Académique Documents
Professionnel Documents
Culture Documents
Documentation:
Each one of these account has different requirements with regard to
the documentation. But the documents which are common in all these
categories are:
Computerized National Identity Card (CNIC) of the applicant
Introducer - the person should be the account holder of the NBP (same
or any branch) from last six month and maintaining his/ her account
regularly.
Individual Account
This category is further bifurcated into following sub-categories: This is only
helping material. Please solve by yourself to clear your concepts. www.weblyceum.com is
not responsible for any mistake or any incompleteness. P a ge 56
Business Account
Student Account
Salaried Person
Household Women
All these persons are required to fill the same account opening form. The
only difference comes in case of the supporting documents. In case of the
business account the great care should be taken in inquiring the source of
the income. The business proof of the customer is required in shape of the
visiting card or the letter head. In case of the student account the college
card and the bonafide certificate from the institution is demanded by the
bank. For salaried person employment proof is asked at the time of
opening an account. The salaried person is required to provide
Appointment Letter so that the banker can know about the joining date,
salary and designation of the potential customer. While opening the
account of household women the routine documentation is done. But the
important thing to inquire and consider is that what will be the source of
the transaction in this particular account. The banker should be prudent
enough to see and point out any unusual volume or number of transaction
in this account.
Joint Account
Any number of persons can open a joint account. There is no limit on the
maximum number of the persons in a joint account. Every person is
required to fulfill the same requirement as mentioned under the head of
the individual account in the personal capacity. This is only helping material.
Please solve by yourself to clear your concepts. www.weblyceum.com is not responsible for
any mistake or any incompleteness. P a ge 57
Sole Proprietor Account
NTN No. – which should clearly mention the business name, client name
and address of the business place
Request for the account opening on the Letter head of the business
Business stamp
Partnership Account
NIC of all partners
Partnership deed attested by the Notary Public
NTN certificate
Form- C (if partnership is registered)
Rubber stamp according to following format.
Minor Account
CNIC of Guardian
Business/ Employment Proof of Guardian
Bay Form/ Birth Certificate duly original seen by Attorney holder
Date of majority of the minor should be mentioned on AOF & SSC
Only personal information of guardian on AOF. No information of minor
on AOF.
No signature of minor on account opening documents
Title of account should
Minor Name (M)/ Guardian Name (G)
(M=Minor, G= Guardian)
Stamp affixed on Account opening form and signature specimen card.
GUARDIAN WILL OPERATE THE ACCOUNT EVEN IF MINOR
ATTAINS MAJORITY.