Payments Payments 107000

No of installments 2 No of installments 10
Payment (Bef/Aft) 1 Payment (Bef/Aft) 1
Rate of Int 8% Rate of Int 5%
PV 200000 PV ₹ -867,536.92
FV FV
Equated Instalm ₹ -103,846.15 PV ₹ -867,536.92
FV ₹ 67,291.73
Perpetuity PV of annuity
Cashflow 12700 Cash flow 21650
Rate 8% Rate 8%
PV After 158750.000 Time 9
PV Before 171450.000 PV ₹ -135,245.12

Growing Perpetuity PV of annuity due

Cash flow 8600 8600 Cash flow 12.167
Discount rate 8% 8% Rate 6%
Growth rate 2% 2% Time 30
PV 143333.333333 143333.333333 PV ₹ -177.53

Growing Annuity
Cash flow 2000000 5000 APR 6%
Discount rate 10% 10% Period 12
Growth rate -4% 6% EAR 6.17%
Time 20 3 Cash flow 10
PV 13,347,131 13,147 Time 4
FV ₹ 12.70
NPV ₹ 12,727.27
Rate 10% Perpetuity
Cash ouflow start -10000 APR 6%
C1 25000 Cashflow 1110
C2 Time 10
C3 EAR 6.18%
C4 FV ₹ 2,022.55
C5 FV ₹ 2,022.55
C6
C7 Even spread
C8 EAR 6.18%
C9 APR 6.00%
C10 Cashflow 2110
Time 20
PV ₹ 24,574.67
 Rate Periods Loan Payment ₹ 779.10
9% 10 Year Beginning Balance Payment Interest paid Principal paid
1 5,000.00 779.10 450.00 329.10
2 4,670.90 779.10 420.38 358.72
3 4,312.18 779.10 388.10 391.00
4 3,921.18 779.10 352.91 426.19
5 3,494.98 779.10 314.55 464.55
6 3,030.43 779.10 272.74 506.36
7 2,524.07 779.10 227.17 551.93
21650 8 1,972.13 779.10 177.49 601.61
8% 9 1,370.52 779.10 123.35 655.75
9 10 714.77 779.10 64.33 714.77
₹ 135,245.12 11 - - - -
12 - - - -
13 - - - -
12.167 14 - - - -
6% 15 - - - -
30 16 - - - -
₹ 177.53 17 - - - -
18 - - - -
19 - - - -
20 - - - -
21 - - - -
22 - - - -
23 - - - -
24 - - - -
25 - - - -
26 - - - -
27 - - - -
28 - - - -
29 - - - -
30 - - - -
31 - - - -
32 - - - -
33 - - - -
34 - - - -
35 - - - -
36 - - - -
37 - - - -
38 - - - -
39 - - - -
40 - - - -
41 - - - -
42 - - - -
43 - - - -
44 - - - -
45 - - - -
46 - - - -
47 - - - -
48 - - - -
49 - - - -
50 - - - -
 FV Years PV 75000 Rate
Closing balance 1 80,250.00
4,670.90 2 85,867.50
4,312.18 3 91,878.23
3,921.18 4 98,309.70
3,494.98 5 105,191.38
3,030.43 6 112,554.78
2,524.07 7 120,433.61
1,972.13 8 128,863.96
1,370.52 9 137,884.44
714.77 10 147,536.35
- 11 157,863.90
- 12 168,914.37
- 13 180,738.38
- 14 193,390.06
- 15 206,927.37
- 16 221,412.28
- 17 236,911.14
- 18 253,494.92
- 19 271,239.57
- 20 290,226.33
- 21 310,542.18
- 22 332,280.13
- 23 355,539.74
- 24 380,427.52
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
7% PV Cashflow FV Rate 8.00%
- 1
- 2
- 3
156,561.36 4 213,000.00
- 5
- 6
- 7 ₹ -2,796,276.67
- 8
- 9
- 10 ₹ -626,596.96
- 11 ₹ -733,596.96
- 12
- 13
- 14 1.1
- 15 1.010646292708
- 16 1095.817 0.010646292708
- 17 1100 9.58%
- 18 1100 ₹ 871,587.35
- 19
- 20 107000
- 21 107000
- 22 107000
- 23 107000
- 24 107000
107000
107000
107000
107000
107000

₹ -867,536.92
₹ -760,536.92
₹ -61,502.96 12200 0.58%
75,000.00 80,250.00 -15,000.00 65,250.00 0 1100 1100.00
65,250.00 69,817.50 -15,000.00 54,817.50 1 370 367.87
54,817.50 58,654.73 -15,000.00 43,654.73 2 370 365.75
43,654.73 46,710.56 -15,000.00 31,710.56 3 370 363.64
31,710.56 33,930.29 -15,000.00 18,930.29 4 370 361.54
5 370 359.45
6 370 357.38
5% 107000 107000.00 0 7 370 355.32
107000 101844.14 1 8 370 353.27
107000 96936.72 2 9 370 351.23
107000 92265.76 3 10 370 349.21
107000 87819.88 4 11 370 347.20
107000 83588.23 5 12 370 345.19
107000 79560.48 6 13 370 343.20
107000 75726.81 7 14 370 341.22
107000 72077.87 8 15 370 339.26
107000 68604.75 9 16 370 337.30
17 370 335.35
5% 107000 107000.00 0 0 18 370 333.42
4.5 107000 104358.43 1 0.5 19 370 331.50
4 107000 101782.07 2 1 20 370 329.59
3.5 107000 99269.31 3 1.5 21 370 327.69
3 107000 96818.59 4 2 22 370 325.80
2.5 107000 94428.38 5 2.5 23 370 323.92
2 107000 92097.17 6 3 24 370 322.05
1.5 107000 89823.51 7 3.5 25 370 320.19
1 107000 87605.98 8 4 26 370 318.35
0.5 107000 85443.20 9 4.5 27 370 316.51
0 28 370 314.69
29 370 312.87
9.76% 30 370 311.07
31
32
33
34
35
36
37
38
39
40
11261.00 1160 11040 Year PV Inflow Outflow Pending
0 810000
1 854550
2 901550.3
3 951135.5 198000 753135.5
4 794558 144000 198000 740558
5 781288.7 144000 198000 727288.7
6 767289.5 144000 198000 713289.5
7 752520.5 144000 198000 698520.5
8 736939.1 144000 198000 682939.1
9 720500.7 144000 198000 666500.7
10 703158.3 144000 198000 649158.3
11 684862 144000 198000 630862
12 665559.4 144000 198000 611559.4
13 645195.1 144000 198000 591195.1
14 623710.9 144000 198000 569710.9
15 601045 144000 198000 547045
16 577132.5 144000 198000 523132.5
17 551904.7 144000 198000 497904.7
18 525289.5 144000 198000 471289.5
19 497210.4 144000 198000 443210.4
20 467587 144000 198000 413587
21 436334.3 144000 198000 382334.3
22 403362.7 144000 198000 349362.7
23 368577.6 144000 198000 314577.6
24 331879.4 144000 198000 277879.4
25 293162.7 144000 198000 239162.7
26 252316.7 144000 198000 198316.7
27 209224.1 144000 198000 155224.1
28 163761.4 144000 198000 109761.4
29 115798.3 144000 198000 61798.32
30 65197.23 144000 198000 11197.23
31 11813.08 144000 198000 -42186.92
32 -44507.2 144000 198000 -98507.2
33 -103925 144000 198000 -157925
34 -166611 144000 198000 -220611
35 -232745 144000 198000 -286745
36 -302516 144000 198000 -356516
37 -376124 144000 198000 -430124
38 -453781 144000 198000 -507781
39 -535709 144000 198000 -589709
40 -622143 144000 198000 -676143
Rate 5.50%
Outflow pm 16500 198000
Inflow pm 12000 144000
Need pm 4500 54000

951135.5
901550.3
200.3445
16.69538
0.918246
0.081754
12.23176
2.504036
0.053541
46.76877