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Una operación de crédito por 52.000.

000 um, con una tasa de 10% ea y un plazo de 36 meses

Vp 52,000,000 # Cuota Saldo Inicial Pago Capital Intereses


i 0.80% mv 0 0 0 0 0
n 36 meses 1 52,000,000 -1,667,390 -1,252,735 -414,655
Anualidad -1,667,390 2 50,747,265 -1,667,390 -1,262,725 -404,666
3 49,484,540 -1,667,390 -1,272,794 -394,597
4 48,211,747 -1,667,390 -1,282,943 -384,447
5 46,928,804 -1,667,390 -1,293,173 -374,217
6 45,635,630 -1,667,390 -1,303,485 -363,905
7 44,332,145 -1,667,390 -1,313,880 -353,511
8 43,018,265 -1,667,390 -1,324,357 -343,034
9 41,693,908 -1,667,390 -1,334,917 -332,473
10 40,358,991 -1,667,390 -1,345,562 -321,828
11 39,013,429 -1,667,390 -1,356,292 -311,099
12 37,657,137 -1,667,390 -1,367,107 -300,283
13 36,290,030 -1,667,390 -1,378,009 -289,382
14 34,912,022 -1,667,390 -1,388,997 -278,393
15 33,523,025 -1,667,390 -1,400,073 -267,317
16 32,122,952 -1,667,390 -1,411,237 -256,153
17 30,711,714 -1,667,390 -1,422,491 -244,900
18 29,289,223 -1,667,390 -1,433,834 -233,556
19 27,855,389 -1,667,390 -1,445,268 -222,123
20 26,410,122 -1,667,390 -1,456,792 -210,598
21 24,953,329 -1,667,390 -1,468,409 -198,981
22 23,484,920 -1,667,390 -1,480,118 -187,272
23 22,004,802 -1,667,390 -1,491,921 -175,469
24 20,512,881 -1,667,390 -1,503,818 -163,573
25 19,009,063 -1,667,390 -1,515,809 -151,581
26 17,493,254 -1,667,390 -1,527,897 -139,494
27 15,965,357 -1,667,390 -1,540,080 -127,310
28 14,425,277 -1,667,390 -1,552,361 -115,029
29 12,872,916 -1,667,390 -1,564,740 -102,650
30 11,308,176 -1,667,390 -1,577,217 -90,173
31 9,730,959 -1,667,390 -1,589,794 -77,596
32 8,141,164 -1,667,390 -1,602,472 -64,919
33 6,538,693 -1,667,390 -1,615,250 -52,140
34 4,923,443 -1,667,390 -1,628,130 -39,260
35 3,295,313 -1,667,390 -1,641,113 -26,277
36 1,654,200 -1,667,390 -1,654,200 -13,191

Se deben realizar 36 pagos mensuales de 1.667.390 para cancelar la obligación


meses

Saldo Final
52,000,000
50,747,265
49,484,540
48,211,747
46,928,804
45,635,630
44,332,145
43,018,265
41,693,908
40,358,991
39,013,429
37,657,137
36,290,030
34,912,022
33,523,025
32,122,952
30,711,714
29,289,223
27,855,389
26,410,122
24,953,329
23,484,920
22,004,802
20,512,881
19,009,063
17,493,254
15,965,357
14,425,277
12,872,916
11,308,176
9,730,959
8,141,164
6,538,693
4,923,443
3,295,313
1,654,200
0
Una operación de crédito por 100.000.000 um, con una tasa de 12% anual timestre vencido y un plazo de 5 años.

Vp 100,000,000 # Cuota Saldo Inicial Pago Capital Intereses


i 12.00% ntv 0 0 0 0 0
i 3.00% tv 1 100,000,000 -6,721,571 -3,721,571 -3,000,000
n 5 años 2 96,278,429 -6,721,571 -3,833,218 -2,888,353
n 20 trimestres 3 92,445,211 -6,721,571 -3,948,214 -2,773,356
Anualidad -6,721,571 4 88,496,997 -6,721,571 -4,066,661 -2,654,910
5 84,430,336 -6,721,571 -4,188,661 -2,532,910
6 80,241,675 -6,721,571 -4,314,320 -2,407,250
7 75,927,355 -6,721,571 -4,443,750 -2,277,821
8 71,483,605 -6,721,571 -4,577,063 -2,144,508
9 66,906,542 -6,721,571 -4,714,374 -2,007,196
10 62,192,168 -6,721,571 -4,855,806 -1,865,765
11 57,336,362 -6,721,571 -5,001,480 -1,720,091
12 52,334,882 -6,721,571 -5,151,524 -1,570,046
13 47,183,358 -6,721,571 -5,306,070 -1,415,501
14 41,877,288 -6,721,571 -5,465,252 -1,256,319
15 36,412,036 -6,721,571 -5,629,210 -1,092,361
16 30,782,826 -6,721,571 -5,798,086 -923,485
17 24,984,740 -6,721,571 -5,972,029 -749,542
18 19,012,711 -6,721,571 -6,151,189 -570,381
19 12,861,522 -6,721,571 -6,335,725 -385,846
20 6,525,797 -6,721,571 -6,525,797 -195,774

Se deben realizar 20 pagos trimestrales de 6.721.571 para cancelar la obligación.


plazo de 5 años.

Saldo Final
100,000,000
96,278,429
92,445,211
88,496,997
84,430,336
80,241,675
75,927,355
71,483,605
66,906,542
62,192,168
57,336,362
52,334,882
47,183,358
41,877,288
36,412,036
30,782,826
24,984,740
19,012,711
12,861,522
6,525,797
0
Una operación de crédito por 65.000.000 um, con una tasa de 1,2% mensual vencido y un plazo de 8 semestres

Vp 65,000,000 # Cuota Saldo Inicial Pago Capital Intereses


i 1.20% mv 0 0 0 0 0
i 14.40% namv 1 65,000,000 -11,063,017 -6,240,351 -4,822,667
i 15.39% ea 2 58,759,649 -11,063,017 -6,703,353 -4,359,665
i 14.84% nasv 3 52,056,297 -11,063,017 -7,200,707 -3,862,310
i 7.42% sv 4 44,855,590 -11,063,017 -7,734,963 -3,328,055
n 8 semestres 5 37,120,627 -11,063,017 -8,308,857 -2,754,160
Anualidad -11,063,017 6 28,811,770 -11,063,017 -8,925,332 -2,137,686
7 19,886,438 -11,063,017 -9,587,546 -1,475,472
8 10,298,892 -11,063,017 -10,298,892 -764,125

Se deben realizar 8 pagos semestrales de 11.063.017 cancelar la obligación.


de 8 semestres

Saldo Final
65,000,000
58,759,649
52,056,297
44,855,590
37,120,627
28,811,770
19,886,438
10,298,892
0
Una operación de crédito por 25.000.000 um, con una tasa de 2,5% trimestral anticipado y un plazo de 60 meses (mes vencido).

Vp 25,000,000 # Cuota Saldo Inicial Pago Capital Intereses


i 2.50% ta 0 0 0 0 0
i 2.56% tv 1 25,000,000 -533,269 -321,395 -211,875
i 10.26% natv 2 24,678,605 -533,269 -324,119 -209,151
i 10.66% ea 3 24,354,486 -533,269 -326,866 -206,404
i 10.17% namv 4 24,027,621 -533,269 -329,636 -203,634
i 0.85% mv 5 23,697,985 -533,269 -332,429 -200,840
n 60 meses 6 23,365,555 -533,269 -335,247 -198,023
Anualidad -533,269 7 23,030,309 -533,269 -338,088 -195,181
8 22,692,221 -533,269 -340,953 -192,316
9 22,351,267 -533,269 -343,843 -189,427
10 22,007,425 -533,269 -346,757 -186,512
11 21,660,668 -533,269 -349,696 -183,574
12 21,310,972 -533,269 -352,659 -180,610
13 20,958,313 -533,269 -355,648 -177,621
14 20,602,664 -533,269 -358,662 -174,607
15 20,244,002 -533,269 -361,702 -171,568
16 19,882,300 -533,269 -364,767 -168,502
17 19,517,533 -533,269 -367,859 -165,411
18 19,149,674 -533,269 -370,976 -162,293
19 18,778,698 -533,269 -374,120 -159,149
20 18,404,578 -533,269 -377,291 -155,978
21 18,027,287 -533,269 -380,489 -152,781
22 17,646,798 -533,269 -383,713 -149,556
23 17,263,085 -533,269 -386,965 -146,304
24 16,876,120 -533,269 -390,245 -143,025
25 16,485,875 -533,269 -393,552 -139,717
26 16,092,323 -533,269 -396,887 -136,382
27 15,695,436 -533,269 -400,251 -133,019
28 15,295,185 -533,269 -403,643 -129,626
29 14,891,542 -533,269 -407,064 -126,206
30 14,484,478 -533,269 -410,514 -122,756
31 14,073,964 -533,269 -413,993 -119,277
32 13,659,972 -533,269 -417,501 -115,768
33 13,242,470 -533,269 -421,040 -112,230
34 12,821,430 -533,269 -424,608 -108,661
35 12,396,822 -533,269 -428,207 -105,063
36 11,968,616 -533,269 -431,836 -101,434
37 11,536,780 -533,269 -435,495 -97,774
38 11,101,285 -533,269 -439,186 -94,083
39 10,662,099 -533,269 -442,908 -90,361
40 10,219,190 -533,269 -446,662 -86,607
41 9,772,528 -533,269 -450,447 -82,822
42 9,322,081 -533,269 -454,265 -79,004
43 8,867,816 -533,269 -458,115 -75,155
44 8,409,701 -533,269 -461,997 -71,272
45 7,947,704 -533,269 -465,913 -67,357
46 7,481,791 -533,269 -469,861 -63,408
47 7,011,929 -533,269 -473,843 -59,426
48 6,538,086 -533,269 -477,859 -55,410
49 6,060,227 -533,269 -481,909 -51,360
50 5,578,318 -533,269 -485,993 -47,276
51 5,092,324 -533,269 -490,112 -43,157
52 4,602,212 -533,269 -494,266 -39,004
53 4,107,946 -533,269 -498,455 -34,815
54 3,609,492 -533,269 -502,679 -30,590
55 3,106,813 -533,269 -506,939 -26,330
56 2,599,874 -533,269 -511,236 -22,034
57 2,088,638 -533,269 -515,568 -17,701
58 1,573,070 -533,269 -519,938 -13,332
59 1,053,132 -533,269 -524,344 -8,925
60 528,788 -533,269 -528,788 -4,481

Se deben realizar 60 pagos mensuales de 533.269 para cancelar la obligación.


0 meses (mes vencido).

Saldo Final
25,000,000
24,678,605
24,354,486
24,027,621
23,697,985
23,365,555
23,030,309
22,692,221
22,351,267
22,007,425
21,660,668
21,310,972
20,958,313
20,602,664
20,244,002
19,882,300
19,517,533
19,149,674
18,778,698
18,404,578
18,027,287
17,646,798
17,263,085
16,876,120
16,485,875
16,092,323
15,695,436
15,295,185
14,891,542
14,484,478
14,073,964
13,659,972
13,242,470
12,821,430
12,396,822
11,968,616
11,536,780
11,101,285
10,662,099
10,219,190
9,772,528
9,322,081
8,867,816
8,409,701
7,947,704
7,481,791
7,011,929
6,538,086
6,060,227
5,578,318
5,092,324
4,602,212
4,107,946
3,609,492
3,106,813
2,599,874
2,088,638
1,573,070
1,053,132
528,788
0
Una operación de crédito por 5.000.000 um, con una tasa de 19% efectivo anual y un plazo de 4 semestres (semestre anticipado).

Vp 5,000,000 # Cuota Saldo Inicial Pago Capital Intereses


i 19.00% ea 0 5,000,000 -1,403,776 -1,403,776 0
i 18.17% nasv 1 3,596,224 -1,403,776 -1,104,205 -299,571
i 9.09% sv 2 2,492,019 -1,403,776 -1,196,187 -207,589
i 8.33% sa 3 1,295,831 -1,403,776 -1,295,831 -107,945
n 4 semestres
Anualidad -1,403,776

Se deben realizar 4 pagos mensuales de 1.403.776 para cancelar la obligación.


s (semestre anticipado).

Saldo Final
3,596,224
2,492,019
1,295,831
0