CHAPTER – 1

INTRODUCTION OF THE STUDY

1.1
Background of the Study

This study is focused the Bank of Khyber Pakistan, which is the govt. bank, owned by the

NWFP Provincial Govt.

The study is carried out to familiarize the students with the working of banks and banking

environment and to produce a comprehensive report on it.

1.2
Purpose of the Study

Being a student of commerce, especially of Accounting, the purpose of conducting this study is to

develop some insight into the working of banks, the bank of Khyber especially here. More

thoroughly, after some what understanding the procedures of the Bank, the aim is to make a critical

analysis of it and suggest recommendations.

Along with being a course requirement, the purpose of this study is to develop and
enhance the analytical skills of students.
1.3
Scope of the Study

The scope of this particular study confined to the Bank of Khyber Islamabad Branch. More

specifically, the operation department of the above mentioned bank branch is the major emphasis of

the study.
1.4
Methodology of the Report

The method of data collection are mostly based on personal observations and experiences of

actually working at the Bank. Dealings with customers, along with general procedures involved were

observed. Moreover, as the departments are always bustling with activity, there was not enough time

to carry out formal interviews or surveys, the methods used for data collection are:
Primary Data
• Observations

• Discussions with Bank officers.

Secondary Data
• Manuals

• Annual Reports

• Information Memorandum

• Internet.
1.5
Scheme of the Report
The entire report is organized in the following manner.

Chapter one (already covered) gives the background of the study, the purpose of the study, the

scope and methodology that is used to collect all the relevant data and the scheme of the report

itself.
Chapter two is about the organizational review i.e. the history of the bank of Khyber,
mission statement, organizational structure and chart etc.
Chapter three give the Islamabad Branch overview where the Internship is conducted.
Chapter four is about the various financial products and services offered by the Bank of
Khyber.
Chapter five emphasis on the department of specialization i.e. operation department and

the various types of facilities given by it.

Chapter six covers the financial analysis of the bank

Chapter seven consists of the recommendations based on the findings from the study.