Base Premium Additional 25% of SI upto 5L for
road traffic accident once in a policy
year
Insurers Max Bupa
Floater Policy Name Health Companion
Room rent capping No
Highest Room eligibility Except Suite or above room
Yes increase in premium if existing
Disease specific loading (capping) illness during test at inception or
renewal
1. Room rent
2. Nursing charges
3. Medical Practitioner/Dr fees
4. Investigation & Diagnostic
procedures
5. Physiotherapy
6. Medicine, drugs, consumables
7. Intravenous fluids, blood
transfusion, injection administration
charges
8. Operation theatre charges
9. Prosthetics devices if implanted
10. Intensive care unit charges
11. Boarding expenses

12. Dressing, ordinary splints &
plaster casts
In Patient treatment expenses 13. Surgical fees
14. Anasthetist
15. Anasthesia, blood, oxygen &
their administration
16. Surgeon, Consultants, specialist
fees
CoPay No
20% upto 100% of SI for every claim
No Claim Bonus (NCB) free year
No
NCB decrements on claims
Pre Hospitalization 30 days

Post Hospitalization 60 days
Policy waiting period for 1st Year 30 days
Waiting period for existing diseases 48 months
Waiting period for specific illness for 1st Year 24 months
Lifelong renewal Yes
Grace Period during policy renewal 30 days
No:of network hospitals in Chennai 203
Non network hospital coverage in SI Not mentioned
No:of Permanent Exclusions 31
No:of day care procedures 536
Day care procedures non exhaustive Not mentioned
100% of basic SI in same year for
unrelated illness if complete or
partial basic SI & accrued bonus is
Restore/Reload/Recharge/Refill benefit utilized
Super Top-Up Facility Available

Super Top-Up Facility max SI ₹ 500,000
Available for Urine routine analysis,
CBC with ESR, S cholestrol, Sr. HDL,
Sr. LDL, HbA1C once per year
Free health checkup
Year of establishment 2008

Medical Expenses for an organ
donor’s In-patient treatment for the
harvesting of the organ donated is
also covered upto SI provided the
organ is for the use of the Insured
Organ Donor coverage Person. Organ donor's screening,
pre & post hospitalization not
payable
Not covered
2nd Opinion
Ambulance charges ₹ 3,000.00

Covered upto SI only if treatment
period extends beyond 3 days. Pre &
post hospitalization expenses may
not be payable as it's not specified
Domiciliary (Home) under those category & explicitly
And vaccination for animal bite is

Out Patient Department (OPD) covered as OPD upto Rs.5,000
Dental Not covered
Not covered
Critical illness coverage
Ayurveda, Unani, Sidha,
Homeopathy upto basic SI (Govt
recognized)
Alternative/Ayush Treatment
Shared accomodation in network

hospitals for more than continous 48
hrs time spent in ICU. Rs.2,000/day
Daily Cash upto 30 days
Cost sharing option optable at 20%

Zone based co-payment co-pay
2A Floater Premium 1Y for 5L SI ₹ 8,666.00

2A Floater Premium 2Y for 5L SI Rs. 16,395 (5.41% discount)
2A Floater Premium 3Y for 5L SI Not available
Not available
2A Super Top Up Premium 2Y for 10L SI with 5L
deductible per year
Enter at or before the age of 35

years (as on last birthday) and
receive a 10% discount
Special Discount in the First Policy Year Base
Premium and all subsequent
Renewal Base Premium
Max Bupa Bajaj Allianz Liberty General
Go Active Health Guard - Gold Plan Health E-Connect
No No No
Except Suite or above room Not mentioned Not mentioned
Yes increase in premium if existing Yes increase in premium if existing Yes increase in premium if existing
illness during test at inception or illness during test at inception or illness during test at inception or
renewal renewal renewal
1. Room rent 1. Room rent 1. Room rent

2. Nursing charges 2. Nursing charges 2. Nursing expenses
3. Medical Practitioner/Dr fees 3. Medical Practitioner/Dr fees 3. Medical practitioner/Dr fees
4. Investigation & Diagnostic 4. Investigation & Diagnostic 4. Investigation services such as
procedures procedures labaratory, x-ray, diagnostic tests
5. Physiotherapy 5. Physiotherapy 5. Physical therapy
6. Medicine, drugs, consumables 6. Medicine, drugs, consumables 6. Medicine, drugs, consumables
7. Intravenous fluids, blood 7. Intravenous fluids, blood 7. Intravenous fluids, blood
transfusion, injection administration transfusion, injection administration
transfusion, injection administration
charges charges charges
8. Operation theatre charges 8. Operation theatre charges 8. Operation theatre charges
9. Prosthetics devices if implanted 9. Prosthetics devices if implanted
9. Prosthetics devices if implanted
10. Intensive care unit charges 10. Intensive care unit charges 10. Intensive care unit bed charges
11. Boarding expenses 11. Boarding expenses 12. Dressing, ordinary splints &
12. Dressing, ordinary splints & 12. Dressing, ordinary splints & plaster casts
plaster casts plaster casts 13. Surgical fees
13. Surgical fees 13. Surgical appliances 14. Anasthetist
14. Anasthetist 14. Anasthetist 15. Anasthesia, blood, oxygen &
15. Anasthesia, blood, oxygen & 15. Anasthesia, blood, oxygen & their administration
their administration their administration 16. Surgeon, consultants, specialist
16. Surgeon, Consultants, specialist 16. Surgeon, Consultants, specialist fees
fees fees
No No No
20% upto 100% of SI for every claim 10% upto 100% of SI for every claim 10% upto 100% of SI for every claim
free year free year free year
No 10% reduction in subsequent Year No
90 days 60 days 30 days

36 months 36 months 48 months
24 months 24 months 24 months
Yes Yes Yes
203 224 367
Not mentioned Not mentioned Not mentioned
31 21 35
536 130 140
Not mentioned Yes Not mentioned
100% of basic SI in same year for 100% of basic SI in same year for 100% of basic SI in same year for
unrelated illness if complete or unrelated illness upon exhaustion of unrelated illness if any basic SI &
partial basic SI & accrued bonus is any Basic Sum Insured or accrued cumulative bonus is completely
utilized Cumulative Bonus exhausted
Available Available Available

₹ 500,000 ₹ 5,000,000 ₹ 10,000,000
Available for Urine routine analysis, 1% of the avg SI for every 3 Urine routine analysis, CBC with ESR,
CBC with ESR, S cholestrol, Sr. HDL, continuous claim free years upto lipid profile, utine urine analysis,
Sr. LDL, HbA1C once per year Rs.5,000 Blood group, fasting blood sugar,
medical examination report for
every 2 continuous claim free years
2008 2001 2013

Medical Expenses for an organ Medical Expenses for an organ Organ donor’s screening charges &
donor’s In-patient treatment for the donor’s In-patient treatment for the the medical
harvesting of the organ donated is harvesting of the organ donated is expenses for an organ donor’s
also covered upto SI provided the also covered upto SI provided the treatment for the
organ is for the use of the Insured organ is for the use of the Insured harvesting of the organ (Included
Person. Organ donor's screening, Person. Organ donor's screening, within the Basic SI) upto 1L. Donor's
pre & post hospitalization not pre & post hospitalization not pre & post hospitalization or other
payable payable medical treatment not payable
One opinion per Insured Person per Not covered Once in a policy year
Specified
Illness / Planned Surgery / Surgical
Procedure
₹ 3,000.00 ₹ 20,000.00 ₹ 1,500.00

Covered upto SI only if treatment Not covered Covered upto 10% SI only if
period extends beyond 3 days. Pre & treatment period extends beyond 3
post hospitalization expenses may days. Pre & Post hospitalization are
not be payable as it's not specified not payable. Also has 11 exclusions
under those category & explicitly
8 times per year. Rs.600 limit per Not covered Not covered
consultation
Not covered Not covered Not covered
Not covered Not covered Not covered
Ayurveda, Unani, Sidha, Not covered Ayurveda, Unani, Sidha,
Homeopathy upto basic SI (Govt Homeopathy upto basic SI (Govt
recognized) recognized)
Shared accomodation in network Rs. 500/day upto 10 days for max of Daily cash Rs.500/day of
hospitals for more than continous 48 120 days in entire policy period only hospitalization max up to 10th
hrs time spent in ICU. Rs.2,000/day if exceeds 24 hrs day of continuous hospitalization. A
upto 30 days deductible of first 48 hours of
hospitalization is applicable
20% co-pay if treatment taken in 20% co-payment if treatment Not mentioned

mumbai, delhi ncr, kolkata, gujarat availed in zone A
state if zone2 is selected
₹ 13,063.00 ₹ 9,532.00 ₹ 9,094.26

₹ 26,126.00 Rs. 18,302 (4% discount) Rs. 16,824.38 (7.5% discount)
Not available Rs. 26,308 (8% discount) Not available
Not available ₹ 2,923.00 ₹ 1,896.31
Enter at or before the age of 35

years (as on last birthday) and
receive a 10% discount
in the First Policy Year Base
Premium and all subsequent
Renewal Base Premium
Liberty General Royal Sundaram
Health Basic Lifeline Supreme
No No
Not mentioned Not mentioned
Yes increase in premium if existing Diabetes, hypertension, heart
illness during test at inception or conditions
renewal
1. Room rent 1. Room rent

2. Nursing expenses 2. Nursing charges
3. Medical practitioner/Dr fees 3. Medical practitioner/Dr fees
4. Investigation services such as 4. Investigation & Diagnostic
labaratory, x-ray, diagnostic tests procedures charges
5. Physical therapy 5. Physical therapy
6. Medicine, drugs, consumables 6. Medicine, drugs, consumables
7. Intravenous fluids, blood 7. Intravenous fluids, blood
transfusion, injection administration transfusion, injection administration
charges charges
8. Operation theatre charges 8. Operation theatre charges
9. Prosthetics devices if implanted 9. Prosthetics devices if implanted
10. Intensive care unit bed charges 10. Intensive care unit charges
12. Dressing, ordinary splints & 11. Boarding expenses
plaster casts 12. Dressing, ordinary splints &
13. Surgical fees plaster casts
14. Anasthetist 13. Surgical appliances
15. Anasthesia, blood, oxygen & 14. Anasthetist
their administration 15. Anasthesia, blood, oxygen
16. Surgeon, consultants, specialist & their administration
fees 16. Surgeon, consultants, specialist
fees
No Not mentioned
10% upto 100% of SI for every claim 20% upto 100% of SI for every claim
free year free year
No No
60 days 60 days
90 days 90 days
30 days 30 days
48 months 36 months
24 months 24 months
Yes Yes
30 days 30 days
367 563
35 38
405 200
Not mentioned Yes
Not covered 100% of basic SI in same year for
unrelated illness if basic SI &
accrued bonus is insufficient as a
result of previous claims in
that Policy Year
Available Available
₹ 10,000,000 2,000,000
Urine routine analysis, CBC with ESR, Urine routine analysis, CBC with ESR,
lipid profile, utine urine analysis, HbA1C, Lipid profile, Kidney function
Blood group, fasting blood sugar, test, ECG, complete physical
medical examination report for examination by physician once per
every 2 continuous claim free years year
2013 2000
Organ donor’s screening charges & Medical Expenses for an organ
the medical donor’s In-patient treatment for the
expenses for an organ donor’s harvesting of the organ donated is
treatment for the also covered provided the organ is
harvesting of the organ (Included for the use of the Insured Person.
within the Basic SI) upto SI. Donor's Organ donor's screening, pre & post
pre & post hospitalization or other hospitalization not payable
medical treatment not payable
Once in a policy year Available once for 11 specified

critical illness once during policy
period
₹ 1,500.00 ₹ 5,000.00
Covered upto 10% SI only if Covered upto SI only if treatment
treatment period extends beyond 3 extends beyond 3 days.
days. Pre & Post hospitalization are Prehospitalization expenses are
not payable. Also has 11 exclusions payable. Post hospitalization
expenses not payable
Not covered Not covered
Not covered Not covered

Not covered 11 critical illness covered upto basic
SI
Ayurveda, Unani, Sidha, Govt hospital upto Rs.50,000 and
Homeopathy upto basic SI (Govt other hospitals covered upto
recognized) Rs.30,000.00 for
Ayurveda, Unani, Sidha,
Homeopathy
Daily cash Rs.500/day of Rider

hospitalization max up to 10th
day of continuous hospitalization. A
deductible of first 48 hours of
hospitalization is applicable
Not mentioned 15% discount in premium if not

resided in Chennai, Bangalore etc
₹ 10,024.10 ₹ 8,186.00
Rs. 18,544.59 (7.5% discount) Rs.15,300 (7.5% discount)
Not available Rs.22,053 (12.5% discount)
₹ 1,896.31 Rs.6,744
Topup with aggregate but Useless
80D Tax benefits - If you take Super top up policy along with indemnity/base plan, ensure to add while c
Royal Sundaram
Indemnity Plan - Family Floater - Lifeline Supreme - Premium Projection - 3Y premium inclusive of 12% discou
Child Age Adults/Child Eldest age Eldest DOB Spouse DOB Child DOB 5L SI - 3Y Premium
0 2A 0C 28 27-04-1991 02-06-1996 05-10-2019 ₹ 22,053
3 2A 1C 31 27-04-1988 02-06-1993 05-10-2016 ₹ 28,201
6 2A 1C 34 27-04-1985 02-06-1990 05-10-2013 ₹ 29,894
9 2A 1C 37 27-04-1982 02-06-1987 05-10-2010 ₹ 31,737
12 2A 1C 40 27-04-1979 02-06-1984 05-10-2007 ₹ 34,033
15 2A 1C 43 27-04-1976 02-06-1981 05-10-2004 ₹ 36,605
18 2A 1C 46 27-04-1973 02-06-1978 05-10-2001 ₹ 40,556
21 2A 1C 49 27-04-1970 02-06-1975 05-10-1998 ₹ 51,365
24 2A 1C 52 27-04-1967 02-06-1972 05-10-1995 ₹ 62,772
2A 0C 55 27-04-1964 02-06-1969 ₹ 73,432
2A 0C 58 27-04-1961 02-06-1966 ₹ 88,837
2A 0C 61 27-04-1958 02-06-1963 ₹ 109,862
2A 0C 64 27-04-1955 02-06-1960 ₹ 136,285
2A 0C 67 27-04-1952 02-06-1957 ₹ 168,096
2A 0C 70 27-04-1949 02-06-1954 ₹ 200,062
CHILD SELF CARE
2A 0C 73 27-04-1946 02-06-1951 ₹ 233,808

2A 0C 76 27-04-1943 02-06-1948 ₹ 265,907
2A 0C 79 27-04-1940 02-06-1945 ₹ 296,664
2A 0C 82 27-04-1937 02-06-1942 ₹ 317,026
2A 0C 85 27-04-1934 02-06-1939 ₹ 325,891
2A 0C 88 27-04-1931 02-06-1936 ₹ 327,028
2A 0C 91 27-04-1928 02-06-1933 ₹ 327,028
2A 0C 94 27-04-1925 02-06-1930 ₹ 327,028
2A 0C 97 27-04-1922 02-06-1927 ₹ 327,028
2A 0C 100 27-04-1919 02-06-1924 ₹ 327,028
Premium could rise due to medical inflation/policy change/insurer ICR ₹ 4,188,226
Difference in premium for 5L &
Liberty General
Indemnity Plan - Family Floater – Health E-Connect - Premium Projection - 2Y premium inclusive of 7.5% disco
0 2A 0C 28 27-04-1991 02-06-1996 01-11-2019 ₹ 16,824
2 2A 1C 30 27-04-1989 02-06-1994 01-11-2017 ₹ 21,712
4 2A 1C 32 27-04-1987 02-06-1992 01-11-2015 ₹ 21,712
6 2A 1C 34 27-04-1985 02-06-1990 01-11-2013 ₹ 21,712
8 2A 1C 36 27-04-1983 02-06-1988 01-11-2011 ₹ 22,616
10 2A 1C 38 27-04-1981 02-06-1986 01-11-2009 ₹ 22,616
12 2A 1C 40 27-04-1979 02-06-1984 01-11-2007 ₹ 25,874
14 2A 1C 42 27-04-1977 02-06-1982 01-11-2005 ₹ 29,132
16 2A 1C 44 27-04-1975 02-06-1980 01-11-2003 ₹ 29,132
18 2A 1C 46 27-04-1973 02-06-1978 01-11-2001 ₹ 37,386
20 2A 1C 48 27-04-1971 02-06-1976 01-11-1999 ₹ 37,386
22 2A 1C 50 27-04-1969 02-06-1974 01-11-1997 ₹ 41,270
24 2A 1C 52 27-04-1967 02-06-1972 01-11-1995 ₹ 48,288
2A 0C 54 27-04-1965 02-06-1970 ₹ 43,446
2A 0C 56 27-04-1963 02-06-1968 ₹ 54,014
2A 0C 58 27-04-1961 02-06-1966 ₹ 54,014
2A 0C 60 27-04-1959 02-06-1964 ₹ 65,668
2A 0C 62 27-04-1957 02-06-1962 ₹ 77,322
2A 0C 64 27-04-1955 02-06-1960 ₹ 77,322
2A 0C 66 27-04-1953 02-06-1958 ₹ 120,257
2A 0C 68 27-04-1951 02-06-1956 ₹ 120,257
2A 0C 70 27-04-1949 02-06-1954 ₹ 142,064
2A 0C 72 27-04-1947 02-06-1952 ₹ 163,871
CHILD SELF CARE
2A 0C 74 27-04-1945 02-06-1950 ₹ 163,871

2A 0C 76 27-04-1943 02-06-1948 ₹ 227,381
2A 0C 78 27-04-1941 02-06-1946 ₹ 227,381
2A 0C 80 27-04-1939 02-06-1944 ₹ 227,381
2A 0C 82 27-04-1937 02-06-1942 ₹ 227,381
2A 0C 84 27-04-1935 02-06-1940 ₹ 227,381
2A 0C 86 27-04-1933 02-06-1938 ₹ 227,381
2A 0C 88 27-04-1931 02-06-1936 ₹ 227,381
2A 0C 90 27-04-1929 02-06-1934 ₹ 227,381
2A 0C 92 27-04-1927 02-06-1932 ₹ 227,381
2A 0C 94 27-04-1925 02-06-1930 ₹ 227,381
2A 0C 96 27-04-1923 02-06-1928 ₹ 227,381
2A 0C 98 27-04-1921 02-06-1926 ₹ 227,381
2A 0C 100 27-04-1919 02-06-1924 ₹ 227,381
Premium could rise due to medical inflation ₹ 4,413,724
Liberty General
Indemnity Plan - Family Floater – Health Connect Basic - Premium Projection - 2Y premium inclusive of 7.5% disc
0 2A 0C 28 27-04-1991 02-06-1996 05-10-2019 ₹ 18,545
2 2A 1C 30 27-04-1989 02-06-1994 05-10-2017 ₹ 23,930
4 2A 1C 32 27-04-1987 02-06-1992 05-10-2015 ₹ 23,930
6 2A 1C 34 27-04-1985 02-06-1990 05-10-2013 ₹ 23,930
8 2A 1C 36 27-04-1983 02-06-1988 05-10-2011 ₹ 24,936
10 2A 1C 38 27-04-1981 02-06-1986 05-10-2009 ₹ 24,936
12 2A 1C 40 27-04-1979 02-06-1984 05-10-2007 ₹ 28,523
14 2A 1C 42 27-04-1977 02-06-1982 05-10-2005 ₹ 32,110
16 2A 1C 44 27-04-1975 02-06-1980 05-10-2003 ₹ 32,110
18 2A 1C 46 27-04-1973 02-06-1978 05-10-2001 ₹ 41,228
20 2A 1C 48 27-04-1971 02-06-1976 05-10-1999 ₹ 41,228
22 2A 1C 50 27-04-1969 02-06-1974 05-10-1997 ₹ 46,104
24 2A 1C 52 27-04-1967 02-06-1972 05-10-1995 ₹ 50,980
2A 0C 54 27-04-1965 02-06-1970 ₹ 45,579
2A 0C 56 27-04-1963 02-06-1968 ₹ 55,736
2A 0C 58 27-04-1961 02-06-1966 ₹ 55,736
2A 0C 60 27-04-1959 02-06-1964 ₹ 67,844
2A 0C 62 27-04-1957 02-06-1962 ₹ 79,952
2A 0C 64 27-04-1955 02-06-1960 ₹ 79,952
2A 0C 66 27-04-1953 02-06-1958 ₹ 123,359
2A 0C 68 27-04-1951 02-06-1956 ₹ 123,359
2A 0C 70 27-04-1949 02-06-1954 ₹ 145,656
2A 0C 72 27-04-1947 02-06-1952 ₹ 167,953
CHILD SELF CARE
2A 0C 74 27-04-1945 02-06-1950 ₹ 167,953

2A 0C 76 27-04-1943 02-06-1948 ₹ 205,650
2A 0C 78 27-04-1941 02-06-1946 ₹ 205,650
2A 0C 80 27-04-1939 02-06-1944 ₹ 205,650
2A 0C 82 27-04-1937 02-06-1942 ₹ 205,650
2A 0C 84 27-04-1935 02-06-1940 ₹ 205,650
2A 0C 86 27-04-1933 02-06-1938 ₹ 205,650
2A 0C 88 27-04-1931 02-06-1936 ₹ 205,650
2A 0C 90 27-04-1929 02-06-1934 ₹ 205,650
2A 0C 92 27-04-1927 02-06-1932 ₹ 205,650
2A 0C 94 27-04-1925 02-06-1930 ₹ 205,650
2A 0C 96 27-04-1923 02-06-1928 ₹ 205,650
2A 0C 98 27-04-1921 02-06-1926 ₹ 205,650
2A 0C 100 27-04-1919 02-06-1924 ₹ 205,650
Bajaj Allianz
Indemnity Plan - Family Floater - Health Guard - Premium Projection - 3Y premium inclusive of 8% discount
0 2A 0C 28 27-04-1991 02-06-1996 05-10-2019 ₹ 26,308
3 2A 1C 31 27-04-1988 02-06-1993 05-10-2016 ₹ 33,685
6 2A 1C 34 27-04-1985 02-06-1990 05-10-2013 ₹ 34,742
9 2A 1C 37 27-04-1982 02-06-1987 05-10-2010 ₹ 36,857
12 2A 1C 40 27-04-1979 02-06-1984 05-10-2007 ₹ 40,444
15 2A 1C 43 27-04-1976 02-06-1981 05-10-2004 ₹ 42,237
18 2A 1C 46 27-04-1973 02-06-1978 05-10-2001 ₹ 51,702
21 2A 1C 49 27-04-1970 02-06-1975 05-10-1998 ₹ 56,367
24 2A 1C 52 27-04-1967 02-06-1972 05-10-1995 ₹ 65,697
2A 0C 55 27-04-1964 02-06-1969 ₹ 74,853
2A 0C 58 27-04-1961 02-06-1966 ₹ 81,488
2A 0C 61 27-04-1958 02-06-1963 ₹ 107,758
2A 0C 64 27-04-1955 02-06-1960 ₹ 118,808
2A 0C 67 27-04-1952 02-06-1957 ₹ 140,909
2A 0C 70 27-04-1949 02-06-1954 ₹ 166,655
CHILD SELF CARE
2A 0C 73 27-04-1946 02-06-1951 ₹ 179,528

2A 0C 76 27-04-1943 02-06-1948 ₹ 201,830
2A 0C 79 27-04-1940 02-06-1945 ₹ 201,830
2A 0C 82 27-04-1937 02-06-1942 ₹ 201,830
2A 0C 85 27-04-1934 02-06-1939 ₹ 201,830
2A 0C 88 27-04-1931 02-06-1936 ₹ 201,830
2A 0C 91 27-04-1928 02-06-1933 ₹ 201,830
2A 0C 94 27-04-1925 02-06-1930 ₹ 201,830
2A 0C 97 27-04-1922 02-06-1927 ₹ 201,830
2A 0C 100 27-04-1919 02-06-1924 ₹ 201,830
Premium could rise due to medical inflation/policy change/insurer ICR ₹ 3,074,512
Apollo Munich
Indemnity Plan - Family Floater – Easy Health Standard - Premium Projection - 2Y premium inclusive of 7.5% disc
0 2A 0C 28 27-04-1991 02-06-1996 05-10-2019 ₹ 17,359
2 2A 1C 30 27-04-1989 02-06-1994 05-10-2017 ₹ 20,957
4 2A 1C 32 27-04-1987 02-06-1992 05-10-2015 ₹ 20,957
6 2A 1C 34 27-04-1985 02-06-1990 05-10-2013 ₹ 20,957
8 2A 1C 36 27-04-1983 02-06-1988 05-10-2011 ₹ 24,028
10 2A 1C 38 27-04-1981 02-06-1986 05-10-2009 ₹ 24,028
12 2A 1C 40 27-04-1979 02-06-1984 05-10-2007 ₹ 24,028
14 2A 1C 42 27-04-1977 02-06-1982 05-10-2005 ₹ 24,028
16 2A 1C 44 27-04-1975 02-06-1980 05-10-2003 ₹ 24,028
18 2A 1C 46 27-04-1973 02-06-1978 05-10-2001 ₹ 33,079
20 2A 1C 48 27-04-1971 02-06-1976 05-10-1999 ₹ 33,079
22 2A 1C 50 27-04-1969 02-06-1974 05-10-1997 ₹ 37,066
24 2A 1C 52 27-04-1967 02-06-1972 05-10-1995 ₹ 41,053
2A 0C 54 27-04-1965 02-06-1970 ₹ 37,168
2A 0C 56 27-04-1963 02-06-1968 ₹ 47,397
2A 0C 58 27-04-1961 02-06-1966 ₹ 47,397
2A 0C 60 27-04-1959 02-06-1964 ₹ 54,386
2A 0C 62 27-04-1957 02-06-1962 ₹ 61,375
2A 0C 64 27-04-1955 02-06-1960 ₹ 61,375
2A 0C 66 27-04-1953 02-06-1958 ₹ 84,550
2A 0C 68 27-04-1951 02-06-1956 ₹ 84,550
2A 0C 70 27-04-1949 02-06-1954 ₹ 94,791
2A 0C 72 27-04-1947 02-06-1952 ₹ 105,033
CHILD SELF CARE
2A 0C 74 27-04-1945 02-06-1950 ₹ 105,033

2A 0C 76 27-04-1943 02-06-1948 ₹ 126,994
2A 0C 78 27-04-1941 02-06-1946 ₹ 126,994
2A 0C 80 27-04-1939 02-06-1944 ₹ 137,257
2A 0C 82 27-04-1937 02-06-1942 ₹ 147,521
2A 0C 84 27-04-1935 02-06-1940 ₹ 147,521
2A 0C 86 27-04-1933 02-06-1938 ₹ 147,521
2A 0C 88 27-04-1931 02-06-1936 ₹ 147,521
2A 0C 90 27-04-1929 02-06-1934 ₹ 147,521
2A 0C 92 27-04-1927 02-06-1932 ₹ 147,521
2A 0C 94 27-04-1925 02-06-1930 ₹ 147,521
2A 0C 96 27-04-1923 02-06-1928 ₹ 147,521
2A 0C 98 27-04-1921 02-06-1926 ₹ 147,521
2A 0C 100 27-04-1919 02-06-1924 ₹ 147,521
Apollo Munich
Indemnity Plan - Family Floater – Optima Restore - Premium Projection - 2Y premium inclusive of 7.5% discou
0 2A 0C 28 27-04-1991 02-06-1996 05-10-2019 ₹ 20,645
2 2A 1C 30 27-04-1989 02-06-1994 05-10-2017 ₹ 24,919
4 2A 1C 32 27-04-1987 02-06-1992 05-10-2015 ₹ 24,919
6 2A 1C 34 27-04-1985 02-06-1990 05-10-2013 ₹ 24,919
8 2A 1C 36 27-04-1983 02-06-1988 05-10-2011 ₹ 28,571
10 2A 1C 38 27-04-1981 02-06-1986 05-10-2009 ₹ 28,571
12 2A 1C 40 27-04-1979 02-06-1984 05-10-2007 ₹ 28,571
14 2A 1C 42 27-04-1977 02-06-1982 05-10-2005 ₹ 28,571
16 2A 1C 44 27-04-1975 02-06-1980 05-10-2003 ₹ 28,571
18 2A 1C 46 27-04-1973 02-06-1978 05-10-2001 ₹ 39,333
20 2A 1C 48 27-04-1971 02-06-1976 05-10-1999 ₹ 39,333
22 2A 1C 50 27-04-1969 02-06-1974 05-10-1997 ₹ 44,076
24 2A 1C 52 27-04-1967 02-06-1972 05-10-1995 ₹ 48,818
2A 0C 54 27-04-1965 02-06-1970 ₹ 44,197
2A 0C 56 27-04-1963 02-06-1968 ₹ 56,361
2A 0C 58 27-04-1961 02-06-1966 ₹ 56,361
2A 0C 60 27-04-1959 02-06-1964 ₹ 64,671
2A 0C 62 27-04-1957 02-06-1962 ₹ 72,982
2A 0C 64 27-04-1955 02-06-1960 ₹ 72,982
2A 0C 66 27-04-1953 02-06-1958 ₹ 100,540
2A 0C 68 27-04-1951 02-06-1956 ₹ 100,540
2A 0C 70 27-04-1949 02-06-1954 ₹ 112,718
2A 0C 72 27-04-1947 02-06-1952 ₹ 124,896
CHILD SELF CARE
2A 0C 74 27-04-1945 02-06-1950 ₹ 124,896

2A 0C 76 27-04-1943 02-06-1948 ₹ 151,009
2A 0C 78 27-04-1941 02-06-1946 ₹ 151,009
2A 0C 80 27-04-1939 02-06-1944 ₹ 163,214
2A 0C 82 27-04-1937 02-06-1942 ₹ 175,419
2A 0C 84 27-04-1935 02-06-1940 ₹ 175,419
2A 0C 86 27-04-1933 02-06-1938 ₹ 175,419
2A 0C 88 27-04-1931 02-06-1936 ₹ 175,419
2A 0C 90 27-04-1929 02-06-1934 ₹ 175,419
2A 0C 92 27-04-1927 02-06-1932 ₹ 175,419
2A 0C 94 27-04-1925 02-06-1930 ₹ 175,419
2A 0C 96 27-04-1923 02-06-1928 ₹ 175,419
2A 0C 98 27-04-1921 02-06-1926 ₹ 175,419
2A 0C 100 27-04-1919 02-06-1924 ₹ 175,419
Star Health
Indemnity Plan - Family Floater – Comprehensive - Premium Projection - 1Y prem
0 2A 0C 28 4/27/1991 02-06-1996 05-10-2019 ₹ 12,296
1 2A 1C 29 4/27/1990 02-06-1995 05-10-2018 ₹ 15,541
2 2A 1C 30 4/27/1989 02-06-1994 05-10-2017 ₹ 15,541
3 2A 1C 31 4/27/1988 02-06-1993 05-10-2016 ₹ 15,541
4 2A 1C 32 4/27/1987 02-06-1992 05-10-2015 ₹ 15,541
5 2A 1C 33 4/27/1986 02-06-1991 05-10-2014 ₹ 15,541
6 2A 1C 34 4/27/1985 02-06-1990 05-10-2013 ₹ 15,541
7 2A 1C 35 4/27/1984 02-06-1989 05-10-2012 ₹ 15,541
8 2A 1C 36 4/27/1983 02-06-1988 05-10-2011 ₹ 16,921
9 2A 1C 37 4/27/1982 02-06-1987 05-10-2010 ₹ 16,921
10 2A 1C 38 4/27/1981 02-06-1986 05-10-2009 ₹ 16,921
11 2A 1C 39 4/27/1980 02-06-1985 05-10-2008 ₹ 16,921
12 2A 1C 40 4/27/1979 02-06-1984 05-10-2007 ₹ 16,921
13 2A 1C 41 4/27/1978 02-06-1983 05-10-2006 ₹ 16,921
14 2A 1C 42 4/27/1977 02-06-1982 05-10-2005 ₹ 16,921
15 2A 1C 43 4/27/1976 02-06-1981 05-10-2004 ₹ 16,921
16 2A 1C 44 4/27/1975 02-06-1980 05-10-2003 ₹ 16,921
17 2A 1C 45 4/27/1974 02-06-1979 05-10-2002 ₹ 16,921
18 2A 1C 46 4/27/1973 02-06-1978 05-10-2001 ₹ 27,777
19 2A 1C 47 4/27/1972 02-06-1977 05-10-2000 ₹ 27,777
20 2A 1C 48 4/27/1971 02-06-1976 05-10-1999 ₹ 27,777
21 2A 1C 49 4/27/1970 02-06-1975 05-10-1998 ₹ 27,777
22 2A 1C 50 4/27/1969 02-06-1974 05-10-1997 ₹ 27,777
23 2A 1C 51 4/27/1968 02-06-1973 05-10-1996 ₹ 30,456
24 2A 1C 52 4/27/1967 02-06-1972 05-10-1995 ₹ 30,456
2A 0C 53 4/27/1966 02-06-1971 ₹ 27,895
2A 0C 54 4/27/1965 02-06-1970 ₹ 27,895
2A 0C 55 4/27/1964 02-06-1969 ₹ 27,895
2A 0C 56 4/27/1963 02-06-1968 ₹ 33,701
2A 0C 57 4/27/1962 02-06-1967 ₹ 33,701
2A 0C 58 4/27/1961 02-06-1966 ₹ 33,701
2A 0C 59 4/27/1960 02-06-1965 ₹ 33,701
2A 0C 60 4/27/1959 02-06-1964 ₹ 33,701
2A 0C 61 4/27/1958 02-06-1963 ₹ 45,784
2A 0C 62 4/27/1957 02-06-1962 ₹ 45,784
2A 0C 63 4/27/1956 02-06-1961 ₹ 45,784
2A 0C 64 4/27/1955 02-06-1960 ₹ 45,784
2A 0C 65 4/27/1954 02-06-1959 ₹ 45,784
2A 0C 66 4/27/1953 02-06-1958 ₹ 57,230
2A 0C 67 4/27/1952 02-06-1957 ₹ 57,230
2A 0C 68 4/27/1951 02-06-1956 ₹ 57,230
2A 0C 69 4/27/1950 02-06-1955 ₹ 57,230
2A 0C 70 4/27/1949 02-06-1954 ₹ 57,230
2A 0C 71 4/27/1948 02-06-1953 ₹ 74,399
2A 0C 72 4/27/1947 02-06-1952 ₹ 74,399
2A 0C 73 4/27/1946 02-06-1951 ₹ 74,399
2A 0C 74 4/27/1945 02-06-1950 ₹ 74,399
CHILD SELF CARE
2A 0C 75 4/27/1944 02-06-1949 ₹ 74,399

2A 0C 76 4/27/1943 02-06-1948 ₹ 96,725
2A 0C 77 4/27/1942 02-06-1947 ₹ 96,725
CHILD SELF CARE
2A 0C 78 4/27/1941 02-06-1946 ₹ 96,725
2A 0C 79 4/27/1940 02-06-1945 ₹ 96,725
2A 0C 80 4/27/1939 02-06-1944 ₹ 96,725
2A 0C 81 4/27/1938 02-06-1943 ₹ 96,725
2A 0C 82 4/27/1937 02-06-1942 ₹ 96,725
2A 0C 83 4/27/1936 02-06-1941 ₹ 96,725
2A 0C 84 4/27/1935 02-06-1940 ₹ 96,725
2A 0C 85 4/27/1934 02-06-1939 ₹ 96,725
2A 0C 86 4/27/1933 02-06-1938 ₹ 96,725
2A 0C 87 4/27/1932 02-06-1937 ₹ 96,725
2A 0C 88 4/27/1931 02-06-1936 ₹ 96,725
2A 0C 89 4/27/1930 02-06-1935 ₹ 96,725
2A 0C 90 4/27/1929 02-06-1934 ₹ 96,725
2A 0C 91 4/27/1928 02-06-1933 ₹ 96,725
2A 0C 92 4/27/1927 02-06-1932 ₹ 96,725
2A 0C 93 4/27/1926 02-06-1931 ₹ 96,725
2A 0C 94 4/27/1925 02-06-1930 ₹ 96,725
2A 0C 95 4/27/1924 02-06-1929 ₹ 96,725
2A 0C 96 4/27/1923 02-06-1928 ₹ 96,725
2A 0C 97 4/27/1922 02-06-1927 ₹ 96,725
2A 0C 98 4/27/1921 02-06-1926 ₹ 96,725
2A 0C 99 4/27/1920 02-06-1925 ₹ 96,725
2A 0C 100 4/27/1919 02-06-1924 ₹ 96,725
Star Health
Indemnity Plan - Family Floater – Family health optima - Premium Projection - 1Y p
0 2A 0C 28 4/27/1991 02-06-1996 05-10-2019 ₹ 10,608
1 2A 1C 29 4/27/1990 02-06-1995 05-10-2018 ₹ 12,739
2 2A 1C 30 4/27/1989 02-06-1994 05-10-2017 ₹ 12,739
3 2A 1C 31 4/27/1988 02-06-1993 05-10-2016 ₹ 12,739
4 2A 1C 32 4/27/1987 02-06-1992 05-10-2015 ₹ 12,739
5 2A 1C 33 4/27/1986 02-06-1991 05-10-2014 ₹ 12,739
6 2A 1C 34 4/27/1985 02-06-1990 05-10-2013 ₹ 12,739
7 2A 1C 35 4/27/1984 02-06-1989 05-10-2012 ₹ 12,739
8 2A 1C 36 4/27/1983 02-06-1988 05-10-2011 ₹ 14,455
9 2A 1C 37 4/27/1982 02-06-1987 05-10-2010 ₹ 14,455
10 2A 1C 38 4/27/1981 02-06-1986 05-10-2009 ₹ 14,455
11 2A 1C 39 4/27/1980 02-06-1985 05-10-2008 ₹ 14,455
12 2A 1C 40 4/27/1979 02-06-1984 05-10-2007 ₹ 14,455
13 2A 1C 41 4/27/1978 02-06-1983 05-10-2006 ₹ 14,455
14 2A 1C 42 4/27/1977 02-06-1982 05-10-2005 ₹ 14,455
15 2A 1C 43 4/27/1976 02-06-1981 05-10-2004 ₹ 14,455
16 2A 1C 44 4/27/1975 02-06-1980 05-10-2003 ₹ 14,455
17 2A 1C 45 4/27/1974 02-06-1979 05-10-2002 ₹ 14,455
18 2A 1C 46 4/27/1973 02-06-1978 05-10-2001 ₹ 19,553
19 2A 1C 47 4/27/1972 02-06-1977 05-10-2000 ₹ 19,553
20 2A 1C 48 4/27/1971 02-06-1976 05-10-1999 ₹ 19,553
21 2A 1C 49 4/27/1970 02-06-1975 05-10-1998 ₹ 19,553
22 2A 1C 50 4/27/1969 02-06-1974 05-10-1997 ₹ 19,553
23 2A 1C 51 4/27/1968 02-06-1973 05-10-1996 ₹ 24,603
24 2A 1C 52 4/27/1967 02-06-1972 05-10-1995 ₹ 24,603
2A 0C 53 4/27/1966 02-06-1971 ₹ 22,048
2A 0C 54 4/27/1965 02-06-1970 ₹ 22,048
2A 0C 55 4/27/1964 02-06-1969 ₹ 22,048
2A 0C 56 4/27/1963 02-06-1968 ₹ 27,453
2A 0C 57 4/27/1962 02-06-1967 ₹ 27,453
2A 0C 58 4/27/1961 02-06-1966 ₹ 27,453
2A 0C 59 4/27/1960 02-06-1965 ₹ 27,453
2A 0C 60 4/27/1959 02-06-1964 ₹ 27,453
2A 0C 61 4/27/1958 02-06-1963 ₹ 33,807
2A 0C 62 4/27/1957 02-06-1962 ₹ 33,807
2A 0C 63 4/27/1956 02-06-1961 ₹ 33,807
2A 0C 64 4/27/1955 02-06-1960 ₹ 33,807
2A 0C 65 4/27/1954 02-06-1959 ₹ 33,807
2A 0C 66 4/27/1953 02-06-1958 ₹ 39,524
2A 0C 67 4/27/1952 02-06-1957 ₹ 39,524
2A 0C 68 4/27/1951 02-06-1956 ₹ 39,524
2A 0C 69 4/27/1950 02-06-1955 ₹ 39,524
2A 0C 70 4/27/1949 02-06-1954 ₹ 39,524
2A 0C 71 4/27/1948 02-06-1953 ₹ 44,020
2A 0C 72 4/27/1947 02-06-1952 ₹ 44,020
2A 0C 73 4/27/1946 02-06-1951 ₹ 44,020
2A 0C 74 4/27/1945 02-06-1950 ₹ 44,020
CHILD SELF CARE
2A 0C 75 4/27/1944 02-06-1949 ₹ 44,020

2A 0C 76 4/27/1943 02-06-1948 ₹ 47,377
2A 0C 77 4/27/1942 02-06-1947 ₹ 47,377
2A 0C 78 4/27/1941 02-06-1946 ₹ 47,377
2A 0C 79 4/27/1940 02-06-1945 ₹ 47,377
2A 0C 80 4/27/1939 02-06-1944 ₹ 47,377
2A 0C 81 4/27/1938 02-06-1943 ₹ 51,006
2A 0C 82 4/27/1937 02-06-1942 ₹ 51,006
2A 0C 83 4/27/1936 02-06-1941 ₹ 51,006
2A 0C 84 4/27/1935 02-06-1940 ₹ 51,006
2A 0C 85 4/27/1934 02-06-1939 ₹ 51,006
2A 0C 86 4/27/1933 02-06-1938 ₹ 51,006
2A 0C 87 4/27/1932 02-06-1937 ₹ 51,006
2A 0C 88 4/27/1931 02-06-1936 ₹ 51,006
2A 0C 89 4/27/1930 02-06-1935 ₹ 51,006
2A 0C 90 4/27/1929 02-06-1934 ₹ 51,006
2A 0C 91 4/27/1928 02-06-1933 ₹ 51,006
2A 0C 92 4/27/1927 02-06-1932 ₹ 51,006
2A 0C 93 4/27/1926 02-06-1931 ₹ 51,006
2A 0C 94 4/27/1925 02-06-1930 ₹ 51,006
2A 0C 95 4/27/1924 02-06-1929 ₹ 51,006
2A 0C 96 4/27/1923 02-06-1928 ₹ 51,006
2A 0C 97 4/27/1922 02-06-1927 ₹ 51,006
2A 0C 98 4/27/1921 02-06-1926 ₹ 51,006
2A 0C 99 4/27/1920 02-06-1925 ₹ 51,006
2A 0C 100 4/27/1919 02-06-1924 ₹ 51,006
Max Bupa
Indemnity Plan - Family Floater – Health Companion Variant 2 - 2Y premium with 1L deductible inclusive of 12.
0 2A 0C 28 27-04-1991 02-06-1996 05-10-2019 ₹ 12,297
2 2A 1C 30 27-04-1989 02-06-1994 05-10-2017 ₹ 16,814
4 2A 1C 32 27-04-1987 02-06-1992 05-10-2015 ₹ 17,338
6 2A 1C 34 27-04-1985 02-06-1990 05-10-2013 ₹ 17,886
8 2A 1C 36 27-04-1983 02-06-1988 05-10-2011 ₹ 18,442
10 2A 1C 38 27-04-1981 02-06-1986 05-10-2009 ₹ 18,983
12 2A 1C 40 27-04-1979 02-06-1984 05-10-2007 ₹ 19,541
14 2A 1C 42 27-04-1977 02-06-1982 05-10-2005 ₹ 20,501
16 2A 1C 44 27-04-1975 02-06-1980 05-10-2003 ₹ 21,660
18 2A 1C 46 27-04-1973 02-06-1978 05-10-2001 ₹ 23,108
20 2A 1C 48 27-04-1971 02-06-1976 05-10-1999 ₹ 25,436
22 2A 1C 50 27-04-1969 02-06-1974 05-10-1997 ₹ 32,464
24 2A 1C 52 27-04-1967 02-06-1972 05-10-1995 ₹ 31,862
2A 0C 54 27-04-1965 02-06-1970 ₹ 31,076
2A 0C 56 27-04-1963 02-06-1968 ₹ 35,064
2A 0C 58 27-04-1961 02-06-1966 ₹ 39,327
2A 0C 60 27-04-1959 02-06-1964 ₹ 44,106
2A 0C 62 27-04-1957 02-06-1962 ₹ 49,899
2A 0C 64 27-04-1955 02-06-1960 ₹ 56,623
2A 0C 66 27-04-1953 02-06-1958 ₹ 63,976
2A 0C 68 27-04-1951 02-06-1956 ₹ 71,299
2A 0C 70 27-04-1949 02-06-1954 ₹ 79,461
2A 0C 72 27-04-1947 02-06-1952 ₹ 87,535
CHILD SELF CARE
2A 0C 74 27-04-1945 02-06-1950 ₹ 96,035

2A 0C 76 27-04-1943 02-06-1948 ₹ 104,949
2A 0C 78 27-04-1941 02-06-1946 ₹ 113,272
2A 0C 80 27-04-1939 02-06-1944 ₹ 122,255
2A 0C 82 27-04-1937 02-06-1942 ₹ 125,053
2A 0C 84 27-04-1935 02-06-1940 ₹ 125,473
2A 0C 86 27-04-1933 02-06-1938 ₹ 125,796
2A 0C 88 27-04-1931 02-06-1936 ₹ 125,796
2A 0C 90 27-04-1929 02-06-1934 ₹ 125,796
2A 0C 92 27-04-1927 02-06-1932 ₹ 125,796
2A 0C 94 27-04-1925 02-06-1930 ₹ 125,796
2A 0C 96 27-04-1923 02-06-1928 ₹ 125,796
2A 0C 98 27-04-1921 02-06-1926 ₹ 125,796
2A 0C 100 27-04-1919 02-06-1924 ₹ 125,796
Max Bupa
Indemnity Plan - Family Floater – Go Active - Premium projection - 1Y premium inclusive (inclu
0 2A 0C 28 4/27/1991 02-06-1996 05-10-2019 ₹ 9,834
1 2A 1C 29 4/27/1990 02-06-1995 05-10-2018 ₹ 11,592
2 2A 1C 30 4/27/1989 02-06-1994 05-10-2017 ₹ 11,670
3 2A 1C 31 4/27/1988 02-06-1993 05-10-2016 ₹ 11,782
4 2A 1C 32 4/27/1987 02-06-1992 05-10-2015 ₹ 11,881
5 2A 1C 33 4/27/1986 02-06-1991 05-10-2014 ₹ 12,001
6 2A 1C 34 4/27/1985 02-06-1990 05-10-2013 ₹ 12,107
7 2A 1C 35 4/27/1984 02-06-1989 05-10-2012 ₹ 12,247
8 2A 1C 36 4/27/1983 02-06-1988 05-10-2011 ₹ 12,373
9 2A 1C 37 4/27/1982 02-06-1987 05-10-2010 ₹ 14,210
10 2A 1C 38 4/27/1981 02-06-1986 05-10-2009 ₹ 14,379
11 2A 1C 39 4/27/1980 02-06-1985 05-10-2008 ₹ 14,716
12 2A 1C 40 4/27/1979 02-06-1984 05-10-2007 ₹ 15,125
13 2A 1C 41 4/27/1978 02-06-1983 05-10-2006 ₹ 15,537
14 2A 1C 42 4/27/1977 02-06-1982 05-10-2005 ₹ 15,952
15 2A 1C 43 4/27/1976 02-06-1981 05-10-2004 ₹ 16,443
16 2A 1C 44 4/27/1975 02-06-1980 05-10-2003 ₹ 17,040
17 2A 1C 45 4/27/1974 02-06-1979 05-10-2002 ₹ 17,747
18 2A 1C 46 4/27/1973 02-06-1978 05-10-2001 ₹ 20,257
19 2A 1C 47 4/27/1972 02-06-1977 05-10-2000 ₹ 21,490
20 2A 1C 48 4/27/1971 02-06-1976 05-10-1999 ₹ 22,347
21 2A 1C 49 4/27/1970 02-06-1975 05-10-1998 ₹ 23,054
22 2A 1C 50 4/27/1969 02-06-1974 05-10-1997 ₹ 27,372
23 2A 1C 51 4/27/1968 02-06-1973 05-10-1996 ₹ 28,172
24 2A 1C 52 4/27/1967 02-06-1972 05-10-1995 ₹ 28,982
2A 0C 53 4/27/1966 02-06-1971 ₹ 23,252
2A 0C 54 4/27/1965 02-06-1970 ₹ 24,063
2A 0C 55 4/27/1964 02-06-1969 ₹ 25,346
2A 0C 56 4/27/1963 02-06-1968 ₹ 26,667
2A 0C 57 4/27/1962 02-06-1967 ₹ 28,027
2A 0C 58 4/27/1961 02-06-1966 ₹ 29,891
2A 0C 59 4/27/1960 02-06-1965 ₹ 31,821
2A 0C 60 4/27/1959 02-06-1964 ₹ 33,744
2A 0C 61 4/27/1958 02-06-1963 ₹ 35,717
2A 0C 62 4/27/1957 02-06-1962 ₹ 38,110
2A 0C 63 4/27/1956 02-06-1961 ₹ 40,108
2A 0C 64 4/27/1955 02-06-1960 ₹ 42,137
2A 0C 65 4/27/1954 02-06-1959 ₹ 43,712
2A 0C 66 4/27/1953 02-06-1958
2A 0C 67 4/27/1952 02-06-1957
2A 0C 68 4/27/1951 02-06-1956
2A 0C 69 4/27/1950 02-06-1955
2A 0C 70 4/27/1949 02-06-1954
2A 0C 71 4/27/1948 02-06-1953
2A 0C 72 4/27/1947 02-06-1952
2A 0C 73 4/27/1946 02-06-1951
2A 0C 74 4/27/1945 02-06-1950
CHILD SELF CARE
2A 0C 75 4/27/1944 02-06-1949
2A 0C 76 4/27/1943 02-06-1948
2A 0C 77 4/27/1942 02-06-1947
2A 0C 78 4/27/1941 02-06-1946
PREMIUM CHART NOT AVAILABLE

2A 0C 79 4/27/1940 02-06-1945
2A 0C 80 4/27/1939 02-06-1944
2A 0C 81 4/27/1938 02-06-1943
2A 0C 82 4/27/1937 02-06-1942
2A 0C 83 4/27/1936 02-06-1941
2A 0C 84 4/27/1935 02-06-1940
2A 0C 85 4/27/1934 02-06-1939
2A 0C 86 4/27/1933 02-06-1938
2A 0C 87 4/27/1932 02-06-1937
2A 0C 88 4/27/1931 02-06-1936
2A 0C 89 4/27/1930 02-06-1935
2A 0C 90 4/27/1929 02-06-1934
2A 0C 91 4/27/1928 02-06-1933
2A 0C 92 4/27/1927 02-06-1932
2A 0C 93 4/27/1926 02-06-1931
2A 0C 94 4/27/1925 02-06-1930
2A 0C 95 4/27/1924 02-06-1929
2A 0C 96 4/27/1923 02-06-1928
2A 0C 97 4/27/1922 02-06-1927
2A 0C 98 4/27/1921 02-06-1926
2A 0C 99 4/27/1920 02-06-1925
2A 0C 100 4/27/1919 02-06-1924
Premium could rise due to medical inflation ₹ 840,905
base plan, ensure to add while calculating tax benefit. All below premium calculated inclusive of discounts with 18% tax
Royal Sundaram
premium inclusive of 12% discount (assumed this discount forever) Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
Premium change in % 80D tax benefit per FY 10L SI - 3Y Premium Premium change in %
₹ 7,351 ₹ 32,333
27.88% ₹ 9,400 ₹ 40,406 24.97%
6.00% ₹ 9,965 ₹ 42,799 5.92%
6.17% ₹ 10,579 ₹ 45,141 5.47%
7.23% ₹ 11,344 ₹ 47,964 6.25%
7.56% ₹ 12,202 ₹ 51,920 8.25%
10.79% ₹ 13,519 ₹ 56,618 9.05%
26.65% ₹ 17,122 ₹ 67,186 18.67%
22.21% ₹ 20,924 ₹ 81,369 21.11%
16.98% ₹ 24,477 ₹ 91,749 12.76%
20.98% ₹ 25,000 ₹ 110,972 20.95%
23.67% ₹ 36,621 ₹ 137,323 23.75%
24.05% ₹ 45,428 ₹ 170,436 24.11%
23.34% ₹ 50,000 ₹ 210,305 23.39%
19.02% ₹ 50,000 ₹ 250,383 19.06%
16.87% ₹ 50,000 ₹ 292,966 17.01%
13.73% ₹ 50,000 ₹ 333,319 13.77%
11.57% ₹ 50,000 ₹ 371,861 11.56%
6.86% ₹ 50,000 ₹ 397,381 6.86%
2.80% ₹ 50,000 ₹ 408,478 2.79%
0.35% ₹ 50,000 ₹ 409,902 0.35%
0.00% ₹ 50,000 ₹ 409,902 0.00%
0.00% ₹ 50,000 ₹ 409,902 0.00%
0.00% ₹ 50,000 ₹ 409,902 0.00%
0.00% ₹ 50,000 ₹ 409,902 0.00%
12.28% ₹ 843,932 ₹ 5,290,419 11.50%
Difference in premium for 5L & 10L SI base policy ₹ 1,102,193
Liberty General
premium inclusive of 7.5% discount (assumed this discount forever) Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
Premium change in % 80D tax benefit per FY 7.5L SI - 2Y Premium Premium change in %
₹ 8,412 ₹ 19,688
29.05% ₹ 10,856 ₹ 25,537 29.70%
0.00% ₹ 10,856 ₹ 25,537 0.00%
0.00% ₹ 10,856 ₹ 25,537 0.00%
4.16% ₹ 11,308 ₹ 29,405 15.15%
0.00% ₹ 11,308 ₹ 29,405 0.00%
14.41% ₹ 12,937 ₹ 33,132 12.68%
12.59% ₹ 14,566 ₹ 36,860 11.25%
0.00% ₹ 14,566 ₹ 36,860 0.00%
28.33% ₹ 18,693 ₹ 45,441 23.28%
0.00% ₹ 18,693 ₹ 45,441 0.00%
10.39% ₹ 20,635 ₹ 49,533 9.01%
17.01% ₹ 24,144 ₹ 57,435 15.95%
-10.03% ₹ 21,723 ₹ 51,669 -10.04%
24.32% ₹ 25,000 ₹ 63,239 22.39%
0.00% ₹ 25,000 ₹ 63,239 0.00%
21.58% ₹ 25,000 ₹ 72,989 15.42%
17.75% ₹ 38,661 ₹ 82,738 13.36%
0.00% ₹ 38,661 ₹ 82,738 0.00%
55.53% ₹ 50,000 ₹ 128,015 54.72%
0.00% ₹ 50,000 ₹ 128,015 0.00%
18.13% ₹ 50,000 ₹ 150,925 17.90%
15.35% ₹ 50,000 ₹ 173,834 15.18%
0.00% ₹ 50,000 ₹ 173,834 0.00%
38.76% ₹ 50,000 ₹ 235,474 35.46%
0.00% ₹ 50,000 ₹ 235,474 0.00%
0.00% ₹ 50,000 ₹ 235,474 0.00%
0.00% ₹ 50,000 ₹ 235,474 0.00%
0.00% ₹ 50,000 ₹ 235,474 0.00%
0.00% ₹ 50,000 ₹ 235,474 0.00%
0.00% ₹ 50,000 ₹ 235,474 0.00%
0.00% ₹ 50,000 ₹ 235,474 0.00%
0.00% ₹ 50,000 ₹ 235,474 0.00%
0.00% ₹ 50,000 ₹ 235,474 0.00%
0.00% ₹ 50,000 ₹ 235,474 0.00%
0.00% ₹ 50,000 ₹ 235,474 0.00%
0.00% ₹ 50,000 ₹ 235,474 0.00%
8.26% ₹ 1,261,875 ₹ 4,692,207 7.82%
Difference in premium for 5L & 7.5L SI base policy ₹ 278,483
Liberty General
Y premium inclusive of 7.5% discount (assumed this discount forever) Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
₹ 9,272 ₹ 24,295
29.04% ₹ 11,965 ₹ 31,632 30.20%
0.00% ₹ 11,965 ₹ 31,632 0.00%
0.00% ₹ 11,965 ₹ 31,632 0.00%
4.21% ₹ 12,468 ₹ 36,063 14.01%
0.00% ₹ 12,468 ₹ 36,063 0.00%
14.38% ₹ 14,262 ₹ 40,551 12.45%
12.57% ₹ 16,055 ₹ 45,040 11.07%
0.00% ₹ 16,055 ₹ 45,040 0.00%
28.40% ₹ 20,614 ₹ 54,776 21.62%
0.00% ₹ 20,614 ₹ 54,776 0.00%
11.83% ₹ 23,052 ₹ 60,785 10.97%
10.58% ₹ 25,000 ₹ 66,793 9.89%
-10.59% ₹ 22,789 ₹ 59,454 -10.99%
22.29% ₹ 25,000 ₹ 71,661 20.53%
0.00% ₹ 25,000 ₹ 71,661 0.00%
21.72% ₹ 33,922 ₹ 82,505 15.13%
17.85% ₹ 39,976 ₹ 93,349 13.14%
0.00% ₹ 39,976 ₹ 93,349 0.00%
54.29% ₹ 50,000 ₹ 144,028 54.29%
0.00% ₹ 50,000 ₹ 144,028 0.00%
18.07% ₹ 50,000 ₹ 169,667 17.80%
15.31% ₹ 50,000 ₹ 195,306 15.11%
0.00% ₹ 50,000 ₹ 195,306 0.00%
22.44% ₹ 50,000 ₹ 238,536 22.13%
0.00% ₹ 50,000 ₹ 238,536 0.00%
0.00% ₹ 50,000 ₹ 238,536 0.00%
0.00% ₹ 50,000 ₹ 238,536 0.00%
0.00% ₹ 50,000 ₹ 238,536 0.00%
0.00% ₹ 50,000 ₹ 238,536 0.00%
0.00% ₹ 50,000 ₹ 238,536 0.00%
0.00% ₹ 50,000 ₹ 238,536 0.00%
0.00% ₹ 50,000 ₹ 238,536 0.00%
0.00% ₹ 50,000 ₹ 238,536 0.00%
0.00% ₹ 50,000 ₹ 238,536 0.00%
0.00% ₹ 50,000 ₹ 238,536 0.00%
0.00% ₹ 50,000 ₹ 238,536 0.00%
7.57% ₹ 1,292,419 ₹ 4,980,366 7.15%
Difference in premium for 5L & 10L SI base policy ₹ 781,350
Bajaj Allianz
emium inclusive of 8% discount (assumed this discount forever) Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
₹ 8,769 ₹ 36,707
28.04% ₹ 11,228 ₹ 46,992 28.02%
3.14% ₹ 11,581 ₹ 48,482 3.17%
6.09% ₹ 12,286 ₹ 51,461 6.14%
9.73% ₹ 13,481 ₹ 56,513 9.82%
4.43% ₹ 14,079 ₹ 59,039 4.47%
22.41% ₹ 17,234 ₹ 72,373 22.58%
9.02% ₹ 18,789 ₹ 78,945 9.08%
16.55% ₹ 21,899 ₹ 92,090 16.65%
13.94% ₹ 24,951 ₹ 105,100 14.13%
8.86% ₹ 25,000 ₹ 114,447 8.89%
32.24% ₹ 35,919 ₹ 151,461 32.34%
10.25% ₹ 39,603 ₹ 167,029 10.28%
18.60% ₹ 46,970 ₹ 198,167 18.64%
18.27% ₹ 50,000 ₹ 234,439 18.30%
7.72% ₹ 50,000 ₹ 252,575 7.74%
12.42% ₹ 50,000 ₹ 283,996 12.44%
0.00% ₹ 50,000 ₹ 283,996 0.00%
0.00% ₹ 50,000 ₹ 283,996 0.00%
0.00% ₹ 50,000 ₹ 283,996 0.00%
0.00% ₹ 50,000 ₹ 283,996 0.00%
0.00% ₹ 50,000 ₹ 283,996 0.00%
0.00% ₹ 50,000 ₹ 283,996 0.00%
0.00% ₹ 50,000 ₹ 283,996 0.00%
0.00% ₹ 50,000 ₹ 283,996 0.00%
9.24% ₹ 851,789 ₹ 4,321,785 9.28%
Apollo Munich
Y premium inclusive of 7.5% discount (assumed this discount forever) Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
₹ 8,680 ₹ 23,906
20.72% ₹ 10,478 ₹ 28,196 17.94%
0.00% ₹ 10,478 ₹ 28,196 0.00%
0.00% ₹ 10,478 ₹ 28,196 0.00%
14.66% ₹ 12,014 ₹ 32,979 16.96%
0.00% ₹ 12,014 ₹ 32,979 0.00%
0.00% ₹ 12,014 ₹ 32,979 0.00%
0.00% ₹ 12,014 ₹ 32,979 0.00%
0.00% ₹ 12,014 ₹ 32,979 0.00%
37.67% ₹ 16,539 ₹ 46,343 40.52%
0.00% ₹ 16,539 ₹ 46,343 0.00%
12.05% ₹ 18,533 ₹ 52,332 12.92%
10.76% ₹ 20,527 ₹ 58,321 11.44%
-9.47% ₹ 18,584 ₹ 53,691 -7.94%
27.52% ₹ 23,699 ₹ 69,478 29.40%
0.00% ₹ 23,699 ₹ 69,478 0.00%
14.75% ₹ 27,193 ₹ 80,401 15.72%
12.85% ₹ 30,688 ₹ 91,324 13.59%
0.00% ₹ 30,688 ₹ 91,324 0.00%
37.76% ₹ 42,275 ₹ 126,931 38.99%
0.00% ₹ 42,275 ₹ 126,931 0.00%
12.11% ₹ 47,396 ₹ 143,053 12.70%
10.80% ₹ 50,000 ₹ 159,176 11.27%
0.00% ₹ 50,000 ₹ 159,176 0.00%
20.91% ₹ 50,000 ₹ 194,494 22.19%
0.00% ₹ 50,000 ₹ 194,494 0.00%
8.08% ₹ 50,000 ₹ 212,263 9.14%
7.48% ₹ 50,000 ₹ 230,031 8.37%
0.00% ₹ 50,000 ₹ 230,031 0.00%
0.00% ₹ 50,000 ₹ 230,031 0.00%
0.00% ₹ 50,000 ₹ 230,031 0.00%
0.00% ₹ 50,000 ₹ 230,031 0.00%
0.00% ₹ 50,000 ₹ 230,031 0.00%
0.00% ₹ 50,000 ₹ 230,031 0.00%
0.00% ₹ 50,000 ₹ 230,031 0.00%
0.00% ₹ 50,000 ₹ 230,031 0.00%
0.00% ₹ 50,000 ₹ 230,031 0.00%
6.63% ₹ 1,208,819 ₹ 4,549,252 7.03%
Apollo Munich
remium inclusive of 7.5% discount (assumed this discount forever) Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
₹ 10,322 ₹ 27,493
20.70% ₹ 12,459 ₹ 32,424 17.94%
0.00% ₹ 12,459 ₹ 32,424 0.00%
0.00% ₹ 12,459 ₹ 32,424 0.00%
14.66% ₹ 14,286 ₹ 37,925 16.97%
0.00% ₹ 14,286 ₹ 37,925 0.00%
0.00% ₹ 14,286 ₹ 37,925 0.00%
0.00% ₹ 14,286 ₹ 37,925 0.00%
0.00% ₹ 14,286 ₹ 37,925 0.00%
37.67% ₹ 19,667 ₹ 53,296 40.53%
0.00% ₹ 19,667 ₹ 53,296 0.00%
12.06% ₹ 22,038 ₹ 60,184 12.92%
10.76% ₹ 24,409 ₹ 67,073 11.45%
-9.47% ₹ 22,099 ₹ 61,746 -7.94%
27.52% ₹ 25,000 ₹ 79,902 29.40%
0.00% ₹ 25,000 ₹ 79,902 0.00%
14.75% ₹ 32,336 ₹ 92,463 15.72%
12.85% ₹ 36,491 ₹ 105,024 13.58%
0.00% ₹ 36,491 ₹ 105,024 0.00%
37.76% ₹ 50,000 ₹ 145,973 38.99%
0.00% ₹ 50,000 ₹ 145,973 0.00%
12.11% ₹ 50,000 ₹ 164,513 12.70%
10.80% ₹ 50,000 ₹ 183,053 11.27%
0.00% ₹ 50,000 ₹ 183,053 0.00%
20.91% ₹ 50,000 ₹ 203,362 11.09%
0.00% ₹ 50,000 ₹ 223,670 9.99%
8.08% ₹ 50,000 ₹ 244,105 9.14%
7.48% ₹ 50,000 ₹ 264,540 8.37%
0.00% ₹ 50,000 ₹ 264,540 0.00%
0.00% ₹ 50,000 ₹ 264,540 0.00%
0.00% ₹ 50,000 ₹ 264,540 0.00%
0.00% ₹ 50,000 ₹ 264,540 0.00%
0.00% ₹ 50,000 ₹ 264,540 0.00%
0.00% ₹ 50,000 ₹ 264,540 0.00%
0.00% ₹ 50,000 ₹ 264,540 0.00%
0.00% ₹ 50,000 ₹ 264,540 0.00%
0.00% ₹ 50,000 ₹ 264,540 0.00%
6.63% ₹ 1,282,325 ₹ 5,211,407 7.00%
Star Health
e - Premium Projection - 1Y premium Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
₹ 6,148 ₹ 18,361
26.39% ₹ 7,771 ₹ 22,550 22.81%
0.00% ₹ 7,771 ₹ 22,550 0.00%
0.00% ₹ 7,771 ₹ 22,550 0.00%
0.00% ₹ 7,771 ₹ 22,550 0.00%
0.00% ₹ 7,771 ₹ 22,550 0.00%
0.00% ₹ 7,771 ₹ 22,550 0.00%
0.00% ₹ 7,771 ₹ 22,550 0.00%
8.88% ₹ 8,461 ₹ 25,382 12.56%
0.00% ₹ 8,461 ₹ 25,382 0.00%
0.00% ₹ 8,461 ₹ 25,382 0.00%
0.00% ₹ 8,461 ₹ 25,382 0.00%
0.00% ₹ 8,461 ₹ 25,382 0.00%
0.00% ₹ 8,461 ₹ 25,382 0.00%
0.00% ₹ 8,461 ₹ 25,382 0.00%
0.00% ₹ 8,461 ₹ 25,382 0.00%
0.00% ₹ 8,461 ₹ 25,382 0.00%
0.00% ₹ 8,461 ₹ 25,382 0.00%
64.16% ₹ 13,889 ₹ 41,194 62.30%
0.00% ₹ 13,889 ₹ 41,194 0.00%
0.00% ₹ 13,889 ₹ 41,194 0.00%
0.00% ₹ 13,889 ₹ 41,194 0.00%
0.00% ₹ 13,889 ₹ 41,194 0.00%
9.64% ₹ 15,228 ₹ 45,725 11.00%
0.00% ₹ 15,228 ₹ 45,725 0.00%
-8.41% ₹ 13,948 ₹ 42,279 -7.54%
0.00% ₹ 13,948 ₹ 42,279 0.00%
0.00% ₹ 13,948 ₹ 42,279 0.00%
20.81% ₹ 16,851 ₹ 51,295 21.33%
0.00% ₹ 16,851 ₹ 51,295 0.00%
0.00% ₹ 16,851 ₹ 51,295 0.00%
0.00% ₹ 16,851 ₹ 51,295 0.00%
0.00% ₹ 16,851 ₹ 51,295 0.00%
35.85% ₹ 22,892 ₹ 67,579 31.75%
0.00% ₹ 22,892 ₹ 67,579 0.00%
0.00% ₹ 22,892 ₹ 67,579 0.00%
0.00% ₹ 22,892 ₹ 67,579 0.00%
0.00% ₹ 22,892 ₹ 67,579 0.00%
25.00% ₹ 28,615 ₹ 84,476 25.00%
0.00% ₹ 28,615 ₹ 84,476 0.00%
0.00% ₹ 28,615 ₹ 84,476 0.00%
0.00% ₹ 28,615 ₹ 84,476 0.00%
0.00% ₹ 28,615 ₹ 84,476 0.00%
30.00% ₹ 37,200 ₹ 109,823 30.00%
0.00% ₹ 37,200 ₹ 109,823 0.00%
0.00% ₹ 37,200 ₹ 109,823 0.00%
0.00% ₹ 37,200 ₹ 109,823 0.00%
0.00% ₹ 37,200 ₹ 109,823 0.00%
30.01% ₹ 48,363 ₹ 142,780 30.01%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
0.00% ₹ 48,363 ₹ 142,780 0.00%
3.37% ₹ 2,023,735 ₹ 5,989,653 3.32%
Star Health
tima - Premium Projection - 1Y premium Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
₹ 5,304 ₹ 13,753
20.09% ₹ 6,370 ₹ 16,473 19.78%
0.00% ₹ 6,370 ₹ 16,473 0.00%
0.00% ₹ 6,370 ₹ 16,473 0.00%
0.00% ₹ 6,370 ₹ 16,473 0.00%
0.00% ₹ 6,370 ₹ 16,473 0.00%
0.00% ₹ 6,370 ₹ 16,473 0.00%
0.00% ₹ 6,370 ₹ 16,473 0.00%
13.47% ₹ 7,228 ₹ 18,674 13.36%
0.00% ₹ 7,228 ₹ 18,674 0.00%
0.00% ₹ 7,228 ₹ 18,674 0.00%
0.00% ₹ 7,228 ₹ 18,674 0.00%
0.00% ₹ 7,228 ₹ 18,674 0.00%
0.00% ₹ 7,228 ₹ 18,674 0.00%
0.00% ₹ 7,228 ₹ 18,674 0.00%
0.00% ₹ 7,228 ₹ 18,674 0.00%
0.00% ₹ 7,228 ₹ 18,674 0.00%
0.00% ₹ 7,228 ₹ 18,674 0.00%
35.27% ₹ 9,776 ₹ 25,199 34.94%
0.00% ₹ 9,776 ₹ 25,199 0.00%
0.00% ₹ 9,776 ₹ 25,199 0.00%
0.00% ₹ 9,776 ₹ 25,199 0.00%
0.00% ₹ 9,776 ₹ 25,199 0.00%
25.83% ₹ 12,302 ₹ 30,869 22.50%
0.00% ₹ 12,302 ₹ 30,869 0.00%
-10.38% ₹ 11,024 ₹ 27,695 -10.28%
0.00% ₹ 11,024 ₹ 27,695 0.00%
0.00% ₹ 11,024 ₹ 27,695 0.00%
24.51% ₹ 13,726 ₹ 34,415 24.27%
0.00% ₹ 13,726 ₹ 34,415 0.00%
0.00% ₹ 13,726 ₹ 34,415 0.00%
0.00% ₹ 13,726 ₹ 34,415 0.00%
0.00% ₹ 13,726 ₹ 34,415 0.00%
23.15% ₹ 16,904 ₹ 42,321 22.97%
0.00% ₹ 16,904 ₹ 42,321 0.00%
0.00% ₹ 16,904 ₹ 42,321 0.00%
0.00% ₹ 16,904 ₹ 42,321 0.00%
0.00% ₹ 16,904 ₹ 42,321 0.00%
16.91% ₹ 19,762 ₹ 49,436 16.81%
0.00% ₹ 19,762 ₹ 49,436 0.00%
0.00% ₹ 19,762 ₹ 49,436 0.00%
0.00% ₹ 19,762 ₹ 49,436 0.00%
0.00% ₹ 19,762 ₹ 49,436 0.00%
11.37% ₹ 22,010 ₹ 55,035 11.33%
0.00% ₹ 22,010 ₹ 55,035 0.00%
0.00% ₹ 22,010 ₹ 55,035 0.00%
0.00% ₹ 22,010 ₹ 55,035 0.00%
0.00% ₹ 22,010 ₹ 55,035 0.00%
7.63% ₹ 23,689 ₹ 59,212 7.59%
0.00% ₹ 23,689 ₹ 59,212 0.00%
0.00% ₹ 23,689 ₹ 59,212 0.00%
0.00% ₹ 23,689 ₹ 59,212 0.00%
0.00% ₹ 23,689 ₹ 59,212 0.00%
7.66% ₹ 25,503 ₹ 63,726 7.62%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
0.00% ₹ 25,503 ₹ 63,726 0.00%
2.44% ₹ 1,219,229 ₹ 3,063,227 2.37%
Max Bupa
th 1L deductible inclusive of 12.5% disc. (assumed discount forever) Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
₹ 6,149 ₹ 15,446
36.73% ₹ 8,407 ₹ 21,126 36.77%
3.12% ₹ 8,669 ₹ 21,976 4.02%
3.16% ₹ 8,943 ₹ 22,937 4.37%
3.11% ₹ 9,221 ₹ 23,835 3.92%
2.93% ₹ 9,492 ₹ 24,427 2.48%
2.94% ₹ 9,771 ₹ 25,034 2.48%
4.91% ₹ 10,251 ₹ 26,235 4.80%
5.65% ₹ 10,830 ₹ 27,718 5.65%
6.69% ₹ 11,554 ₹ 29,552 6.62%
10.07% ₹ 12,718 ₹ 32,444 9.79%
27.63% ₹ 16,232 ₹ 41,168 26.89%
-1.85% ₹ 15,931 ₹ 40,292 -2.13%
-2.47% ₹ 15,538 ₹ 39,112 -2.93%
12.83% ₹ 17,532 ₹ 43,937 12.34%
12.16% ₹ 19,664 ₹ 49,279 12.16%
12.15% ₹ 22,053 ₹ 55,268 12.15%
13.13% ₹ 24,950 ₹ 62,529 13.14%
13.48% ₹ 28,312 ₹ 70,955 13.48%
12.99% ₹ 31,988 ₹ 80,168 12.98%
11.45% ₹ 35,650 ₹ 89,345 11.45%
11.45% ₹ 39,731 ₹ 99,575 11.45%
10.16% ₹ 43,768 ₹ 109,690 10.16%
9.71% ₹ 48,018 ₹ 120,345 9.71%
9.28% ₹ 50,000 ₹ 131,515 9.28%
7.93% ₹ 50,000 ₹ 141,942 7.93%
7.93% ₹ 50,000 ₹ 153,202 7.93%
2.29% ₹ 50,000 ₹ 156,703 2.29%
0.34% ₹ 50,000 ₹ 157,230 0.34%
0.26% ₹ 50,000 ₹ 157,639 0.26%
0.00% ₹ 50,000 ₹ 157,639 0.00%
0.00% ₹ 50,000 ₹ 157,639 0.00%
0.00% ₹ 50,000 ₹ 157,639 0.00%
0.00% ₹ 50,000 ₹ 157,639 0.00%
0.00% ₹ 50,000 ₹ 157,639 0.00%
0.00% ₹ 50,000 ₹ 157,639 0.00%
0.00% ₹ 50,000 ₹ 157,639 0.00%
6.95% ₹ 1,115,367 ₹ 3,174,097 6.94%
Max Bupa
on - 1Y premium inclusive (inclusive of all discount ) Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
₹ 4,917 ₹ 13,097
17.88% ₹ 5,796 ₹ 15,254 16.47%
0.67% ₹ 5,835 ₹ 15,349 0.62%
0.96% ₹ 5,891 ₹ 15,488 0.91%
0.84% ₹ 5,941 ₹ 15,607 0.77%
1.01% ₹ 6,001 ₹ 15,753 0.94%
0.88% ₹ 6,054 ₹ 15,883 0.83%
1.16% ₹ 6,124 ₹ 16,055 1.08%
1.03% ₹ 6,187 ₹ 16,211 0.97%
14.85% ₹ 7,105 ₹ 18,606 14.77%
1.19% ₹ 7,190 ₹ 18,815 1.12%
2.34% ₹ 7,358 ₹ 19,226 2.18%
2.78% ₹ 7,563 ₹ 19,727 2.61%
2.72% ₹ 7,769 ₹ 20,233 2.57%
2.67% ₹ 7,976 ₹ 20,743 2.52%
3.08% ₹ 8,222 ₹ 21,344 2.90%
3.63% ₹ 8,520 ₹ 22,075 3.42%
4.15% ₹ 8,874 ₹ 22,943 3.93%
14.14% ₹ 10,129 ₹ 25,615 11.65%
6.09% ₹ 10,745 ₹ 27,263 6.43%
3.99% ₹ 11,174 ₹ 28,311 3.84%
3.16% ₹ 11,527 ₹ 29,178 3.06%
18.73% ₹ 13,686 ₹ 34,920 19.68%
2.92% ₹ 14,086 ₹ 35,897 2.80%
2.88% ₹ 14,491 ₹ 36,891 2.77%
-19.77% ₹ 11,626 ₹ 29,421 -20.25%
3.49% ₹ 12,032 ₹ 30,415 3.38%
5.33% ₹ 12,673 ₹ 31,989 5.18%
5.21% ₹ 13,334 ₹ 33,609 5.06%
5.10% ₹ 14,014 ₹ 35,275 4.96%
6.65% ₹ 14,946 ₹ 37,559 6.47%
6.46% ₹ 15,911 ₹ 39,925 6.30%
6.04% ₹ 16,872 ₹ 42,284 5.91%
5.85% ₹ 17,859 ₹ 44,702 5.72%
6.70% ₹ 19,055 ₹ 47,737 6.79%
5.24% ₹ 20,054 ₹ 50,185 5.13%
5.06% ₹ 21,069 ₹ 52,672 4.96%
3.74% ₹ 21,856 ₹ 54,603 3.67%
#VALUE! #VALUE! #VALUE!
#VALUE! ₹0 #VALUE!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!

#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#DIV/0! ₹0 #DIV/0!
#VALUE! #VALUE! ₹ 1,070,860 #VALUE!
counts with 18% tax
0 & 50K beyond 60 per FY

80D tax benefit per FY
₹ 10,778
₹ 13,469
₹ 14,266
₹ 15,047
₹ 15,988
₹ 17,307
₹ 18,873
₹ 22,395
₹ 25,000
₹ 25,000
₹ 25,000
₹ 45,774
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 898,897

₹ 9,844
₹ 12,768
₹ 12,768
₹ 12,768
₹ 14,703
₹ 14,703
₹ 16,566
₹ 18,430
₹ 18,430
₹ 22,721
₹ 22,721
₹ 24,767
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 41,369
₹ 41,369
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 1,308,926
l 60 & 50K beyond 60 per FY

₹ 12,147
₹ 15,816
₹ 15,816
₹ 15,816
₹ 18,032
₹ 18,032
₹ 20,276
₹ 22,520
₹ 22,520
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 41,253
₹ 46,675
₹ 46,675
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 1,370,575
& 50K beyond 60 per FY

₹ 12,236
₹ 15,664
₹ 16,161
₹ 17,154
₹ 18,838
₹ 19,680
₹ 24,124
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 923,856
l 60 & 50K beyond 60 per FY

₹ 11,953
₹ 14,098
₹ 14,098
₹ 14,098
₹ 16,489
₹ 16,489
₹ 16,489
₹ 16,489
₹ 16,489
₹ 23,171
₹ 23,171
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 40,200
₹ 45,662
₹ 45,662
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 1,339,560
₹ 13,746
₹ 16,212
₹ 16,212
₹ 16,212
₹ 18,963
₹ 18,963
₹ 18,963
₹ 18,963
₹ 18,963
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 46,232
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 1,378,427

₹ 9,181
₹ 11,275
₹ 11,275
₹ 11,275
₹ 11,275
₹ 11,275
₹ 11,275
₹ 11,275
₹ 12,691
₹ 12,691
₹ 12,691
₹ 12,691
₹ 12,691
₹ 12,691
₹ 12,691
₹ 12,691
₹ 12,691
₹ 12,691
₹ 20,597
₹ 20,597
₹ 20,597
₹ 20,597
₹ 20,597
₹ 22,863
₹ 22,863
₹ 21,140
₹ 21,140
₹ 21,140
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 33,790
₹ 33,790
₹ 33,790
₹ 33,790
₹ 33,790
₹ 42,238
₹ 42,238
₹ 42,238
₹ 42,238
₹ 42,238
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 2,432,282

₹ 6,876
₹ 8,236
₹ 8,236
₹ 8,236
₹ 8,236
₹ 8,236
₹ 8,236
₹ 8,236
₹ 9,337
₹ 9,337
₹ 9,337
₹ 9,337
₹ 9,337
₹ 9,337
₹ 9,337
₹ 9,337
₹ 9,337
₹ 9,337
₹ 12,599
₹ 12,599
₹ 12,599
₹ 12,599
₹ 12,599
₹ 15,434
₹ 15,434
₹ 13,847
₹ 13,847
₹ 13,847
₹ 17,207
₹ 17,207
₹ 17,207
₹ 17,207
₹ 17,207
₹ 21,160
₹ 21,160
₹ 21,160
₹ 21,160
₹ 21,160
₹ 24,718
₹ 24,718
₹ 24,718
₹ 24,718
₹ 24,718
₹ 27,518
₹ 27,518
₹ 27,518
₹ 27,518
₹ 27,518
₹ 29,606
₹ 29,606
₹ 29,606
₹ 29,606
₹ 29,606
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 31,863
₹ 1,531,613

₹ 7,723
₹ 10,563
₹ 10,988
₹ 11,469
₹ 11,918
₹ 12,214
₹ 12,517
₹ 13,118
₹ 13,859
₹ 14,776
₹ 16,222
₹ 20,584
₹ 20,146
₹ 19,556
₹ 21,969
₹ 24,640
₹ 27,634
₹ 31,265
₹ 35,478
₹ 40,084
₹ 44,673
₹ 49,788
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 1,221,179
d 60 per FY
₹ 6,549
₹ 7,627
₹ 7,675
₹ 7,744
₹ 7,804
₹ 7,877
₹ 7,942
₹ 8,028
₹ 8,106
₹ 9,303
₹ 9,408
₹ 9,613
₹ 9,864
₹ 10,117
₹ 10,372
₹ 10,672
₹ 11,038
₹ 11,472
₹ 12,808
₹ 13,632
₹ 14,156
₹ 14,589
₹ 17,460
₹ 17,949
₹ 18,446
₹ 14,711
₹ 15,208
₹ 15,995
₹ 16,805
₹ 17,638
₹ 18,780
₹ 19,963
₹ 21,142
₹ 22,351
₹ 23,869
₹ 25,093
₹ 26,336
₹ 27,302
#VALUE!
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
₹0
#VALUE!
Insurers Religare
Floater Policy Name Enhance
Highest Room eligibility Single private room with AC
Disease specific loading (capping) 15%, 30% or 50% applicable
CoPay 20% for above 60 years of age
No Claim Bonus (NCB)

Not covered
NCB decrements on claims Not applicable
1. Room rent
3. Nursing expenses
4. Surgeons fees
5. ICU charges
6. Medical practitioner fees
8. Anesthetist
9. Anesthesia, blood, oxygen
10. Physical therapy

11. Medicine & drugs
12. Diagnostic tests
In Patient treatment expenses 13. Dressing, Ordinary splints and

plaster casts
14. Cost of prostetic & other
devices
15. Nurses
16. Specialist doctor
17. Surgical applicance

Day care procedures non exhaustive Not mentioned
Restore/Reload/Recharge/Refill benefit No
Super Top-Up deductible 10L
Super Top-Up Facility max SI 30L
Free health checkup
Once per year
Organ Donor coverage Medical treatment of the organ

donor for harvesting the organ
2nd Opinion Rider
Ambulance charges No
Domiciliary (Home) No
Out Patient Department (OPD) No
Dental No
Critical illness coverage for 5 listed illness
Alternative/Ayush Treatment No
Daily Cash No
Zone based premium/co-pay Not mentioned
2A Floater Premium 1Y for 5L SI
2A Floater Premium 2Y for 5L SI
2A Floater Premium 3Y for 1Cr SI with 10L Ded
Special Discount
Star Health Bajaj Allianz
Super Surplus - Silver plan Extra care plus
Yes No
Single standard AC room Not mentioned
Not mentioned
Not mentioned
Not covered
Not applicable
1. Room rent 4K/day 1. Room rent
2. Boarding expenses 4K/day 2. Boarding expenses
3. Nursing expenses 4K/day 3. Nursing expenses
4. Surgeons fees 4. Surgeon fees
5. ICU rent 5. ICU rent
6. Consultant's fees 6. Medical practitioner fees
8. Anesthetist 8. Anesthetist
9. Anesthesia, blood, oxygen 9. Anesthesia, blood, oxygen

11. Drugs & other expenses 11. Medicines
12. Diagnostic tests 12. Diagnostic tests
13. Dressing, Ordinary splints and 13. Dressing, Ordinary splints and
plaster casts plaster casts
14. Cost of pacemakers & other 14. Cost of prosthetic & other
device during surgical process device like pacemaker during
surgical process
15. Nurses 15. Nurses
16. Specialist doctor 16. Specialist doctor
17. Surgical applicance 17. Surgical appliances
30 days 60 days
60 days 90 days
30 days 30 days
36 months 48 months
24 months 12 months
Yes Yes
30 days 30 days
490 224
32 23
All 399
Yes Yes
No No
10L 2,3,5,10L
25L 50L
After 3 continuous years upto Rs.
2K in a policy year
2006 2001
Medical treatment of the organ

Rider donor for harvesting the organ
No No
₹ 3,000.00 ₹ 3,000.00
No
No
No
No
No
No
Not mentioned
HDFC Ergo Liberty General
Medisure Super top up option I or II
No No
Not mentioned No
20% for above 80 years of age No
10% upto 100% of SI for every
claim free year
Not covered
Not applicable No
1. Room rent 1. Room Rent
3. Nursing expenses 3. Nursing expenses
4. Surgeon fees 4. Surgical fees
5. ICU/Therapeutic rent 5. ICU bed charges
6. Medical practitioner fees 6. Doctor's fees
8. Anesthetic 8. Anesthetist
9. Anesthesia, blood, oxygen 9. Anesthesia, blood, oxygen and
their administration
11. Medicines 11. Medicine, drugs
12. Diagnostic tests 12. Investigation services such as
labaratory, x-ray, diagnostic tests
13. Dressing, Ordinary splints and
13. Dressing, Ordinary splints and plaster plaster casts
casts 14. Cost of prosthetic & other
14. Cost of prosthetic & other device like devices
pacemaker during surgical process
15. Nurses
15. Nurses 16. Specialist doctor
16. Specialist doctor 17. Surgical applicance
17. Surgical appliances
30 days 30 days (I), 60 days (II)

60 days 60 days (I), 90 days (II)
30 days 30 days
36 months 36 months
24 months 24 months
Yes Yes
30 days 30 days
323 367
37 37
119 405
No Rider
2,3,4,5L 2,3,4,5,7.5,10,15,20,30,40L
20L 1Cr
Cost unknown, but preventive care
No is available
2002 2013
No No
No No
₹ 1,500.00 No
No No
No No
No No
No No
No Rider
No No
2,801.98
Family discount of around 10% if

two or more family members are
covered under a single policy, with
a flat discount of 15% proposed for
each child.
Family floater discount of up to a

maximum of 40% is available for
the immediate family, including
the spouse and three kids under a
single Sum Insured floating on all
members
Additional long term policy

discount of 7.5% and 10% on the
premium if you choose a 2 year
and 3 year policy tenure
respectively, and pay the
applicable premium as a single
premium in advance
Loyalty discount of 5% offered if

you have an ongoing retail health
insurance policy issued by Liberty
General Insurance
Avail 10% discount when you

purchase the Health Connect Supra
policy through the company’s
direct channels or its website
5L SI - 1Y Premium
5L SI - 1Y Premium
10L SI - 1Y Premium
10L SI - 1Y Premium
Insurers Bajaj Allianz
Floater Policy Name Extra care plus
Highest Room eligibility Not mentioned
Disease specific loading (capping) Increase in premium loading if preexisting illness
declared
CoPay Not mentioned
No Claim Bonus (NCB) Not covered
NCB decrements on claims Not applicable
1. Room rent
3. Nursing expenses
4. Surgeon fees
5. ICU rent
6. Medical practitioner fees
8. Anesthetist
9. Anesthesia, blood, oxygen

11. Medicines
12. Diagnostic tests
In Patient treatment expenses
13. Dressing, Ordinary splints and plaster casts
14. Cost of prosthetic & other device like pacemaker
during surgical process
15. Nurses

Day care procedures non exhaustive Yes
Restore/Reload/Recharge/Refill benefit No
Super Top-Up deductible 2,3,5,10L
Super Top-Up Facility max SI 50L
Free health checkup
After 3 continuous years upto Rs. 2K in a policy year
Organ Donor coverage Medical treatment of the organ donor for harvesting
the organ
2nd Opinion No
Ambulance charges ₹ 3,000.00
Domiciliary (Home) No
Out Patient Department (OPD) No
Dental No
Critical illness coverage No
Alternative/Ayush Treatment No
Daily Cash No
Zone based premium/co-pay Not mentioned
2A Floater Premium 1Y 5L deductible of 20L SI ₹ 6,024
2A Floater Premium 1Y 10L deductible of 50L SI ₹ 8,975
HDFC Ergo Liberty General
Medisure Super top up option I
No No
Increase in premium loading if preexisting illness Increase in premium loading if preexisting illness
declared declared
20% for above 80 years of age No
Not covered 10% upto 100% of SI for every claim free year
Not applicable No
1. Room rent 1. Room Rent
3. Nursing expenses 3. Nursing expenses
4. Surgeon fees 4. Surgical fees
5. ICU/Therapeutic rent 5. ICU bed charges
6. Medical practitioner fees 6. Doctor's fees
8. Anesthetic 8. Anesthetist
9. Anesthesia, blood, oxygen 9. Anesthesia, blood, oxygen and their administration
10. Physical therapy 11. Medicine, drugs
11. Medicines 12. Investigation services such as labaratory, x-ray,
12. Diagnostic tests diagnostic tests
13. Dressing, Ordinary splints and plaster casts 14. Cost of prosthetic & other devices
14. Cost of prosthetic & other device like pacemaker
during surgical process
15. Nurses
15. Nurses 16. Specialist doctor
16. Specialist doctor 17. Surgical applicance
30 days 30 days
60 days 60 days
30 days 30 days
36 months 36 months
24 months 24 months
Yes Yes
30 days 30 days
323 379
37 37
119 405
No Rider
2,3,4,5L 2,3,4,5,7.5,10L
20L 20L
No Cost unknown, but preventive care is available

2002 2013
No No
No No
₹ 1,500.00 No
No No
No No
No No
No No
No Rider
No No
₹ 3,300 ₹ 9,378
Not available Not available
Liberty General
Super top up option II
No
Not mentioned
Increase in premium loading if preexisting illness
declared
No
10% upto 100% of SI for every claim free year
No
1. Room Rent
3. Nursing expenses
4. Surgical fees
5. ICU bed charges
6. Doctor's fees
8. Anesthetist
9. Anesthesia, blood, oxygen and their
administration
11. Medicine, drugs
12. Investigation services such as labaratory, x-ray,
diagnostic tests
14. Cost of prosthetic & other devices
15. Nurses
17. Surgical applicance
60 days
90 days
30 days
36 months
24 months
Yes
30 days
379
Not mentioned
37
405
Not mentioned
Rider
10,15,20,30,40L
1Cr
Cost unknown, but preventive care is available

2013
No
No
No
No
No
No
No
Rider
No
Not mentioned
Not available
₹ 2,239
Liberty General
Super Topup - Family Floater – Health Connect Supra (Option I) - 3Y Premium Projection - 20L SI with 5L deductible
0 2A 0C 28 27-04-1991 02-06-1996 ₹ 9,378.45
3 2A 1C 31 27-04-1988 02-06-1993 01-11-2016 ₹ 14,067.68
6 2A 1C 34 27-04-1985 02-06-1990 01-11-2013 ₹ 14,067.68
9 2A 1C 37 27-04-1982 02-06-1987 01-11-2010 ₹ 14,067.68
12 2A 1C 40 27-04-1979 02-06-1984 01-11-2007 ₹ 14,067.68
15 2A 1C 43 27-04-1976 02-06-1981 01-11-2004 ₹ 14,325.39
18 2A 1C 46 27-04-1973 02-06-1978 01-11-2001 ₹ 14,325.39
21 2A 1C 49 27-04-1970 02-06-1975 01-11-1998 ₹ 15,410.61
24 2A 1C 52 27-04-1967 02-06-1972 01-11-1995 ₹ 17,384.94
2A 0C 55 27-04-1964 02-06-1969 ₹ 13,247.39
2A 0C 58 27-04-1961 02-06-1966 ₹ 16,184.88
2A 0C 61 27-04-1958 02-06-1963
2A 0C 64 27-04-1955 02-06-1960

2A 0C 67 27-04-1952 02-06-1957
2A 0C 70 27-04-1949 02-06-1954
CHILD SELF CARE
2A 0C 73 27-04-1946 02-06-1951
2A 0C 76 27-04-1943 02-06-1948
2A 0C 79 27-04-1940 02-06-1945
2A 0C 82 27-04-1937 02-06-1942
2A 0C 85 27-04-1934 02-06-1939
2A 0C 88 27-04-1931 02-06-1936
2A 0C 91 27-04-1928 02-06-1933
2A 0C 94 27-04-1925 02-06-1930
2A 0C 97 27-04-1922 02-06-1927
2A 0C 100 27-04-1919 02-06-1924
Premium could rise due to medical inflation 156,527.77
Super Topup - Family Floater – Health Connect Su

0 2A 0C 28 27-04-1991 02-06-1996 ₹ 1,848.73
3 2A 1C 31 27-04-1988 02-06-1993 01-11-2016 ₹ 2,773.09
6 2A 1C 34 27-04-1985 02-06-1990 01-11-2013 ₹ 2,773.09
9 2A 1C 37 27-04-1982 02-06-1987 01-11-2010 ₹ 2,773.09
12 2A 1C 40 27-04-1979 02-06-1984 01-11-2007 ₹ 2,773.09
15 2A 1C 43 27-04-1976 02-06-1981 01-11-2004 ₹ 2,859.19
18 2A 1C 46 27-04-1973 02-06-1978 01-11-2001 ₹ 2,859.19
21 2A 1C 49 27-04-1970 02-06-1975 01-11-1998 ₹ 3,108.40
24 2A 1C 52 27-04-1967 02-06-1972 01-11-1995 ₹ 3,394.15
2A 0C 55 27-04-1964 02-06-1969 ₹ 2,578.54
2A 0C 58 27-04-1961 02-06-1966 ₹ 3,058.56
2A 0C 61 27-04-1958 02-06-1963 ₹ 3,058.56
2A 0C 64 27-04-1955 02-06-1960 ₹ 4,284.11
2A 0C 67 27-04-1952 02-06-1957 ₹ 9,844.03
LD SELF CARE
2A 0C 70 27-04-1949 02-06-1954 ₹ 9,844.03
CHILD SELF CARE
2A 0C 73 27-04-1946 02-06-1951
2A 0C 76 27-04-1943 02-06-1948
PREMIUM CHART NOT

2A 0C 79 27-04-1940 02-06-1945
2A 0C 82 27-04-1937 02-06-1942
AVAILABLE
2A 0C 85 27-04-1934 02-06-1939
2A 0C 88 27-04-1931 02-06-1936
2A 0C 91 27-04-1928 02-06-1933
2A 0C 94 27-04-1925 02-06-1930
2A 0C 97 27-04-1922 02-06-1927
2A 0C 100 27-04-1919 02-06-1924
Premium could rise due to medical inflation/policy change/insurer ICR 57,829.85
Difference in premium between different SI
Bajaj Allianz
Super Topup - Family Floater – Extra care plus - 3Y Premium Projection - 20L SI with 5L deductible
0 2A 0C 28 27-04-1991 02-06-1996 ₹ 18,072.00
3 2A 1C 31 27-04-1988 02-06-1993 01-11-2016 ₹ 22,538.00
6 2A 1C 34 27-04-1985 02-06-1990 01-11-2013 ₹ 22,829.00
9 2A 1C 37 27-04-1982 02-06-1987 01-11-2010 ₹ 25,106.00
12 2A 1C 40 27-04-1979 02-06-1984 01-11-2007 ₹ 26,012.00
15 2A 1C 43 27-04-1976 02-06-1981 01-11-2004 ₹ 27,824.00
18 2A 1C 46 27-04-1973 02-06-1978 01-11-2001 ₹ 32,750.00
21 2A 1C 49 27-04-1970 02-06-1975 01-11-1998 ₹ 35,212.00
24 2A 1C 52 27-04-1967 02-06-1972 01-11-1995 ₹ 41,733.00
2A 0C 55 27-04-1964 02-06-1969 ₹ 43,832.00
2A 0C 58 27-04-1961 02-06-1966 ₹ 50,020.00
2A 0C 61 27-04-1958 02-06-1963 ₹ 58,417.00
2A 0C 64 27-04-1955 02-06-1960 ₹ 62,616.00
2A 0C 67 27-04-1952 02-06-1957 ₹ 71,968.00
2A 0C 70 27-04-1949 02-06-1954 ₹ 76,540.00
CHILD SELF CARE
2A 0C 73 27-04-1946 02-06-1951 ₹ 85,682.00

2A 0C 76 27-04-1943 02-06-1948 ₹ 85,682.00
2A 0C 79 27-04-1940 02-06-1945 ₹ 85,682.00
2A 0C 82 27-04-1937 02-06-1942 ₹ 85,682.00
2A 0C 85 27-04-1934 02-06-1939 ₹ 85,682.00
2A 0C 88 27-04-1931 02-06-1936 ₹ 85,682.00
2A 0C 91 27-04-1928 02-06-1933 ₹ 85,682.00
2A 0C 94 27-04-1925 02-06-1930 ₹ 85,682.00
2A 0C 97 27-04-1922 02-06-1927 ₹ 85,682.00
2A 0C 100 27-04-1919 02-06-1924 ₹ 85,682.00
Premium could rise due to medical inflation 1,472,289.00
HDFC Ergo
Super Topup - Family Floater – Medisure - 2Y Premium Projection - 20L SI with 5L deductible (5% discount
0 2A 0C 27 27-04-1991 02-06-1996 01-11-2019 ₹ 7,399
2 2A 1C 29 27-04-1989 02-06-1994 01-11-2017 ₹ 8,633
4 2A 1C 31 27-04-1987 02-06-1992 01-11-2015 ₹ 8,633
6 2A 1C 33 27-04-1985 02-06-1990 01-11-2013 ₹ 8,633
8 2A 1C 35 27-04-1983 02-06-1988 01-11-2011 ₹ 8,633
10 2A 1C 37 27-04-1981 02-06-1986 01-11-2009 ₹ 9,865
12 2A 1C 39 27-04-1979 02-06-1984 01-11-2007 ₹ 9,865
14 2A 1C 41 27-04-1977 02-06-1982 01-11-2005 ₹ 9,865
16 2A 1C 43 27-04-1975 02-06-1980 01-11-2003 ₹ 9,865
18 2A 1C 45 27-04-1973 02-06-1978 01-11-2001 ₹ 9,865
20 2A 1C 47 27-04-1971 02-06-1976 01-11-1999 ₹ 13,565
22 2A 1C 49 27-04-1969 02-06-1974 01-11-1997 ₹ 13,565
24 2A 1C 51 27-04-1967 02-06-1972 01-11-1995 ₹ 13,565
2A 0C 53 27-04-1965 02-06-1970 ₹ 12,331
2A 0C 55 27-04-1963 02-06-1968 ₹ 12,331
2A 0C 57 27-04-1961 02-06-1966 ₹ 12,331
2A 0C 59 27-04-1959 02-06-1964 ₹ 12,331
2A 0C 61 27-04-1957 02-06-1962 ₹ 27,128
2A 0C 63 27-04-1955 02-06-1960 ₹ 27,128
2A 0C 65 27-04-1953 02-06-1958 ₹ 27,128
2A 0C 67 27-04-1951 02-06-1956 ₹ 27,128
2A 0C 69 27-04-1949 02-06-1954 ₹ 27,128
2A 0C 71 27-04-1947 02-06-1952 ₹ 27,128
CHILD SELF CARE
2A 0C 73 27-04-1945 02-06-1950 ₹ 27,128

2A 0C 75 27-04-1943 02-06-1948 ₹ 27,128
2A 0C 77 27-04-1941 02-06-1946 ₹ 27,128
2A 0C 79 27-04-1939 02-06-1944 ₹ 27,128
2A 0C 81 27-04-1937 02-06-1942 ₹ 27,128
2A 0C 83 27-04-1935 02-06-1940 ₹ 27,128
2A 0C 85 27-04-1933 02-06-1938 ₹ 27,128
2A 0C 87 27-04-1931 02-06-1936 ₹ 27,128
2A 0C 89 27-04-1929 02-06-1934 ₹ 27,128
2A 0C 91 27-04-1927 02-06-1932 ₹ 27,128
2A 0C 93 27-04-1925 02-06-1930 ₹ 27,128
2A 0C 95 27-04-1923 02-06-1928 ₹ 27,128
2A 0C 97 27-04-1921 02-06-1926 ₹ 27,128
2A 0C 99 27-04-1919 02-06-1924 ₹ 27,128
Premium could rise due to medical inflation ₹ 723,838
tion - 20L SI with 5L deductible
Premium change in %
50.00%
0.00%
0.00%
0.00%
1.83%
0.00%
7.58%
12.81%
-23.80%
22.17%
#VALUE!
#VALUE!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
Liberty General
ily Floater – Health Connect Supra (Option II) - 3Y Premium Projection - 15L, 20L, 30L, 50L SI with 10L deductible
Premium change in % 20L SI - 3Y Premium Premium change in % 30L SI - 3Y Premium
₹ 1,882.43 ₹ 1,988.35
50.00% ₹ 2,823.65 50.00% ₹ 2,982.52
0.00% ₹ 2,823.65 0.00% ₹ 2,982.52
0.00% ₹ 2,823.65 0.00% ₹ 2,982.52
0.00% ₹ 2,823.65 0.00% ₹ 2,982.52
3.10% ₹ 2,918.09 3.34% ₹ 3,097.08
0.00% ₹ 2,918.09 0.00% ₹ 3,097.08
8.72% ₹ 3,178.64 8.93% ₹ 3,387.07
9.19% ₹ 3,479.11 9.45% ₹ 3,731.87
-24.03% ₹ 2,648.63 -23.87% ₹ 2,854.66
18.62% ₹ 3,147.77 18.85% ₹ 3,411.14
0.00% ₹ 3,147.77 0.00% ₹ 3,411.14
40.07% ₹ 4,422.17 40.49% ₹ 4,834.22
129.78% ₹ 10,192.37 130.48% ₹ 11,240.21
0.00% ₹ 10,192.37 0.00% ₹ 11,240.21
#VALUE! #VALUE!
#VALUE! #VALUE!
PREMIUM CHART NOT
PREMIUM CHART NOT

#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
AVAILABLE
AVAILABLE
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
₹ 59,422 ₹ 64,223
₹ 1,592 ₹ 4,801
L SI with 5L deductible
Premium change in %
24.71%
1.29%
9.97%
3.61%
6.97%
17.70%
7.52%
18.52%
5.03%
14.12%
16.79%
7.19%
14.94%
6.35%
11.94%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
ith 5L deductible (5% discount for 2Y premium)

Premium change in % 80D tax benefit per FY
₹ 3,699
16.68% ₹ 4,316
0.00% ₹ 4,316
0.00% ₹ 4,316
0.00% ₹ 4,316
14.27% ₹ 4,932
0.00% ₹ 4,932
0.00% ₹ 4,932
0.00% ₹ 4,932
0.00% ₹ 4,932
37.51% ₹ 6,783
0.00% ₹ 6,783
0.00% ₹ 6,783
-9.10% ₹ 6,166
0.00% ₹ 25,000
0.00% ₹ 25,000
0.00% ₹ 25,000
120.00% ₹ 13,564
0.00% ₹ 13,564
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
4.98% ₹ 1,074,269
Difference in premium for 5L & 7.5L SI base policy
0L deductible
Premium change in % 50L SI - 3Y Premium Premium change in %
₹ 2,238.70
50.00% ₹ 3,358.04 50.00%
0.00% ₹ 3,358.04 0.00%
0.00% ₹ 3,358.04 0.00%
0.00% ₹ 3,358.04 0.00%
3.84% ₹ 3,518.48 4.78%
0.00% ₹ 3,518.48 0.00%
9.36% ₹ 3,876.44 10.17%
10.18% ₹ 4,324.46 11.56%
-23.51% ₹ 3,336.80 -22.84%
19.49% ₹ 4,027.10 20.69%
0.00% ₹ 4,027.10 0.00%
41.72% ₹ 5,794.27 43.88%
132.51% ₹ 13,678.56 136.07%
0.00% ₹ 13,678.56 0.00%
#VALUE! #VALUE!
#VALUE! #VALUE!
PREMIUM CHART NOT

#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
AVAILABLE
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
#DIV/0! #DIV/0!
₹ 75,451
₹ 11,228
Insurers Apollo Munich
Floater Policy Name Optima Vital
Critical illness count 37
Risk premium loading Yes
Policy Type Individual
Max payment tenure 2Y
Min Sum Insured 2L
Max Sum Insured 50L
Initial waiting period 90 days
Waiting period for Pre existing illness 4 years
Grace period 30 days
Surival period from date of diagnosis 30 days
Intimation after diagnosis of 1st occurrence of CI 14 days
Documentation submission during survival period 45 days
Additional requested information 15 days
1. Cancer of specified severity
2. Open chest CABG
3. Myocardial Infarction (First heart attack
of specific severity)
4. Kidney failure requiring regular dialysis
5. Major organ/bone marrow
transplantation
6. Multiple sclerosis with persisting
symptoms
7. Permanent paralysis of limbs
8. Stroke resulting in permanent symptoms
9. Aorta graft surgery
10. Pulmonary artery graft surgery
11. Open heart replacement or repair of
heart valve
12. Benign brain tumor
13. Primary Parkinson’s disease
14. Alzheimer’s disease
Critical illness coverage 15. End Stage Liver Failure
16. Third Degree Burns
17. Apallic syndrome
18. Systemic lupus erythematosis
19. Pneumonectomy
20. Bacterial meningitis
21. Multiple system atrophy
22. Progressive scleroderma
23. Motor neuron disease with permanent
symptoms
24. Goodpasture’s syndrome
25. Aplastic anaemia
26. Primary (idiopathic) pulmonary
hypertension
27. COMA of specified severity
28. Cardiomyopathy
29. End stage lung Failure
30. Brain surgery
31. Progressive supranuclear palsy
1. End Stage Liver Failure
2. Cancer of Specified Severity
3. Myocardial Infarction (First Heart Attack
Of Specific Severity)
4. Kidney Failure requiring Regular Dialysis
5. Multiple Sclerosis with Persisting
Symptoms
6. Coma of Specified Severity
7. Third Degree Burns
8. Goodpasture`s Syndrome
9. Apallic Syndrome
30 days survival period CI from diagnosed date 10. Aplastic Anaemia
11. Systemic Lupus Erythematosis
12. Bacterial Meningitis
13. Multiple System Atrophy
14. Progressive Scleroderma
1. Primary Parkinson’s Disease (age 60)

2. Alzheimer’s Disease (age 60)
3. Stroke resulting in Permanent Symptoms
4. Permanent Paralysis of Limbs
5. Primary (idiopathic) Pulmonary
Hypertension
6. Benign Brain Tumor
7. Cardiomyopathy
8. Motor Neuron Disease with Permanent
Symptoms
9. End Stage Lung Failure
10. Brain Surgery
90 days survival period CI from confirmed diagnosis 11. Progressive Supranuclear Palsy
12. Creutzfeldt-Jakob Disease ( CJD)
13. Major head Trauma
14. Encephalitis
1. Open Chest CABG (Coronary Artery

Bypass Graft) surgery
2. Major Organ/Bone Marrow Transplant
3. Aorta Graft Surgery
4. Open Heart Replacement or Repair of
30 days survival period CI from undergoing procedure Heart Valves
5. Pneumonectomy
6. Pulmonary Artery Graft Surgery
Symptoms
6 months permanent impairment from confirmed 2. Blindness
diagnosis 3. Deafness
4. Total Loss of speech
2nd Opinion Once in a policy year

Discount 7.5% discount for 2Y
HDFC Ergo Bajaj Allianz
Critical Illness - Platinum Women Specific Critical Illness
15 8
Yes
Yes Yes
Individual
2Y
5L 50K
10L 2L
90 days 90 days
4 years
30 days 30 days
30 days
14 days
60 days
10 days
1. Cancer of specified severity 1. Breast cancer
2. Open chest CABG 2. Fallopian tube cancer
3. Myocardial Infarction (First heart attack 3. Uterine/cervical cancer
of specific severity) 4. Ovarian cancer
4. Kidney failure requiring regular dialysis 5. Vaginal cancer
5. Major organ/bone marrow 6. Permanent paralysis of limbs
transplantation 7. Multitrauma
6. Multiple sclerosis with persisting 8. Burns
symptoms
8. Stroke resulting in permanent
symptoms
9. Aorta Graft surgery
10. Primary pulmonary arterial
hypertension
11. Open heart replacement or repair of
heart valve
13. Parkinson's disease
14. Alzheimer's disease
15. End stage liver disease
1. End stage Liver disease
2. Cancer of specified severity
3. Myocardial Infarction (First Heart
Attack Of Specific Severity)
4. Kidney Failure requiring Regular Dialysis
Symptoms
1. Primary Parkinson's disease (age 65)

2. Alzheimer’s Disease (age 65)
3. Stroke resulting in permanent
symptoms
5. Primary (idiopathic) Pulmonary
Hypertension
1. Open Chest CABG (Coronary Artery

Bypass Graft) surgery
2. Major organ/Bone marrow transplant
3. Aorta Graft Surgery
4. Open Heart Replacement or Repair of
Heart Valves
Symptoms
2. Blindness
3. Deafness
4. Total Loss of speech
Critical Illness Insurance Policy - Individual – Optima Vital - Premium Projection - 2Y premium incl
Child Age Adults/Child Eldest age Eldest DOB Spouse age Spouse DOB Child DOB 5L SI - Eldest
0 2A 0C 27 27-04-1991 22 02-06-1996 01-11-2019 ₹ 3,547
2 2A 1C 29 27-04-1989 24 02-06-1994 01-11-2017 ₹ 3,547
4 2A 1C 31 27-04-1987 26 02-06-1992 01-11-2015 ₹ 4,093
6 2A 1C 33 27-04-1985 28 02-06-1990 01-11-2013 ₹ 4,093
8 2A 1C 35 27-04-1983 30 02-06-1988 01-11-2011 ₹ 5,185
10 2A 1C 37 27-04-1981 32 02-06-1986 01-11-2009 ₹ 6,276
12 2A 1C 39 27-04-1979 34 02-06-1984 01-11-2007 ₹ 6,276
14 2A 1C 41 27-04-1977 36 02-06-1982 01-11-2005 ₹ 10,369
16 2A 1C 43 27-04-1975 38 02-06-1980 01-11-2003 ₹ 10,369
18 2A 1C 45 27-04-1973 40 02-06-1978 01-11-2001 ₹ 14,735
20 2A 1C 47 27-04-1971 42 02-06-1976 01-11-1999 ₹ 19,101
22 2A 1C 49 27-04-1969 44 02-06-1974 01-11-1997 ₹ 19,101
24 2A 1C 51 27-04-1967 46 02-06-1972 01-11-1995 ₹ 32,745
2A 0C 53 27-04-1965 48 02-06-1970 ₹ 32,745
2A 0C 55 27-04-1963 50 02-06-1968 ₹ 43,347
2A 0C 57 27-04-1961 52 02-06-1966 ₹ 53,484
2A 0C 59 27-04-1959 54 02-06-1964 ₹ 53,484
2A 0C 61 27-04-1957 56 02-06-1962 ₹ 85,137
2A 0C 63 27-04-1955 58 02-06-1960 ₹ 85,137
2A 0C 65 27-04-1953 60 02-06-1958 ₹ 115,153
2A 0C 67 27-04-1951 62 02-06-1956 ₹ 145,170
2A 0C 69 27-04-1949 64 02-06-1954 ₹ 145,170
2A 0C 71 27-04-1947 66 02-06-1952 ₹ 319,810
CHILD SELF CARE
2A 0C 73 27-04-1945 68 02-06-1950 ₹ 319,810

2A 0C 75 27-04-1943 70 02-06-1948 ₹ 319,810
2A 0C 77 27-04-1941 72 02-06-1946 ₹ 319,810
2A 0C 79 27-04-1939 74 02-06-1944 ₹ 319,810
2A 0C 81 27-04-1937 76 02-06-1942 ₹ 319,810
2A 0C 83 27-04-1935 78 02-06-1940 ₹ 319,810
2A 0C 85 27-04-1933 80 02-06-1938 ₹ 319,810
2A 0C 87 27-04-1931 82 02-06-1936 ₹ 319,810
2A 0C 89 27-04-1929 84 02-06-1934 ₹ 319,810
2A 0C 91 27-04-1927 86 02-06-1932 ₹ 319,810
2A 0C 93 27-04-1925 88 02-06-1930 ₹ 319,810
2A 0C 95 27-04-1923 90 02-06-1928 ₹ 319,810
2A 0C 97 27-04-1921 92 02-06-1926 ₹ 319,810
2A 0C 99 27-04-1919 94 02-06-1924 ₹ 319,810
T
Critical Illness Insurance Policy - Individual – Platinum plan - Premium Projec

Child Age Adults/Child Eldest age Eldest DOB Spouse age Spouse DOB Child DOB 5L SI - Eldest
0 2A 0C 27 27-04-1991 22 02-06-1996 01-11-2019 ₹ 4,089
2 2A 1C 29 27-04-1989 24 02-06-1994 01-11-2017 ₹ 4,089
4 2A 1C 31 27-04-1987 26 02-06-1992 01-11-2015 ₹ 4,673
6 2A 1C 33 27-04-1985 28 02-06-1990 01-11-2013 ₹ 4,673
8 2A 1C 35 27-04-1983 30 02-06-1988 01-11-2011 ₹ 4,673
10 2A 1C 37 27-04-1981 32 02-06-1986 01-11-2009 ₹ 8,177
12 2A 1C 39 27-04-1979 34 02-06-1984 01-11-2007 ₹ 8,177
14 2A 1C 41 27-04-1977 36 02-06-1982 01-11-2005 ₹ 11,098
16 2A 1C 43 27-04-1975 38 02-06-1980 01-11-2003 ₹ 11,098
18 2A 1C 45 27-04-1973 40 02-06-1978 01-11-2001 ₹ 11,098
20 2A 1C 47 27-04-1971 42 02-06-1976 01-11-1999 ₹ 17,818
22 2A 1C 49 27-04-1969 44 02-06-1974 01-11-1997 ₹ 17,818
24 2A 1C 51 27-04-1967 46 02-06-1972 01-11-1995 ₹ 30,084
2A 0C 53 27-04-1965 48 02-06-1970 ₹ 30,084
2A 0C 55 27-04-1963 50 02-06-1968 ₹ 30,084
2A 0C 57 27-04-1961 52 02-06-1966 ₹ 46,728
2A 0C 59 27-04-1959 54 02-06-1964 ₹ 46,728
2A 0C 61 27-04-1957 56 02-06-1962 ₹ 79,438
2A 0C 63 27-04-1955 58 02-06-1960 ₹ 79,438
2A 0C 65 27-04-1953 60 02-06-1958 ₹ 79,438
2A 0C 67 27-04-1951 62 02-06-1956 ₹ 135,511
2A 0C 69 27-04-1949 64 02-06-1954 ₹ 135,511
2A 0C 71 27-04-1947 66 02-06-1952 ₹ 298,475
CHILD SELF CARE
2A 0C 73 27-04-1945 68 02-06-1950 ₹ 298,475

2A 0C 75 27-04-1943 70 02-06-1948 ₹ 298,475
2A 0C 77 27-04-1941 72 02-06-1946 ₹ 298,475
2A 0C 79 27-04-1939 74 02-06-1944 ₹ 298,475
2A 0C 81 27-04-1937 76 02-06-1942 ₹ 298,475
2A 0C 83 27-04-1935 78 02-06-1940 ₹ 298,475
2A 0C 85 27-04-1933 80 02-06-1938 ₹ 298,475
2A 0C 87 27-04-1931 82 02-06-1936 ₹ 298,475
2A 0C 89 27-04-1929 84 02-06-1934 ₹ 298,475
2A 0C 91 27-04-1927 86 02-06-1932 ₹ 298,475
2A 0C 93 27-04-1925 88 02-06-1930 ₹ 298,475
2A 0C 95 27-04-1923 90 02-06-1928 ₹ 298,475
2A 0C 97 27-04-1921 92 02-06-1926 ₹ 298,475
2A 0C 99 27-04-1919 94 02-06-1924 ₹ 298,475
T
Women specific Critical Illness Insurance Policy - Individual – P

Child Age Adults/Child Eldest age Eldest DOB Child DOB 2L SI - Spouse
0 1A 0C 22 02-06-1996 05-10-2019 737.5
1 1A 0C 23 02-06-1995 05-10-2018 737.5
2 1A 0C 24 02-06-1994 05-10-2017 737.5
3 1A 0C 25 02-06-1993 05-10-2016 737.5
4 1A 0C 26 02-06-1992 05-10-2015 1106.84
5 1A 0C 27 02-06-1991 05-10-2014 1106.84
6 1A 0C 28 02-06-1990 05-10-2013 1106.84
7 1A 0C 29 02-06-1989 05-10-2012 1106.84
8 1A 0C 30 02-06-1988 05-10-2011 1106.84
9 1A 0C 31 02-06-1987 05-10-2010 1106.84
10 1A 0C 32 02-06-1986 05-10-2009 1106.84
11 1A 0C 33 02-06-1985 05-10-2008 1106.84
12 1A 0C 34 02-06-1984 05-10-2007 1106.84
13 1A 0C 35 02-06-1983 05-10-2006 1106.84
14 1A 0C 36 02-06-1982 05-10-2005 2028.42
15 1A 0C 37 02-06-1981 05-10-2004 2028.42
16 1A 0C 38 02-06-1980 05-10-2003 2028.42
17 1A 0C 39 02-06-1979 05-10-2002 2028.42
18 1A 0C 40 02-06-1978 05-10-2001 2028.42
19 1A 0C 41 02-06-1977 05-10-2000 2950
20 1A 0C 42 02-06-1976 05-10-1999 2950
21 1A 0C 43 02-06-1975 05-10-1998 2950
22 1A 0C 44 02-06-1974 05-10-1997 2950
23 1A 0C 45 02-06-1973 05-10-1996 2950
24 1A 0C 46 02-06-1972 05-10-1995 4425
1A 0C 47 02-06-1971 4425
1A 0C 48 02-06-1970 4425
1A 0C 49 02-06-1969 4425
1A 0C 50 02-06-1968 4425
1A 0C 51 02-06-1967 6453.42
1A 0C 52 02-06-1966 6453.42
1A 0C 53 02-06-1965 6453.42
1A 0C 54 02-06-1964 6453.42
1A 0C 55 02-06-1963 6453.42
1A 0C 56 02-06-1962 6453.42
1A 0C 57 02-06-1961 6453.42
1A 0C 58 02-06-1960 6453.42
1A 0C 59 02-06-1959 6453.42
1A 0C 60 02-06-1958 6453.42
1A 0C 61 02-06-1957 6453.42
1A 0C 62 02-06-1956 6453.42
1A 0C 63 02-06-1955 6453.42
1A 0C 64 02-06-1954 6453.42
1A 0C 65 02-06-1953 6453.42
1A 0C 66 02-06-1952 6453.42
1A 0C 67 02-06-1951 6453.42
1A 0C 68 02-06-1950 6453.42
1A 0C 69 02-06-1949 6453.42
1A 0C 70 02-06-1948 6453.42
1A 0C 71 02-06-1947 6453.42
1A 0C 72 02-06-1946 6453.42
1A 0C 73 02-06-1945 6453.42
1A 0C 74 02-06-1944 6453.42
1A 0C 75 02-06-1943 6453.42
1A 0C 76 02-06-1942 6453.42
1A 0C 77 02-06-1941 6453.42
1A 0C 78 02-06-1940 6453.42
1A 0C 79 02-06-1939 6453.42
1A 0C 80 02-06-1938 6453.42
1A 0C 81 02-06-1937 6453.42
1A 0C 82 02-06-1936 6453.42
1A 0C 83 02-06-1935 6453.42
1A 0C 84 02-06-1934 6453.42
1A 0C 85 02-06-1933 6453.42
1A 0C 86 02-06-1932 6453.42
1A 0C 87 02-06-1931 6453.42
1A 0C 88 02-06-1930 6453.42
1A 0C 89 02-06-1929 6453.42
1A 0C 90 02-06-1928 6453.42
1A 0C 91 02-06-1927 6453.42
1A 0C 92 02-06-1926 6453.42
1A 0C 93 02-06-1925 6453.42
1A 0C 94 02-06-1924 6453.42
1A 0C 95 02-06-1923 6453.42
1A 0C 96 02-06-1922 6453.42
1A 0C 97 02-06-1921 6453.42
1A 0C 98 02-06-1920 6453.42
1A 0C 99 02-06-1919 6453.42
1A 0C 100 02-06-1918 6453.42
₹ 383,707
Apollo Munich
Projection - 2Y premium inclusive of 7.5% discount (assumed this discount forever) Tax benefit assumed 25K until 60 & 50K beyond 60 p
Premium change in % 80D tax benefit per FY 5L SI - Spouse Premium change in %
₹ 1,774 ₹ 2,456
0.00% ₹ 1,774 ₹ 2,456 0.00%
15.38% ₹ 2,047 ₹ 3,547 44.44%
0.00% ₹ 2,047 ₹ 3,547 0.00%
26.67% ₹ 2,592 ₹ 3,820 7.69%
21.05% ₹ 3,138 ₹ 4,093 7.14%
0.00% ₹ 3,138 ₹ 4,093 0.00%
65.22% ₹ 5,185 ₹ 6,276 53.33%
0.00% ₹ 5,185 ₹ 6,276 0.00%
42.11% ₹ 7,368 ₹ 8,323 32.61%
29.63% ₹ 9,551 ₹ 10,369 24.59%
0.00% ₹ 9,551 ₹ 10,369 0.00%
71.43% ₹ 16,373 ₹ 19,101 84.21%
0.00% ₹ 16,373 ₹ 19,101 0.00%
32.38% ₹ 21,674 ₹ 25,923 35.71%
23.38% ₹ 25,000 ₹ 32,745 26.32%
0.00% ₹ 25,000 ₹ 32,745 0.00%
59.18% ₹ 25,000 ₹ 53,484 63.33%
0.00% ₹ 25,000 ₹ 53,484 0.00%
35.26% ₹ 50,000 ₹ 69,310 29.59%
26.07% ₹ 50,000 ₹ 85,137 22.83%
0.00% ₹ 50,000 ₹ 85,137 0.00%
120.30% ₹ 50,000 ₹ 145,170 70.51%
0.00% ₹ 50,000 ₹ 145,170 0.00%
0.00% ₹ 50,000 ₹ 232,490 60.15%
0.00% ₹ 50,000 ₹ 319,810 37.56%
0.00% ₹ 50,000 ₹ 319,810 0.00%
0.00% ₹ 50,000 ₹ 319,810 0.00%
0.00% ₹ 50,000 ₹ 319,810 0.00%
0.00% ₹ 50,000 ₹ 319,810 0.00%
0.00% ₹ 50,000 ₹ 319,810 0.00%
0.00% ₹ 50,000 ₹ 319,810 0.00%
0.00% ₹ 50,000 ₹ 319,810 0.00%
0.00% ₹ 50,000 ₹ 319,810 0.00%
0.00% ₹ 50,000 ₹ 319,810 0.00%
0.00% ₹ 50,000 ₹ 319,810 0.00%
0.00% ₹ 50,000 ₹ 319,810 0.00%
15.78% ₹ 1,107,766 ₹ 4,902,336 16.67%
Total ₹ 10,607,566
HDFC Ergo
tinum plan - Premium Projection - 2Y premium (No discount) Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
Premium change in % 80D tax benefit per FY 5L SI - Spouse Premium change in %
₹ 2,044 ₹ 2,685
0.00% ₹ 2,044 ₹ 2,685 0.00%
14.29% ₹ 2,336 ₹ 4,089 52.31%
0.00% ₹ 2,336 ₹ 4,089 0.00%
0.00% ₹ 2,336 ₹ 4,089 0.00%
75.00% ₹ 4,089 ₹ 4,673 14.29%
0.00% ₹ 4,089 ₹ 4,673 0.00%
35.71% ₹ 5,549 ₹ 8,177 75.00%
0.00% ₹ 5,549 ₹ 8,177 0.00%
0.00% ₹ 5,549 ₹ 8,177 0.00%
60.55% ₹ 8,909 ₹ 11,098 35.71%
0.00% ₹ 8,909 ₹ 11,098 0.00%
68.84% ₹ 15,042 ₹ 17,818 60.55%
0.00% ₹ 15,042 ₹ 17,818 0.00%
0.00% ₹ 25,000 ₹ 17,818 0.00%
55.32% ₹ 25,000 ₹ 30,084 68.84%
0.00% ₹ 25,000 ₹ 30,084 0.00%
70.00% ₹ 39,719 ₹ 46,728 55.32%
0.00% ₹ 39,719 ₹ 46,728 0.00%
0.00% ₹ 50,000 ₹ 46,728 0.00%
70.59% ₹ 50,000 ₹ 79,438 70.00%
0.00% ₹ 50,000 ₹ 79,438 0.00%
120.26% ₹ 50,000 ₹ 135,511 70.59%
0.00% ₹ 50,000 ₹ 135,511 0.00%
0.00% ₹ 50,000 ₹ 135,511 0.00%
0.00% ₹ 50,000 ₹ 298,475 120.26%
0.00% ₹ 50,000 ₹ 298,475 0.00%
0.00% ₹ 50,000 ₹ 298,475 0.00%
0.00% ₹ 50,000 ₹ 298,475 0.00%
0.00% ₹ 50,000 ₹ 298,475 0.00%
0.00% ₹ 50,000 ₹ 298,475 0.00%
0.00% ₹ 50,000 ₹ 298,475 0.00%
0.00% ₹ 50,000 ₹ 298,475 0.00%
0.00% ₹ 50,000 ₹ 298,475 0.00%
0.00% ₹ 50,000 ₹ 298,475 0.00%
0.00% ₹ 50,000 ₹ 298,475 0.00%
0.00% ₹ 50,000 ₹ 298,475 0.00%
15.85% ₹ 1,138,262 ₹ 4,474,625 17.30%
Total ₹ 9,763,013
Bajaj Allianz
urance Policy - Individual – Premium Projection Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
0.00%
0.00%
0.00%
50.08%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
83.26%
0.00%
0.00%
0.00%
0.00%
45.43%
0.00%
0.00%
0.00%
0.00%
50.00%
0.00%
0.00%
0.00%
0.00%
45.84%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
fit assumed 25K until 60 & 50K beyond 60 per FY
80D tax benefit per FY 5L SI - Child 80D tax benefit per FY
₹ 1,228
₹ 1,228
₹ 1,774
₹ 1,774
₹ 1,910
₹ 2,047
₹ 2,047
₹ 3,138
₹ 3,138
₹ 4,161 ₹ 2,456 ₹ 1,228
₹ 5,185 ₹ 2,456 ₹ 1,228
₹ 5,185 ₹ 2,456 ₹ 1,228
₹ 9,551 ₹ 2,456 ₹ 1,228
₹ 9,551
₹ 12,962
₹ 16,373
₹ 16,373
₹ 25,000
₹ 25,000
₹ 25,000
₹ 42,569
₹ 42,569
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 1,007,758 ₹ 9,824 ₹ 4,912

80D tax benefit per FY 5L SI - Child 80D tax benefit per FY
₹ 1,342
₹ 1,342
₹ 2,044 ₹ 1,286
₹ 2,044 ₹ 1,286
₹ 2,044 ₹ 1,286
₹ 2,336 ₹ 1,286
₹ 2,336 ₹ 1,286
₹ 4,089 ₹ 1,286
₹ 4,089 ₹ 1,286
₹ 4,089 ₹ 2,685 ₹ 1,342
₹ 5,549 ₹ 2,685 ₹ 1,342
₹ 5,549 ₹ 2,685 ₹ 1,342
₹ 25,000 ₹ 2,685 ₹ 1,342
₹ 25,000
₹ 25,000
₹ 25,000
₹ 25,000
₹ 23,364
₹ 23,364
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 50,000
₹ 1,108,582 ₹ 10,738 ₹ 5,369
ond 60 per FY
80D Tax benefits - All below premium calculated inclusive of discounts with 18% tax. Tax benefit assumed 25K unti
Liberty General - Indemnity Plan - Family Floater – Health Connect Basic
Premium Projection - 2Y premium inclusive of 7.5% discount (assumed this discount forev
0 2A 0C 28 27-04-1991 02-06-1996 05-10-2019 ₹ 18,545
2 2A 1C 30 27-04-1989 02-06-1994 05-10-2017 ₹ 23,930
4 2A 1C 32 27-04-1987 02-06-1992 05-10-2015 ₹ 23,930
6 2A 1C 34 27-04-1985 02-06-1990 05-10-2013 ₹ 23,930
8 2A 1C 36 27-04-1983 02-06-1988 05-10-2011 ₹ 24,936
10 2A 1C 38 27-04-1981 02-06-1986 05-10-2009 ₹ 24,936
12 2A 1C 40 27-04-1979 02-06-1984 05-10-2007 ₹ 28,523
14 2A 1C 42 27-04-1977 02-06-1982 05-10-2005 ₹ 32,110
16 2A 1C 44 27-04-1975 02-06-1980 05-10-2003 ₹ 32,110
18 2A 1C 46 27-04-1973 02-06-1978 05-10-2001 ₹ 41,228
20 2A 1C 48 27-04-1971 02-06-1976 05-10-1999 ₹ 41,228
22 2A 1C 50 27-04-1969 02-06-1974 05-10-1997 ₹ 46,104
24 2A 1C 52 27-04-1967 02-06-1972 05-10-1995 ₹ 50,980
2A 0C 54 27-04-1965 02-06-1970 ₹ 45,579
2A 0C 56 27-04-1963 02-06-1968 ₹ 55,736
2A 0C 58 27-04-1961 02-06-1966 ₹ 55,736
2A 0C 60 27-04-1959 02-06-1964 ₹ 67,844
2A 0C 62 27-04-1957 02-06-1962 ₹ 79,952
2A 0C 64 27-04-1955 02-06-1960 ₹ 79,952
2A 0C 66 27-04-1953 02-06-1958 ₹ 123,359
2A 0C 68 27-04-1951 02-06-1956 ₹ 123,359
2A 0C 70 27-04-1949 02-06-1954 ₹ 145,656
2A 0C 72 27-04-1947 02-06-1952 ₹ 167,953
CHILD SELF CARE
2A 0C 74 27-04-1945 02-06-1950 ₹ 167,953

2A 0C 76 27-04-1943 02-06-1948 ₹ 205,650
2A 0C 78 27-04-1941 02-06-1946 ₹ 205,650
2A 0C 80 27-04-1939 02-06-1944 ₹ 205,650
2A 0C 82 27-04-1937 02-06-1942 ₹ 205,650
2A 0C 84 27-04-1935 02-06-1940 ₹ 205,650
2A 0C 86 27-04-1933 02-06-1938 ₹ 205,650
2A 0C 88 27-04-1931 02-06-1936 ₹ 205,650
2A 0C 90 27-04-1929 02-06-1934 ₹ 205,650
2A 0C 92 27-04-1927 02-06-1932 ₹ 205,650
2A 0C 94 27-04-1925 02-06-1930 ₹ 205,650
2A 0C 96 27-04-1923 02-06-1928 ₹ 205,650
2A 0C 98 27-04-1921 02-06-1926 ₹ 205,650
2A 0C 100 27-04-1919 02-06-1924 ₹ 205,650
80D Tax benefits - All below premium calculated inclusive of discounts with 18% tax. Tax benefit assumed 25K unti
Liberty General - Health Connect Supra (Option II) - Family Floater - Super Topup Policy
Premium Projection - 3Y premium - 50L SI with 10L deductible
0 2A 0C 28 27-04-1991 02-06-1996 05-10-2019 ₹ 2,238.70
3 2A 1C 31 27-04-1988 02-06-1993 05-10-2016 ₹ 3,358.04
6 2A 1C 34 27-04-1985 02-06-1990 05-10-2013 ₹ 3,358.04
9 2A 1C 37 27-04-1982 02-06-1987 05-10-2010 ₹ 3,358.04
12 2A 1C 40 27-04-1979 02-06-1984 05-10-2007 ₹ 3,358.04
15 2A 1C 43 27-04-1976 02-06-1981 05-10-2004 ₹ 3,518.48
18 2A 1C 46 27-04-1973 02-06-1978 05-10-2001 ₹ 3,518.48
21 2A 1C 49 27-04-1970 02-06-1975 05-10-1998 ₹ 3,876.44
24 2A 1C 52 27-04-1967 02-06-1972 05-10-1995 ₹ 4,324.46
2A 0C 55 27-04-1964 02-06-1969 ₹ 3,336.80
2A 0C 58 27-04-1961 02-06-1966 ₹ 4,027.10
2A 0C 61 27-04-1958 02-06-1963 ₹ 4,027.10
2A 0C 64 27-04-1955 02-06-1960 ₹ 5,794.27
2A 0C 67 27-04-1952 02-06-1957 ₹ 13,678.56
2A 0C 70 27-04-1949 02-06-1954 ₹ 13,678.56
CHILD SELF CARE
2A 0C 73 27-04-1946 02-06-1951
2A 0C 76 27-04-1943 02-06-1948
PREMIUM CHART NOT

2A 0C 79 27-04-1940 02-06-1945
2A 0C 82 27-04-1937 02-06-1942
AVAILABLE
2A 0C 85 27-04-1934 02-06-1939
2A 0C 88 27-04-1931 02-06-1936
2A 0C 91 27-04-1928 02-06-1933
2A 0C 94 27-04-1925 02-06-1930
2A 0C 97 27-04-1922 02-06-1927
2A 0C 100 27-04-1919 02-06-1924
Premium could rise due to medical inflation/policy change/insurer ICR ₹ 75,451
Tax benefit assumed 25K until 60 & 50K beyond 60 per FY
Health Connect Basic
(assumed this discount forever)
₹ 9,272
29.04% ₹ 11,965
0.00% ₹ 11,965
0.00% ₹ 11,965
4.21% ₹ 12,468
0.00% ₹ 12,468
14.38% ₹ 14,262
12.57% ₹ 16,055
0.00% ₹ 16,055
28.40% ₹ 20,614
0.00% ₹ 20,614
11.83% ₹ 23,052
10.58% ₹ 25,000
-10.59% ₹ 22,789
22.29% ₹ 25,000
0.00% ₹ 25,000
21.72% ₹ 33,922
17.85% ₹ 39,976
0.00% ₹ 39,976
54.29% ₹ 50,000
0.00% ₹ 50,000
18.07% ₹ 50,000
15.31% ₹ 50,000
0.00% ₹ 50,000
22.44% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
0.00% ₹ 50,000
7.57% ₹ 1,292,419
Tax benefit assumed 25K until 60 & 50K beyond 60 per FY

y Floater - Super Topup Policy
h 10L deductible
₹ 746.23
50.00% ₹ 1,119.35
0.00% ₹ 1,119.35
0.00% ₹ 1,119.35
0.00% ₹ 1,119.35
4.78% ₹ 1,172.83
0.00% ₹ 1,172.83
10.17% ₹ 1,292.15
11.56% ₹ 1,441.49
-22.84% ₹ 1,112.27
20.69% ₹ 1,342.37
0.00% ₹ 1,342.37
43.88% ₹ 1,931.42
136.07% ₹ 4,559.52
0.00% ₹ 4,559.52
#VALUE! #VALUE!
#VALUE! ₹ 0.00
#DIV/0! ₹ 0.00
#DIV/0! ₹ 0.00
#DIV/0! ₹ 0.00
#DIV/0! ₹ 0.00
#DIV/0! ₹ 0.00
#DIV/0! ₹ 0.00
#DIV/0! ₹ 0.00
#DIV/0! ₹ 0.00
18.16% ₹ 25,150.37

Health Insurance Comparison Premium Projection Mar Apr 2019

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Health Insurance Comparison Premium Projection Mar Apr 2019

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Sno Type Insurance company ICR 2013-14 ICR 2014-15 ICR 2015-16 ICR 2016-17 ICR 2017-18

1 National Insurance 104.29% 110.02% 110.40% 126.98% 115.54%

6 Apollo Munich 65.59% 63.03% 64.61% 54.99% 62.50%

19 L&T 90.64% 51.94% 46.52% 41.47% -

1 Apollo Munich 65.59% 63.03% 64.61% 54.99% 62.50%

8 HDFC Ergo 92.91% 56.48% 51.00% 50.76% 52.55%

11. Boarding expenses

Pre Hospitalization 30 days

Super Top-Up Facility Available

Year of establishment 2008

Ambulance charges ₹ 3,000.00

And vaccination for animal bite is

Shared accomodation in network

Cost sharing option optable at 20%

2A Floater Premium 1Y for 5L SI ₹ 8,666.00

Enter at or before the age of 35

1. Room rent 1. Room rent 1. Room rent

90 days 60 days 30 days

Available Available Available

2008 2001 2013

₹ 3,000.00 ₹ 20,000.00 ₹ 1,500.00

20% co-pay if treatment taken in 20% co-payment if treatment Not mentioned

₹ 13,063.00 ₹ 9,532.00 ₹ 9,094.26

Enter at or before the age of 35

1. Room rent 1. Room rent

Once in a policy year Available once for 11 specified

Not covered Not covered

Not covered Not covered

Daily cash Rs.500/day of Rider

Not mentioned 15% discount in premium if not

2A 0C 73 27-04-1946 02-06-1951 ₹ 233,808

2A 0C 74 27-04-1945 02-06-1950 ₹ 163,871

2A 0C 74 27-04-1945 02-06-1950 ₹ 167,953

2A 0C 73 27-04-1946 02-06-1951 ₹ 179,528

2A 0C 74 27-04-1945 02-06-1950 ₹ 105,033

2A 0C 74 27-04-1945 02-06-1950 ₹ 124,896

2A 0C 75 4/27/1944 02-06-1949 ₹ 74,399

2A 0C 75 4/27/1944 02-06-1949 ₹ 44,020

2A 0C 74 27-04-1945 02-06-1950 ₹ 96,035

PREMIUM CHART NOT AVAILABLE

PREMIUM CHART NOT AVAILABLE

0 & 50K beyond 60 per FY

60 & 50K beyond 60 per FY

l 60 & 50K beyond 60 per FY

& 50K beyond 60 per FY

l 60 & 50K beyond 60 per FY

80D tax benefit per FY

80D tax benefit per FY

60 & 50K beyond 60 per FY

No Claim Bonus (NCB)

10. Physical therapy

In Patient treatment expenses 13. Dressing, Ordinary splints and

Pre Hospitalization 30 days

Organ Donor coverage Medical treatment of the organ

10. Physical therapy 10. Physical therapy

Medical treatment of the organ

30 days 30 days (I), 60 days (II)

Family discount of around 10% if

Family floater discount of up to a

Additional long term policy

Loyalty discount of 5% offered if

Avail 10% discount when you

10. Physical therapy