Mr.

John Abood portfolio

report
John Abood
as at October 12, 2010

PO Box 262 STONES CORNER QLD 4120

Mr. John Abood portfolio report

Portfolio Summary Report

Assets & Liabilities
Superannuation
AMP Flexible Lifetime - Super 918282725 $11,154.01
Net Worth $11,154.01
Insurance
Life, Income Protection and Disability Insurance
AMP Flexible Lifetime - Super 918282725

Investment Asset Allocation as at 12 October, 2010

Investment Asset Allocation as at 12 October, 2010

Australian Fixed Interest $1,458.94 13.1%

Australian Shares $3,905.02 35.0%
Cash $442.81 4.0%
International Fixed Interest $490.78 4.4%
International Shares $2,533.08 22.7%
Other $774.09 6.9%
Property $1,549.29 13.9%
Total: $11,154.01 100.0%

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AMP Flexible Lifetime - Super (918282725)

Summary details

General details
Member name John Abood
Date of birth 01 Jun 1968
Tax file number held Yes

Employer name
ABOODS JEWELLERS

Plan details
Plan name ABOODS JEWELLERS
Member number 918282725
Date joined plan 15 Aug 2002
Total account balance $11,154.01
Insurance group code Individual
Estimated contribution tax $16.36

Insurance Details
Total death benefit $580,726.06
Total and permanent disablement benefit $580,726.06
Insured death cover $569,496.25
Insured total and permanent disablement cover $569,496.25
Total insurance premium deductions per month $109.06

Personalised fee structure *

Contribution fee 4.50%

Contact details
John Abood
po box 262
STONES CORNER, QLD 4120
Australia
07 3204 4438
john.abood@gmail.com

Financial planner details

Financial planner name Scott Blake
Business telephone number 07 3421 3950

Account at a glance details

[1][2] Refer to last page

Account summary from 01/07/2010 to 08/10/2010

Opening value $10,780.73
Contributions $112.65
Insurance premiums -$327.18
Tax on contributions $32.18
Contribution & non-recurring fees -$4.32
Net investment earnings $547.24
Closing value $11,141.30
Estimated personal rate of return 5.11%
Estimated annualised personal rate of return 20.16% p.a

Graphical representation of account summary from 01/07/2010 to 08/10/2010

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Mr. John Abood portfolio report

Graphical representation of account summary from 01/07/2010 to 08/10/2010

$12,000.00

$10,000.00

$8,000.00

$6,000.00
$10,781 $11,141

$4,000.00

$2,000.00
$547
$113 $32
$0.00 -$327 -$4

-$2,000.00
Opening value Contributions Insurance Tax on Contribution & Net investment Closing value
premiums contributions non-recurring fees earnings

Estimated personal rate of return by investment option for the period from 01/07/2010 to 08/10/2010
Investment option name Investment date range Rate of return Annualised
(%) rate of return
(%)
AMP BALANCED GROWTH 01/07/2010 - 08/10/2010 5.11% 20.16% p.a

Contribution details

BPay contributions
BPay Customer Reference Number 9182827254
Account Member contributions
BPay Biller Code 879080
Account Spouse contributions
BPay Biller Code 879098
Account Salary sacrifice contributions
BPay Biller Code 443721
Account Employer contributions
BPay Biller Code 879072

Employer contributions
Employer name ABOODS JEWELLERS
Employer number 900463945
Contribution amount $37.56
Contribution frequency Monthly
Contribution increase with inflation Yes
Contribution method Direct Debit
Next bill date 22 Oct 2010

BPay Biller Code (employer) 879072

BPay Customer Reference Number 9182827254

Contribution account details

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Employer Main Sub-Account

Account balance $2,512.94
Last contribution amount received $37.55
Date last contribution received 22 Sep 2010

Member Sub-Account
[3] Refer to last page

Account balance -$2.41

Rollover Sub-Account
Account balance $8,643.23
Last contribution amount received $89.38
Date last rollover received 17 Oct 2002

Investment details

AMP Flexible Lifetime - Super LifeStages

Age Investment Portfolio
Age under 30 AMP All Growth
Age 30 to 39 AMP High Growth
Age 40 to 49 AMP Balanced Growth
Age 50 to 59 AMP Moderate Growth
Age 60 & over AMP Conservative

Investment option values

Investment option name Number of Unit price ($) Amount ($) Unit price
units effective date
AMP Balanced Growth 4,489.71 $2.48435 $11,154.01 11 Oct 2010
Total $11,154.01

Investment option values

Investment option values

AMP Balanced Growth $11,154.01 100.0%

Total: $11,154.01 100.0%

Future contribution split

Investment option name Future
contribution
percentage
AMP Balanced Growth 100.00%

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Mr. John Abood portfolio report

AMP Balanced Growth $100.00 100.0%

Total: $100.00 100.0%

Asset Allocation as at 12 October, 2010

Asset class Actual % ($)
Cash 3.97% $442.81
Australian Fixed Interest 13.08% $1,458.94
Property 13.89% $1,549.29
Australian Shares 35.01% $3,905.02
International Fixed Interest 4.40% $490.78
International Shares 22.71% $2,533.08
Other 6.94% $774.09
Total 100.00% $11,154.01

Asset Allocation as at 12 October, 2010

Asset Allocation as at 12 October, 2010

Australian Fixed Interest $1,458.94 13.1%

Australian Shares $3,905.02 35.0%
Cash $442.81 4.0%
International Fixed Interest $490.78 4.4%
International Shares $2,533.08 22.7%
Other $774.09 6.9%
Property $1,549.29 13.9%
Total: $11,154.01 100.0%

Unit Price History

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Mr. John Abood portfolio report

Unit Price History

2.540

2.520

2.500

2.480

2.460

2.440

2.420

2.400

2.380
12/10/09 12/12/09 12/02/10 12/04/10 12/06/10 12/08/10 12/10/10

AMPBalanced Growth

Historical investment details

Investment option values as at 11 Oct 2010

Investment option name Number of Unit price ($) Amount ($) Unit price
units effective date
AMP BALANCED GROWTH 4,489.71 $2.48435 $11,154.01 11 Oct 2010
Total account balance $11,154.01

Current Investment option values

Investment option name Number of Unit price ($) Amount ($) Unit price
units effective date
AMP Balanced Growth 4,489.71 $2.48435 $11,154.01 11 Oct 2010
Total account balance $11,154.01

Superannuation Benefit details

Eligible service period

Eligible start date 26 Jul 1990
Superannuation Benefit is calculated to this date 11 Oct 2010
Superannuation Benefit commencement date 26 Jul 1990

Superannuation Benefit Components

Taxable $4,084.96
Tax Free $7,144.85
Total Superannuation Benefit $11,229.81

Preservation amounts
Preserved amount $11,140.43
Restricted non-preserved amount $0.00
Un-restricted non-preserved amount $89.38

Insurance cover details

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Extra Death Benefit

Insured cover $569,496.25
Cover start date 22 Aug 2002
Cover end date 01 Jun 2067
Monthly premium amount $52.87
Benefit indexed with inflation Yes
Smoking status Non-smoker

Total and Permanent Disablement Benefit

Insured cover $569,496.25
Cover start date 22 Aug 2002
Cover end date 01 Jun 2067
Monthly premium amount $56.19
Benefit indexed with inflation Yes
Smoking status Non-smoker

Stamp Duty
Stamp Duty $0.00

Beneficiary details

Binding nominated beneficiary details

Beneficiary name Vivienne Jane Abood

Beneficiary percentage 100.00%
Relationship Spouse
Expiry Date 22 Jun 2013

Investment transaction details

AMP Balanced Growth

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Effective date Description Account Amount Units
01 Oct 2010 Accruals Rollover -$84.49 -34.36
01 Oct 2010 Accruals Employer -$24.57 -9.99
23 Sep 2010 Contribution Tax Employer -$6.03 -2.45
23 Sep 2010 Contribution Tax Rollover $38.21 15.53
22 Sep 2010 Accruals Employer -$1.44 -0.59
22 Sep 2010 Employer payments Employer $37.55 15.27
01 Sep 2010 Accruals Employer -$24.42 -10.10
01 Sep 2010 Accruals Rollover -$84.64 -35.01
23 Aug 2010 Employer payments Employer $37.55 15.62
23 Aug 2010 Accruals Employer -$1.44 -0.60
01 Aug 2010 Accruals Rollover -$84.92 -35.17
01 Aug 2010 Accruals Employer -$24.14 -10.00
22 Jul 2010 Employer payments Employer $37.55 15.72
22 Jul 2010 Accruals Employer -$1.44 -0.60
01 Jul 2010 Accruals Rollover -$85.20 -36.09
01 Jul 2010 Accruals Employer -$23.86 -10.11
30 Jun 2010 Investment return Rollover $699.35 0.00
30 Jun 2010 Investment return Member -$0.15 0.00
30 Jun 2010 Investment return Employer $162.66 0.00
24 Jun 2010 Contribution Tax Rollover $32.76 13.60
24 Jun 2010 Contribution Tax Employer -$7.45 -3.09
22 Jun 2010 Employer payments Employer $36.49 15.04
22 Jun 2010 Accruals Employer -$1.39 -0.57
01 Jun 2010 Accruals Rollover -$72.58 -30.26
01 Jun 2010 Accruals Employer -$20.16 -8.40
24 May 2010 Employer payments Employer $36.49 15.25
24 May 2010 Accruals Employer -$1.39 -0.58
01 May 2010 Accruals Employer -$19.94 -7.99
01 May 2010 Accruals Rollover -$72.80 -29.18
22 Apr 2010 Employer payments Employer $36.49 14.50
22 Apr 2010 Accruals Employer -$1.39 -0.55
01 Apr 2010 Accruals Employer -$19.72 -7.86
01 Apr 2010 Accruals Rollover -$73.02 -29.11
25 Mar 2010 Contribution Tax Rollover $33.01 13.22
25 Mar 2010 Contribution Tax Employer -$7.70 -3.08
22 Mar 2010 Employer payments Employer $36.49 14.67
22 Mar 2010 Accruals Employer -$1.39 -0.56
01 Mar 2010 Accruals Employer -$19.60 -8.04
01 Mar 2010 Accruals Rollover -$73.14 -30.01
22 Feb 2010 Accruals Employer -$1.39 -0.57
22 Feb 2010 Employer payments Employer $36.49 14.97
01 Feb 2010 Accruals Rollover -$73.36 -30.57
01 Feb 2010 Accruals Employer -$19.38 -8.08
22 Jan 2010 Employer payments Employer $36.49 14.93
22 Jan 2010 Accruals Employer -$1.39 -0.57
01 Jan 2010 Accruals Rollover -$73.59 -29.74
01 Jan 2010 Accruals Employer -$19.15 -7.74
23 Dec 2009 Contribution Tax Rollover $33.26 13.57
23 Dec 2009 Contribution Tax Employer -$7.96 -3.25
22 Dec 2009 Accruals Employer -$1.39 -0.57
22 Dec 2009 Employer payments Employer $36.49 14.94
01 Dec 2009 Accruals Rollover -$73.71 -30.29
01 Dec 2009 Accruals Employer -$19.03 -7.82
23 Nov 2009 Accruals Employer -$1.39 -0.57
23 Nov 2009 Employer payments Employer $36.49 15.02
01 Nov 2009 Accruals Employer -$18.80 -7.83
01 Nov 2009 Accruals Rollover -$0.03 -0.01
01 Nov 2009 Accruals Rollover -$73.90 -30.77
22 Oct 2009 Employer payments Employer $36.49 14.91
22 Oct 2009 Accruals Employer -$1.39 -0.57

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Transaction details

October 12, 2010 Page 10 of 15

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Effective date Description Account Amount Total
Amount($)
01 Oct 2010 Charge for insurance benefits EDB -$52.87
01 Oct 2010 Charge for insurance benefits TPD -$56.19
23 Sep 2010 Contribution Tax Rollover $38.21
23 Sep 2010 Contribution Tax Employer -$6.03
Contribution Tax $32.18
22 Sep 2010 Contribution fees/member fees -$1.44
22 Sep 2010 Employer payments Employer $37.55
Total Payments $37.55
01 Sep 2010 Charge for insurance benefits EDB -$52.87
01 Sep 2010 Charge for insurance benefits TPD -$56.19
23 Aug 2010 Contribution fees/member fees -$1.44
23 Aug 2010 Employer payments Employer $37.55
Total Payments $37.55
01 Aug 2010 Charge for insurance benefits EDB -$52.87
01 Aug 2010 Charge for insurance benefits TPD -$56.19
22 Jul 2010 Contribution fees/member fees -$1.44
22 Jul 2010 Employer payments Employer $37.55
Total Payments $37.55
01 Jul 2010 Charge for insurance benefits EDB -$52.87
01 Jul 2010 Charge for insurance benefits TPD -$56.19
30 Jun 2010 Investment return $861.86
24 Jun 2010 Contribution Tax Rollover $32.76
24 Jun 2010 Contribution Tax Employer -$7.45
Contribution Tax $25.31
22 Jun 2010 Contribution fees/member fees -$1.39
22 Jun 2010 Employer payments Employer $36.49
Total Payments $36.49
01 Jun 2010 Charge for insurance benefits EDB -$46.42
01 Jun 2010 Charge for insurance benefits TPD -$46.32
24 May 2010 Contribution fees/member fees -$1.39
24 May 2010 Employer payments Employer $36.49
Total Payments $36.49
01 May 2010 Charge for insurance benefits EDB -$46.42
01 May 2010 Charge for insurance benefits TPD -$46.32
22 Apr 2010 Contribution fees/member fees -$1.39
22 Apr 2010 Employer payments Employer $36.49
Total Payments $36.49
01 Apr 2010 Charge for insurance benefits EDB -$46.42
01 Apr 2010 Charge for insurance benefits TPD -$46.32
25 Mar 2010 Contribution Tax Employer -$7.70
25 Mar 2010 Contribution Tax Rollover $33.01
Contribution Tax $25.31
22 Mar 2010 Contribution fees/member fees -$1.39
22 Mar 2010 Employer payments Employer $36.49
Total Payments $36.49
01 Mar 2010 Charge for insurance benefits EDB -$46.42
01 Mar 2010 Charge for insurance benefits TPD -$46.32
22 Feb 2010 Contribution fees/member fees -$1.39
22 Feb 2010 Employer payments Employer $36.49
Total Payments $36.49
01 Feb 2010 Charge for insurance benefits EDB -$46.42
01 Feb 2010 Charge for insurance benefits TPD -$46.32
22 Jan 2010 Contribution fees/member fees -$1.39
22 Jan 2010 Employer payments Employer $36.49
Total Payments $36.49
01 Jan 2010 Charge for insurance benefits EDB -$46.42
01 Jan 2010 Charge for insurance benefits TPD -$46.32
23 Dec 2009 Contribution Tax Employer -$7.96
23 Dec 2009 Contribution Tax Rollover $33.26

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Effective date Description Account Amount Total
Amount($)
Contribution Tax $25.30
22 Dec 2009 Contribution fees/member fees -$1.39
22 Dec 2009 Employer payments Employer $36.49
Total Payments $36.49
01 Dec 2009 Charge for insurance benefits EDB -$46.42
01 Dec 2009 Charge for insurance benefits TPD -$46.32
23 Nov 2009 Contribution fees/member fees -$1.39
23 Nov 2009 Employer payments Employer $36.49
Total Payments $36.49
01 Nov 2009 Charge for insurance benefits EDB -$47.05
01 Nov 2009 Charge for insurance benefits TPD -$45.68
22 Oct 2009 Contribution fees/member fees -$1.39
22 Oct 2009 Employer payments Employer $36.49
Total Payments $36.49

Withdrawal details
Accrual $69.07
Withdrawal value $11,229.81
Superannuation Benefit details
Eligible service period
Eligible start date 26 Jul 1990
Superannuation Benefit is calculated to this date 11 Oct 2010
Superannuation Benefit commencement date 26 Jul 1990

Superannuation Benefit Components

Taxable $4,084.96
Tax Free $7,144.85
Total Superannuation Benefit $11,229.81

Preservation Amounts
Preserved amount $11,140.43
Restricted non-preserved amount $0.00
Unrestricted non-preserved amount $89.38

Employer details

Employer 1
Name ABOODS JEWELLERS
Contact Mr john abood
Address po box 262
STONES CORNER QLD 4120

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Important Notes

The information provided in this Portfolio Report is current as at 12/10/10. This Portfolio Report is provided as
factual information only and should not be considered a substitute for professional financial advice or a review of
your current financial situation. The information in this Portfolio Report has been prepared without taking into
account any individual needs, financial situation or objectives.

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AMP Flexible Lifetime - Super (918282725)

The total account balance displayed may not include recent investment transactions.

The total death or total and permanent disablement benefit is the withdrawal value plus the insured benefit.

For unit linked investment options:

- we calculate the account balance using the latest unit price;
- unit prices may go up or down;
- the withdrawal value depends on the unit price when we pay the benefit.

For interest bearing investment options, no interest has been allocated since the last member statement.

For AMP Term Deposit Investment Options (not available within all products):
- The initial amount invested is included in the account balance and withdrawal value;
- Notional investment earnings are included in the withdrawal value;
- Adjusted crediting rates apply if a Term Deposit is terminated early.

All or part of the withdrawal value may be preserved, so it cannot normally be cashed until after the preservation
age.

We deduct insurance premiums and member fees at the beginning of the month, so the charges for this month
have already been deducted.

The account balance may be reduced by any tax or surcharge liability outstanding at the time it is cashed.

* The fee(s) outlined in the 'Personalised fee structure' section refers to your agreed non-standard fee(s). Refer to
your Product Disclosure Statement for information about standard fees.

Benefits are governed by the Flexible Lifetime – Super rules — in the trust deed, the policy document
and the Product Disclosure Statement. We believe the amounts shown are correct. If we find they are
not, we will correct them.

The Opening and Closing values used to calculate the personal rate of return, should only be used as a
guide, as these values may contain an estimate for interest earned from any interest bearing investment options.

Net investment earnings are after deduction of all ongoing account keeping fees and charges (including tax on
investment earnings), and after applying any rebates relevant to those fees and charges. For unit linked
investment options, we calculate net investment earnings in regard to the account balance using the latest unit
price. For interest bearing investment options, net investment earnings includes interest calculated using the
latest available interest rate up to the beginning of the month.

For AMP Term Deposits Investment Options investment earnings will only be included at maturity, on
anniversary or when the term is broken earlier than the maturity date.

Member fees and rebates are applied at the end of each month, so net investment earnings shown above have
not been adjusted for any member fees and/or rebates for the current month. Insurance premiums, contribution
fees and non-recurring fees are not deducted to calculate investment earnings.

The personal rate of return and the personalised annualised rate of return are based on the account's
net investment earnings for the period shown and the average balance invested over that period. Where the
period is less than one year, the personal rate of return is for the period shown, it is not the equivalent annual
rate.

The personal rate of return and the personal annualised rate of return are affected by the timing and
amount of the transactions on the account and will usually differ from returns reported elsewhere for the
account's investment options.

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Important:
Benefits are governed by the trust deed, the policy document and the Product Disclosure Statement.
The data presented reflects values within AMP product systems. Should you suspect any data is
inaccurate, please report these to the customer service centre.

The account balance may also be reduced by any tax or surcharge liability outstanding at the time it is cashed.

Amounts shown on this page are as at 12/10/2010. Recent transactions may not be included. The calculated
personal rate of return and the personal annualised rate of return should therefore only be used as a guide.

Stamp duty is a State/Territory Government levy payable on certain types of insurance cover and may be
included within your insurance premium or be an additional amount payable. If the stamp duty amount is an
additional amount, it will be shown separately on your statement. Stamp duty may vary from time to time due to
changes imposed by the State/Territory Revenue Office, or if you change State/Territory.

Note and disclaimers

1. The value of each of these investment options is reflected in unit prices. These unit prices can rise and fall on
a daily basis, as a result of movements in the value of the underlying assets that back each option.

The unit prices quoted will not apply to any subsequent investment transaction. The prices used for
transactions are prices that are struck after the transaction, so they are not known at the time.

2. The investment managers for the AMP Capital Enhanced Yield investment option and the Challenger High
Yield investment option have delayed withdrawal and switch requests due to extraordinary market conditions (for
example because of lack of liquidity and/or pricing issues). In response to these changes, we have closed these
investment options to new investors and generally will not accept any additional contributions into these options.
There may be significant delays in processing withdrawal and switch requests from these investment options. If
you are invested in any of the investment options listed above, the closure of these investment options may
affect any withdrawal values referred to on this page. Please contact AMP on 131 267 for further information.

3. Please note: Any spouse contributions and Government co-contributions that may be applied to this plan are
placed into the 'Member Sub-Account'

4. Your superannuation savings with FL are invested in the AMP LifeStages facility. LifeStages is an investment
approach that takes the hard work out of deciding how to invest your super. It automatically lowers your risk
profile by switching your super savings to less risky investments, as you get older. It therefore reduces the need
for you to continually reassess your investment strategy.

5. Asset allocation data is provided by MorningStar, a third party provider, and is an indicative measure only. It
reflects your investment option profile and the most recent asset allocations advised by the relevant fund
managers.

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