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UNIVERSIDAD PRIVADA DOMINGO SAVIO

PRACTICO INVESTIGACION CREDITOS “MEDIANTE METODO


FRANCES”

MATERIA : INGENIERIA ECONOMICA

DOCENTE : ING. RENE JAIME POL C.

ESTUDIANTE : JOSE DANIEL RIBERO ARUMBARI

SANTA CRUZ – BOLIVIA

Septiembre - 2020
Datos        
Prestamo $ 44,900.00 Bs 313,402.00  
Plazo 8 años    
  96 meses cuota mensual 4,755.61

Tasa de interes 10% Anual    


  0.83% mensual    

Saldo Cuota
Periodo Interes Amortizacion Saldo Final
Inicial Mensual
0         313,402.00
1 313,402.00 4,755.61 2611.68 2,143.93 311,258.07
2 311,258.07 4,755.61 2593.82 2,161.80 309,096.27
3 309,096.27 4,755.61 2575.80 2,179.81 306,916.46
4 306,916.46 4,755.61 2557.64 2,197.98 304,718.49
5 304,718.49 4,755.61 2539.32 2,216.29 302,502.19
6 302,502.19 4,755.61 2520.85 2,234.76 300,267.43
7 300,267.43 4,755.61 2502.23 2,253.38 298,014.05
8 298,014.05 4,755.61 2483.45 2,272.16 295,741.88
9 295,741.88 4,755.61 2464.52 2,291.10 293,450.79
10 293,450.79 4,755.61 2445.42 2,310.19 291,140.60
11 291,140.60 4,755.61 2426.17 2,329.44 288,811.15
12 288,811.15 4,755.61 2406.76 2,348.85 286,462.30
13 286,462.30 4,755.61 2387.19 2,368.43 284,093.87
14 284,093.87 4,755.61 2367.45 2,388.16 281,705.71
15 281,705.71 4,755.61 2347.55 2,408.07 279,297.64
16 279,297.64 4,755.61 2327.48 2,428.13 276,869.51
17 276,869.51 4,755.61 2307.25 2,448.37 274,421.14
18 274,421.14 4,755.61 2286.84 2,468.77 271,952.37
19 271,952.37 4,755.61 2266.27 2,489.34 269,463.03
20 269,463.03 4,755.61 2245.53 2,510.09 266,952.94
21 266,952.94 4,755.61 2224.61 2,531.01 264,421.94
22 264,421.94 4,755.61 2203.52 2,552.10 261,869.84
23 261,869.84 4,755.61 2182.25 2,573.36 259,296.47
24 259,296.47 4,755.61 2160.80 2,594.81 256,701.66
25 256,701.66 4,755.61 2139.18 2,616.43 254,085.23
26 254,085.23 4,755.61 2117.38 2,638.24 251,446.99
27 251,446.99 4,755.61 2095.39 2,660.22 248,786.77
28 248,786.77 4,755.61 2073.22 2,682.39 246,104.38
29 246,104.38 4,755.61 2050.87 2,704.74 243,399.64
30 243,399.64 4,755.61 2028.33 2,727.28 240,672.36
31 240,672.36 4,755.61 2005.60 2,750.01 237,922.35
32 237,922.35 4,755.61 1982.69 2,772.93 235,149.42
33 235,149.42 4,755.61 1959.58 2,796.03 232,353.38
34 232,353.38 4,755.61 1936.28 2,819.34 229,534.05
35 229,534.05 4,755.61 1912.78 2,842.83 226,691.22
36 226,691.22 4,755.61 1889.09 2,866.52 223,824.70
37 223,824.70 4,755.61 1865.21 2,890.41 220,934.29
38 220,934.29 4,755.61 1841.12 2,914.49 218,019.80
39 218,019.80 4,755.61 1816.83 2,938.78 215,081.01
40 215,081.01 4,755.61 1792.34 2,963.27 212,117.74
41 212,117.74 4,755.61 1767.65 2,987.97 209,129.78
42 209,129.78 4,755.61 1742.75 3,012.87 206,116.91
43 206,116.91 4,755.61 1717.64 3,037.97 203,078.94
44 203,078.94 4,755.61 1692.32 3,063.29 200,015.65
45 200,015.65 4,755.61 1666.80 3,088.82 196,926.83
46 196,926.83 4,755.61 1641.06 3,114.56 193,812.28
47 193,812.28 4,755.61 1615.10 3,140.51 190,671.77
48 190,671.77 4,755.61 1588.93 3,166.68 187,505.09
49 187,505.09 4,755.61 1562.54 3,193.07 184,312.01
50 184,312.01 4,755.61 1535.93 3,219.68 181,092.33
51 181,092.33 4,755.61 1509.10 3,246.51 177,845.82
52 177,845.82 4,755.61 1482.05 3,273.56 174,572.26
53 174,572.26 4,755.61 1454.77 3,300.84 171,271.41
54 171,271.41 4,755.61 1427.26 3,328.35 167,943.06
55 167,943.06 4,755.61 1399.53 3,356.09 164,586.98
56 164,586.98 4,755.61 1371.56 3,384.06 161,202.92
57 161,202.92 4,755.61 1343.36 3,412.26 157,790.66
58 157,790.66 4,755.61 1314.92 3,440.69 154,349.97
59 154,349.97 4,755.61 1286.25 3,469.36 150,880.61
60 150,880.61 4,755.61 1257.34 3,498.27 147,382.33
61 147,382.33 4,755.61 1228.19 3,527.43 143,854.91
62 143,854.91 4,755.61 1198.79 3,556.82 140,298.08
63 140,298.08 4,755.61 1169.15 3,586.46 136,711.62
64 136,711.62 4,755.61 1139.26 3,616.35 133,095.27
65 133,095.27 4,755.61 1109.13 3,646.49 129,448.79
66 129,448.79 4,755.61 1078.74 3,676.87 125,771.91
67 125,771.91 4,755.61 1048.10 3,707.51 122,064.40
68 122,064.40 4,755.61 1017.20 3,738.41 118,325.99
69 118,325.99 4,755.61 986.05 3,769.56 114,556.43
70 114,556.43 4,755.61 954.64 3,800.98 110,755.45
71 110,755.45 4,755.61 922.96 3,832.65 106,922.80
72 106,922.80 4,755.61 891.02 3,864.59 103,058.21
73 103,058.21 4,755.61 858.82 3,896.79 99,161.41
74 99,161.41 4,755.61 826.35 3,929.27 95,232.14
75 95,232.14 4,755.61 793.60 3,962.01 91,270.13
76 91,270.13 4,755.61 760.58 3,995.03 87,275.10
77 87,275.10 4,755.61 727.29 4,028.32 83,246.78
78 83,246.78 4,755.61 693.72 4,061.89 79,184.89
79 79,184.89 4,755.61 659.87 4,095.74 75,089.15
80 75,089.15 4,755.61 625.74 4,129.87 70,959.28
81 70,959.28 4,755.61 591.33 4,164.29 66,795.00
82 66,795.00 4,755.61 556.62 4,198.99 62,596.01
83 62,596.01 4,755.61 521.63 4,233.98 58,362.03
84 58,362.03 4,755.61 486.35 4,269.26 54,092.76
85 54,092.76 4,755.61 450.77 4,304.84 49,787.92
86 49,787.92 4,755.61 414.90 4,340.71 45,447.21
87 45,447.21 4,755.61 378.73 4,376.89 41,070.32
88 41,070.32 4,755.61 342.25 4,413.36 36,656.96
89 36,656.96 4,755.61 305.47 4,450.14 32,206.82
90 32,206.82 4,755.61 268.39 4,487.22 27,719.60
91 27,719.60 4,755.61 231.00 4,524.62 23,194.98
92 23,194.98 4,755.61 193.29 4,562.32 18,632.66
93 18,632.66 4,755.61 155.27 4,600.34 14,032.32
94 14,032.32 4,755.61 116.94 4,638.68 9,393.64
95 9,393.64 4,755.61 78.28 4,677.33 4,716.31
96 4,716.31 4,755.61 39.30 4,716.31 0.00
456,538.88