INTRODUCTION OF LOANS MANAGEMENT

The loan management component enables you to manage both simply structured loan such as consumer loan and
complex loans such as mortgage loan.

For mortgage loans, Loans Management offers functions for mapping the complete loan process for loans given and
loans taken, from entering data on a potential contract right through to contract disbursement and the data transfer to
Financial Accounting. It incorporates complex collateral management functions, support for decision-making and a range
of options for tailoring your contracts.

INTRODUCTION OF LOANS MANAGEMENT

The loan management component enables you to manage both simply structured loan such as consumer loan and
complex loans such as mortgage loan.

For mortgage loans, Loans Management offers functions for mapping the complete loan process for loans given and
loans taken, from entering data on a potential contract right through to contract disbursement and the data transfer to
Financial Accounting. It incorporates complex collateral management functions, support for decision-making and a range
of options for tailoring your contracts.

INTRODUCTION OF LOANS MANAGEMENT

The loan management component enables you to manage both simply structured loan such as consumer loan and
complex loans such as mortgage loan.

For mortgage loans, Loans Management offers functions for mapping the complete loan process for loans given and
loans taken, from entering data on a potential contract right through to contract disbursement and the data transfer to
Financial Accounting. It incorporates complex collateral management functions, support for decision-making and a range
of options for tailoring your contracts.

INTRODUCTION OF LOANS MANAGEMENT

The loan management component enables you to manage both simply structured loan such as consumer loan and
complex loans such as mortgage loan.
For mortgage loans, Loans Management offers functions for mapping the complete loan process for loans given and
loans taken, from entering data on a potential contract right through to contract disbursement and the data transfer to
Financial Accounting. It incorporates complex collateral management functions, support for decision-making and a range
of options for tailoring your contracts.

CONFIGURATION

STEP 1 : Global Parameters

1- Sab se pehlay Global Parameters set kareinge SPRO SAP Banking main ja kar
2- Global parameters sab se important company code wise config hai loan management ki jis main hum neechay diye
hoye parameters assign kartey hain
 COA
 Fiscal year variant
 SWIFT Code
 Rate calculation
 Calendar
3- Is global parameter main company code wise interest ki setting update with interest rates maintained
automatically set kareinge kyon k wohh value of flows jis k interest rate abhi tak adjusted nahi hoye hain wohh
automatically apne interest rates calculate kar k le ayega

STEP 2 : General Installation Parameters

Is activity main hum General Parameters set kartey hain such as Currency jo zayada tar standard ki rehti hain

STEP 3 : Optimize Performance

Is activity main hum kuch measure select kartey hain jo system ki performance ko enhance karti hai because jab cash
flow trigger ho or system planned record update kare tou performance slow na ho. is ki bhi setting client level per ek
dafa hoti hai

STEP 4 : Business Partner

Activation switch for Functions:

Sab se pehlay bohat sarey generic functions business partner k active karne honge kyon k standard system main yeh
functions in active hotey hain

Set BP Role Category for Direction BP to Customer

 Is activity main hum Business Partner Role Categories configure karein ge jo k direct business partner se customer
create kardegi
 Do options available hain
 Jab hum business partner role category create karte hain tou humare pass 2 options hotey hain Mandatory and
Optional
 Mandatory Customer walay Business partner role se system automatically Customer create kardega jab Optional
waley se app ki marzi se create hoga.
 Optional waley se jab app ko customer create karna ho tou Customer : General Data tab main ja kar entry karein
customer create hojayega
 Loan contract k liye humare pass option hai k kis waqt system customer create kare Contract or Company code k
status ko dekhtey hoye.
 Set BP Role Category for Direction BP to Vendor

 Is activity main hum Business Partner Role Categories configure karein ge jo k direct business partner se Vendor
create kardegi
 Do options available hain
 Jab hum business partner role category create karte hain tou humare pass 2 options hotey hain Mandatory and
Optional
 Mandatory Vendor walay Business partner role se system automatically Vendor create kardega jab Optional waley
se app ki marzi se create hoga.
 Optional waley se jab app ko Vendor create karna ho tou Vendor : General Data tab main ja kar entry karein
customer create hojayega

STEP 5 : Vendor and Customer No. Ranges

 Is activity main hum customer and vendor number ranges assign kartey hain vendor or customer account groups k
sath

STEP 6 : Product Types

 Product type configure kartey hain or assign kartey hain

o Condition Group
o Product Category
 Jo bhi product type baneygi wohh sab company code k liye hogi
 Jab hum Product type ko product category se assign kartey hain tou loan functionality available ho jati hai product
type k liye kyon ki Loan functions product category main define hotey hain
 Issi tarhan jab condition group ko product type se assign kartey hain tou conditions product groups k liye active
hojati hain kyon k condition group bohat sari different loan conditions ka group hota hai
 Product type are
o Ordinary loans
o Special Assistance loans
o LDMC loans
o Technical Assistance loans
o Istisna’a
o Installment sale
o Ijarah
o Profit sharing
o Grants
o Restricted Mudarba
 Product Type master data create karne k liye Product Category and Condition Group chaiye

STEP 7 : Company Code wise Product Type Setting

 Product type tou sab Company codes k liye same hoti hai. Leken us ki setting Company to company vary karti hai
 IS level per kuch basic setting hoti hai kuch kuch default setting hoti hai
 Basic setting fixed hoti hain product type k liye
 Default setting change ho sakti hain
 Basic setting are
o Number Range
o CM period
o FI Posting
o Dunning
 o Ref. Management
o Prd Ret
 Default value are
o Currency
o Int Calculation etc
 Isi level per per product type us ka status set hota hai
 Isi level per product type ka ka status transfer set hota hai
 Field status bhi isi level per set hota hai Product type ka

STEP 8 : Define Condition Group

 Yahan hum ek jesi condition types k condition groups banatey hain.

 Yeh condition groups phir Product type ko assign hotey hain

STEP 9 : Define Condition types

 Yahan hum condition type banatey hain.

STEP 10: Loan Numbers

 Is level per hum loan number k liye number range create kartey hain

STEP 11 : Define Flow Types

 Is level per hum flow types create kartey hain.

 Cash flow or posting 2 indicators se control hoti hai jo flow type ko assign hoti hai
o Flow Category : Flow Category position management of internal program logic ko control karta hai
o Calculation category : Yeh Processing of Cash flow ko control karta hia

STEP 12 : Reference Flow Type

 Yahan hum offsetting flow type (Reference Flow type) create kareinge
 RFT har flow type ko assign hogi har company code k liye
 Flow type controls account determination

STEP 13 : Loan Classes

 Is level per loan classes configure hogi

 Loan classes are used to classify loans by country classification
 Also can be used for Reporting

STEP 14 Loan Types

 Is level per loan types configure hongi

 Loan types are important for reporting
 Loan types loan ko aggregate karne k liye use hoti hain

STEP 15: Define Condition Type

STEP 16: Assign Condition Type and Flow types to Condition Group

STEP 17 : Company Code Specific Account determination

 Yahan hum account detemination (BS accounts) batayein ge jis per posting hogi
 Create account assignment reference. Is level per GL Lageyga
 Product types ko account assignment main assign kareinge
 Kisi kisi Product type k liye 2 account assignment reference define kareinge ta k us ka status manage kar sakein

Control automatic account determination of Account Assignment Reference

STEP 18 : Define Accrual/Deferral

STEP 19 : Assign activity category and Reversal Group to each product type

STEP 20: Define Reversal Reason

STEP 21: Assign flow types to Processing Category

 Is level per hum flow type ko processing category k sath assign kartey hain

STEP 22: Define Payoff/Notice

 Is level per template create kartey hain

 Templates are valid for all company code

STEP 23: Define Condition type for the PayOff