STATEMENT OF YOUR ACCOUNT

ACCOUNT NUMBER 364M034439
09/12/20 TO 10/11/20
Summary of Account Activity Payment Information
Previous Balance $93.35 New Balance $55.07
Payments $­40.00 Minimum Monthly Payment $40.00
Other Credits $0.00 Minimum Payment Due $40.00
Purchases/Other Transactions $0.00 (includes the minimum monthly payment, any past due amount and any other fees
associated)
Past Due Amount $0.00
Fees Charged $0.00 Payment Due Date 11/01/20
Interest Charged $1.72
New Balance $55.07 LATE PAYMENT WARNING: If we do not receive your minimum
monthly payment by the date listed above, we may charge you a
Credit Limit $4,500.00 late fee of $15.
Available Credit $4,444.93
Statement Closing Date 10/11/20
Days in Billing Cycle 30

Questions? Please send billing inquiries and correspondence to:
P.O. Box 724
Call customer service 1­800­BADCOCK Mulberry, FL 33860

Transactions
Invoice Number Transaction Date Description of Transaction or Credit Amount
P10000009 10/01/20 Payment Received $­40.00

Fees
TOTAL FEES FOR THIS PERIOD $0.00

Interest Charged
TOTAL INTEREST FOR THIS PERIOD $1.72
2020 Totals Year­to­Date
Total fees charged in 2020 $0.00
Total interest charged in 2020 $7.39

Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Type of Balance Annual Percentage Rate (APR) Balance Subject to Interest Interest Charge
Rate*
RC1FL 25.9900% $79.56 $1.72
(18.0000% to the portion over $5,000.00) RC1FL
*Please see Information About Your Account section for the Calculation of the Balance subject to Interest Rate.

Notes
For your convenience you can pay online at https://payments.badcock.com or (877) 706­8959.

NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
Please detach this portion and return with your statement

Account Number: 364M034439
New Balance: $55.07
Minimum Payment Due: $40.00
Contact your local store at: 850 455­0123 Payment Due Date: 11/01/20

AMOUNT
ENCLOSED:

ZACKARY NATHANIEL JENSEN
5824 SANDVIEW  DR
PENSACOLA, FL 32507

W S Badcock
P.O. Box 745688
If your name or address differs from that shown above, please check the
box, make the correction on the back of this form and return to the store
Atlanta, GA 30374­5688
address printed on this statement.

Scan this code and connect directly to Badcock.com
At Badcock You Can Buy With Confidence – From the People Who Care.
The index numbers under OTHER represent the following: (1) service installation, (2) corrections to
account balance, (3) delivery fees, (4) warranty service charges, (5) miscellaneous items, (6) disposal
fees and (7) assembly fees.

About
YourYour Account
Account

DETERMINATION OF AVERAGE DAILY BALANCE

In states other than Mississippi, we compute the balance subject to interest rate by applying the periodic
rate to the “average daily balance” of your account (including new purchases). To get the “average
daily balance” we take the beginning balance of your account each day, add any new purchases,
and subtract any payments or credits. This gives us the daily balance. Then we add up all the daily
balances for the billing cycle and divide the total by the number of days in the billing cycle. This gives
us the “average daily balance.” In computing the average daily balance, each of the daily balances will
LQFOXGHDQ\XQSDLGILQDQFHFKDUJHVLQVXUDQFHFKDUJHVZDUUDQW\VHUYLFHFKDUJHVGHOLYHU\IHHVDQG
delinquHncy charges.
In Mississippi, we compute the balance subject to interest rate by applying the periodic rate to the
“average daily balance” of your account (excluding new purchases). To get the “average daily balance”,
we take the beginning balance of your account each day, and subtract any payments or credits. We
do not add in any new purchases. This gives us the daily balance. Then, we add up all the daily
balances for the billing cycle and divide the total by the number of days in the billing cycle. This gives
us the “average daily balance.” In computing the average daily balance, each of the daily balances will
LQFOXGHDQ\XQSDLGÀQDQFHFKDUJHVLQVXUDQFHFKDUJHVZDUUDQW\VHUYLFHFKDUJHVGHOLYHU\IHHVDQG
delinquency charges.
HOW TO AVOID PAYING INTEREST
For all states, we will not charge you interest in any month in which there is no previous balance shown
on your statement. Also, we will not charge you any additional interest if you pay your entire account
balance within 26 days after the closing date shown on your statement.
In addition, Ln Mississippi, we will not charge you interest on new purchases if you pay your entire
account balance within one month after the closing date on your statement on which such purchases
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BILLING RIGHTS SUMMARY
What To Do If You Think You Find A Mistake On Your Statement
If you think there is an error on your statement, write to us at: P.O. Box , Mulberry, FL 33860. In
your letter, give us the following information:
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‡ Dollar amount: The dollar amount of the suspected error.
‡ 'HVFULSWLRQRI3UREOHP,I\RXWKLQNWKHUHLVDQHUURURQ\RXUELOOGHVFULEHZKDW\RX
believe is wrong and why you believe it is a mistake.
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potential errors and you may have to pay the amount in question. While we investigate whether or not
there has been an error, the following are true:
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amount.
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charge you interests on that amount But, if we determine that we made a mistake,
you will not have to pay the amount in question or any interest or other fees related
to that amount.
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remainder of your balance.
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Thank You! We Care!

ADDRESS CORRECTION

STREET ADDRESS

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