Sesión 3 y 4: Aplicaciones en los productos bancarios "de activo"

* Pregunta 2

Valor Venta 150,000

Cuota Inicial 37,500
Financiamiento 112,500

C. Mensual 1,216 a)

Método 1
n (Mensuales) C. Mensual C. Semestral Total Cuotas
0
1 0
2 0
3 0
4 0
5 0
6 0
7 0
8 0
9 0
10 0
11 0
12 0
13 1,216 - 1,216
14 1,216 - 1,216
15 1,216 - 1,216
16 1,216 - 1,216
17 1,216 - 1,216
18 1,216 1,700 2,916
19 1,216 - 1,216
20 1,216 - 1,216
21 1,216 - 1,216
22 1,216 - 1,216
23 1,216 - 1,216
24 1,216 1,700 2,916
25 1,216 - 1,216
26 1,216 - 1,216
27 1,216 - 1,216
28 1,216 - 1,216
29 1,216 - 1,216
30 1,216 1,700 2,916
31 1,216 - 1,216
32 1,216 - 1,216
33 1,216 - 1,216
34 1,216 - 1,216
35 1,216 - 1,216
36 1,216 1,700 2,916
37 1,216 - 1,216
38 1,216 - 1,216
39 1,216 - 1,216
40 1,216 - 1,216
41 1,216 - 1,216
42 1,216 1,700 2,916
43 1,216 - 1,216
44 1,216 - 1,216
45 1,216 - 1,216
46 1,216 - 1,216
47 1,216 - 1,216
48 1,216 1,700 2,916
49 1,216 - 1,216
50 1,216 - 1,216
51 1,216 - 1,216
52 1,216 - 1,216
53 1,216 - 1,216
54 1,216 1,700 2,916
55 1,216 - 1,216
56 1,216 - 1,216
57 1,216 - 1,216
58 1,216 - 1,216
59 1,216 - 1,216
60 1,216 1,700 2,916
61 1,216 - 1,216
62 1,216 - 1,216
63 1,216 - 1,216
64 1,216 - 1,216
65 1,216 - 1,216
66 1,216 1,700 2,916
67 1,216 - 1,216
68 1,216 - 1,216
69 1,216 - 1,216
70 1,216 - 1,216
71 1,216 - 1,216
72 1,216 1,700 2,916
73 1,216 - 1,216
74 1,216 - 1,216
75 1,216 - 1,216
76 1,216 - 1,216
77 1,216 - 1,216
78 1,216 1,700 2,916
79 1,216 - 1,216
80 1,216 - 1,216
81 1,216 - 1,216
82 1,216 - 1,216
83 1,216 - 1,216
84 1,216 1,700 2,916
85 1,216 - 1,216
86 1,216 - 1,216
87 1,216 - 1,216
88 1,216 - 1,216
89 1,216 - 1,216
90 1,216 1,700 2,916
91 1,216 - 1,216
92 1,216 - 1,216
93 1,216 - 1,216
 94 1,216 - 1,216
95 1,216 - 1,216
96 1,216 1,700 2,916
97 1,216 - 1,216
98 1,216 - 1,216
99 1,216 - 1,216
100 1,216 - 1,216
101 1,216 - 1,216
102 1,216 1,700 2,916
103 1,216 - 1,216
104 1,216 - 1,216
105 1,216 - 1,216
106 1,216 - 1,216
107 1,216 - 1,216
108 1,216 1,700 2,916
109 1,216 - 1,216
110 1,216 - 1,216
111 1,216 - 1,216
112 1,216 - 1,216
113 1,216 - 1,216
114 1,216 1,700 2,916
115 1,216 - 1,216
116 1,216 - 1,216
117 1,216 - 1,216
118 1,216 - 1,216
119 1,216 - 1,216
120 1,216 1,700 2,916
121 1,216 - 1,216
122 1,216 - 1,216
123 1,216 - 1,216
124 1,216 - 1,216
125 1,216 - 1,216
126 1,216 1,700 2,916
127 1,216 - 1,216
128 1,216 - 1,216
129 1,216 - 1,216
130 1,216 - 1,216
131 1,216 - 1,216
132 1,216 1,700 2,916
133 1,216 - 1,216
134 1,216 - 1,216
135 1,216 - 1,216
136 1,216 - 1,216
137 1,216 - 1,216
138 1,216 1,700 2,916
139 1,216 - 1,216
140 1,216 - 1,216
141 1,216 - 1,216
142 1,216 - 1,216
143 1,216 - 1,216
144 1,216 1,700 2,916
145 1,216 - 1,216
146 1,216 - 1,216
147 1,216 - 1,216
148 1,216 - 1,216
149 1,216 - 1,216
150 1,216 1,700 2,916
151 1,216 - 1,216
152 1,216 - 1,216
153 1,216 - 1,216
154 1,216 - 1,216
155 1,216 - 1,216
156 1,216 1,700 2,916
157 1,216 - 1,216
158 1,216 - 1,216
159 1,216 - 1,216
160 1,216 - 1,216
161 1,216 - 1,216
162 1,216 1,700 2,916
163 1,216 - 1,216
164 1,216 - 1,216
165 1,216 - 1,216
166 1,216 - 1,216
167 1,216 - 1,216
168 1,216 1,700 2,916
169 1,216 - 1,216
170 1,216 - 1,216
171 1,216 - 1,216
172 1,216 - 1,216
173 1,216 - 1,216
174 1,216 1,700 2,916
175 1,216 - 1,216
176 1,216 - 1,216
177 1,216 - 1,216
178 1,216 - 1,216
179 1,216 - 1,216
180 1,216 1,700 2,916
181 1,216 - 1,216
182 1,216 - 1,216
183 1,216 - 1,216
184 1,216 - 1,216
185 1,216 - 1,216
186 1,216 1,700 2,916
187 1,216 - 1,216
188 1,216 - 1,216
189 1,216 - 1,216
190 1,216 - 1,216
191 1,216 - 1,216
192 1,216 1,700 2,916
193 1,216 - 1,216
194 1,216 - 1,216
195 1,216 - 1,216
196 1,216 - 1,216
197 1,216 - 1,216
198 1,216 1,700 2,916
199 1,216 - 1,216
200 1,216 - 1,216
201 1,216 - 1,216
202 1,216 - 1,216
203 1,216 - 1,216
204 1,216 1,700 2,916
205 1,216 - 1,216
206 1,216 - 1,216
207 1,216 - 1,216
208 1,216 - 1,216
209 1,216 - 1,216
210 1,216 1,700 2,916
211 1,216 - 1,216
212 1,216 - 1,216
213 1,216 - 1,216
 214 1,216 - 1,216
215 1,216 - 1,216
216 1,216 1,700 2,916
217 1,216 - 1,216
218 1,216 - 1,216
219 1,216 - 1,216
220 1,216 - 1,216
221 1,216 - 1,216
222 1,216 1,700 2,916
223 1,216 - 1,216
224 1,216 - 1,216
225 1,216 - 1,216
226 1,216 - 1,216
227 1,216 - 1,216
228 1,216 1,700 2,916
229 1,216 - 1,216
230 1,216 - 1,216
231 1,216 - 1,216
232 1,216 - 1,216
233 1,216 - 1,216
234 1,216 1,700 2,916
235 1,216 - 1,216
236 1,216 - 1,216
237 1,216 - 1,216
238 1,216 - 1,216
239 1,216 - 1,216
240 1,216 1,700 2,916

* Pregunta 3

Método 1 TEM 1.50%

VA Total S/5,490.87
 Periodo Rentas VA
0
1
2
3
4
5
6
7 S/250.00 S/225.26
8 S/250.00 S/221.93
9 S/250.00 S/218.65
10 S/250.00 S/215.42
11 S/250.00 S/212.23
12 S/250.00 S/209.10
13 S/250.00 S/206.01
14 S/250.00 S/202.96
15 S/250.00 S/199.96
16 S/250.00 S/197.01
17 S/250.00 S/194.10
18 S/250.00 S/191.23
19 S/250.00 S/188.40
20 S/250.00 S/185.62
21 S/250.00 S/182.87
22 S/250.00 S/180.17
23 S/250.00 S/177.51
24 S/250.00 S/174.89
25 S/250.00 S/172.30
26 S/250.00 S/169.76
27 S/250.00 S/167.25
28 S/250.00 S/164.77
29 S/250.00 S/162.34
30 S/250.00 S/159.94
31 S/250.00 S/157.58
32 S/250.00 S/155.25
33 S/250.00 S/152.95
34 S/250.00 S/150.69
35 S/250.00 S/148.47
36 S/250.00 S/146.27

* Pregunta 7
a) El servicio de la deuda

VP 21,000,000
Tasa 4.875%
n Cuotas 36

Cuota S/1,248,814

b) Determina la tabla de amortizació n

Periodo Cuota Interés Amortización

0
1 S/1,248,814 S/1,023,750 S/225,064
2 S/1,248,814 S/1,012,778 S/236,036
3 S/1,248,814 S/1,001,271 S/247,543
4 S/1,248,814 S/989,204 S/259,611
5 S/1,248,814 S/976,548 S/272,267
6 S/1,248,814 S/963,275 S/285,540
7 S/1,248,814 S/949,355 S/299,460
8 S/1,248,814 S/934,756 S/314,059
9 S/1,248,814 S/919,445 S/329,369
10 S/1,248,814 S/903,389 S/345,426
11 S/1,248,814 S/886,549 S/362,265
12 S/1,248,814 S/868,889 S/379,926
13 S/1,248,814 S/850,367 S/398,447
14 S/1,248,814 S/830,943 S/417,871
 15 S/1,248,814 S/810,572 S/438,242
16 S/1,248,814 S/789,208 S/459,607
17 S/1,248,814 S/766,802 S/482,013
18 S/1,248,814 S/743,304 S/505,511
19 S/1,248,814 S/718,660 S/530,154
20 S/1,248,814 S/692,815 S/555,999
21 S/1,248,814 S/665,710 S/583,104
22 S/1,248,814 S/637,284 S/611,531
23 S/1,248,814 S/607,472 S/641,343
24 S/1,248,814 S/576,206 S/672,608
25 S/1,248,814 S/543,416 S/705,398
26 S/1,248,814 S/509,028 S/739,786
27 S/1,248,814 S/472,964 S/775,851
28 S/1,248,814 S/435,141 S/813,673
29 S/1,248,814 S/395,474 S/853,340
30 S/1,248,814 S/353,874 S/894,940
31 S/1,248,814 S/310,246 S/938,569
32 S/1,248,814 S/264,491 S/984,324
33 S/1,248,814 S/216,505 S/1,032,310
34 S/1,248,814 S/166,180 S/1,082,635
35 S/1,248,814 S/113,401 S/1,135,413
36 S/1,248,814 S/58,050 S/1,190,765

c) El total de interes, finalizada la deuda.

Total Interes S/23,957,319

Deuda S/21,000,000
TEM 4.875% TE 3 añ os
TEA 77.04% TEA

d) Deuda extinguida al finalizar el primer añ o

Deuda 1er añ o S/3,556,565

e) Importe total de intereses al finalizar el primer añ o

Intereses 1er a S/11,429,208

f) Deuda extinguida al finalizar el segundo añ o

 Deuda 2do añ o S/9,852,996

g) Importe total de intereses al finalizar el segundo añ o

Intereses 2do a S/20,118,550

h) Deuda Residual luego de la cuota n° 28

Deuda residual S/8,112,295

Cuota S/1,248,814
TEM 4.875%
N° de cuotas 8
VA S/8,112,295

* Pregunta 14

Préstamo 25,000
TET 5%
n 18

a. 1 Cuota 2,138.66
Periodo Cuota Interés Amortización
0
1 2,139 1,250 889
 2 2,139 1,206 933
3 2,139 1,159 980
4 2,139 1,110 1,029
5 2,139 1,058 1,080
6 2,139 1,004 1,134
7 2,139 948 1,191
8 2,139 888 1,250
9 2,139 826 1,313
10 2,139 760 1,379
11 2,139 691 1,448
12 2,139 619 1,520
13 2,139 543 1,596
14 2,139 463 1,676
15 2,139 379 1,759
16 2,139 291 1,847
17 2,139 199 1,940
18 2,139 102 2,037

a.2 Incluimos 2 periodos de gracia total

Cuota 2,543.19

Periodo Cuota Interés Amortización

0
1 1,250 - 1,250
2 1,313 - 1,313
3 2,543 1,378 1,165
4 2,543 1,320 1,223
5 2,543 1,259 1,284
6 2,543 1,194 1,349
7 2,543 1,127 1,416
8 2,543 1,056 1,487
9 2,543 982 1,561
10 2,543 904 1,639
11 2,543 822 1,721
12 2,543 736 1,807
13 2,543 645 1,898
14 2,543 551 1,993
 15 2,543 451 2,092
16 2,543 346 2,197
17 2,543 236 2,307
18 2,543 121 2,422

a.3 Incluimos 2 periodos de gracia total

Incluimos 1 periodo de gracia parcial

Cuota 2,655.43

Periodo Cuota Interés Amortización

0
1 1,250 - 1,250
2 1,313 - 1,313
3 1,378 1,378 -
4 2,655 1,378 1,277
5 2,655 1,314 1,341
6 2,655 1,247 1,408
7 2,655 1,177 1,479
8 2,655 1,103 1,553
9 2,655 1,025 1,630
10 2,655 944 1,712
11 2,655 858 1,797
12 2,655 768 1,887
13 2,655 674 1,982
14 2,655 575 2,081
15 2,655 471 2,185
16 2,655 362 2,294
17 2,655 247 2,409
18 2,655 126 2,529

b) Liquidar deuda en el trimestre 14.

Cuota 2,655
Saldo 9,416
Total a pagar 12,071
 c) A partir del trimestre 10, TET 6%

Cuota Trim 1 al 9 2,655.43

Cuota Trim 10 al 18 2,774.95
TET Trim 1 al 9 5%
TET Trim 10 al 18 6%

Periodo Cuota Interés Amortización

0
1 1,250 - 1,250
2 1,313 - 1,313
3 1,378 1,378 -
4 2,655 1,378 1,277
5 2,655 1,314 1,341
6 2,655 1,247 1,408
7 2,655 1,177 1,479
8 2,655 1,103 1,553
9 2,655 1,025 1,630
10 2,775 1,132 1,642
11 2,775 1,034 1,741
12 2,775 929 1,845
13 2,775 819 1,956
14 2,775 701 2,074
15 2,775 577 2,198
16 2,775 445 2,330
17 2,775 305 2,470
18 2,775 157 2,618

* Pregunta 19
Valor del bien 150,000 TEA
Cuota Inicial 26,000 TED
Desembolso 124,000

Cuota 1,390.990

Periodos Fecha Dia Sem Fecha de Pago

0 5/30/2011 1 5/30/2011
1 6/30/2011 4 6/30/2011
2 7/30/2011 6 8/1/2011
3 8/30/2011 2 8/30/2011
4 9/30/2011 5 9/30/2011
5 10/30/2011 7 10/31/2011
6 11/30/2011 3 11/30/2011
7 12/30/2011 5 12/30/2011
8 1/30/2012 1 1/30/2012
9 2/29/2012 3 2/29/2012
10 3/30/2012 5 3/30/2012
11 4/30/2012 1 4/30/2012
12 5/30/2012 3 5/30/2012
13 6/30/2012 6 7/2/2012
14 7/30/2012 1 7/30/2012
15 8/30/2012 4 8/30/2012
16 9/30/2012 7 10/1/2012
17 10/30/2012 2 10/30/2012
18 11/30/2012 5 11/30/2012
19 12/30/2012 7 12/31/2012
20 1/30/2013 3 1/30/2013
21 2/28/2013 4 2/28/2013
22 3/30/2013 6 4/1/2013
23 4/30/2013 2 4/30/2013
24 5/30/2013 4 5/30/2013
25 6/30/2013 7 7/1/2013
26 7/30/2013 2 7/30/2013
27 8/30/2013 5 8/30/2013
28 9/30/2013 1 9/30/2013
29 10/30/2013 3 10/30/2013
30 11/30/2013 6 12/2/2013
31 12/30/2013 1 12/30/2013
32 1/30/2014 4 1/30/2014
33 2/28/2014 5 2/28/2014
34 3/30/2014 7 3/31/2014
35 4/30/2014 3 4/30/2014
36 5/30/2014 5 5/30/2014
37 6/30/2014 1 6/30/2014
38 7/30/2014 3 7/30/2014
39 8/30/2014 6 9/1/2014
40 9/30/2014 2 9/30/2014
41 10/30/2014 4 10/30/2014
42 11/30/2014 7 12/1/2014
43 12/30/2014 2 12/30/2014
44 1/30/2015 5 1/30/2015
45 2/28/2015 6 3/2/2015
46 3/30/2015 1 3/30/2015
47 4/30/2015 4 4/30/2015
48 5/30/2015 6 6/1/2015
49 6/30/2015 2 6/30/2015
50 7/30/2015 4 7/30/2015
51 8/30/2015 7 8/31/2015
52 9/30/2015 3 9/30/2015
53 10/30/2015 5 10/30/2015
54 11/30/2015 1 11/30/2015
55 12/30/2015 3 12/30/2015
56 1/30/2016 6 2/1/2016
57 2/29/2016 1 2/29/2016
58 3/30/2016 3 3/30/2016
59 4/30/2016 6 5/2/2016
60 5/30/2016 1 5/30/2016
61 6/30/2016 4 6/30/2016
62 7/30/2016 6 8/1/2016
63 8/30/2016 2 8/30/2016
64 9/30/2016 5 9/30/2016
65 10/30/2016 7 10/31/2016
66 11/30/2016 3 11/30/2016
67 12/30/2016 5 12/30/2016
 68 1/30/2017 1 1/30/2017
69 2/28/2017 2 2/28/2017
70 3/30/2017 4 3/30/2017
71 4/30/2017 7 5/1/2017
72 5/30/2017 2 5/30/2017
73 6/30/2017 5 6/30/2017
74 7/30/2017 7 7/31/2017
75 8/30/2017 3 8/30/2017
76 9/30/2017 6 10/2/2017
77 10/30/2017 1 10/30/2017
78 11/30/2017 4 11/30/2017
79 12/30/2017 6 1/1/2018
80 1/30/2018 2 1/30/2018
81 2/28/2018 3 2/28/2018
82 3/30/2018 5 3/30/2018
83 4/30/2018 1 4/30/2018
84 5/30/2018 3 5/30/2018
85 6/30/2018 6 7/2/2018
86 7/30/2018 1 7/30/2018
87 8/30/2018 4 8/30/2018
88 9/30/2018 7 10/1/2018
89 10/30/2018 2 10/30/2018
90 11/30/2018 5 11/30/2018
91 12/30/2018 7 12/31/2018
92 1/30/2019 3 1/30/2019
93 2/28/2019 4 2/28/2019
94 3/30/2019 6 4/1/2019
95 4/30/2019 2 4/30/2019
96 5/30/2019 4 5/30/2019
97 6/30/2019 7 7/1/2019
98 7/30/2019 2 7/30/2019
99 8/30/2019 5 8/30/2019
100 9/30/2019 1 9/30/2019
101 10/30/2019 3 10/30/2019
102 11/30/2019 6 12/2/2019
103 12/30/2019 1 12/30/2019
104 1/30/2020 4 1/30/2020
105 2/29/2020 6 3/2/2020
106 3/30/2020 1 3/30/2020
107 4/30/2020 4 4/30/2020
108 5/30/2020 6 6/1/2020
109 6/30/2020 2 6/30/2020
110 7/30/2020 4 7/30/2020
111 8/30/2020 7 8/31/2020
112 9/30/2020 3 9/30/2020
113 10/30/2020 5 10/30/2020
114 11/30/2020 1 11/30/2020
115 12/30/2020 3 12/30/2020
116 1/30/2021 6 2/1/2021
117 2/28/2021 7 3/1/2021
118 3/30/2021 2 3/30/2021
119 4/30/2021 5 4/30/2021
120 5/30/2021 7 5/31/2021
121 6/30/2021 3 6/30/2021
122 7/30/2021 5 7/30/2021
123 8/30/2021 1 8/30/2021
124 9/30/2021 4 9/30/2021
125 10/30/2021 6 11/1/2021
126 11/30/2021 2 11/30/2021
127 12/30/2021 4 12/30/2021
128 1/30/2022 7 1/31/2022
129 2/28/2022 1 2/28/2022
130 3/30/2022 3 3/30/2022
131 4/30/2022 6 5/2/2022
132 5/30/2022 1 5/30/2022
133 6/30/2022 4 6/30/2022
134 7/30/2022 6 8/1/2022
135 8/30/2022 2 8/30/2022
136 9/30/2022 5 9/30/2022
137 10/30/2022 7 10/31/2022
138 11/30/2022 3 11/30/2022
139 12/30/2022 5 12/30/2022
140 1/30/2023 1 1/30/2023
141 2/28/2023 2 2/28/2023
142 3/30/2023 4 3/30/2023
143 4/30/2023 7 5/1/2023
144 5/30/2023 2 5/30/2023
e activo"

TEC 4.32%
TEM 1.0629%

Interes Amortización Saldo

112,500.00
1,195.80 - 1,195.80 113,695.80
1,208.51 - 1,208.51 114,904.31
1,221.35 - 1,221.35 116,125.66
1,234.34 - 1,234.34 117,360.00
1,247.46 - 1,247.46 118,607.46
1,260.72 - 1,260.72 119,868.17
1,274.12 - 1,274.12 121,142.29
1,287.66 - 1,287.66 122,429.95
1,301.35 - 1,301.35 123,731.30
1,315.18 - 1,315.18 125,046.48
1,329.16 - 1,329.16 126,375.64
1,343.29 - 1,343.29 127,718.93
1,357.57 - 142.04 127,860.96
1,359.08 - 143.55 128,004.51
1,360.60 - 145.07 128,149.58
1,362.14 - 146.62 128,296.20
1,363.70 - 148.17 128,444.37
1,365.28 1,550.25 126,894.12
1,348.80 - 133.27 127,027.39
1,350.22 - 134.69 127,162.08
1,351.65 - 136.12 127,298.20
1,353.09 - 137.57 127,435.76
1,354.56 - 139.03 127,574.79
1,356.03 1,559.49 126,015.30
1,339.46 - 123.93 126,139.22
1,340.77 - 125.25 126,264.47
1,342.11 - 126.58 126,391.05
1,343.45 - 127.92 126,518.97
1,344.81 - 129.28 126,648.25
1,346.19 1,569.34 125,078.91
1,329.50 - 113.98 125,192.89
1,330.72 - 115.19 125,308.07
1,331.94 - 116.41 125,424.49
1,333.18 - 117.65 125,542.14
1,334.43 - 118.90 125,661.04
1,335.69 1,579.84 124,081.20
1,318.90 - 103.37 124,184.57
1,320.00 - 104.47 124,289.04
1,321.11 - 105.58 124,394.62
1,322.23 - 106.70 124,501.32
1,323.36 - 107.84 124,609.16
1,324.51 1,591.02 123,018.14
1,307.60 - 92.07 123,110.21
1,308.58 - 93.05 123,203.26
1,309.57 - 94.04 123,297.30
1,310.57 - 95.04 123,392.34
1,311.58 - 96.05 123,488.39
1,312.60 1,602.93 121,885.46
1,295.56 - 80.03 121,965.49
1,296.41 - 80.88 122,046.37
1,297.27 - 81.74 122,128.12
1,298.14 - 82.61 122,210.73
1,299.02 - 83.49 122,294.22
1,299.90 1,615.62 120,678.59
1,282.73 - 67.20 120,745.80
1,283.45 - 67.92 120,813.71
1,284.17 - 68.64 120,882.35
1,284.90 - 69.37 120,951.72
1,285.63 - 70.11 121,021.83
1,286.38 1,629.15 119,392.68
1,269.06 - 53.54 119,446.22
1,269.63 - 54.10 119,500.32
1,270.21 - 54.68 119,555.00
1,270.79 - 55.26 119,610.26
1,271.38 - 55.85 119,666.11
1,271.97 1,643.56 118,022.55
1,254.50 - 38.97 118,061.52
1,254.91 - 39.39 118,100.91
1,255.33 - 39.80 118,140.71
1,255.76 - 40.23 118,180.94
1,256.18 - 40.66 118,221.59
1,256.62 1,658.91 116,562.68
1,238.98 - 23.45 116,586.14
1,239.23 - 23.70 116,609.84
1,239.48 - 23.96 116,633.79
1,239.74 - 24.21 116,658.00
1,240.00 - 24.47 116,682.47
1,240.26 1,675.27 115,007.20
1,222.45 - 6.92 115,014.12
1,222.52 - 6.99 115,021.11
1,222.60 - 7.07 115,028.18
1,222.67 - 7.14 115,035.33
1,222.75 - 7.22 115,042.55
1,222.82 1,692.70 113,349.84
1,204.83 10.70 113,339.15
1,204.72 10.81 113,328.34
1,204.60 10.92 113,317.41
1,204.49 11.04 113,306.37
1,204.37 11.16 113,295.21
1,204.25 1,711.28 111,583.93
1,186.06 29.47 111,554.47
1,185.75 29.78 111,524.69
1,185.43 30.10 111,494.59
1,185.11 30.42 111,464.18
1,184.79 30.74 111,433.44
1,184.46 1,731.07 109,702.37
1,166.06 49.47 109,652.90
1,165.54 49.99 109,602.91
1,165.00 50.52 109,552.39
1,164.47 51.06 109,501.33
1,163.92 51.60 109,449.72
1,163.38 1,752.15 107,697.57
1,144.75 70.78 107,626.80
1,144.00 71.53 107,555.27
1,143.24 72.29 107,482.98
1,142.47 73.06 107,409.92
1,141.69 73.83 107,336.09
1,140.91 1,774.62 105,561.47
1,122.05 93.48 105,467.99
1,121.05 94.47 105,373.52
1,120.05 95.48 105,278.04
1,119.03 96.49 105,181.54
1,118.01 97.52 105,084.02
1,116.97 1,798.56 103,285.47
1,097.85 117.67 103,167.79
1,096.60 118.92 103,048.87
1,095.34 120.19 102,928.68
1,094.06 121.47 102,807.21
1,092.77 122.76 102,684.46
1,091.47 1,824.06 100,860.40
1,072.08 143.45 100,716.95
1,070.55 144.98 100,571.97
1,069.01 146.52 100,425.45
1,067.45 148.07 100,277.38
1,065.88 149.65 100,127.73
1,064.29 1,851.24 98,276.49
1,044.61 170.92 98,105.58
1,042.80 172.73 97,932.85
1,040.96 174.57 97,758.28
1,039.10 176.42 97,581.85
1,037.23 178.30 97,403.56
1,035.33 1,880.19 95,523.36
1,015.35 200.18 95,323.18
1,013.22 202.31 95,120.87
1,011.07 204.46 94,916.42
1,008.90 206.63 94,709.79
1,006.70 208.83 94,500.96
1,004.48 1,911.05 92,589.91
984.17 231.36 92,358.55
981.71 233.82 92,124.73
979.22 236.30 91,888.43
976.71 238.82 91,649.61
974.17 241.35 91,408.26
971.61 1,943.92 89,464.34
950.95 264.58 89,199.75
948.13 267.40 88,932.36
945.29 270.24 88,662.12
942.42 273.11 88,389.01
939.52 276.01 88,113.00
936.58 1,978.95 86,134.05
915.55 299.98 85,834.07
912.36 303.17 85,530.90
909.14 306.39 85,224.51
905.88 309.65 84,914.86
902.59 312.94 84,601.92
899.26 2,016.27 82,585.65
877.83 337.70 82,247.95
874.24 341.29 81,906.66
870.61 344.92 81,561.75
866.95 348.58 81,213.16
863.24 352.29 80,860.88
859.50 2,056.03 78,804.85
837.64 377.89 78,426.96
833.63 381.90 78,045.06
829.57 385.96 77,659.09
825.46 390.06 77,269.03
821.32 394.21 76,874.82
817.13 2,098.40 74,776.42
794.82 420.71 74,355.71
790.35 425.18 73,930.54
785.83 429.70 73,500.84
781.26 434.26 73,066.58
776.65 438.88 72,627.70
771.98 2,143.54 70,484.15
749.20 466.33 70,017.82
744.24 471.29 69,546.53
739.23 476.30 69,070.24
734.17 481.36 68,588.88
729.05 486.47 68,102.41
723.88 2,191.65 65,910.76
700.59 514.94 65,395.82
695.11 520.41 64,875.40
689.58 525.95 64,349.46
683.99 531.54 63,817.92
678.34 537.19 63,280.73
672.63 2,242.90 61,037.84
648.79 566.74 60,471.10
642.77 572.76 59,898.34
636.68 578.85 59,319.49
630.53 585.00 58,734.49
624.31 591.22 58,143.27
618.02 2,297.50 55,845.76
593.60 621.93 55,223.84
586.99 628.54 54,595.30
580.31 635.22 53,960.08
573.56 641.97 53,318.11
566.74 648.79 52,669.32
559.84 2,355.69 50,313.63
534.80 680.73 49,632.90
527.56 687.96 48,944.94
520.25 695.28 48,249.66
512.86 702.67 47,547.00
505.39 710.14 46,836.86
497.84 2,417.68 44,419.18
472.15 743.38 43,675.79
464.24 751.28 42,924.51
456.26 759.27 42,165.24
448.19 767.34 41,397.90
440.03 775.50 40,622.40
431.79 2,483.74 38,138.67
405.39 810.14 37,328.53
396.78 818.75 36,509.77
388.07 827.45 35,682.32
 379.28 836.25 34,846.07
370.39 845.14 34,000.93
361.41 2,554.12 31,446.81
334.26 881.27 30,565.54
324.89 890.64 29,674.90
315.42 900.10 28,774.80
305.86 909.67 27,865.13
296.19 919.34 26,945.79
286.42 2,629.11 24,316.68
258.47 957.06 23,359.62
248.30 967.23 22,392.39
238.02 977.51 21,414.87
227.63 987.90 20,426.97
217.12 998.40 19,428.57
206.51 2,709.02 16,719.55
177.72 1,037.81 15,681.74
166.69 1,048.84 14,632.90
155.54 1,059.99 13,572.91
144.27 1,071.26 12,501.65
132.88 1,082.64 11,419.01
121.38 2,794.15 8,624.86
91.68 1,123.85 7,501.01
79.73 1,135.80 6,365.21
67.66 1,147.87 5,217.34
55.46 1,160.07 4,057.27
43.13 1,172.40 2,884.86
30.66 2,884.86 - 0.00

Método 2 Método 3

Renta = Pago = 250 Anualidad Anticipada

n Cuotas 30
TEM 1.50% Renta = Pago =
n Cuotas
VP S/6,003.96 TEM

VF S/6,003.96 VP
TEM 1.50%
n 6 VF
VA S/5,490.87 TEM
n
VA
 Saldo
S/21,000,000
S/20,774,936
S/20,538,899
S/20,291,356
S/20,031,745
S/19,759,479
S/19,473,939
S/19,174,479
S/18,860,420
S/18,531,051
S/18,185,626
S/17,823,360
S/17,443,435
S/17,044,988
S/16,627,117
S/16,188,874
S/15,729,267
S/15,247,255
S/14,741,744
S/14,211,589
S/13,655,590
S/13,072,486
S/12,460,955
S/11,819,612
S/11,147,004
S/10,441,606
S/9,701,820
S/8,925,969
S/8,112,295
S/7,258,955
S/6,364,015
S/5,425,446
S/4,441,122
S/3,408,813
S/2,326,178
S/1,190,765
S/0

114.08%
28.88%
 Comprobar
Saldo S/2,138.66
25,000
24,111
 23,178
22,199
21,170
20,090
18,955
17,765
16,514
15,201
13,823
12,375
10,855
9,259
7,584
5,824
3,977
2,037
-

Saldo
25,000
26,250
27,563
26,397
25,174
23,890
22,541
21,125
19,638
18,077
16,437
14,716
12,908
11,011
9,018
 6,926
4,729
2,422
0

Préstamo
TET
n
VF
Saldo
25,000 VA
26,250 TET
27,563 n Cuotas
27,563 Cuota
26,285
24,944
23,536
22,057
20,505
18,874
17,163
15,365
13,478
11,497
9,416
7,231
4,938
2,529
-
 Préstamo
Saldo TET
25,000 n
26,250 VF
27,563
27,563 S/14,084.33 VA
26,285 TET
24,944 n Cuotas
23,536 Cuota
22,057
20,505
18,874 S/18,874.35
17,232 Cuota
15,491 n Cuotas
13,645 TET
11,689 VA
9,615
7,417 Saldo VA
5,088 Saldo VF
2,618 TET
- n Cuotas
Cuota
 12.46%
0.0326%

Cuota Interés Amortización Saldo

124,000
1,391 1,260 131 123,869
2,782 1,300 1,482 122,387
1,391 1,163 228 122,159
1,391 1,242 149 122,010
1,391 1,240 151 121,859
1,391 1,198 193 121,666
2,782 1,196 1,586 120,080
1,391 1,220 171 119,910
1,391 1,179 212 119,698
1,391 1,177 214 119,484
1,391 1,214 177 119,307
1,391 1,173 218 119,090
1,391 1,289 102 118,988
2,782 1,092 1,690 117,297
1,391 1,192 199 117,098
1,391 1,229 162 116,936
1,391 1,111 280 116,656
1,391 1,186 205 116,451
2,782 1,184 1,598 114,853
1,391 1,129 262 114,591
1,391 1,089 302 114,289
1,391 1,199 192 114,097
1,391 1,084 307 113,791
1,391 1,119 272 113,519
1,391 1,191 200 113,319
2,782 1,077 1,705 111,614
1,391 1,134 257 111,357
1,391 1,132 259 111,098
1,391 1,092 298 110,800
1,391 1,199 192 110,608
2,782 1,015 1,767 108,841
1,391 1,106 285 108,556
1,391 1,032 359 108,196
1,391 1,100 291 107,905
1,391 1,061 330 107,575
1,391 1,058 333 107,242
1,391 1,090 301 106,941
2,782 1,052 1,730 105,211
1,391 1,139 252 104,958
1,391 998 393 104,565
1,391 1,028 363 104,202
1,391 1,093 298 103,904
2,782 988 1,794 102,110
1,391 1,038 353 101,757
1,391 1,034 357 101,400
1,391 930 461 100,939
1,391 1,026 365 100,574
1,391 1,055 336 100,239
1,391 953 438 99,800
2,782 981 1,801 98,000
1,391 1,028 363 97,637
1,391 960 431 97,206
1,391 956 435 96,771
1,391 983 407 96,363
2,782 948 1,834 94,529
1,391 1,023 368 94,161
1,391 864 527 93,634
1,391 921 470 93,164
1,391 1,008 383 92,781
1,391 851 540 92,241
1,391 937 454 91,788
2,782 963 1,819 89,969
1,391 855 536 89,433
1,391 909 482 88,951
1,391 904 487 88,464
1,391 870 521 87,943
2,782 865 1,917 86,026
1,391 874 517 85,509
1,391 813 578 84,931
1,391 835 556 84,375
1,391 885 506 83,869
1,391 797 594 83,275
1,391 846 545 82,731
2,782 841 1,941 80,790
1,391 794 597 80,193
1,391 868 523 79,670
1,391 731 660 79,010
1,391 803 588 78,422
2,782 823 1,959 76,463
1,391 727 664 75,799
1,391 720 671 75,128
1,391 739 652 74,476
1,391 757 634 73,842
1,391 726 665 73,177
1,391 792 599 72,578
2,782 666 2,116 70,462
1,391 716 675 69,787
1,391 732 659 69,128
1,391 657 734 68,394
1,391 695 696 67,698
2,782 688 2,094 65,604
1,391 645 746 64,858
1,391 616 775 64,084
1,391 672 719 63,365
1,391 602 789 62,577
1,391 615 776 61,801
1,391 648 743 61,058
2,782 580 2,202 58,857
1,391 598 793 58,064
1,391 590 801 57,263
1,391 563 828 56,435
1,391 611 780 55,655
2,782 511 2,271 53,384
1,391 543 848 52,535
1,391 551 840 51,695
1,391 474 917 50,779
1,391 516 875 49,904
1,391 524 867 49,036
1,391 466 925 48,111
2,782 473 2,309 45,803
1,391 481 910 44,892
1,391 441 950 43,943
1,391 432 959 42,984
1,391 437 954 42,030
2,782 413 2,369 39,661
1,391 429 962 38,699
1,391 355 1,036 37,663
1,391 358 1,033 36,630
1,391 372 1,019 35,612
1,391 362 1,029 34,582
1,391 340 1,051 33,532
2,782 330 2,452 31,079
1,391 316 1,075 30,004
1,391 305 1,086 28,918
1,391 303 1,088 27,831
1,391 265 1,126 26,704
2,782 263 2,519 24,185
1,391 254 1,137 23,047
1,391 211 1,180 21,868
1,391 215 1,176 20,692
1,391 224 1,167 19,525
1,391 179 1,212 18,313
1,391 186 1,205 17,108
2,782 180 2,602 14,506
1,391 138 1,253 13,253
1,391 135 1,256 11,996
1,391 122 1,269 10,727
1,391 105 1,286 9,442
2,782 93 2,689 6,753
1,391 69 1,322 5,430
1,391 52 1,339 4,091
1,391 40 1,351 2,740
1,391 29 1,362 1,378
1,391 13 1,378 0
Prepago Método 1 Método 2
Cuota 42 2,916 2,916
Saldo 123,018 123,018.14
Total a Pagar 125,934 125,934 b)

C. Mensual 1,216 a)

Método 2
n (Mensuales) C. Mensual C. Semestral Total Cuotas VA
0 112,500
1 0 -
2 0 -
3 0 -
4 0 -
5 0 -
6 0 -
7 0 -
8 0 -
9 0 -
10 0 -
11 0 -
12 0 -
13 1,216 - 1,216 1,059.43
14 1,216 - 1,216 1,048.28
15 1,216 - 1,216 1,037.26
16 1,216 - 1,216 1,026.35
17 1,216 - 1,216 1,015.55
18 1,216 1,700 2,916 2,410.26
19 1,216 - 1,216 994.30
20 1,216 - 1,216 983.85
21 1,216 - 1,216 973.50
22 1,216 - 1,216 963.26
23 1,216 - 1,216 953.13
24 1,216 1,700 2,916 2,262.10
25 1,216 - 1,216 933.18
26 1,216 - 1,216 923.37
27 1,216 - 1,216 913.66
28 1,216 - 1,216 904.05
29 1,216 - 1,216 894.54
30 1,216 1,700 2,916 2,123.05
31 1,216 - 1,216 875.82
32 1,216 - 1,216 866.61
33 1,216 - 1,216 857.50
34 1,216 - 1,216 848.48
35 1,216 - 1,216 839.55
36 1,216 1,700 2,916 1,992.55
37 1,216 - 1,216 821.99
38 1,216 - 1,216 813.34
39 1,216 - 1,216 804.79
40 1,216 - 1,216 796.32
41 1,216 - 1,216 787.95
42 1,216 1,700 2,916 1,870.07
43 1,216 - 1,216 771.46
44 1,216 - 1,216 763.35
45 1,216 - 1,216 755.32
46 1,216 - 1,216 747.37
47 1,216 - 1,216 739.51
48 1,216 1,700 2,916 1,755.12
49 1,216 - 1,216 724.04
50 1,216 - 1,216 716.42
51 1,216 - 1,216 708.89
52 1,216 - 1,216 701.43
53 1,216 - 1,216 694.06
54 1,216 1,700 2,916 1,647.23
55 1,216 - 1,216 679.53
56 1,216 - 1,216 672.39
57 1,216 - 1,216 665.31
58 1,216 - 1,216 658.32
59 1,216 - 1,216 651.39
60 1,216 1,700 2,916 1,545.98
61 1,216 - 1,216 637.76
62 1,216 - 1,216 631.06
63 1,216 - 1,216 624.42
64 1,216 - 1,216 617.85
65 1,216 - 1,216 611.35
66 1,216 1,700 2,916 1,450.95
67 1,216 - 1,216 598.56
68 1,216 - 1,216 592.27
69 1,216 - 1,216 586.04
70 1,216 - 1,216 579.87
71 1,216 - 1,216 573.77
72 1,216 1,700 2,916 1,361.76
73 1,216 - 1,216 561.77
74 1,216 - 1,216 555.86
75 1,216 - 1,216 550.01
76 1,216 - 1,216 544.23
77 1,216 - 1,216 538.50
78 1,216 1,700 2,916 1,278.05
79 1,216 - 1,216 527.24
80 1,216 - 1,216 521.69
81 1,216 - 1,216 516.20
82 1,216 - 1,216 510.78
83 1,216 - 1,216 505.40
84 1,216 1,700 2,916 1,199.49
85 1,216 - 1,216 494.83
86 1,216 - 1,216 489.62
87 1,216 - 1,216 484.47
88 1,216 - 1,216 479.38
89 1,216 - 1,216 474.34
90 1,216 1,700 2,916 1,125.76
91 1,216 - 1,216 464.41
92 1,216 - 1,216 459.53
93 1,216 - 1,216 454.69
 94 1,216 - 1,216 449.91
95 1,216 - 1,216 445.18
96 1,216 1,700 2,916 1,056.56
97 1,216 - 1,216 435.86
98 1,216 - 1,216 431.28
99 1,216 - 1,216 426.74
100 1,216 - 1,216 422.26
101 1,216 - 1,216 417.81
102 1,216 1,700 2,916 991.62
103 1,216 - 1,216 409.07
104 1,216 - 1,216 404.77
105 1,216 - 1,216 400.51
106 1,216 - 1,216 396.30
107 1,216 - 1,216 392.13
108 1,216 1,700 2,916 930.66
109 1,216 - 1,216 383.93
110 1,216 - 1,216 379.89
111 1,216 - 1,216 375.89
112 1,216 - 1,216 371.94
113 1,216 - 1,216 368.03
114 1,216 1,700 2,916 873.46
115 1,216 - 1,216 360.33
116 1,216 - 1,216 356.54
117 1,216 - 1,216 352.79
118 1,216 - 1,216 349.08
119 1,216 - 1,216 345.41
120 1,216 1,700 2,916 819.77
121 1,216 - 1,216 338.18
122 1,216 - 1,216 334.62
123 1,216 - 1,216 331.10
124 1,216 - 1,216 327.62
125 1,216 - 1,216 324.17
126 1,216 1,700 2,916 769.38
127 1,216 - 1,216 317.39
128 1,216 - 1,216 314.05
129 1,216 - 1,216 310.75
130 1,216 - 1,216 307.48
131 1,216 - 1,216 304.25
132 1,216 1,700 2,916 722.08
133 1,216 - 1,216 297.88
134 1,216 - 1,216 294.75
135 1,216 - 1,216 291.65
136 1,216 - 1,216 288.58
137 1,216 - 1,216 285.55
138 1,216 1,700 2,916 677.70
139 1,216 - 1,216 279.57
140 1,216 - 1,216 276.63
141 1,216 - 1,216 273.72
142 1,216 - 1,216 270.84
143 1,216 - 1,216 267.99
144 1,216 1,700 2,916 636.04
145 1,216 - 1,216 262.39
146 1,216 - 1,216 259.63
147 1,216 - 1,216 256.90
148 1,216 - 1,216 254.19
149 1,216 - 1,216 251.52
150 1,216 1,700 2,916 596.94
151 1,216 - 1,216 246.26
152 1,216 - 1,216 243.67
153 1,216 - 1,216 241.10
154 1,216 - 1,216 238.57
155 1,216 - 1,216 236.06
156 1,216 1,700 2,916 560.25
157 1,216 - 1,216 231.12
158 1,216 - 1,216 228.69
159 1,216 - 1,216 226.28
160 1,216 - 1,216 223.90
161 1,216 - 1,216 221.55
162 1,216 1,700 2,916 525.81
163 1,216 - 1,216 216.91
164 1,216 - 1,216 214.63
165 1,216 - 1,216 212.37
166 1,216 - 1,216 210.14
167 1,216 - 1,216 207.93
168 1,216 1,700 2,916 493.49
169 1,216 - 1,216 203.58
170 1,216 - 1,216 201.44
171 1,216 - 1,216 199.32
172 1,216 - 1,216 197.22
173 1,216 - 1,216 195.15
174 1,216 1,700 2,916 463.16
175 1,216 - 1,216 191.07
176 1,216 - 1,216 189.06
177 1,216 - 1,216 187.07
178 1,216 - 1,216 185.10
179 1,216 - 1,216 183.15
180 1,216 1,700 2,916 434.69
181 1,216 - 1,216 179.32
182 1,216 - 1,216 177.44
183 1,216 - 1,216 175.57
184 1,216 - 1,216 173.72
185 1,216 - 1,216 171.90
186 1,216 1,700 2,916 407.97
187 1,216 - 1,216 168.30
188 1,216 - 1,216 166.53
189 1,216 - 1,216 164.78
190 1,216 - 1,216 163.04
191 1,216 - 1,216 161.33
192 1,216 1,700 2,916 382.89
193 1,216 - 1,216 157.95
194 1,216 - 1,216 156.29
195 1,216 - 1,216 154.65
196 1,216 - 1,216 153.02
197 1,216 - 1,216 151.41
198 1,216 1,700 2,916 359.35
199 1,216 - 1,216 148.24
200 1,216 - 1,216 146.69
201 1,216 - 1,216 145.14
202 1,216 - 1,216 143.62
203 1,216 - 1,216 142.11
204 1,216 1,700 2,916 337.26
205 1,216 - 1,216 139.13
206 1,216 - 1,216 137.67
207 1,216 - 1,216 136.22
208 1,216 - 1,216 134.79
209 1,216 - 1,216 133.37
210 1,216 1,700 2,916 316.53
211 1,216 - 1,216 130.58
212 1,216 - 1,216 129.21
213 1,216 - 1,216 127.85
 214 1,216 - 1,216 126.50
215 1,216 - 1,216 125.17
216 1,216 1,700 2,916 297.08
217 1,216 - 1,216 122.55
218 1,216 - 1,216 121.26
219 1,216 - 1,216 119.99
220 1,216 - 1,216 118.73
221 1,216 - 1,216 117.48
222 1,216 1,700 2,916 278.82
223 1,216 - 1,216 115.02
224 1,216 - 1,216 113.81
225 1,216 - 1,216 112.61
226 1,216 - 1,216 111.43
227 1,216 - 1,216 110.26
228 1,216 1,700 2,916 261.68
229 1,216 - 1,216 107.95
230 1,216 - 1,216 106.81
231 1,216 - 1,216 105.69
232 1,216 - 1,216 104.58
233 1,216 - 1,216 103.48
234 1,216 1,700 2,916 245.59
235 1,216 - 1,216 101.31
236 1,216 - 1,216 100.25
237 1,216 - 1,216 99.19
238 1,216 - 1,216 98.15
239 1,216 - 1,216 97.12
240 1,216 1,700 2,916 230.50

Método 4

ad Anticipada Renta = Pago = 250

 n Cuotas 30
250 TEM 1.50%
30
1.50% VP S/6,003.96

S/6,094.02 VF S/6,003.96
TEM 1.50%
S/6,094.02 n 6
1.50% VA S/5,490.87
7
S/5,490.87
 25000
5%
2
S/27,563

S/27,563
5%
15
S/2,655.43
 25000
5%
2
S/27,563

S/27,563
5%
15
S/2,655.43

S/2,655.43
6
5%
S/13,478.17

S/14,084.33
S/18,874.35
6%
9
S/2,774.95
 Método Financiero
TCED
TCEA
Seguros y
Cuota Total
Comisiones
- 124,000 124,000.00 Método TIR.NO.PER
49.59 1,441 1,425.30 31
49.59 2,832 2,770.86 63 TCEA
49.59 1,441 1,395.70 92 TCEA
49.59 1,441 1,380.89 123
49.59 1,441 1,366.24 154
49.59 1,441 1,352.21 184
49.59 2,832 2,630.59 214
49.59 1,441 1,324.13 245
49.59 1,441 1,310.54 275
49.59 1,441 1,297.08 305
49.59 1,441 1,283.32 336
49.59 1,441 1,270.14 366
49.59 1,441 1,255.80 399
49.59 2,832 2,444.71 427
49.59 1,441 1,230.57 458
49.59 1,441 1,217.10 490
49.59 1,441 1,205.01 519
49.59 1,441 1,192.23 550
49.59 2,832 2,318.56 581
49.59 1,441 1,167.47 611
49.59 1,441 1,155.88 640
49.59 1,441 1,143.23 672
49.59 1,441 1,131.88 701
49.59 1,441 1,120.25 731
49.59 1,441 1,107.99 763
49.59 2,832 2,156.22 792
49.59 1,441 1,085.35 823
49.59 1,441 1,073.84 854
49.59 1,441 1,062.81 884
49.59 1,441 1,050.81 917
49.59 2,832 2,045.65 945
49.59 1,441 1,029.70 976
49.59 1,441 1,019.48 1005
49.59 1,441 1,008.66 1036
49.59 1,441 998.30 1066
49.59 1,441 988.05 1096
49.59 1,441 977.57 1127
49.59 2,832 1,901.76 1157
49.59 1,441 956.61 1190
49.59 1,441 947.12 1219
49.59 1,441 937.39 1249
49.59 1,441 927.13 1281
49.59 2,832 1,804.25 1310
49.59 1,441 908.19 1341
49.59 1,441 898.55 1372
49.59 1,441 889.94 1400
49.59 1,441 880.50 1431
49.59 1,441 870.86 1463
49.59 1,441 862.21 1492
49.59 2,832 1,677.34 1522
49.59 1,441 844.01 1554
49.59 1,441 835.35 1584
49.59 1,441 826.77 1614
49.59 1,441 818.00 1645
49.59 2,832 1,591.33 1675
49.59 1,441 800.46 1708
49.59 1,441 792.79 1736
49.59 1,441 784.65 1766
49.59 1,441 775.79 1799
49.59 1,441 768.35 1827
49.59 1,441 760.20 1858
49.59 2,832 1,477.87 1890
49.59 1,441 744.41 1919
49.59 1,441 736.52 1950
49.59 1,441 728.70 1981
49.59 1,441 721.22 2011
49.59 2,832 1,403.06 2041
49.59 1,441 706.24 2072
49.59 1,441 699.23 2101
49.59 1,441 692.05 2131
49.59 1,441 684.47 2163
49.59 1,441 677.68 2192
49.59 1,441 670.49 2223
49.59 2,832 1,303.92 2254
49.59 1,441 656.57 2284
49.59 1,441 649.15 2317
49.59 1,441 642.93 2345
49.59 1,441 636.11 2376
49.59 2,832 1,236.63 2408
49.59 1,441 622.90 2437
49.59 1,441 616.72 2466
49.59 1,441 610.38 2496
49.59 1,441 603.91 2527
49.59 1,441 597.71 2557
49.59 1,441 590.96 2590
49.59 2,832 1,150.44 2618
49.59 1,441 579.09 2649
49.59 1,441 572.75 2681
49.59 1,441 567.06 2710
49.59 1,441 561.04 2741
49.59 2,832 1,091.08 2772
49.59 1,441 549.39 2802
49.59 1,441 543.94 2831
49.59 1,441 537.98 2863
49.59 1,441 532.64 2892
49.59 1,441 527.17 2922
49.59 1,441 521.40 2954
49.59 2,832 1,014.68 2983
49.59 1,441 510.75 3014
49.59 1,441 505.33 3045
49.59 1,441 500.14 3075
49.59 1,441 494.50 3108
49.59 2,832 962.65 3136
49.59 1,441 484.56 3167
49.59 1,441 479.25 3199
49.59 1,441 474.66 3227
49.59 1,441 469.62 3258
49.59 1,441 464.48 3290
49.59 1,441 459.87 3319
49.59 2,832 894.63 3349
49.59 1,441 450.17 3381
49.59 1,441 445.54 3411
49.59 1,441 440.97 3441
49.59 1,441 436.29 3472
49.59 2,832 848.76 3502
49.59 1,441 426.94 3535
49.59 1,441 422.84 3563
49.59 1,441 418.65 3592
49.59 1,441 414.20 3623
49.59 1,441 409.81 3654
49.59 1,441 405.60 3684
49.59 2,832 789.06 3714
49.59 1,441 397.18 3745
49.59 1,441 392.97 3776
49.59 1,441 388.66 3808
49.59 1,441 384.80 3837
49.59 2,832 748.60 3867
49.59 1,441 376.68 3899
49.59 1,441 373.07 3927
49.59 1,441 369.24 3957
49.59 1,441 365.07 3990
49.59 1,441 361.57 4018
49.59 1,441 357.74 4049
49.59 2,832 695.46 4081
49.59 1,441 350.31 4110
49.59 1,441 346.59 4141
49.59 1,441 342.92 4172
49.59 1,441 339.39 4202
49.59 2,832 660.26 4232
49.59 1,441 332.35 4263
49.59 1,441 329.05 4292
49.59 1,441 325.67 4322
49.59 1,441 322.10 4354
49.59 1,441 318.90 4383
123,018.14
1,202.74
1,190.09
1,177.58
1,165.19
1,152.94
2,736.31
1,128.81
1,116.94
1,105.19
1,093.57
1,082.07
2,568.12
1,059.43
1,048.28
1,037.26
1,026.35
1,015.55
2,410.26
994.30
983.85
973.50
963.26
953.13
2,262.10
933.18
923.37
913.66
904.05
894.54
2,123.05
875.82
866.61
857.50
848.48
839.55
1,992.55
821.99
813.34
804.79
796.32
787.95
1,870.07
771.46
763.35
755.32
747.37
739.51
1,755.12
724.04
716.42
708.89
 701.43
694.06
1,647.23
679.53
672.39
665.31
658.32
651.39
1,545.98
637.76
631.06
624.42
617.85
611.35
1,450.95
598.56
592.27
586.04
579.87
573.77
1,361.76
561.77
555.86
550.01
544.23
538.50
1,278.05
527.24
521.69
516.20
510.78
505.40
1,199.49
494.83
489.62
484.47
479.38
474.34
1,125.76
464.41
 459.53
454.69
449.91
445.18
1,056.56
435.86
431.28
426.74
422.26
417.81
991.62
409.07
404.77
400.51
396.30
392.13
930.66
383.93
379.89
375.89
371.94
368.03
873.46
360.33
356.54
352.79
349.08
345.41
819.77
338.18
334.62
331.10
327.62
324.17
769.38
317.39
314.05
310.75
307.48
304.25
722.08
297.88
294.75
291.65
288.58
285.55
677.70
279.57
276.63
273.72
270.84
267.99
636.04
262.39
259.63
256.90
254.19
251.52
596.94
246.26
243.67
241.10
238.57
236.06
560.25
231.12
228.69
226.28
223.90
221.55
525.81
216.91
214.63
212.37
210.14
207.93
493.49
203.58
201.44
199.32
197.22
195.15
463.16
191.07
189.06
187.07
185.10
183.15
434.69
179.32
177.44
175.57
173.72
171.90
407.97
168.30
166.53
164.78
163.04
161.33
382.89
157.95
156.29
154.65
153.02
151.41
359.35
do Financiero
0.0344%
13.1849%

do TIR.NO.PER

13.3798% 365 días

13.1849% 360 días