JUDICIAL AFFIDAVIT*

I, JOCELYN MANDATO, of legal age, married, and with office address at Room 465
Regina Building, Escolta St., Binondo, Manila, state under oath as follows:

PRELIMINARY STATEMENT

The person examining me is Assistant City Prosecutor Maria dela Cruz with office address at
Room 123 3rd Floor Manila City Hall, Ermita, Manila. The examination is being held at the
same address. I am answering her questions fully conscious that I do so under oath and may face
criminal liability for false testimony and perjury.

QUESTIONS AND ANSWERS

Question (Q): Madam Witness, will you kindly state for the record what if any, is your present
work?
Answer (A): I am the loan officer and duly authorized representative of MONEY LENDERS,
INC. (MONEYTRUST for brevity).

Q: What is the line of business of MONEYTRUST?

A: It is a lending corporation.

Q: Where is the principal place of business of MONEYTRUST?

A: Room 465 Regina Building, Escolta St., Binondo, Manila.

Q: You stated that you are an authorized representative of MONEYTRUST, what if any, is your
proof?
A: I was issued an appointment as an authorized representative by MONEYTRUST through
Board Resolution No 6 Series of 2014.

Q: I am showing to you a document with title “ BOARD RESOLUTION No. 6 Series of 2014,”
marked as Exhibit “A” what if any, is the relation of this document with the one that you earlier
mentioned?
A: This is the Board Resolution No. 6 Series of 2014 that I am referring to.

Q: There are signatures appearing on top of the printed names CRISTINA V. CIPRIANO,
Corporate Secretary/Director, CLARITA V. CORRAL Chairman and JOHN DYLANE V.
DELA CRUZ, Director on this document, would you know whose signatures are these?
A: Yes, these are signatures of the persons you mentioned.

Q: Why do you know these signatures?

A: I am familiar with their signatures having worked at MONEYTRUST for almost twenty (20)
years now.

Q: I am attaching to your Judicial Affidavit this document denominated as Board Resolution No

6 Series of 2014 to form part thereof, do you agree?
A: Yes.

Q: Do you recall where you were on June 4, 2014 at around 10:00 o’ clock in the morning?
A: Yes, I was in our office at Room 465 Regina Building, Escolta St., Binondo, Manila.

Q: What if any, were you doing at that time?

A: I was attending to one of our clients named Mr. Gideon Galisin who was obtaining a loan
from MONEYTRUST.

Q: For how much was the loan being applied for by one Mr. Gideon Galisin?
A: He was applying for a loan in the amount of P250,000.00.
Q: What if any, happened to his application for loan?
A: It was approved.

Q: Would you know the terms and conditions of said loan regarding its payment?
A: It was to be paid through the issuance of a postdated check.

Q: Being the loan officer who attended to Mr. Gideon Galisin, would you know what if any, was
the mode of payment made by him?
A: He issued a postdated check with No. 0362188 drawn against his account with RCBC dated
September 30, 2014 in the amount of P250,000.00 paid to the order of MONEYTRUST.

Q: I am showing to you a check - RCBC Check No. Check No. 0362188 dated September 30,
2014 in the amount of P250,000.00 paid to the order of MONEYTRUST marked as Exhibit “B”,
what if any, is the relation of this check to the one you earlier mentioned?
A: It is the same check.

Q: Why do you know?

A: Mr. Gideon F. Galisin issued the same in my presence.

Q: There appears to be a signature on the right bottom portion of this check sub-marked as
Exhibit “B-1”, would you be in a position to tell us whose signature is this?
A: Yes, this is the signature of Mr. Gideon F. Galisin.

Q: Why do you know?

A: It was signed by Mr. Gideon F. Galisin in my presence.

Q: What if any, did you do with this check?

A: On September 30, 2014, its due date, I presented it for payment at RCBC bank Escolta
Branch but it was dishonored for the reason “ACCOUNT CLOSED.”

Q: What if any, is your proof that you presented for payment said check and it dishonored?
A: The check was returned to me by RCBC with stamp marked “ACCOUNT CLOSED.”

Q: I am showing to you RCBC Check No. 0362188 dated September 30, 2014 in the amount of
P250,000.00 paid to the order of MONEYTRUST marked as Exhibit “B” and on its dorsal side
the stamp marked ACCOUNT CLOSED sub-marked as Exhibit “B-2”, what if any, is the
relation of this stamp marked ACCOUNT CLOSED on Exhibit “B” to the one that you earlier
mentioned.
A: It is the same stamp marked placed there by RCBC when it dishonored the same and returned
it to me.

Q: What action, if any, did you do when the drawee bank dishonored RCBC Check No.
0362188?
A: I immediately referred the matter to Atty, Juan dela Cruz who is legal counsel of
MONEYTRUST and informed him regarding the dishonor?

Q: What action, if any, did Atty. Juan dela Cruz do?

A: He prepared a demand letter dated October 8, 2014 addressed to Mr. Gideon Galisin for him
to replace with cash the amount of the subject check that he issued or to make arrangements for
the payment thereof within five (5) days from receipt thereof and directed Mr. Pedro San Jose,
our office courier to personally serve it Mr. Gideon Galisin at his residence at 39 Durian St.,
Project 2, Quezon City.

Q: I am showing to you a letter dated October 8, 2014 addressed to Mr. Gideon Galisin and
signed by Atty. Juan dela Cruz marked as “Exhibit C,” what if any, is the relation of this letter to
the one that you earlier mentioned?
A: That is the same demand letter.

Q: What if any, happened to this demand letter?

A: It was actually served to Mr. Gideon Galisin by our courier.

Q: What is your proof?

A: The demand letter bore the signature of Mr. Gideon Galisin and the notation personally
received made by Mr. Pedro San Jose.

Q: Why do you know that this is the signature of Mr. Gideon Galisin.
A: I am familiar with his signature because it is the same signature that he affixed on RCBC
Check No. 0362188 which he signed in my presence.

Q: Being the loan officer, was there any payment, if any, on RCBC Check No. 0362188 by Mr.
Gideon Galisin.
A: None.

Q: When RCBC Check No. 0362188 was not paid, what action, if any, was done by
MONEYTRUST?
A: I filed a complaint against Mr. Gideon Galisin for violation of Batas Pambansa Bilang 22
before the Office of the City Prosecutor of Manila.

Q: I am showing to you a “Complaint-Affidavit” marked as Exhibit “D” what if any, is the

relation of this affidavit to the complaint that you earlier mentioned?
A: That is the same Complaint Affidavit that I filed before the Office of the City Prosecutor of
Manila against Mr. Gideon Galisin for violation of Batas Pambansa 22.

IN WITNESS WHEREOF, I have hereunto set my hand this _____ day of

___________ 2013 at ___________.

Affiant

SUBSCRIBED AND SWORN TO BEFORE ME, in

_________(City/Province)____________ this ____th day of ____________ 20___. Affiant
personally came and appeared with _____________(Competent Evidence of Identity)______
issued by the _________(Government Agency)______ on ___(date)__ at
________(place)_________, bearing his photograph and signature, known to me as the same
person who personally signed the foregoing instrument before me and avowed under penalty of
law to the whole truth of the contents of said instrument.

Assistant City Prosecutor

SWORN ATTESTATION

I, Assistant City Prosecutor Maria dela Cruz, of legal age, Filipino, with postal address
______________________ after being duly sworn depose and say:

1. I was the one who conducted the examination of witness ___________________ at

my aforementioned office in ___________________;

2. I have faithfully recorded or caused to be recorded the questions I asked and the
corresponding answer that the witness gave;
 3. I nor any other person then present or assisting her coached the witness regarding her
answers;

IN WITNESS WHEREOF, I have hereunto set my hand this ____ day of ____ 2013 at
___________.

Assistant City Prosecutor

SUBSCRIBED AND SWORN TO BEFORE ME, in and for

_________(City/Province)____________ this ____th day of ____________ 20___.

Assistant City Prosecutor

*edited by DCP EAS