TABLA

TABLA DE
DE AMORTIZACION
AMORTIZACION
CON
CON CUOTA CUOTA FIJA FIJA
DEUDA INICIAL......................................................100,000,000.00
TASA EFECTIVA EN POR UNO (ej: 4%=0.04).......... 0.00917
NUMERO DE PERIODOS......................................... 60

PERI SALDO INTERES CUOTA AMORTIZACION INTERES AC

0 100,000,000.00 0.00 0.00 0.00 0.00

1 98,742,424.36 916,666.67 2,174,242.31 1,257,575.64 916,666.67
2 97,473,320.94 905,138.89 2,174,242.31 1,269,103.42 1,821,805.56
3 96,192,584.08 893,505.44 2,174,242.31 1,280,736.87 2,715,311.00
4 94,900,107.12 881,765.35 2,174,242.31 1,292,476.95 3,597,076.35
5 93,595,782.46 869,917.65 2,174,242.31 1,304,324.66 4,466,994.00
6 92,279,501.50 857,961.34 2,174,242.31 1,316,280.97 5,324,955.34
7 90,951,154.62 845,895.43 2,174,242.31 1,328,346.88 6,170,850.77
8 89,610,631.23 833,718.92 2,174,242.31 1,340,523.39 7,004,569.69
9 88,257,819.71 821,430.79 2,174,242.31 1,352,811.52 7,826,000.47
10 86,892,607.42 809,030.01 2,174,242.31 1,365,212.29 8,635,030.49
11 85,514,880.68 796,515.57 2,174,242.31 1,377,726.74 9,431,546.06
12 84,124,524.78 783,886.41 2,174,242.31 1,390,355.90 10,215,432.46
13 82,721,423.95 771,141.48 2,174,242.31 1,403,100.83 10,986,573.94
14 81,305,461.36 758,279.72 2,174,242.31 1,415,962.59 11,744,853.66
15 79,876,519.11 745,300.06 2,174,242.31 1,428,942.24 12,490,153.72
16 78,434,478.23 732,201.43 2,174,242.31 1,442,040.88 13,222,355.15
17 76,979,218.64 718,982.72 2,174,242.31 1,455,259.59 13,941,337.86
18 75,510,619.17 705,642.84 2,174,242.31 1,468,599.47 14,646,980.70
19 74,028,557.54 692,180.68 2,174,242.31 1,482,061.63 15,339,161.38
20 72,532,910.34 678,595.11 2,174,242.31 1,495,647.20 16,017,756.49
21 71,023,553.05 664,885.01 2,174,242.31 1,509,357.30 16,682,641.50
22 69,500,359.98 651,049.24 2,174,242.31 1,523,193.07 17,333,690.74
23 67,963,204.30 637,086.63 2,174,242.31 1,537,155.67 17,970,777.37
24 66,411,958.03 622,996.04 2,174,242.31 1,551,246.27 18,593,773.41
25 64,846,492.01 608,776.28 2,174,242.31 1,565,466.03 19,202,549.69
26 63,266,675.88 594,426.18 2,174,242.31 1,579,816.13 19,796,975.87
27 61,672,378.10 579,944.53 2,174,242.31 1,594,297.78 20,376,920.40
28 60,063,465.93 565,330.13 2,174,242.31 1,608,912.17 20,942,250.53
29 58,439,805.39 550,581.77 2,174,242.31 1,623,660.54 21,492,832.30
30 56,801,261.30 535,698.22 2,174,242.31 1,638,544.09 22,028,530.52
31 55,147,697.22 520,678.23 2,174,242.31 1,653,564.08 22,549,208.74
32 53,478,975.47 505,520.56 2,174,242.31 1,668,721.75 23,054,729.30
33 51,794,957.10 490,223.94 2,174,242.31 1,684,018.37 23,544,953.24
34 50,095,501.90 474,787.11 2,174,242.31 1,699,455.20 24,019,740.35
35 48,380,468.36 459,208.77 2,174,242.31 1,715,033.54 24,478,949.12
36 46,649,713.68 443,487.63 2,174,242.31 1,730,754.68 24,922,436.74
37 44,903,093.75 427,622.38 2,174,242.31 1,746,619.93 25,350,059.12
38 43,140,463.14 411,611.69 2,174,242.31 1,762,630.61 25,761,670.81
39 41,361,675.08 395,454.25 2,174,242.31 1,778,788.06 26,157,125.06
40 39,566,581.46 379,148.69 2,174,242.31 1,795,093.62 26,536,273.75
41 37,755,032.81 362,693.66 2,174,242.31 1,811,548.64 26,898,967.41
42 35,926,878.31 346,087.80 2,174,242.31 1,828,154.51 27,245,055.21
43 34,081,965.72 329,329.72 2,174,242.31 1,844,912.59 27,574,384.93
44 32,220,141.43 312,418.02 2,174,242.31 1,861,824.29 27,886,802.95
45 30,341,250.42 295,351.30 2,174,242.31 1,878,891.01 28,182,154.24
46 28,445,136.24 278,128.13 2,174,242.31 1,896,114.18 28,460,282.37
47 26,531,641.01 260,747.08 2,174,242.31 1,913,495.23 28,721,029.45
48 24,600,605.42 243,206.71 2,174,242.31 1,931,035.60 28,964,236.16
### 75,399,394.58
49 22,651,868.66 225,505.55 2,174,242.31 1,948,736.76 29,189,741.71
50 20,685,268.48 207,642.13 2,174,242.31 1,966,600.18 29,397,383.84
51 18,700,641.13 189,614.96 2,174,242.31 1,984,627.35 29,586,998.80
52 16,697,821.37 171,422.54 2,174,242.31 2,002,819.76 29,758,421.35
53 14,676,642.43 153,063.36 2,174,242.31 2,021,178.94 29,911,484.71
54 12,636,936.01 134,535.89 2,174,242.31 2,039,706.42 30,046,020.60
55 10,578,532.28 115,838.58 2,174,242.31 2,058,403.73 30,161,859.18
56 8,501,259.85 96,969.88 2,174,242.31 2,077,272.43 30,258,829.06
57 6,404,945.76 77,928.22 2,174,242.31 2,096,314.09 30,336,757.27
58 4,289,415.46 58,712.00 2,174,242.31 2,115,530.30 30,395,469.28
59 2,154,492.79 39,319.64 2,174,242.31 2,134,922.67 30,434,788.92
 OTROS
INTERES MORA 0.0013333333

FECHA BASE 8/18/2000

PRIMER SEGUNDO TERCER

NO. DE CUOTA 21 NO. DE CUOTA 2 NO. CUOTA 3
FECHA 1 VEN 2/14/1999 FECHA 2 VEN 12/2/1998 FECHA 3 VEN 1/2/1999
DIAS 544 DIAS 616 DIAS 586
DIAS REALES 28 DIAS REALES 28 DIAS REALES 18
CUOTA 2,174,242 CUOTA 2,174,242 CUOTA 2,174,242
INT MORA 1,094,787 INT MORA 1,042,357 INT MORA 1,000,682
KTAL NO. CTA $1,509,357 KTAL NO. CTA $1,269,103 KTAL NO. CTA $1,280,737
INTERES NO. CT $664,885 INTERES NO. C $905,139 INTERES NO. $893,505
INT. CTE 620,559 INT. CTE 844,796 INTERES CTE 536,103
1,094,787 2,137,144 3,137,827
###

Página 3
 OTROS

CUARTO QUINTO SEXTO

NO. CUOTA 4 NO. DE CUOTA 5 NO. DE CUOTA 6
FECHA 4 VENC 2/2/1999 FECHA 5 VEN 3/2/1999 FECHA 6 VEN 4/2/1999
DIAS 556 DIAS 526 DIAS 496
DIAS REALES 3 DIAS REALES 29 DIAS REALES 28
CUOTA 2,174,242 CUOTA 2,174,242 CUOTA 2,174,242
INT MORA 958,156 INT MORA 914,766 INT MORA 870,500
KTAL NO. CTA $1,292,477 KTAL NO. CTA $1,304,325 KTAL NO. CTA $1,316,281
INTERES NO. CTA $881,765 INTERES NO. $869,918 INTERES NO. $857,961
INTERES CTE 88,177 INT. CTE 840,920 800,764
4,095,983 5,010,749 5,881,250

Página 4
 OTROS

SEPTIMO OCTAVA NOVENA DECIMA

NO. CUOTA 7 NO. CUOTA 12 NO. CUOTA NO. CUOTA
FECHA 7 VEN 5/2/1999 FECHA 8 VENC FECHA 7 VEN FECHA 8 VENC
DIAS 466 DIAS 36756 DIAS 36756 DIAS
DIAS REALES 20 DIAS REALES DIAS REALES DIAS REALES
CUOTA 2,174,242 CUOTA 2,174,242 CUOTA 2,174,242 CUOTA
INT MORA 825,346 INT MORA 68,138,562 INT MORA Err:502 INT MORA
KTAL NO. CTA $1,328,347 KTAL NO. CTA $1,390,356 KTAL NO. CTA Err:502 KTAL NO. CTA
INTERES NO. $845,895 INTERES NO. $783,886 INTERES NO. Err:502 INTERES NO.
INTERES CTE 563,930 INTERES CTE - INTERES CTE Err:502 INTERES CTE
6,706,596 74,845,158 Err:502

Página 5
 OTROS

CHA 8 VENC
36756

2,174,242
Err:502
Err:502
Err:502
Err:502
Err:502

Página 6
 CUOTA POR MILLÓN
Valor -1,000,000
TIPO 1 SIN LIBRANZA TIPO 1 CON TIPO 2 SIN TIPO 2 CON TIPO 3 SIN TIPO 3 CON LIBRANZA
tasas A 0.0173333333333333 ### ### ### 0.01917 ###
B 0.0174166666666667 ### ### ### 0.01958 ###
C 0.0175 ### 0.01875 0.0175 0.02000 0.01875

CLIENTE BANCARIZADO Y CON PATRIMONIO

SIN LIBRANZA
AFILIADO TASAS 6 12 18 24 36 48 60
A: Hasta 2 SMLV 20.8%nmv $ 176,923 $ 93,018 $ 65,148 $ 51,287 $ 37,572 $ 30,858 $ 26,941
B: De 2 a 4 SMLV 20.9%nmv $ 176,973 $ 93,066 $ 65,197 $ 51,337 $ 37,624 $ 30,912 $ 26,997
C: Mayor a 4 SMLV 21%nmv $ 177,023 $ 93,114 $ 65,245 $ 51,386 $ 37,675 $ 30,966 $ 27,053

CON LIBRANZA
AFILIADO TASAS 6 12 18 24 36 48 60
A: Hasta 2 SMLV 18.7%nmv $ 175,874 $ 92,013 $ 64,140 $ 50,263 $ 36,505 $ 29,742 $ 25,776
B: De 2 a 4 SMLV 18.8%nmv $ 175,924 $ 92,061 $ 64,188 $ 50,312 $ 36,555 $ 29,795 $ 25,831
C: Mayor a 4 SMLV 19%nmv $ 176,024 $ 92,157 $ 64,283 $ 50,409 $ 36,656 $ 29,900 $ 25,941

CLIENTE BANCARIZADO SIN PATRIMONIO

SIN LIBRANZA
AFILIADO TASAS 6 12 18 24 36 48 60
A: Hasta 2 SMLV 21.5%nmv $ 177,273 $ 93,354 $ 65,487 $ 51,632 $ 37,932 $ 31,235 $ 27,335
B: De 2 a 4 SMLV 22%nmv $ 177,523 $ 93,594 $ 65,729 $ 51,878 $ 38,190 $ 31,506 $ 27,619
C: Mayor a 4 SMLV 22.5%nmv $ 177,773 $ 93,835 $ 65,971 $ 52,125 $ 38,450 $ 31,778 $ 27,904

CON LIBRANZA
AFILIADO TASAS 6 12 18 24 36 48 60
A: Hasta 2 SMLV 20.8%nmv $ 176,923 $ 93,018 $ 65,148 $ 51,287 $ 37,572 $ 30,858 $ 26,941
B: De 2 a 4 SMLV 20.9%nmv $ 176,973 $ 93,066 $ 65,197 $ 51,337 $ 37,624 $ 30,912 $ 26,997
C: Mayor a 4 SMLV 21%nmv $ 177,023 $ 93,114 $ 65,245 $ 51,386 $ 37,675 $ 30,966 $ 27,053

CLIENTE NO BANCARIZADO
SIN LIBRANZA
AFILIADO TASAS 6 12 18 24 36 48 60
A: Hasta 2 SMLV 23%nmv $ 178,024 $ 94,076 $ 66,214 $ 52,373 $ 38,710 $ 32,051 $ 28,190
B: De 2 a 4 SMLV 23.5%nmv $ 178,275 $ 94,318 $ 66,458 $ 52,622 $ 38,971 $ 32,326 $ 28,478
C: Mayor a 4 SMLV 24%nmv $ 178,526 $ 94,560 $ 66,702 $ 52,871 $ 39,233 $ 32,602 $ 28,768

CON LIBRANZA
AFILIADO TASAS 6 12 18 24 36 48 60
A: Hasta 2 SMLV 21.5%nmv $ 177,273 $ 93,354 $ 65,487 $ 51,632 $ 37,932 $ 31,235 $ 27,335
B: De 2 a 4 SMLV 22%nmv $ 177,523 $ 93,594 $ 65,729 $ 51,878 $ 38,190 $ 31,506 $ 27,619
C: Mayor a 4 SMLV 22.5%nmv $ 177,773 $ 93,835 $ 65,971 $ 52,125 $ 38,450 $ 31,778 $ 27,904
Valor -1,000,000
TIPO 1 SIN LIBRANZA
tasas A 0.0141666666666667
B 0.0145833333333333
C 0.015
TIPO 1 CON LIBRANZA
0.0156083333333333
0.0157083333333333
0.0158333333333333

CLIENTE BANCARIZADO Y CON PATRIMONIO

SIN LIBRANZA
AFILIADO TASAS 6 12 18 24 36 48 60
A: Hasta 2 SMLV 17.0%nmv $ 175,027 $ 91,205 $ 63,330 $ 49,442 $ 35,653 $ 28,855 $ 24,853
B: De 2 a 4 SMLV 17.5%nmv $ 175,276 $ 91,442 $ 63,568 $ 49,683 $ 35,902 $ 29,114 $ 25,122
C: Mayor a 4 SMLV 18.0%nmv $ 175,525 $ 91,680 $ 63,806 $ 49,924 $ 36,152 $ 29,375 $ 25,393

CON LIBRANZA
AFILIADO TASAS 6 12 18 24 36 48 60
A: Hasta 2 SMLV 18.73%nmv $ 175,889 $ 92,028 $ 64,154 $ 50,278 $ 36,520 $ 29,758 $ 25,792
B: De 2 a 4 SMLV 18.85%nmv $ 175,949 $ 92,085 $ 64,212 $ 50,336 $ 36,580 $ 29,821 $ 25,858
C: Mayor a 4 SMLV 19%nmv $ 176,024 $ 92,157 $ 64,283 $ 50,409 $ 36,656 $ 29,900 $ 25,941

TASA 1%
AFILIADO TASAS 6 12 18 24 36 48 60
A: Hasta 2 SMLV 12% nmv $ 172,548 $ 88,849 ### $ 47,073 ### $ 26,334 $ 22,244
B: De 2 a 4 SMLV 12% nmv $ 172,548 $ 88,849 ### $ 47,073 ### $ 26,334 $ 22,244
C: Mayor a 4 SMLV 12% nmv $ 172,548 $ 88,849 ### $ 47,073 ### $ 26,334 $ 22,244