Dan & Teri Securities Transaction Process Reverse Engineered version 4.

1
El Dorado County Recorder
Richard L. 1003 ³0DLQWDLQV$VVLJQPHQW
Wessing Dan & Teri +LVWRU\´
Cash out Fidelity National Title
AKA: Broker Contract/Trust Company of California Mortgage Electronic Registration Systems, Inc.
AKA:
³$SSUDLVHU´ Loan ³%RUURZHU´ Deed of Trust AKA: AKA:
Application ³7UXVWRU´ Promissory Note ³7LWOH&RPSDQ\´ ³0(56´
³0RUWJDJRU/0RUWJDJHU´
³(VFURZ&RPSDQ\´ ³0DLQWDLQV$VVLJQPHQW+LVWRU\´
³*UDQWRU´
³?´ ³1RSK\VLFDOSRVVHVVLRQ´
First Priority ³1RSHFXQLDU\LQWHUHVW´
Request Loan Application
Financial, Inc. ³7KHPRUWJDJHVRUDVVLJQPHQWVRIPRUWJDJH
Appraisal Amount Financed for some of the mortgage loans have been or
AKA: may be recorded in the name of MERS, solely
Monthly Payments Loan
³0RUWJDJH%URNHU´ Underwriter as nominee for the originator and its
Application Deed Issued to
³%URNHU´ VXFFHVVRUVDQGDVVLJQV´
MERS as Nominee
³?´ Underwriter ³0(56 serves as mortgagee of record on the
for the Lender
Contract/Trust Split from Note mortgage solely as a nominee in an
administrative capacity on behalf of the trustee,
Credit Report Mortgage Lenders Network
and does not have any interest in the
- subsequently transferred to ->
Note Issued to MLN PRUWJDJHORDQ´
Experian Wells Fargo Home Mortgage
Loan Package Split from Deed
- subsequently transferred to -> Promissory Note
AKA: ASC
GMAC, LLC
³&UHGLW5HSRUWLQJ$JHQF\´ AKA:
³?´ AKA: ³1RWH´
³/HQGHU´ AKA:
³,VVXHGWR/HQGHU[MLN]´
Assignment of note (SEC & Allonge) ³/HQGHU¶V$JHQW´ ³DSDUW\LQLQWHUHVW´
Without Recourse and With Recourse ³2ULJLQDWRU´ ³3URYLGHVZDUHKRXVHOHQGLQJ
³6XE6HUYLFHU´ facilities to correspondent
Loan Purchase Price ³3UHVHQW6HUYLFHU´ lenders and other mortgage Black
originators in the U.S.´ Trust Deed
[Consideration for Notes] ³6HUYLFHU´ Hole
³?´ Most of the warehouse lending
facilities provided through our AKA:
Commercial line of credit REQUIRED in order to loan ³'HHGRI7UXVW´
their own capital! subsidiary, GMAC Bank.
³'HHG´
Emax Financial Group, LLC. ³$VVLJQHGWR0(56DV1RPLQHH
Attorney in Fact and Trustee Nominee agreement? IRU/HQGHU´
AKA: ³,VVXHGWR0(56´
³(PD[´ Monthly Ally Bank FKA GMAC Bank
³0RUWJDJH%DQNLQJ&RPSDQ\´ Payments GMAC-ResCap
³2ZQHURIVHUYLFLQJULJKWV´ and/or Trustee
AKA: Assignment
³DIILOLDWHRI0/1´ Advances AKA: ³ZDUHKRXVHOHQGHU?´ Of Deed
with Reports AKA:
Loan Purchase Price ³LQYHVWRU´ ³)HGHUDO6DYLQJV%DQN´ 2/6/2009
³0LWFKHOO/. +HIIHUQDQ´
[Consideration for Notes] ³/HQGHU´ ³WKH5($/SDUW\LQLQWHUHVW?´ and
³,QYHVWPHQW%DQN?´ ³3URYLGHVZDUHKRXVHOHQGLQJ Fidelity National Title 7/15/2009
³PRVWZDUHKRXVHOHQGLQJ facilities to GMAC-5HV&DS´ Insurance Company by employees
Residential Funding Company, LLC
facilities provided through of:
or Successor Master Servicer (US Bank or
*0$&%DQN´ Loans listed as an asset on their AKA: MERS
Wells Fargo)
³+ROGLQJ&RPSDQ\´ balance sheet ³7LWOH,QVXUHU´ NDEx West
Assignment of note ³:KROO\RZQHGVXEVLGLDU\RI State Farm & a law firm
AKA:
(SEC & Allonge) *0$&//&´ Asset subject to FAS 133
³0DVWHU6HUYLFHU´
Without Recourse ³?´ (Forward contract where control AKA:
³/HQGHU´
With Recourse was not given up) ³+D]DUG,QVXUDQFH´
³6HOOHU´
Asset & Payments ³6SRQVHU´ Assignment of note (Allonge)
³5HVLGHQWLDO)XQGLQJ&RUSRUDWLRQ´ Without Recourse and With Recourse ± Payments only US Bank National Association
³5)&´ or Nominee ± who may be the Custodian (Wells
transferor Monthly Distributions Fargo)
Legend
³:DUHKRXVHOHQGHU?´ and/or Now NDEx West, LLC
Party in interest?
³LQGLUHFWZKROO\-owned subsidiary of Residential Advances with Reports
Assignment of Note &DSLWDO&RUSRUDWLRQ´ AKA:
³5(0,&$GPLQLVWUDWRU´ Wells Fargo Bank, N.A. ³7UXVWHHIRUWKH7UXVW´
Assignment of Deed ³).$5HVLGHQWLDO)XQGLQJ&RUSRUDWLRQ´ ³6XFFHVVRU0DVWHU6HUYLFHU´
³$VVHWKHOGDQGVSOLWIURPSD\PHQWVWUHDP´ ³&XVWRGLDQRIWUXVWDFFRXQWV´ ³RZQHURI[pledged] mortgage loans on behalf of
Monthly Distributions
Mortgages sold for tax purposes ³&XVWRGLDQRIUHFRUGV´ issuing entity for the benefit of holders of
Offering Proceeds and/or
Mortgages hypothecated for Accounting ³$OOHJHG$WWRUQH\LQ)DFWIRU86%DQN´ FHUWLILFDWHV´
Advances
purposes ³7UXVWHH¶V1RPLQHH´ ³3D\LQJ$JHQW´
Payment stream
³?´
CRA Acct Review Inquiry: 10/2005 Attorney in Fact and Nominee agreements? Mortgages bought for tax purposes
Certificates
Return on Investment Mortgages pledged for Acct. purposes
MERS, Trustee and Transfer Agreements? (includes advances)
MERS, Nominee, Transfer and Attorney in Fact
Residential Funding Securities, LLC Certificate Holders agreements?
Net Offering Proceeds & Barclays Capital
Assignment of note (SEC)
Without Recourse [Consideration for notes] AKA:
³5)6&´ ³,QYHVWRUV´
With Recourse Certificates Monthly Reporting
³%RRNUXQQHU´ ³+ROGHUVLQ'XH&RXUVH´
Payments only Certificates ³8QGHUZULWHU´ ³?´
³-RLQW/HDG8QGHUZULWHU´
³).$5HVLGHQWLDO)XQGLQJ6HFXULWLHV Standard & 3RRU¶VDQG
[Pledged] Mortgages held by
Residential Asset Security Corporation &RUS´ Fitch Ratings
others for the benefit of
Certificate Holders
AKA: AKA:
³5$6&´ Net Offering Proceeds Gross Offering Proceeds ³5DWLQJV$JHQFLHV´
³'HSRVLWRU´ [Consideration for Certificates] [Consideration for Certificates] ³15652´
³63(/639´ Trustee
³$IILOLDWHRI5)&´ RASC Series 2005-EMX4 Trust
³7UDQVIHUHH´
Residential Asset Securities Corporation
Creates Trust ³7UXVW´
Home Equity Mortgage Asset-Backed
SEC Filings: ³,VVXHU´
Pass-Through Certificates, Series 2005-
8-K - 10/27/05: ³,VVXLQJHQWLW\´
Certificates EMX4
Computational Material ³5(0,&´
8-K - 11/18/05: ³%DQNUXSW-5HPRWHHQWLW\´ ³&HUWLILFDWHV´
Computational Material SEC Filings: ³%RRN-entry form through DTC,
424B5-Prospectus 11/15/05 Assignment of note (SEC) 10-K, 15-15D, 8-K, 8-K &OHDUVWUHDPDQG(XURFOHDU´
Pooling and Servicing Agreement Without Recourse ³QRWPRUWJDJHUHODWHGVHFXULWLHV´
Assignment and Assumption Agreement With Recourse Mtgs purchased for tax purposes
Assignment of Mortgage Loans Payments only Mtgs pledged for acct. purposes Pricing Date: 10/31/2005
Settlement Date: 11/17/2005
Payments received only and passed into Trust (not the asset) MERS, Trustee and Transfer agreements? 1st Payment Date: 12/26/2005
Mortgages purchased for tax purposes
5HFHLYHG0RUWJDJHV³SOHGJHG´IRU$FFRXQWLQJSXUSRVHV Certificates [Consideration for promissory notes]

MERS, Trustee and Transfer agreements? Assignment of note (SEC) Without Recourse and With Recourse ± Payments only
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