रा य तर य बकस सिमित,

राज थान

मागदिशका
ब कंग जन जन तक.....

India’s International Bank

अंचल कायालय, जयपुर
RAJASTHAN
The banking industry has shown tremendous growth in volume and complexity during the last
few decades. Despite making significant improvements in all the areas relating to financial
viability, profitability and competitiveness, there are concerns that banks have not been able
to include vast segment of the population, especially the underprivileged sections of the
society, into the fold of basic banking services and make them financially included.
In India the focus of the financial inclusion at present is confined to ensuring a bare minimum
access to a savings bank account without frills, to all.
Hon’ble Finance Minister, in the Budget speech 2009-10, has announced the need of
expansion of Banking network in the country. Department of Financial Services, Ministry of
Finance, Government of India vide letter no. F.No. 15/3/2009- Dev dated 18.08.09 has
informed that despite of expansion of banking network in the country, there are still some
areas remained Under-Banked or Un-Banked and recommended that a sub-committee of
SLBC will identify such areas and formulate an action plan for providing banking facilities to
all these areas in next 3 years.

Snapshot of Rajasthan State:

 Total Population 565 Lac

 Total Districts 33
 Total Number of Villages 41353
 Un-Banked Districts NIL
1
 Under-Banked Districts 25*
 Districts with optimum Bank Branches 7
(Ajmer, Bikaner, Jaisalmer, Jaipur, Kota, Sirohi, Sriganganagar)
*(Partapgarh declared as District in 2003 is also Under-Banked)

Name of Under-Banked Districts are as under:

Name of the Districts Lead Bank

Banswara, Bhilwara, Bundi, Chittorgarh, Churu,
Dungarpur, Jhunjhunu, Karauli, Pratapgarh, Sawai BOB
Madhopur, Tonk

Barmer, Hanumangarh, Pali, Rajsamand, Jalore, Udaipur SBBJ

Alwar, BHaratpur, Dholpur, Sikar PNB

Dausa, Jodhpur, Nagaur UCO
Baran, Jhalawar CBI

1
RBI Circular no. DBOD No. BL.BC.20/22.01.001/2009-10 dated 01.07.09
Under-Banked Districts with specific reference to villages having population >2000
with no Bank’s Branch:

No. of village
No. of existing with
Whether No. of
S.NO. Block Population Bank popln>2000
underbanked Village
Branches and no Bank
Branch
ALWAR (LEAD BANK- PNB)
1 Behror 305688 33 NO 49 35
2 Mundwar 197582 11 YES 21 15
3 Kot-Kasim 117687 9 YES 7 3
4 Tijara 280772 22 YES 26 17
5 Kishangarh 161629 13 YES 17 10
6 Ramgarh 201757 16 YES 21 18
7 Bansur 214351 10 YES 30 24
8 Thanagaji 189977 10 YES 24 19
9 Rajgarh 306226 21 YES 39 27
10 Laxmangarh 241708 11 YES 23 17
11 Kathumar 206685 12 YES 25 16
12 Alwar 568530 47 YES 51 12
Total 2992592 215 333 213
BANSWARA (LEAD BANK- BOB)
1 Garhi 247000 19 YES 172 15
2 Kushalgarh 139000 3 YES 209 1
3 Bagidora 177000 13 YES 165 7
4 Ghatol 230000 13 YES 220 11
5 Talwara 215000 12 YES 213 14
6 Pipalkhunt 101000 3 YES 183 13
7 Sajjangarh 134000 8 YES 185 2
8 Anandpuri 111000 4 YES 129 6
9 #City Banswara 146420 24 no
Total 1500420 99 1476 69
BARAN (LEAD BANK -CBI)
1 Atru 132944 10 YES 144 7
2 Chhabra 122268 8 YES 190 2
3 Baran 181807 16 YES 103 8
Chhipa-
4 Barod 143885 8 YES 178 3
5 Kishanganj 135218 10 YES 211 4
6 Shahbad 108146 8 YES 236 2
7 Antah 203649 18 YES 154 11
Total 1027917 78 1216 37
BHARATPUR (LEAD BANK-PNB)
1 Sewar 372876 48 NO 175 1
2 Kumher 175418 14 YES 118 13
3 Nadbai 182760 10 YES 116 25
4 Bayana 225348 12 YES 175 17
5 Roopwas 211147 10 YES 157 22
6 Weir 237261 14 YES 150 18
7 Deeg 195721 10 YES 132 20
8 Kaman 242932 10 YES 288 25
9 Nagar 257679 12 YES 143 22
Total 2101142 140 1454 163
 No. of
No. of
village with
existing Whether No. of
S.NO. Block Population popln>2000
Bank underbanked Village
and no Bank
Branches
Branch
BHILWARA (LEAD BANK-BOB)
1 Suwana 444132 13 YES 209 15
2 Asind 206469 67 NO 156 14
3 Banera 106222 7 YES 92 8
4 Hurda 115450 12 NO 82 6
5 Jahajpur 186597 10 YES 240 11
6 Kotri 148702 7 YES 180 6
7 Mandal 197500 13 YES 213 15
8 Mandalgarh 232493 18 YES 316 11
9 Raipur 84354 5 YES 91 8
10 Sahara 115123 9 YES 106 8
11 Shahpura 176747 13 YES 166 9
Total 2013789 174 1851 111
BUNDI (LEAD BANK-BOB)
1 Talera 352174 37 NO 271 12
2 K- Patan 138008 20 NO 239 9
3 Nainwa 171401 12 YES 196 15
4 Hindoli 189290 12 YES 185 2
Total 850873 81 891 38
BARMER (LEAD BANK-SBBJ)
1 Balotra(pachpadra) 327409 24 YES 21
2 Barmer 286922 24 YES 8
3 Baytoo 192746 8 YES 5
4 Chohtan 344330 7 YES 29
1998
5 Dhorimanna(Gudhamalani) 341477 10 YES 9
6 Sheo 178539 8 YES 2
7 Sindhari(ramsar) 79764 10 NO 9
8 Siwana 213648 13 YES 23
Total 1964835 104 1998 106
CITTORGARH (LEAD BANK-BOB)
1 Rashmi 75326 8 NO 89 5
2 Gangrar 88640 7 YES 128 1
3 Begun 119024 11 YES 254 1
4 Kapasan 275869 14 YES 196 5
5 Chittorgarh 324179 32 NO 229 11
6 Bari-Sadri 203845 9 YES 153 1
7 Doongla 99975 6 YES 108 4
8 Nimbahera 288718 14 YES 170 7
9 Bhadesar 207393 8 YES 168 1
10 Rawat-Bhawata 117391 11 YES 164 0
Total 1800360 120 1659 36
 No. of village
No. of with
Whether No. of
S.NO. Block Population existing Bank popln>2000
underbanked Village
Branches and no Bank
Branch
CHURU (LEAD BANK-BOB)
1 Churu 491939 24 YES 110 22
2 Ratangarh 244412 17 YES 102 27
3 Sadarshahar 304373 17 YES 185 27
4 Rajgarh 319043 20 YES 218 25
5 Taranagar 178072 12 YES 124 23
6 Sujangarh 385069 25 YES 173 30
Total 1922908 115 912 154
DAUSA (LEAD BANK-UCO)
1 Bandikui 283311 14 YES 28
2 dausa 208846 15 YES 22
3 lalsot 211779 10 YES 1036 25
4 mahwa 333508 30 YES 24
5 sikarai 279619 19 YES 12
Total 1317063 88 1036 111
DHOLPUR (LEAD BANK-PNB)
1 Baseri 201777 9 YES 19 13
2 Dhaulpur 285224 16 YES 11 9
3 Bari 201069 9 YES 10 8
4 Rajakhera 137996 10 YES 6 5
5 Saipau 157192 3 YES 18 15
Total 983258 47 64 50
DUNGARPUR (LEAD BANK-BOB)
1 Dungarpur 161279 18 NO 173 9
2 Bichhiwara 264815 13 YES 194 25
3 Aspur 203146 15 YES 154 14
4 Sagwara 211355 16 YES 187 19
5 Simalwara 267456 15 YES 239 20
Total 1108051 77 947 87
HANUMANGARH (LEAD BANK-SBBJ)
1 Hanumangarh 825824 80 YES 1153 59
2 Nohar 436458 27 YES 538 44
3 Bhadra 255723 17 YES 215 26
Total 1518005 124 1906 129
JHUNJHUNU (LEAD BANK-BOB)
1 Alsisar 200474 14 YES 125 7
2 Jhunjhunu 279504 29 NO 154 15
3 Chirawa 211215 15 YES 87 11
4 Surajgarh 209367 13 YES 127 24
5 Buhana 204411 11 YES 137 23
6 Khetri 253676 14 YES 106 34
7 Nawalgarh 291919 19 YES 111 35
8 Udaipurwati 263123 14 YES 95 36
Total 1913689 129 942 185
 No. of village
No. of with
Whether No. of
S.NO. Block Population existing Bank popln>2000
underbanked Village
Branches and no Bank
Branch
JALORE (LEAD BANK-SBBJ)
1 Andre 177000 12 YES 113 16
2 Bhinmal 185000 18 YES 81 34
3 Jalore 242486 15 NO 69 20
4 Jaswantpura 128000 8 YES 75 21
5 Sanchore 342000 13 YES 206 47
6 Sayla 211000 7 YES 77 33
7 Raniwara 163000 7 YES 85 26
Total 1448486 80 706 197
JHALAWAR (LEAD BANK-CBI)
1 Jhalarpatan 324096 35 NO 316 12
2 Manoharthana 174653 12 YES 303 3
3 Khanpur 160370 12 YES 207 2
4 Bakani 166267 9 YES 327 6
5 Sunel 175897 12 YES 218 9
6 Dag 179059 12 YES 232 6
Total 1180342 92 1603 38
JODHPUR (LEAD BANK-UCO)
1 Balesar NA 7
2 Bap NA 8
3 Bhopalgarh 271567 9 YES
4 Bilara 251946 13 YES
5 Luni 171518 12 YES data not
50
6 Mandor NA 9 avilable
7 Osian 352935 15 YES
8 Phalodi 432050 14 YES
9 Shergarh 336835 6 YES
10 #Jodhpur(D.H) 1069654 149 NO
Total 2886505 242 50
KARAULI (LEAD BANK-BOB)
1 Karauli 288860 14 YES 195 21
2 Hindaun 347264 18 YES 121 39
3 Sapotara 282513 12 YES 210 25
4 Nadoti 126089 8 YES 85 16
5 Todabhim 214939 9 YES 144 31
Total 1259665 61 755 46
NAGAUR (LEAD BANK-UCO)
1 Ladun 158026 6 YES 97 19
2 Didwana 285031 11 YES 170 36
3 Jayal 224944 7 YES 136 27
4 Nagaur 251823 9 YES 154 28
5 Mundwa 197169 8 YES 120 28
6 Degana 199923 5 YES 149 21
7 Merta City 183429 6 YES 111 18
8 Rinya Badi 179629 7 YES 125 13
9 Makrana 199671 9 YES 119 22
10 Parbatsar 186413 7 YES 110 15
Kuchaman
11 City 268146 11 YES 193 25
12 #City Branch 440854 62
Total 2775058 148 1484 252
 No. of village
No. of with
Whether No. of
S.NO. Block Population existing Bank popln>2000
underbanked Village
Branches and no Bank
Branch
PALI (LEAD BANK-SBBJ)
1 Bali 141486 22 NO 106 19
2 Desuri 103590 11 NO 154 13
3 Jaitaran 137835 14 NO 112 20
4 Marwar Jctn 151901 14 YES 155 18
5 Pali 166162 38 NO 117 7
6 Raipur 124034 15 NO 116 17
7 Rani 94078 12 NO
8 Rohat 67974 8 NO 78 5
9 Sojat 146783 18 NO 138 16
10 Sumerpur 140661 21 NO 74 16
Total 1274504 173 1050 131
PRATAPGARH (LEAD BANK-BOB)
1 Arnod 117000 7 YES 181 5
2 Pipalkhunt 118000 4 YES 207 6
3 Pratapgarh 207000 16 YES 297 8
4 Chhotisadri 112000 10 YES 155 5
5 Dhariyawad 153000 7 YES 198 15
Total 707000 44 1038 39
RAJSAMAND (LEAD BANK-SBBJ)
1 Amet 104834 7 YES 137 0
2 Bhim 137578 7 YES 142 0
3 Deogarh 94370 9 YES 138 1
4 Kumbhalgarh 131346 8 YES 167 2
5 Khamnore 209421 16 YES 215 16
6 Rajsamand 196027 21 NO 135 7
7 Relmagra 113268 7 YES 90 4
Total 986844 75 1024 30
SAWAI MADHOPUR (LEAD BANK-BOB)
1 Gangapur 248605 18 YES 151 21
2 Bamanwas 149429 9 YES 136 13
3 Bonli 209833 17 YES 159 13
Swai-
4 Madhopur 397768 31 YES 243 24
5 Khandar 110396 9 YES 108 5
Total 1116031 84 797 76
SIKAR (LEAD BANK-PNB)
1 Fatehpur 261071 16 YES 119 17
2 Lachmangarh 283689 19 YES 164 28
3 Sikar 530871 44 YES 170 50
Danta-
4 Ramgarh 358581 26 YES 191 30
5 Sri-Madhopur 506979 31 YES 197 67
Neem Ka
6 Thana 346597 20 YES 151 49
Total 2287788 156 992 241
 No. of village
No. of with
Whether No. of
S.NO. Block Population existing Bank popln>2000
underbanked Village
Branches and no Bank
Branch
TONK (LEAD BANK-BOB)
1 Tonk 340051 23 YES 270 14
2 Malpura 204292 15 YES 156 14
3 Deoli 189297 16 YES 186 10
4 Niwai 203340 17 YES 210 7
Todarai
5 Singh 131348 9 YES 148 6
6 Uniara 143343 12 YES 222 6
Total 1211671 92 1192 57
UDAIPUR (LEAD BANK- SBBJ)
1 Kherwara 268976 14 YES 186 29
2 Salumber 196614 11 YES 269 7
3 Sarada 223380 8 YES 23
4 Girwa 227623 15 YES 209 19
5 Lasadia 72068 3 YES 114 4
6 Bhinder 230818 15 YES 305 10
7 Jhadol 193810 8 YES 276 9
8 Kotra 163744 7 YES 262 8
9 Gogunda 171335 7 YES 233 6
10 Badgaon 123454 8 YES 110 11
11 Mavli 194148 15 YES 180 16
#Ciy
12 Branches 567342 100 no
Total 2633312 211 2144 142

Status of Districts which are having an optimal Bank Branch Network and did not fall
in to the category of Under-Banked Districts is as under:

S.NO. Block Population No. of BLOCK No. of No. of

existing UNDER Village village with
Bank BANKED popln>2000
Branches and no
Bank
Branch
AJMER (LEAD BANK -BOB)
1 Silora 153474 19 NO 114 3
2 Arai 133386 14 YES 129 6
3 Sri Nagar 170142 16 YES 96 3
4 Pisangan 236459 27 YES 128 10
5 Jwaja 157901 17 NO 200 4
6 Kekri 140921 13 YES 100 3
7 Masuda 159600 12 YES 143 5
8 Bhinay 155111 16 NO 128 5
9 #City 874676 84
Branches
Total 2181670 218 1038 39
 No. of village
No. of BLOCK
with popln>2000
S.NO. Block Population existing Bank UNDER No. of Village
and no Bank
Branches BANKED
Branch
BIKANER (LEAD BANK- SBBJ)
1 Bikaner 741290 109 NO 244 42
2 Lunkarsar 217341 15 YES 176 17
3 Nokha 279343 27 YSE 137 39
4 Kolayat 207749 20 YES 221 21
5 Sri Dungargarh 227839 11 YES 98 27
Total 1673562 182 NO 876 146
JAISALMER (LEAD BANK-SBBJ)
1 Jaisalmer 127798 25 NO 155 6
2 Sam 138679 9 YES 303 5
3 Sankara 165376 15 YES 179 8
Total 431853 49 637 19
KOTA (LEAD BANK- CBI)
1 Itawa 155646 13 YES 169 3
2 Khairabad 132073 19 NO 159 7
3 Ladpura 983323 99 NO 182 8
4 Sangod 146951 15 NO 211 3
5 Sultanpur 150587 16 NO 171 5
Total 1568580 162 NO 892 26
SIROHI (LEAD BANK-SBBJ)
1 Sheoganj 124421 14 NO 70 11
2 Sirohi 161097 20 NO 85 13
3 Reodhar 176296 15 YES 126 21
4 Abu Road 184487 24 NO 81 14
5 Pindwara 205485 15 YES 100 23
Total 851786 88 NO 462 82
SRIGANGANAGAR (LEADBANK-OBC)
1 Sri-Ganganagar 576517 70 NO 273 6
2 Karanpur 103094 13 YES 237 3
3 Padampur 121362 18 NO 247 4
4 Raisinghnagar 157334 16 YES 407 2
5 Sadulshahar 146629 12 YES 252 12
6 Anupgarh 417746 36 YES 1131 8
7 Suratgarh 213384 20 YES 467 15
Total 1736066 185 3014 50
JAIPUR (LEADBANK-UCO)
1 Amer 294055 18 YES 191 city
2 Bassi 229639 13 YES 210 16
3 Chaksu 190253 15 YES 259 3
4 Dudu 174672 16 NO 220 19
5 Govindgarh 326488 21 YES 115 38
6 Jamwaramgarh 250132 13 YES 236 city
7 Jhotwara 1959717 369 NO 73 city
8 Kotputli 340075 15 YES 123 12
9 Phagi 161610 10 YES 172 13
10 Sambhar 389372 22 YES 141 25
11 Sanganer 573171 19 YES 185 city
12 Shahpura 226201 18 YES 86 26
13 Viratnagar 135686 11 YES 120 22
Total 5251071 560 NO 2131 174

**Note: This Data is collected from LDMs and other sources. Banks are requested to cross check them and inform correct
position to SLBC.
# City Branches—Branches exist in Urban Area particularly at District HQ/ Sub District HQ are shown separately.
2
Summary:

Rajasthan

33 Districts

Total 236 Blocks

Under-Banked Optimally
Districts 26 Banked Districts
(Total Blocks 7
190) (Total Blocks 46)

168 Under 22 Optimally 30 Under Banked 16 Optimally

Banked Blocks Banked Blocks Blocks Banked Blocks
(Total Villages (Total Villages (Total Villages (Total Villages
26837) 2633) 6592) 2458)

Villages having Villages having Villages having Villages having

population >2000 population >2000 population population
with no Bank with no Bank >2000 with no >2000 with no
Branch- 2531 Branch-257 Bank Branch- Bank Branch-
392 144

Total Villages in Rajasthan

State- 41353 out of which
approximately 3324 Villages
are having population >2000
but no Bank Branch

2
Data presented here are collected from various agencies i.e. from LDMs and from Census 2001, Different ACP 2009-10
booklets, Government of Rajasthan Website. This data mine is for guidance not for reference.
Issues emerged from data mining:

 Rajasthan having a total population3 of 56507188 out of which is Urban 13214375

and 43292813 is Rural. Total rural population is unevenly distributed in 41353
Villages. Average population per village comes to 1047 persons.

 Not more then 10% of the villages are having population >2000 which
constitutes approximately 30%-35% of the population of Rajasthan.

 Out of total 236 blocks 198 Blocks i.e. 84 % blocks are Under Banked in the
Rajasthan State.

 It is required to look beyond “>2000 populated villages” to achieve 100%

financial inclusion either through Brick Mortar Model and/ or through Business
Correspondence Model.

Strategy:

1. All Banks are requested to submit their branch network as on 21.12 2009 district
wise block wise in the enclosed format.

2. Banks are requested to inform regarding proposed branches to be opened after

21.12.2009 district wise/ block wise

3. DCC Convener Banks are requested to prepare a road map for their lead district
for providing banking services in villages having population 2000 and more with
no Bank’s Branch and submit the same to SLBC by Jan 2010.

4. Kindly submit all the information in Soft copy (Excel Format)

***********

3
Web site of Government of Rajasthan