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UBS Indian Rupee (INR) Fixed Term

Deposit
Product Fact Sheet
Product description Investment Conditions
 fixed term deposit is an interest bearing money market  early termination by the client results in reduction of
instrument with fixed amount, tenor and interest rate interest by 1%. That means the client will receive
 suitable for clients who have no cash need during the interest at a rate of 1 percentage point less than the
tenor of the deposit rate prevailing at the time of placing the deposit from
that date to the early termination date
Benefits  funds will be available on the next business day after
 comparatively low risk in keeping with rating of UBS early termination
 higher yield compared to savings account  As per section 206AA introduced by Finance (No. 2)
Act, 2009 effective April 01, 2010, every person who
Target group receives income on which TDS is deductable shall
Resident individuals only furnish PAN, falling which TDS shall be deducted at the
rate of 20% instead of 10% in INR deposits.
Criteria Additionally, in the absence of PAN, Form 15G/H and
 term deposit tenor ranges from 7 days to 5 years other exemption certificates will be invalid even if
 minimum deposit amount to be placed is INR 200,000 submitted & penal TDS will be applicable.

Interest Renewal of deposits

 calculated on the basis of Actual Days passed and 365
days in the year
 will be calculated on the basis of the actual days for
which the deposit is held and number of days in a year
will be taken as 365
 interest calculation will be on simple interest basis,
however the equivalent quarterly compounding rate will
be provided on request
 will be credited to the client’s savings account at the
maturity of the deposit. If maturity of the deposit falls
on a non working day, the maturity will automatically
be set to the first business day thereafter and interest
paid till then.
 when a deposit is renewed upon maturity, the renewed
deposit interest rate, for the period specified by the
depositor, as applicable on the date of maturity would
be applied
 where maturity instructions are not specified UBS will
attempt to make contact with the client. Where contact
cannot be made, or the client fails to report instruction
after contact, a maturing deposit will be automatically
rolled over by UBS at maturity for the same tenor
Contact information
Salone Mithal Ghosh, UBS AG Mumbai Branch
(+91-22-6155 6565)

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