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1. Distinguish how loss of the thing due, condonation and confusion extinguish an obligation?
Loss of the thing due – if it should be lost or destroyed without the fault of the debtor,
Condonation – if the creditor gratuitously renounced his right against the debtor with the
expressly or impliedly.
2. Carlos made a promissory note in favor of Ramona in the amount of P900. For the purpose of
collecting fees for his services, Ramona voluntarily delivered the promissory note to Carlos
without collecting the P900. Carlos is now in possession of the said note. Is there a disputable
presumption that there has been remission? Was there in fact, remission? Briefly explain your
answer.
Yes, there is a presumption that there was remission as given under Art. 1188 (now Art.
1271), NCC. However, this presumption cannot stand if sufficient proof to the contrary is
adduced. There was no remission in this case because the presumption was overturned.
For such a presumption may be taken into account, it is necessary that the evidence of the
obligation be delivered up to the debtor and that the delivery of the instrument proving
the credit be made voluntarily by the creditor to the debtor. In the present case, it cannot
be said that these circumstances concurred, inasmuch as when the plaintiff sent the
receipt to the defendant for the purpose of collecting his fee, it was not his intention that
that document should remain in the possession of the defendant if the latter did not
3. When is there loss of a thing? Does it include the notion of impossibility? Discuss.
When it disappears in such a way that; its existence is unknown, and it cannot be
Physical impossibility
Legal impossibility; directly caused as when prohibited by law or indirectly caused as
when the debtor is required to enter a military draft.
Moral impossibility, i.e. impracticability (Art. 1267)
4. Give an example of confusion or merger.
X makes a check payable to bearer, and hands the check to Y, who hands it to Z who
by showing that the waiver is inofficious. In other words, the remission becomes null and